Safety in Uruguay: All the Essentials for a Smooth Expatriation

Published on and written by Cyril Jarnias

Moving to Uruguay is becoming an increasingly appealing dream: a peaceful country, a solid democracy, high quality of life, temperate climate… and a reputation as one of the safest destinations in Latin America. But a successful relocation also depends on a clear-eyed understanding of the real risks and the good habits to adopt in daily life.

Good to know:

This article covers all aspects of security for a future expatriate: crime, health, environment, transportation, cybersecurity, and the legal framework. It also provides practical advice for choosing a neighborhood, managing daily life, and specific points of vigilance for women, families, and LGBTQ+ individuals, in order to live peacefully in the country with full awareness.

A very stable and generally safe country, but not without risks

Uruguay is regularly cited as one of the most secure and stable states on the continent. On the Global Peace Index, it has ranked at the top of South America for years and is now in second place for all of Latin America. Politically, the country is a constitutional republic with a democracy considered “full” by the Economist Intelligence Unit, boasting the longest democratic continuity in the region.

1

Uruguay is ranked the most transparent country in the Americas by Transparency International.

Regarding everyday security, most indicators place Uruguay well ahead of its neighbors. Violent crimes are less frequent than in the rest of Latin America, the majority of the population belongs to a large middle class, and society favors compromise over confrontation. The country is considered comfortable for families, retirees, single women, and LGBTQ+ individuals, with a very advanced legal framework in terms of civil rights.

Caution:

Despite a safety level higher than the regional average, Uruguay, especially its capital, has petty crime that is very much present and an increase in homicides linked to drug trafficking. For an expatriate, the challenge is to adopt the precautionary habits typical of major Latin American cities while still enjoying the quality of life.

Understanding crime: where, what, and for whom?

Crime in Uruguay is very geographically concentrated. Montevideo, home to about half the population, logically accounts for a large share of offenses. Border towns with Brazil, as well as certain beach resorts during high season, also see a temporary increase in incidents.

The following table summarizes the main types of risks for an expatriate.

Type of RiskEstimated Overall LevelMain Comment
Pickpockets & Bag SnatchingMediumEspecially in Montevideo and tourist areas
Theft of bags / phonesMediumCommon on busy streets and at bus stops
BurglariesMediumHouses more exposed than apartments
Assaults / Armed RobberyLow to MediumConcentrated in certain neighborhoods and drug-related contexts
Scams & FraudMediumFrom counterfeit money to real estate or job scams
TerrorismVery LowNo recent history of attacks
Crimes related to CartelsLocalizedHomicides mostly between gangs, in non-touristy areas

Petty theft and everyday insecurity

As in most capital cities, the most common threat remains opportunistic theft. In Montevideo, you may encounter:

Tip:

Be particularly vigilant on public transport (buses), in markets, on shopping avenues, and in tourist areas, where pickpockets are active. Also beware of thieves stealing bags or phones, operating on foot or by motorcycle (called “moto chorros”), often in pairs. Avoid leaving valuables visible in your vehicle, as “smash-and-grab” thefts (breaking windows) are frequent. Finally, take precautions against burglaries, whether in your primary residence or vacation home, even during the day.

Foreigners are rarely targeted for their nationality, but rather because they appear distracted or are carrying valuable items (conspicuous camera, bag left on the ground at a café terrace, latest-model smartphone displayed on the street, etc.).

Example:

Away from major cities and tourist areas, petty crime is significantly less present. Many small towns in the interior of the country are described as very safe, offering a provincial atmosphere where residents quickly feel known and integrated into the community.

Violent crime: real, but contained

Homicides have increased in recent years, rising from around 7.5 per 100,000 inhabitants to over 10 per 100,000. This increase, which worries the local population, is largely linked to gang-related drug trafficking disputes, concentrated in certain peripheral neighborhoods of Montevideo or near the Brazilian border.

For an expatriate, exposure to this violence remains limited, provided they avoid the most affected areas and certain risky behaviors (walking alone at night in isolated areas, frequenting drug-related environments, etc.). Violent crimes directly targeting foreign residents outside of a robbery are relatively rare.

