Published on and written by Cyril Jarnias
Moving abroad and starting your own business is an ambitious project, but Belgium offers many advantages for expat entrepreneurs. A central position in Europe, an open economy, a strong culture of innovation, and public support for business creation: the country ticks many boxes. In return, administrative procedures are technical, taxation is complex, and social law is demanding.
This guide for expats covers the key steps: choosing the right visa, selecting a legal structure, tax aspects, available support, hiring process, finding professional real estate, and assessing the cost of living. It aims to help build a realistic, quantified, and coherent business plan before launch.
Why Belgium Attracts Expat Entrepreneurs
Belgium is one of the main economic hubs of the European Union. A founding member of the EU and the eurozone, it benefits from a strategic geographical position: within a few hours by train from France, Germany, the Netherlands, and the UK, with world-class ports and a dense logistics network.
The country is renowned for its stable socio‑economic environment, a highly skilled and multilingual workforce, and a high standard of living. The services sector dominates (over 77% of GDP), and research and innovation are strongly supported, especially in biotech, deeptech, fintech, and green energy.
For a foreign entrepreneur, establishing a presence in Belgium offers a relatively rich local market and high export capacity. The ecosystem also benefits from extensive support, including incubators, venture capital funds, regional agencies, and European programs.
A Particularly Dense Startup Ecosystem
The Belgian startup scene has been structured around national and regional initiatives. The Belgium Startup Ecosystem positions itself as a federating platform connecting entrepreneurs, investors, mentors, large companies, and public authorities. It includes a network of highly dynamic local hubs in Brussels, Antwerp, Ghent, Leuven, Bruges, Hasselt, Kortrijk, and Mechelen.
Several players illustrate this dynamism: accelerators like imec.istart, competitions such as the Belgium Startup Awards, communities like Startup Grind or Founder Institute, and specialized funds (Capricorn Partners, Volta Ventures, Smartfin, Astanor Ventures, Syndicate One…).
This network creates an environment where an expat can relatively quickly find mentorship, technical partners, co‑founders, and even first investors – provided they master at least English, which is widely used in the tech milieu.
Immigration Framework: Which Visa to Come and Start a Business?
For a European entrepreneur, the framework is relatively simple: citizens of the EU, EEA, and Switzerland do not need a visa or a professional card to create their company in Belgium, although they must register with the municipality and apply for a residence permit after 90 days.
For non‑EU/EEA nationals, the core entrepreneurial mechanism is the professional card, which falls under the long‑stay type D visa.
The Professional Card, Key for Non‑Europeans
The professional card (carte professionnelle / beroepskaart) serves as a work permit for self‑employed individuals. It is essential for non‑EU nationals who come to perform independent work or manage their own company in Belgium.
It applies to various profiles: freelancers, consultants, subsidiary managers, artisans, SME founders, innovators, artist‑entrepreneurs. The central requirement is to demonstrate that the project offers economic utility for Belgium and is financially viable.
The professional card is issued by the regional authorities for a period of 1 to 5 years and is renewable. It is strictly tied to the declared activity. Any change of sector or professional status (e.g., from self‑employed to salaried manager) generally requires new authorization.
Application Process: Timelines, Costs, Expectations
The process starts in your country of residence at a Belgian consulate or embassy. The file is then forwarded to the competent region, which assesses the quality of the business plan, your professional skills, financial solidity, and expected economic impact (investments, jobs, innovation…).
Cumulative processing times are significant: on average 3 to 5 months from the initial application to receiving the residence card on site. Therefore, you must anticipate these timelines in your relocation schedule.
In terms of budget, the entire process – D visa fees, Immigration Office administrative fee, professional card fees, translations, document legalization, health insurance, municipal registration – often amounts to between €1,300 and €3,000, excluding any consulting fees.
Overview of Main Administrative Costs for the Entrepreneurial Visa
| Expense Item | Indicative Amount |
|---|---|
| Long‑stay D visa (consular fees) | €140–180 |
| Immigration Office contribution (fee) | ~€214–236 |
| Professional card application fee | ~€140 |
| Issuance of professional card (per year of validity) | €90–150/year |
| Registration / issuance of residence card | €200–250 |
| Legalization/apostille per document | €25–50 |
| Sworn translation per page | €25–60 |
To these fees, you must add the financial resources to be demonstrated. There is no single legal threshold, but in practice, for a serious entrepreneurial project, the regions expect substantial investments or at least resources consistent with the business plan:
A realistic starting capital cushion for freelance activity or a services SME is between €25,000 and €50,000.
