Investing In Argentine Real Estate: An Expat’s Guide

Published on October 1, 2025 and written by Cyril Jarnias

Argentina, with its rich cultural heritage and diverse landscapes, attracts many expatriates looking to invest in real estate. This comprehensive guide will help you navigate the complexities of real estate investment in Argentina as a foreigner.

Legal Framework for Real Estate Investment in Argentina

Argentina offers a relatively favorable legal framework for foreign investors in the real estate sector. Unlike some countries, there are no major restrictions for foreigners wishing to purchase real estate in Argentina.

• Foreigners enjoy the same civil rights as Argentine citizens regarding real estate ownership.
• There are no specific limitations for foreign citizens purchasing real estate, whether land, houses, or apartments.
• No special visa is required to purchase real estate in Argentina.

• Law No. 26737 imposes certain restrictions on the acquisition of rural land by foreigners.
• Foreigners cannot purchase land containing or near significant water sources.
• Purchasing land in border security zones is prohibited for foreigners.
• Foreign ownership is limited to 15% of total rural land in Argentina.

Administrative Procedures for Real Estate Purchase in Argentina

Purchasing real estate in Argentina requires following several crucial administrative steps:

• Equivalent to a social security number for foreigners.
• Required for any real estate transaction.
• Can be obtained from the Argentine tax authority (AFIP).

• It is recommended to work with a licensed local real estate agent.
• Conduct thorough property visits and inspections.

• Once the property is chosen, a purchase offer is presented to the seller.
• Negotiation may include price, payment terms, and transfer date.

• A deposit is typically paid to reserve the property.
• This contract sets the sale conditions and the date for signing the deed.

• Thorough verification of property titles and any encumbrances.
• Review of building permits and property compliance with local regulations.

• Conducted before a notary (escribano) in Argentina.
• The notary verifies the legality of the transaction and registers the property transfer.

• Final payment is made, typically via bank transfer.
• The property title is transferred to the buyer.

Financial Implications and Taxation

Real estate investment in Argentina involves several financial and tax implications to consider:

• Notary fees: approximately 1% to 1.5% of the purchase price.
• Registration fees: approximately 0.5% to 1% of the purchase price.
• Attorney fees: variable, typically between 1% and 2% of the purchase price.
• Real estate agent commission: typically between 3% and 4% of the sale price.

• Personal property tax: 1.25% rate for non-residents on the property value.
• Property tax: varies by province, generally close to 1% of the property value.
• Rental income tax: for non-residents, a flat rate of 35% applies to gross income.

• Non-residents are subject to a 15% capital gains tax on the difference between purchase and sale price.

Financing Real Estate Investment

Financing real estate in Argentina can be complex for expatriates:

• Cash payment: often preferred due to difficulties obtaining local loans.
• Local mortgage loans: generally unavailable for non-residents.
• International financing: possibility to obtain a loan in your home country to finance the purchase in Argentina.

• Transferring money to Argentina can be complex due to exchange restrictions.
• It is possible to use cryptocurrencies, bank transfers, or bond exchanges to bring money into the country.
• It is crucial to follow current regulations and maintain written records of all transactions.

Investment Strategies for Expatriates

For expatriates looking to invest in Argentine real estate, several strategies can be considered:

• Target popular tourist areas like Buenos Aires for short-term rentals.
• Invest in sought-after residential neighborhoods for long-term rentals.

• Acquire a secondary residence in attractive regions like Patagonia or Mendoza.
• Purchase a pied-à-terre in Buenos Aires for regular stays.

• Take advantage of fluctuations in the Argentine real estate market for medium-term capital gains.
• Invest in developing areas to benefit from future growth.

• Use Argentine real estate as a means to diversify your international investment portfolio.
• Take advantage of opportunities related to exchange rate variations between the Argentine peso and foreign currencies.

Remote Property Management

For expatriates not permanently residing in Argentina, remote management of their real estate is a crucial aspect:

• Property management agencies: can handle rental, maintenance, and administrative aspects of the property.
• Concierge services: offer monitoring and maintenance services for secondary residences.
• Online platforms: allow remote management of short-term rentals.

• Management costs: typically between 5% and 10% of rental income for full management.
• Regular maintenance: essential to preserve property value.
• Legal compliance: ensure management complies with local rental regulations.

Conclusion

Investing in Argentine real estate as an expatriate offers numerous opportunities but requires careful preparation and a good understanding of the local market. By following this guide and working with competent professionals, foreign investors can successfully navigate the Argentine real estate landscape and make profitable investments.