Buying A Waterfront Property In Singapore: Guide

Published on October 3, 2025 and written by Cyril Jarnias

Singapore, a prosperous city-state in Southeast Asia, attracts numerous real estate investors with its dynamic economy, political stability, and exceptional quality of life. Although the city-state is relatively small, it nonetheless offers excellent opportunities for acquiring oceanfront property. Here is a comprehensive guide to help you realize your dream of buying ocean-facing real estate in Singapore.

Singapore’s Coastal Gems: Where to Invest for Ocean Access?

Despite its modest size, Singapore offers several attractive areas for purchasing seaside property. Here are the most sought-after neighborhoods:

Sentosa Cove: The Luxury Property Paradise

Sentosa Cove is undoubtedly the most exclusive location for acquiring oceanfront property in Singapore. This high-end residential neighborhood on Sentosa Island offers luxurious villas and upscale apartments with breathtaking ocean views. Prices here are among Singapore’s highest, but the quality of life is unmatched.

East Coast: The Charm of the Eastern Shoreline

The East Coast area, stretching from Katong to Changi, is highly appreciated for its relaxed atmosphere and numerous ocean-facing housing options. You’ll find both modern apartments and traditional “shophouse” homes. Proximity to East Coast Park, a large coastal park, is a major advantage for residents.

Tanjong Rhu: Waterfront Elegance

Located at the mouth of the Kallang River, Tanjong Rhu is an upscale residential neighborhood offering stunning views of the sea and Singapore’s skyline. Luxury condominiums are plentiful here, attracting affluent clients seeking tranquility and prestige.

Pasir Panjang: Between Nature and Modernity

For those seeking a greener setting, Pasir Panjang offers a good compromise. This developing neighborhood provides modern properties with ocean views while being close to natural areas like the Southern Ridges.

Navigating Singapore’s Real Estate Waters: Key Steps for Your Purchase

Buying oceanfront property in Singapore requires a good understanding of the local market and following certain crucial steps:

1. Check Your Eligibility

As a foreigner, you can purchase certain types of properties in Singapore, including apartments in buildings over 6 stories. Buying landed houses or land is subject to stricter restrictions and requires special approval.

2. Secure Solid Financing

Singaporean banks offer real estate loans to foreigners, but with stricter conditions. Be prepared to make a larger down payment (typically 25-35% of the purchase price) and provide additional guarantees.

3. Hire a Specialized Lawyer

The property purchase process in Singapore can be complex. It’s highly recommended to engage a lawyer specializing in real estate law to guide you throughout the transaction.

4. Conduct Thorough Due Diligence

Before committing, have a detailed property inspection conducted and verify all legal documents, including the property title and any existing easements.

5. Negotiate and Finalize the Purchase

Once you’ve found the ideal property, negotiate the price and terms with the seller. Your lawyer will help draft and review the sales agreement.

6. Pay Associated Taxes and Fees

Remember to budget for additional costs, including stamp duties (up to 30% for foreigners), legal fees, and real estate agency commissions.

Riding the Waves of Singapore’s Real Estate Market: Expert Tips

To maximize your chances of success in your oceanfront property purchase in Singapore, here are some expert tips:

• Engage a reputable local real estate agent who knows the seaside property market well.
• Research future development projects in your area of interest, as they can affect your property’s value.
• Consider purchasing under-construction property (off-plan) to potentially benefit from more advantageous prices.
• Pay attention to condominium rules, which are particularly strict in Singapore, especially in luxury residences.
• Think long-term: Singapore continues to reclaim land from the sea, which could modify the coastal landscape in coming decades.

Buying oceanfront property in Singapore is a significant investment but can prove extremely rewarding. With its economic stability, exceptional living environment, and world-class infrastructure, Singapore offers an ideal setting for enjoying a luxurious coastal lifestyle. By following this guide and surrounding yourself with competent professionals, you’ll be well-equipped to navigate Singapore’s real estate market and find the perfect gem that matches your waterfront living dreams.