Published on and written by Cyril Jarnias
Establishing a business and embarking on an entrepreneurial venture in Nauru is anything but a conventional project. A micro-state adrift in the Pacific, a tiny economy, limited infrastructure, a business legal framework in flux, a market of barely 10,000 inhabitants… and on the other side, highly aggressive tax incentives, an investment citizenship program, and a national strategy focused on renewable energy, digital technology, and sustainable tourism.
Entrepreneurship in Nauru involves understanding a specific and fragile environment. This guide covers the legal framework, business structures, taxation, banking constraints, visas, citizenship, real costs, promising sectors, and the cultural codes to master.
Understanding the Context: An Extremely Particular Micro-Market
Nauru is often presented as the world’s smallest island state, with an area of about 21 km² and a population slightly over 10,000. The economy is ultra-dependent on a few pillars: residual phosphate, fishing license sales, foreign aid (mostly Australian), revenue from the Regional Processing Centre for asylum seekers, and some service activities.
Over 80% of Nauru’s land has been degraded by phosphate mining.
For an expatriate entrepreneur, two realities therefore constantly coexist: a vulnerable environment, poor in infrastructure and highly dependent on the outside, and, simultaneously, a political will to attract private capital, notably through taxation, public-private partnerships, and investment citizenship.
Investment Climate: Political Voluntarism and Strong State Control
On paper, Nauru aims to be “pro-business.” The government has adopted several reforms to simplify business creation, clarify legal structures, and regulate foreign investment.
Among the key texts are notably:
| Domain | Main Legislation | Function |
|---|---|---|
| Business Names | Business Names Registration Act 2018 | Framework for registering business names |
| Licenses | Business Licences Act 2017 | Business licensing regime |
| Corporations | Corporations Act 1972 | Creation and operation of companies |
| Partnerships | Partnerships Act 2018 | Framework for partnerships |
| Trusts | Trusts Act 2018 | Creation and management of trusts |
| Beneficial Owners | Beneficial Ownership Act 2017 | Register of beneficial owners |
| Foreign Investment | Foreign Investment Act | Specific framework for foreign investment |
The supervision of business registration, licenses, and beneficial owners falls under the Department of Justice & Border Control, through its Business Registration, Business Licensing & Beneficial Ownership Division. The Secretary for Justice and Border Control is the supervisory authority, with different registrars (business names, licenses, corporations, partnerships). The Nauru Revenue Office (NRO), based at the Civic Centre in the Aiwo district, manages notably the allocation of Tax Identification Numbers (TIN).
A recent Foreign Investment Act established a Foreign Investment Authority. Its role is to promote Nauru to investors, issue investment certificates, and guarantee certain rights like protection against arbitrary expropriation and repatriation of profits. It also administers a “Reserved List,” a list of economic sectors reserved or protected for Nauruans. Openness to foreign investment is therefore neither total nor automatic: project approval depends largely on interaction with this administration and the perceived local benefit of the project.
Choosing a Legal Form: Options and Constraints for Expatriates
Nauruan law offers a relatively standard range of structures for a common law country, however with important nuances for foreigners.
Main Available Structures
The main forms are:
– sole proprietorship (sole trader)
– partnership (partnership / firm)
– corporation / company
– non-profit association
– trust
Some useful clarifications:
A partnership is an unincorporated entity involving at least two persons (individuals or legal entities) carrying on a business in common. An association refers to companies, clubs, NGOs, or civil society organizations operating on a non-profit basis. In contrast, a business name is not an independent legal entity, but simply the name under which a business operates.
For foreign investors seeking a significant-sized structure, the company or, in some cases, the International Business Company (IBC) generally remains the most suitable form.
Specifics for Foreigners and Foreign Companies
Foreigners can, in principle, register a business in Nauru, but should expect specific requirements:
To establish a presence in Nauru, a foreign company must have a local registered office and may need to appoint a local representative. Foreign directors actively operating on-site must obtain a specific business or work visa (Nauruan business visa). The company must also lodge a certified copy of its original certificate of incorporation, a memorandum defining the powers of its local directors, and a memorandum of appointment of a registered local agent.
Some sources mention strong restrictions for foreign corporations, notably the inability to own real estate or to trade directly with local businesses. These rules must be verified case by case, but they illustrate the degree of control exercised.