Focus on Montevideo: choosing your neighborhood and habits wisely

Montevideo offers one of the best qualities of life on the continent, with its over 20 km long Rambla along the Rio de la Plata, its parks, cafés, and cultural scene. But like any major city, it requires a minimum of daily strategy.

Preferred neighborhoods and areas to avoid

The division of the capital is key for a smooth relocation. Some areas are very suitable for a quiet daily life, others are clearly not recommended.

Type of AreaExamples of Neighborhoods / SectorsSecurity Comment
Generally safe neighborhoods for expatsPocitos, Punta Carretas, Carrasco, Malvín (south), Parque RodóGood level of services, police presence, moderate crime
Downtown areas to watch depending on timeCentro, Cordón, 18 de Julio, Ciudad ViejaVibrant during the day, more deserted and risky at night
High-crime neighborhoodsCerro, Villa del Cerro, Casavalle, Marconi, La Teja, Bella Italia, Barrio Borro, Casabó, Malvín Norte, Hipódromo, Tres Ombúes, Villa Española, 40 SemanasHigh rates of crime and homicides, should be completely avoided for housing

Canadian, British, or Australian authorities recommend increased vigilance particularly around Avenida 18 de Julio, Ciudad Vieja, Plaza Independencia, and the port, especially at night. During the day, these areas remain very busy and can be pleasant, provided you keep an eye on your belongings.

Residential neighborhoods favored by expatriates

These neighborhoods combine seaside promenades, shops, cafés, and a higher sense of security. Although not free from theft, assaults are less frequent and police are present.

Pocitos

A lively neighborhood with its long beach, shops, and cafés, offering a good balance between urban life and seaside relaxation.

Punta Carretas

Known for its shopping mall, restaurants, and lighthouse, this neighborhood combines modern amenities and coastal charm in a secure environment.

Carrasco

A more affluent and leafy residential neighborhood, known for its tranquility, large properties, and access to the shore.

Getting around the capital stress-free

Public transport in Montevideo relies almost exclusively on buses, which are widely used and generally safe. However, the presence of pickpockets requires some precautions: wear your bag in front, put your phone away, and don’t keep your wallet in a back pocket.

Good to know:

Taxis and ride-hailing apps like Uber or DiDi are considered reliable and very common. Vehicles are often equipped with a protective screen for the driver, which secures them but may pose an injury risk for passengers in a collision.

For an expatriate, a good practice is to consistently prioritize: understanding local customs and cultural practices.

Official taxis or ride-hailing services booked through an app.

Motorized transportation at night, rather than walking on poorly lit streets.

Busy and well-lit bus stops, avoiding isolated stops late in the evening.

Beach resorts, countryside, and small towns: a different relationship with security

One of Uruguay’s strengths is that security increases noticeably as soon as you move away from Montevideo’s urban core. Medium-sized cities like Colonia del Sacramento, Piriápolis, some towns along the Costa de Oro or in the interior, offer a much more relaxed daily life.

Good to know:

Popular beach resorts (Punta del Este, La Paloma, etc.) see a sharp increase in population and prices during high season, accompanied by a higher risk of theft (homes, vehicles, beaches). In the off-season, they become quiet again and crime is moderate.

In rural areas, crime remains low, but risks shift towards the road (accidents), weather (occasional floods, vegetation fires), or isolation (distance to hospitals, uneven network coverage). For an expatriate considering living in the countryside, good logistical preparation (reliable vehicle, emergency kit, basic supplies) is a security element just as important as the lock on the door.

Scams and fraud: the other side of security

The threat to an expatriate comes not only from the street, but also from more sophisticated scams, especially in a highly banked and connected country like Uruguay. Authorities and consumer protection agencies report a rise in financial fraud and cybercrime.