Alternatives to Forming a Company to Test the Market
Before formally creating a company, some expats opt for intermediate solutions:
– Using a cooperative of activity or a shared enterprise (for example Smart, Amplo, JobYourself) which invoices on your behalf, employs you, and allows you to test your model without a professional card;
– Using an Employer of Record (EOR) if your main goal is to hire locally on behalf of a foreign company without immediately creating a Belgian entity;
– Opening a simple branch to conduct limited operations, or even a liaison office for prospecting without direct commercial activity.
These structures do not always exempt the non‑European manager from immigration formalities, but they can reduce legal risks and simplify market entry.
Choosing the Right Legal Structure for Your Project
Once the residency question is settled, the choice of entrepreneurial vehicle arises. Belgium offers a relatively classic range of structures, with two main reference company forms for entrepreneurs: the SRL (BV in Dutch) and the SA (NV).
The SRL/BV: The Flexible and Versatile Form for SMEs and Startups
The SRL, successor to the former SPRL, is the preferred form for the vast majority of business founders, both Belgian and foreign. Its main advantage is its flexibility.
Key characteristics:
The Belgian Private Limited Company (SRL/SPRL) is distinguished by several features: shareholders’ liability is limited to their contributions. Although no legal minimum capital is required, the company must demonstrate, through a solid financial plan, that its funds are sufficient to finance its activity for at least two years. It can be incorporated by a single shareholder‑founder. Shares are not freely transferable (unless the articles of association state otherwise), allowing control over capital entry. Management is carried out by one or more directors, with no Belgian residency requirement. Incorporation requires a notarial deed and registration with the Legal Entities Register and the Crossroads Bank for Enterprises (BCE/KBO). Finally, it is subject to corporate income tax.
It is the default structure for freelancers incorporating, tech startups, agencies, consultancies, e‑commerce, or small industrial structures.
The SA/NV: For Large‑Scale Projects
The SA is designed for significant‑sized companies, especially those planning to raise substantial capital or, in the long term, to go public.
It is characterized by:
– a minimum capital of €61,500, which must be fully subscribed upon incorporation and paid up at least to 25% per share;
– shareholders’ liability limited to their contributions;
– free transferability of shares, facilitating investor entry and exit;
– the possibility of having a single shareholder;
– a more regulated governance: monistic system (board of directors) or dualistic system (supervisory board and management committee), with, in some cases, a minimum of three directors;
– a more demanding set of transparency and corporate governance rules.
For an expat, choosing a Public Limited Company (SA) is relevant in three main situations: to run a regional subsidiary of a group, to accommodate institutional investors, or when the business model requires strong corporate credibility, especially in regulated sectors or for obtaining large public contracts.
Branch, Subsidiary, Liaison Office: What Presence for a Foreign Company?
A foreign‑based company wishing to enter the Belgian market has several options.
– Branch A branch is an extension of the parent company, without separate legal personality. It must be registered with the BCE/KBO, have a local address and a legal representative residing in Belgium. The parent company retains full responsibility for debts and commitments. Tax‑wise, the branch is taxed in Belgium on profits attributable to its local activity, but there is no withholding tax on “repatriated profits” (no branch profits tax).
Options for establishing a commercial presence with limited liability.
Private limited company, ideal for SMEs. Offers shareholder liability shielding and a flexible structure.
Public limited company, suited for larger‑scale projects. Requires a higher minimum share capital and a specific governance structure.
– Liaison Office (Representative Office) This structure is limited to non‑commercial activities: market research, representation, communication. No revenue can be generated. It is a pre‑establishment tool for market testing or building institutional contacts.
The ideal structure will depend on the desired level of commitment, the group’s international tax strategy, and the level of risk assumed.
Other Forms: Sole Proprietorship, Cooperative, Partnerships
An expat can also operate as a self‑employed individual (natural person), without a company. This form is simple to create but entails unlimited liability on personal assets and taxation under personal income tax.
The cooperative society is interesting for socially oriented or collectively‑run projects: at least three members, no legal minimum capital but a financial plan, registered shares freely transferable among members, mandatory maintenance of a share register.
Partnerships (SNC/VOF) are tax‑transparent but expose partners to unlimited liability, making them less attractive for an expat entrepreneur, except in very specific cases.
Setting Up Your Company: Practical Steps and Timeline
In practice, creating a company in Belgium follows a standard sequence, whether you are a resident or not.
1. Choosing the Structure and Name First, decide on the legal form (SRL, SA…) and check the availability of the trade name, then reserve it if necessary.
The notary is essential for creating an SRL. They draft the articles of association, verify compliance and realism of the financial plan, and verify the contributions. For SRLs without minimum capital, the financial plan is particularly crucial as it serves to prove that the company has sufficient financial means for its first two years of activity.