For International Business Companies, the name must end with “IBC,” be unique, and, if in a foreign language, have an English translation.
Practical Steps to Create Your Business in Nauru
Business creation generally follows a structured sequence, even if, in practice, the relational aspect heavily impacts timelines and ease.
1. Clarify the Project and Prepare a Solid Business Plan
In a micro-market of 10,000 inhabitants, where most goods are imported and the public sector remains omnipresent, a business plan is essential to:
– convince the authorities (impact on local employment, skills transfer, contribution to economic diversification)
– discuss with investors, partners, or banks
– anticipate logistical and import costs, often very high
– integrate market size constraints and possibilities for export or remote services
The authorities particularly emphasize priority sectors: fisheries, aquaculture, renewable energy, digital, sustainable tourism, innovative agriculture, infrastructure, health, and education.
2. Obtain a Tax Identification Number (TIN)
The TIN is the key entry point for the entire system. All entities, from the sole proprietorship to the company, must have a TIN issued by the Nauru Revenue Office. For companies, partnerships, trusts, and associations, a provisional TIN is required even before applying for the registration certificate.
Without a TIN, it is impossible to:
– finalize business registration
– open a professional bank account
– be compliant with local taxation
3. Choose and Register the Business Name
Registering the business name is done with the Registrar of Business Names. It is possible to reserve a name (for a moderate fee) before submitting the complete file. Example of observed fees:
| Operation | Indicative Amount |
|---|---|
| Name Reservation | 20 AUD |
| Name Registration for a Partnership | 200 AUD |
The chosen name must not be already in use or too similar to an existing entity, to avoid confusion and disputes.
4. Register the Structure (Company, Partnership, Trust…)
For a company, you must provide notably: share capital, articles of association, registered office, list of shareholders, and a business plan.
– articles of association (Articles of Association)
– Memorandum of Incorporation
– identification documents and police clearance certificates for directors and shareholders
– information on capital distribution
The certificate of incorporation (Corporation) is subject to significant registration fees: around 1,200 AUD for a company. For a trust, registration fees are around 200 AUD.
Announced timelines vary from 2 days (for very simple files) to 2–4 weeks depending on complexity and the administration’s workload.
5. Register the Beneficial Owners
The Beneficial Ownership Act 2017 requires the declaration of beneficial owners, with:
– form for appointing a dedicated officer (approx. 25 AUD)
– registration of beneficiary information (approx. 50 AUD)
This transparency strengthens anti-money laundering compliance and may slightly lengthen formalities, but it is unavoidable.
6. Obtain a Business Licence
Any commercial activity requires an annual Business Licence, distinct from name and structure registration. Key points:
– license valid for 12 months, renewable each year
– base fee of approx. 300 AUD for a partnership license, with an additional fee for each extra activity or each district of operation (approx. 300 AUD per additional nature or district)
The absence of a valid license exposes you to penalties and can block bank account openings or contract signings.
7. Comply with Specific Sector and Import Regulations
Certain sectors require additional licenses or permits (finance, insurance, reinsurance, specific trusts, import of sensitive goods, etc.) issued mainly by the Department of Commerce, Industry and Environment or Nauru Customs.
Projects requiring massive imports (industrial equipment, construction materials, etc.) will need to master:
– customs classification (HS codes)
– duty calculation based on CIF value
– possible duty exemptions for approved projects
– declaration procedures with Nauru Customs
Taxation: A Powerful but Technical Attraction Tool
Nauru clearly plays the taxation card to attract businesses and investors, with a deliberately simple system, moderate rates, and the absence of several major classic taxes.
Corporate Taxes
The system distinguishes between residents, non-residents, and small businesses:
| Type of Business | Calculation Basis | Rate |
|---|---|---|
| Small Business Tax (non-residents, Turnover ≤ 250,000 AUD) | Gross turnover | 2.5% |
| Business Profits Tax – Category A (residents, Turnover < 15 M AUD) | Profit | 20% |
| Business Profits Tax – Category B (residents, Turnover ≥ 15 M AUD) | Profit | 25% |
| Nauru-source income (interest, royalties, insurance premiums) for non-residents | Gross amount | 20% |
For non-residents, taxation is largely territorial: only income derived from Nauru is taxed. There is no VAT, no capital gains tax, no wealth or inheritance tax.