“Physical” scams: taxis, currency exchange, housing, employment

Several recurring schemes exist, particularly in tourist areas and targeting new arrivals:

Caution:

At Carrasco Airport, beware of unofficial taxis that overcharge or take detours. Avoid informal currency exchange and significant cash payments, sources of counterfeit bills. For housing, do not pay any deposit before signing an official lease. Fraudulent job offers promising visa sponsorship in exchange for payment of “processing fees” circulate. Do not buy bus, ferry, or match tickets from street vendors, as they are often counterfeit. Finally, be vigilant against alleged police checks demanding money or documents without legal justification.

The right approach is to channel everything through official or recognized intermediaries: banks, established real estate agencies, known platforms, identified transport companies. For an expatriate looking to rent, the requirement to physically see the property, verify titles, and sign a formal contract before any payment is non-negotiable.

Expanding cybercrime

Uruguay is one of the most connected countries in the region, with an internet penetration rate close to 90%, a reliable network, and a heavy dependence on international cloud services. This modernity has a downside: an explosion in digital attacks.

14,000

Number of cyberattacks detected by CERTuy in a single year, representing an increase of approximately 65% over the previous year.

Statistics also show that:

85% of companies do not have a formalized cybersecurity policy.

60% do not regularly train their employees on these risks.

Hundreds of thousands of organizations have never conducted a security audit.

For an expatriate, the digital environment remains safe to use, but the same rules of caution apply as elsewhere: be wary of emails requesting banking information, check URLs, use two-factor authentication, secure your home Wi-Fi and devices. In case of fraud, a specialized cybercrime unit (Unidad de Delitos Informáticos) can be contacted, and financial disputes can be escalated to the Central Bank (BCU).

Legal framework: rights, prohibitions, and specificities to know

Legal security fully contributes to the feeling of security during relocation. On this front, Uruguay offers a very protective and fairly clear framework.

Drugs, cannabis, and drunk driving

Uruguay made headlines by legalizing cannabis for its citizens and long-term residents, but this system is highly regulated. The crucial point for an expatriate: as a tourist or new resident, the purchase and consumption of cannabis remain prohibited. Penalties for possession and trafficking of narcotics remain severe, with risks of imprisonment and heavy fines.

Zero tolerance also applies to drunk driving. Legislation is strict: any detected blood alcohol level while driving can result in a fine, license suspension, or even prison or community service. Driving under the influence of drugs is also heavily penalized.

This dissuasive policy is understood in a context where road accidents remain a major source of mortality, with a road fatality rate higher than that of many developed countries.

Context of Road Accidents in France

Driving and traffic rules: safety also involves the wheel

The main road network, especially the major toll roads connecting Montevideo to Colonia del Sacramento or Punta del Este, is in good condition and well-marked. But the reality on the ground is mixed: sometimes degraded secondary roads, insufficient lighting, incomplete signage, erratic driving behaviors.

Key points for driving safely:

Drive on the right, seatbelts mandatory in front and back.

– Children under 12 must be in the back, in an appropriate seat.

– Low-beam headlights must be on at all times on intercity roads.

– Turning right on red is prohibited, and turning left is prohibited at many signalized intersections.

– Vehicle coming from the right has priority at intersections without clear signage.

– Roundabouts: priority to vehicles already in the circle.

– Obligation to carry a reflective vest, warning triangle, first aid kit, and fire extinguisher.

Caution:

Local driving behaviors can be unpredictable (risky overtaking, ignoring one-way streets or traffic lights). Driving at night outside of major highways is strongly discouraged due to lack of lighting, possible presence of animals, and variable road conditions.

Personal rights, minorities, and expatriates

Uruguay is one of the most progressive countries on the continent in terms of civil rights: same-sex marriage, recognition of same-sex unions, anti-discrimination legislation, access to abortion, legal and regulated prostitution. Public displays of affection between same-sex couples are generally well tolerated, and homophobic attacks remain rare.

Women have benefited from an advanced legal framework for a long time, even though inequalities persist in the labor market. Many women travel or live alone in the country, safely, by applying the same precautions as in any major city.