Personal Income Tax
The situation is more nuanced, as available information reflects regimes that have evolved:
Presentation of different income tax systems for residents in Nauru, based on previous regimes and current references.
For some residents, a tax-free threshold that could reach 250,000 AUD of taxable income under certain previous regimes.
A schedule with a 20% tax rate applicable to income above 9,241 AUD for employees of Nauruan companies and self-employed residents.
References also mention the existence of progressive income tax rates that could reach up to 30%.
In practice, it is necessary to distinguish:
Tax residents (generally present ≥ 183 days/year) are taxed on their worldwide income. Non-residents are in principle not taxed on their foreign-source income. Specific tax regimes may apply to beneficiaries of an investment citizenship program or holders of an IBC (International Business Company).
Other Levies: Customs Duties and Imports
Nauru does not levy domestic VAT on local consumption, but since most goods are imported, taxation focuses on:
– customs duties proportional to CIF value
– specific excise duties on alcohol, tobacco, certain luxury goods
– in some cases, an import VAT of 10% according to some sources on goods (to be interpreted as a mechanism akin to a consumption tax applied at entry)
For an entrepreneur, the impact is massive: the cost structure of a store, restaurant, or industrial activity will heavily depend on these duties.
Banking and Finance: A Weak Link to Anticipate
The Nauruan banking system experienced a collapse in the 2000s (bankruptcy of the Bank of Nauru, money laundering scandals, etc.). Offshore bank licenses were revoked in 2004 and no situation was regularized for thousands of depositors.
Since then, the state has sought to restore a minimum of services, relying on Australian partners. A Bendigo Bank agency operated from 2015 via the post office, but is set to cease operations in 2025. The replacement will be handled by the Commonwealth Bank of Australia (CommBank), which already operates via agencies in the Aiwo (Civic Centre) and Ewa districts, and plans an enhanced presence in Boe.
The available banking services remain basic:
Presentation of the main financial services commonly offered, with their specific characteristics.
Open to individuals and businesses for daily management and building savings.
Transfers and payment operations conducted within the country.
Some solutions for sending money abroad, often associated with high fees and processing times of 3 to 7 days.
Primarily issued in local currency (AUD) for payments and withdrawals.
Almost no multi-currency bank accounts for clients.
Opening a professional account involves:
– TIN
– certificate of registration / incorporation
– business license
– in-depth KYC forms
– physical presence to sign documents
Timelines can reach several weeks, or even longer. The relationship of trust with the bank and strict compliance with anti-money laundering standards are essential.
Expatriates often supplement this setup with:
– one or more banks in more robust jurisdictions
– fintech / multi-currency neobank solutions for international invoicing
– potential offshore accounts (e.g., HSBC Expat) for wealth management
Visas, Residence, and Citizenship: Three Levels to Structure Your Project
Before funding a structure in Nauru, you must ensure the viability of the migratory status. The visa arsenal is quite broad but remains rigid and sometimes costly.
Business and Work Visas
The main categories are: Category A, Category B, Category C, Category D.
– Business Visa
– Local Business (Employment) Visa
– Employment Visa
– Special Purpose Visa
– Visitor Visa
– Dependent Visa
– Residence Visa (for dependents of citizens)
For a foreign entrepreneur setting up a local business, two pathways stand out:
– 1. Business Visa:
– requires an invitation letter from a registered business or government entity
– exists as a 3-month single entry version, or a 12-month multiple entry version
– fees vary widely (from 100 to 8,000 AUD), the “business employment” category can go up to 8,000 AUD
– 2. Local Business (Employment) Visa:
– intended for workers employed by a business 100% owned by Nauruans
– therefore not suitable for a foreign founder who owns their company
– visa valid for up to 12 months, multiple entry, renewable if conditions continue to be met
– heavy documentation to provide: police certificate, medical certificate, employment contract, proof of Nauruan citizenship of the employer, business license, etc.
– clear penalty clauses in case of circumvention (fine up to 10,000 AUD and/or imprisonment for the employer who abuses the system)
In general, visas are managed by the Immigration Division, requiring:
– form in English
– valid passport (at least 6 months for entry, and 3 months for some visas)
– police clearance certificate
– birth certificate
– evidence related to the purpose (contract, invitation, etc.)
– payment of often non-refundable fees
Media visas, for example, are known to be difficult and very costly (approx. 8,000 AUD), which illustrates the level of political control.
Citizenship by Investment: A Strategic Key for Entrepreneurship
Nauru has launched an investment citizenship program, the Nauru Economic and Climate Resilience Citizenship Program (ECRCP or NECRCP), designed as a tool to finance climate resilience and economic diversification projects.
Main characteristics:
Main features and conditions of the economic contribution program for obtaining nationality.
Non-refundable contribution of approx. 90,000 to 120,000 USD for a single applicant, plus processing fees (25,000 to 30,000 USD) and due diligence fees (10,000 USD for the main applicant).
Average processing time of 3 to 5 months, requiring an authorized agent.
No residence requirements, either before or after obtaining citizenship.
Possibility to include spouse, children, parents, grandparents, and sometimes siblings, with additional contributions.
Requirement to take an oath of allegiance, which can be done in person or via video conference.
Dual citizenship is permitted under the program.
The program is explicitly positioned as one of the most financially advantageous in the world. Funds are directed towards:
– climate resilience projects (Higher Ground Initiative, protection against sea level rise)
– renewable energy development
– improving access to fresh water
– infrastructure and social projects
A temporary “Iruwa Initiative” further reduces costs (up to 30% discount on contributions) and expands criteria for family members until 2026.
For an entrepreneur, Nauruan citizenship brings several levers:
– removal of most land ownership constraints (access to freehold is highly regulated but possible for citizens)
– easier access to the banking and administrative system
– attractive tax regime on foreign-source income and capital gains
– passport offering visa-free, visa-on-arrival, or e-visa access to 80–120 countries according to sources (including the UK, Ireland, United Arab Emirates, Hong Kong, Singapore, Russia, etc.)
However, this is a significant financial commitment, to be weighed against the size of the local market: in most cases, citizenship will be used as much as a global mobility and tax optimization tool as a strictly “local” passport.
Cost of Living and Operating Costs: An Expensive Environment for Everything Imported
A common mistake is to assume a small island state must be cheap. That is false: in Nauru, almost everything is imported, which significantly increases the cost of daily life and operating costs.
Cost of Living Indicators
Available data varies, but converges on one idea: the price level is lower than some major Western metropolises, but penalized by imports and scarcity of supply.
| Scenario | Average Monthly Cost (USD, with rent) |
|---|---|
| Single person (low estimate) | ~733 USD |
| Family of 4 (low estimate) | ~1,813 USD |
| Single person (more comfortable scenario) | 2,665 to 4,965 USD |
| Family of 4 (comfortable scenario) | 5,650 to 10,295 USD |
Local salaries are low (approx. 683 USD net monthly on average), meaning that the purchasing power of expatriate employees of international organizations, or well-capitalized entrepreneurs, far surpasses that of the local population… without however guaranteeing a very high standard of living, given the prices of certain categories (housing, imports, international school, etc.).
Examples of Relevant Costs for an Entrepreneur
– rent for a 1-bedroom apartment: 245–352 USD/month (with significant variations depending on scarcity of supply)
– electricity, water, internet: often several hundred dollars combined, with frequent outages
– fuel: around 1 USD/liter, with an AUD range of 2 to 2.89
– importing a car by air: 2,000 to 5,000 USD freight, plus up to 40% customs duties
– international school for children: over 8,000 USD per year
– food expenses for a family: from 768 USD to much more depending on habits and proportion of imported products
In terms of business management, this implies:
– high logistics and supply costs
– the need to secure robust stocks and import chains
– margins to be adjusted to absorb duties and transport fees
– a local clientele with limited purchasing power, except for a very specific segment (international civil servants, workers linked to the Regional Processing Centre, etc.)
Infrastructure, Logistics, and Importation: The Crux of the Matter
Nauru is the archetype of a logistically complex destination. Most goods arrive by sea, via the Aiwo port (and now a deeper water port nearing completion).
Import Conditions
Any operator that imports or exports must:
– be registered as a business and hold an appropriate license
– obtain, if necessary, sector-specific permits from the Department of Commerce, Industry and Environment
– submit complete declarations to customs (Nauru Customs), including:
– commercial invoice
– packing list
– certificate of origin
– bills of lading and transport documents
– respect HS coding and the CIF method for customs valuation
– comply with biosecurity controls
The tariff system primarily aims to ensure the supply of essential goods and protect a small local market. It also offers protection for certain specific products.