Expatriates enjoy, by law, treatment equal to that of nationals for purchasing real estate, investing, or opening a business. Property rights are particularly well protected, with no history of arbitrary expropriations. Dual citizenship is recognized, and international conventions (like the Hague Convention on International Child Abduction) apply.

Health, environment, and risk management: broad-spectrum security

Security is not limited to the absence of crime. Health, environment, and disaster management form another important pillar for those settling in.

A robust and accessible healthcare system

Uruguay has a highly developed mixed public-private healthcare system. Integration into the National Integrated Health System (SNIS) guarantees almost universal coverage for legal residents.

Key points for an expatriate:

Excellent medical density, one of the highest in Latin America.

– Very good private hospitals in Montevideo, like the British Hospital, Sanatorio Americano, or MP Medicina Privada, all with 24/7 emergency services.

– Cost of care significantly lower than North American or European standards for equivalent services in the private sector.

– Often the need to pay fees upfront in the absence of local coverage (hence the importance of international insurance or joining a “mutualista” – a health cooperative – once a resident).

Good to know:

Tap water is drinkable in cities. Risks of tropical diseases like dengue and chikungunya are limited (sporadic circulation, not endemic). The population is well vaccinated and the prevalence of serious vector-borne diseases is low. It is recommended to update your vaccines (hepatitis A and B, typhoid, measles, flu) and use mosquito repellent in summer.

Sea, weather, fires: managed but real natural risks

Uruguay is spared from the major catastrophes that strike other regions: no tropical cyclones, no volcanoes, negligible seismic activity. The climate is temperate, with four distinct but moderate seasons. Risks are concentrated on:

Episodes of heavy rain leading to temporary flooding of rivers or urban areas.

– Heat waves and very intense sunshine in summer, exacerbated by the ozone hole over the continent.

– Vegetation fires during particularly hot and dry periods (December to March).

Coastal storms with strong winds, which can cause tree falls, temporary power cuts, and dangerous maritime conditions.

On the coast, using the beaches requires respecting a color-coded flag system taken very seriously:

Flag ColorMain Meaning
GreenFavorable conditions, swimming allowed
YellowCaution: moderate currents, waves, or other risks
RedDanger, swimming discouraged or prohibited
Red + green crossUnsafe water (pollution), swimming not recommended
BlackStorms or extreme conditions, beach closed

Swells, rip currents, and sandbars can surprise even good swimmers. A simple rule: don’t overestimate your abilities, follow the lifeguards’ instructions, avoid swimming at night, and don’t venture alone into isolated areas.

A structured institutional risk management system

The law on the National Emergency System (SINAE) very comprehensively regulates prevention, alert, response, and reconstruction in the face of disasters, whether natural, health-related, or human-made. It provides for:

Climate Risk Management Measures

An overview of the main strategic pillars established to anticipate, alert, respond to, and fund the management of climate-related risks.

Prevention Plans

Include risk mapping, establishment of enhanced construction standards, and protection of critical infrastructure.

Early Warning Systems

Alerts for storms, heavy rain, heat or cold waves, with integration projects for drought and other hazards.

Coordinated Response Procedures

Organization of rescue services, emergency shelter, food aid, water and sanitation management, relocation, and support for livelihoods.

Dedicated Funding

Specific budgets supplemented by contingent credit lines from institutions like the Inter-American Development Bank.

For the expatriate, this architecture translates into an environment where crises, when they occur (local floods, fires, pandemics), are managed by a state with modern monitoring and intervention tools. The “Uy Alerta” app and SINAE communications are two reliable sources for following instructions in case of a major event.

Digital life and personal data: a rather protective framework

Uruguay also stands out for its advanced framework regarding data protection. Its personal data protection law is recognized as “adequate” by the European Union in light of the GDPR, which facilitates data exchanges with Europe and guarantees a high level of protection for residents.

Good to know:

The country has implemented a national artificial intelligence strategy and is strengthening its cybersecurity regulatory framework. A cybercrime law precisely defines offenses such as unauthorized access to systems, data theft, and identity theft.