Indicative Customs Duties
A few examples to illustrate the duty structure:
| Category | Product | Approximate Duty |
|---|---|---|
| Food Products | Rice | 5% |
| Meats (beef, lamb) | 10% | |
| Powdered milk, cheese | 10–15% | |
| Fresh fruits and vegetables | 5–10% | |
| Clothing | 20% | |
| Passenger Vehicles | 20% | |
| Branded clothing, cosmetics | 15–20% | |
| Alcohol | 30–50% | |
| Tobacco | 40–50% |
For an industrial or commercial project, these percentages apply to a CIF base already high due to:
– long transport times (8–12 weeks with transshipments via Brisbane or Suva)
– handling costs (cantilevers, barges, tonnage limitations)
– risk of delays (weather, congestion, limited infrastructure)
Serious businesses typically go through:
– freight forwarders specialized in the Pacific
– customs brokers familiar with Nauruan procedures
– sometimes DDP (Delivered Duty Paid) services or Official Importer of Record services to fully outsource compliance and duty payment
Promising Sectors: Where Can an Expatriate Truly Create Value?
In such a small market, the challenge is not to “copy-paste” a Western model, but to identify niches consistent with national priorities. Several areas stand out.
Fisheries, Aquaculture, and Marine Resource Valorization
With an Exclusive Economic Zone of 320,000 km² rich in skipjack tuna, Nauru already derives significant revenue from fishing licenses granted to China, Japan, Korea, Australia, New Zealand, or the USA.
Entrepreneurial opportunities lie more in:
– ancillary services: logistics, ship maintenance, cold chain, processing (filleting, freezing, canning)
– small-scale sustainable aquaculture projects, aiming to strengthen local food security
– environmental certification and traceability of seafood products
Renewable Energy and Energy Efficiency
The stated target of 100% renewable energy by 2050 opens a considerable field:
– installation of solar farms, micro-grids, battery storage
– off-grid solutions for isolated or sensitive sites
– maintenance services, training of local technicians, smart demand management
– PPP projects supported by the Nauru Utilities Corporation and donors (ADB notably)
Foreign companies capable of bringing technology, capital, and training capacity have real leverage, provided they align with government strategies.
Foreign Companies
Sustainable Tourism and Experience Economy
Tourism in Nauru is still embryonic (limited infrastructure, scarce flights, restricted hotel offerings), but the strategy is clear: develop niche, quality tourism, driven by youth and focused on natural and cultural heritage.
Structural initiatives already exist:
– Nauru Tourism and the Sustainable Tourism Working Group, which brings together the private sector, authorities, and communities
– training of young local guides (18–30 years old) as part of mentoring programs, with cascading transmission
– organization of events like the Nauru Tourism Expo, highlighting local tours, handicrafts, cultural performances
For an expatriate, opportunities are found:
– in co-developing receptive agencies and thematic packages (exploration of former phosphate areas, diving, hiking, cultural discovery)
– in creating innovative and environmentally respectful accommodation solutions (eco-lodges, small charming structures)
– in digital tools (booking platforms, digital marketing, payment systems) connecting Nauru to the rest of the world
Any initiative must ensure it does not bypass the local ecosystem, but rather strengthens it. Political priority is given to young Nauruan entrepreneurs, with whom it is often wise to partner.
Digital, Fintech, and Online Services
Despite still imperfect connectivity, Nauru has adopted a Nauru Digital Strategy 2020‑2025 and the “Digital Nauru” program, including investments in data centers, cybersecurity, and training.
Added to this:
– the establishment of a digital identity infrastructure and electronic KYC, co-financed by Australia to secure financial services
– a specific framework for virtual assets (Command Ridge Virtual Asset Authority), which creates a relatively welcoming regulatory environment for certain crypto or fintech companies
Advantages for a digital entrepreneur:
– no physical presence requirement for most structures
– territorial taxation and no taxation of capital gains
– possibility for digital businesses to structure themselves from Nauru while operating globally
But the constraints remain very real:
– sometimes limited bandwidth, frequent micro-outages
– scarcity of highly qualified local talent in certain fields
– need to prove robust AML/CTF procedures in a country with a controversial banking past
Culture, Social Codes, and Way of Doing Business
Ignoring Nauruan culture is the best way to fail a project, no matter how brilliant it may be on paper. Society is at once conservative, community-oriented, and deeply marked by traditional structures.
Key Values
– respect for elders and authority figures: society is largely gerontocratic
– organization into matrilineal clans (ibubwe), with complex and highly sensitive land rights
– central role of the extended family and community
– importance of social harmony (kakaia), which implies avoiding open confrontation
– omnipresent Christianity, strongly influencing social norms
In business, this translates to:
In this context, personal trust outweighs contractual aspects. Communication is often indirect, placing great importance on the unsaid, silences, and non-verbal language. Expect long negotiations, as they typically involve many internal consultations.
Meetings often start with informal exchanges (family, weather, local events) before addressing the core issue. Impatience, ultimatums, or a too aggressive style risk closing doors in a lasting way.
Professional Etiquette
Some concrete guidelines:
For successful professional interaction, it is recommended to greet with a handshake and a smile, addressing the most senior person first. Use titles and last names until invited to use first names. Avoid pointing, which is considered rude, and maintain natural eye contact without intense staring. Adopt professional attire suitable for the climate: light shirt, neat trousers or skirt, bright colors are acceptable, but avoid overly revealing or casual clothing (flip-flops, tank tops, etc.). Refrain from swearing, blasphemy, or behavior perceived as aggressive, and exercise emotional restraint in this context.
Furthermore, high-level corruption and favoritism practices clearly exist, notably in public contracts. For a serious expatriate, the only viable long-term strategy is to remain strictly within the law, surrounding oneself with solid local advice and documenting all official interactions.
Post-Creation Obligations: Accounting, Licenses, Compliance
Once the business is registered and authorized, the administrative work does not stop.
Accounting and Record Keeping
All businesses must:
– maintain rigorous accounting records for at least 7 years
– keep numbered invoices, mentioning the business name, license number, customer details, date, and detailed description of goods or services
– produce income and tax returns on time (monthly or annually depending on the regime)
Non-compliance exposes you to fines, or even imprisonment in serious cases (fraud, deliberate omission).
Licenses and Updates
The Business Licence is annual: it must be systematically renewed, with information updated if the activity, geographical area, or ownership structure changes.
Any significant change (address, directors, shareholding, nature of activities) must be notified to the registrar via the appropriate forms. Failure to notify can result in penalties or even suspension or cancellation of the business activity.
Cessation of Activity
If the business ceases operations, it is necessary to: liquidate assets, settle debts, inform employees, and notify social security bodies.
– file a cessation form with the Business Registration Division
– pay all outstanding taxes and fees
– close bank accounts and terminate local contracts
Ignoring this phase can generate residual debts, penalties, and complicate any future project in Nauru.
Should You Start a Business in Nauru as an Expatriate?
Creating a business in Nauru is far from an obvious bet. The country combines: lack of infrastructure, a small population, and limited resources.
– a microscopic market with low purchasing power
– costly and capricious logistics
– fragile basic infrastructure (energy, connectivity, water, housing)
– an evolving regulatory framework, sometimes vague or very discretionary
– a highly relational business culture, a world away from the anonymous standards of large economies
In return, Nauru offers:
The country offers a very attractive territorial-type taxation, with no capital gains tax and with high thresholds and moderate rates. It presents niche opportunities in priority sectors like renewable energy, sustainable tourism, digital, aquaculture, training, and health. An investment citizenship program can serve as a lever for mobility and wealth structuring. Furthermore, its environment is conducive to small, agile structures that can contribute significantly to national development.
For an expatriate, the project must not be approached as a simple “low cost” setup, but as a long-term commitment in a fragile ecosystem, with a strong human and political dimension. The keys to success combine:
A successful establishment in Nauru requires rigorous legal and tax preparation, ideally with specialized local and international advice. It also demands a deep understanding of the local culture, where personal relationships carry significant weight. It is crucial to align your project with the development priorities of the Nauruan state. Finally, patience, resilience, and an ability to adapt to a sometimes chaotic material and administrative environment are essential.
Nauru is not an industrial El Dorado nor a mass consumption hub. It is a small-scale laboratory, where well-prepared entrepreneurs, respectful of the local context and capable of thinking “outside the box,” can, provided they manage the risks, build profitable projects that have a tangible impact on the country’s life.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