For an expatriate working remotely or developing a digital activity, this offers a relatively safe and modern environment, even though the cloud infrastructure largely depends on foreign providers (Microsoft, Google, Amazon) and the ecosystem is still being structured.

Practical advice for a smooth relocation

Beyond the broad trends, the concrete security of a relocation depends on a multitude of small daily choices. Here’s how to translate the previous observations into everyday life, without turning your move into a paranoid ordeal.

Before departure: preparing your “safety net”

Even though Uruguay is safe, arriving prepared makes things much easier:

Subscribe to international health insurance including hospitalization and repatriation.

– Scan passport, driver’s license, prescriptions, and important contracts, and keep separate digital and paper copies.

– Research neighborhoods and, if possible, spend a few weeks scouting in temporary accommodation before signing a long-term lease.

– Update recommended vaccines (hepatitis, typhoid, measles, flu).

Once on the ground: routines and common sense

On the street, in Montevideo as in large coastal cities during season, a few habits significantly reduce risk:

Tip:

To secure your personal effects, wear your bag cross-body in front and closed, and keep your phone and wallet in closed pockets. Avoid handling large wads of cash in public or displaying valuables like luxury watches and jewelry. Use your accommodation’s safe to store passports and most of your payment methods, keeping a photocopy of your passport on you. At night, prioritize taxis or ride-hailing services and limit walking in poorly lit areas. On beaches, never leave your belongings unattended; go as a group or ask a trusted person to stay near your things.

When driving, adopt a defensive driving style, anticipating others’ mistakes, and remember that strict application of traffic rules is not the local norm.

In managing money, preferably use ATMs located inside banks or shopping centers, check the card slot (risk of skimming), and cover the keypad when entering your PIN. For large amounts (car purchase, security deposit), use official banking channels.

Housing: passive security rather than a bunker

It is not uncommon for houses in Montevideo or beach areas to be equipped with bars, alarm systems, and cameras. Far from being a sign of constant danger, this is mainly a cultural heritage and anti-burglary insurance.

For an expatriate, useful criteria for choosing a home:

Good to know:

To optimize security, prioritize an apartment building with access control and a doorman, or a house with a gate and exterior lighting. Choose a busy neighborhood, close to main thoroughfares and not isolated. For your vehicle, prefer parking in a garage or monitored lot rather than on the street. Finally, installing an alarm system linked to a monitoring company is highly recommended, especially for beach houses.

Women, families, LGBTQ+: specific elements

Reports converge to describe Uruguay as a comfortable destination for single women and families, provided of course the same precautions are taken as elsewhere: avoid excessive drinking at night, prefer to return accompanied, be attentive to personal belongings.

For LGBTQ+ individuals, the advanced legislation (same-sex marriage, anti-discrimination laws) translates in practice into great social tolerance, especially in urban centers and educated circles. Homophobic attacks are rare, although, as everywhere, caution is still advised in certain contexts (very popular bars, soccer matches, disadvantaged peripheral areas).

Families particularly appreciate the combination of overall security, free education, green spaces, and beaches, even though the cost of living, high for the region, requires carefully calibrating your budget before moving.

In summary: a “tranquil” security, provided you are clear-eyed

Uruguay is neither a paradise without crime, nor a dangerous country to flee. It is a stable, moderate, relatively prosperous state where crime exists but remains contained, and where institutions function. For an expatriate, the daily feeling often oscillates between “safer than back home” and “major Latin American city,” depending on the neighborhood, time of day, and personal habits.

Good to know:

For a successful relocation to Uruguay, it is recommended to master the geography of security (neighborhoods, seasons, roads), adopt simple routines (managing valuables, choosing transportation, vigilance against scams), and take advantage of the country’s structural strengths (healthcare system, justice, infrastructure, and inclusive society).

The key is not to distrust everything, but to adapt your habits without excess to a new context. It is precisely this combination – reasonable vigilance and high quality of life – that explains why more and more retirees, families, and digital nomads are choosing to unpack their bags on the tranquil shores of the Rio de la Plata.

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About the author
Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

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