3. Opening a Professional Bank Account and Depositing Capital (if required) For an SA, it is mandatory to deposit the capital into a blocked account before signing the deed. For an SRL, even if no minimum capital is required, having a professional account is in any case necessary for the activity.
4. Signing the Notarial Deed and Registration The deed of incorporation is signed before a notary, then published and registered with the Legal Entities Register. The company then obtains its enterprise number via the BCE/KBO, which also serves as the tax identification number.
5. Activating VAT, Social Security Affiliations, Sector‑Specific Registrations To carry out a taxable activity, you must activate the VAT number, affiliate with a social security fund, possibly apply for an EORI number for import‑export, and obtain specific licenses for regulated sectors (finance, healthcare, food, transport, construction…).
Once the file is complete, processing times generally range from 10 to 15 business days for incorporation. Including opening the account, translating foreign documents, and gathering paperwork, it is prudent to plan for 3 to 6 weeks.
Order of Magnitude of Company Creation Costs (excluding professional card)
| Elements | Cost Range |
|---|---|
| Notary fees for deed of incorporation | €1,000–2,500 |
| Registrations / BCE/KBO fees | ≈ €105.50 |
| VAT activation (via enterprise counter, ex‑VAT) | €70–80 |
| Accounting setup (initial configuration) | €500–1,000 |
| Specific legal/tax advice (optional) | highly variable |
Corporate Taxation: Understanding the Belgian Framework
Belgium applies a single corporate income tax at the federal level, with no regional or municipal surtax. But behind a relatively simple headline rate lies a set of rules and special regimes that can be very favorable… provided they are well understood.
Rates and Taxable Base
The standard corporate income tax rate is 25%. Small and medium‑sized enterprises meeting certain criteria can benefit from a reduced rate of 20% on the first €100,000 of taxable profit.
To benefit from this reduced rate, several conditions exist, including:
– meeting the legal definition of an SME;
– having at least 50% of the shares held by natural persons;
– paying at least one director a minimum annual remuneration of €45,000, an obligation that, however, does not apply during the first four years of existence.
The taxable base is calculated based on accounts prepared according to Belgian accounting standards (Belgian GAAP), adjusted for certain tax deductions or add‑backs. Resident companies are taxed on their worldwide income under a “worldwide taxation” system, moderated by double taxation treaties.
For branches of foreign companies, tax is calculated on profits attributable to the Belgian establishment, following the same tax rules as those applied to a resident company.
Fiscal Regimes and Incentives for Innovative Entrepreneurs
Belgium has developed several attractive schemes for innovative companies or those with high R&D intensity, which can be decisive for a technology project.
Among the most notable:
Belgium offers several advantageous tax schemes to support innovation and research. The innovation income deduction allows exempting up to 85% of net income from certain intellectual property rights, reducing the effective tax rate to about 3.75%. For R&D investments, an increased deduction of 20.5% or a refundable tax credit after four years is possible. Companies can also benefit from a partial exemption of withholding tax (up to 80%) on the salaries of qualified researchers, under conditions. An investment deduction regime offers allowances of 10 to 40% depending on the nature of the projects. Finally, an expatriate regime allows part of the remuneration of foreign executives and researchers to be non‑taxable, with a cap of €90,000 per year, making international recruitment more attractive.
For an expat entrepreneur in tech or biotech, correctly leveraging these schemes can transform the cost structure and profitability in the medium term.
VAT and Other Commercial Taxes
As elsewhere in Europe, VAT is a cornerstone of the Belgian tax system. The standard rate is 21%, with reduced rates of 6, 12, or 0% depending on the goods and services. VAT registration is mandatory as soon as you carry out a taxable economic activity.
Other levies may impact the activity:
– real estate registration duties (12% in Flanders, 12.5% in Brussels and Wallonia) upon property purchase;
– various local taxes on certain equipment, hotel rooms, waste, etc.;
– targeted sectoral taxes (banking, nuclear, trucks, packaging…).
For expats, the challenge is often to correctly structure their international invoicing, manage intra‑group flows, and comply with declarative obligations (VAT, transfer pricing documentation, country‑by‑country reporting for large groups, etc.).
Opening a Professional Bank Account: A Necessary Step
Belgium has a highly digitalized banking sector, with major national players (BNP Paribas Fortis, ING, KBC/CBC, Belfius…) and subsidiaries of international banks (Deutsche Bank, HSBC, Santander, ABN AMRO, etc.), complemented by neobanks (Hello Bank, N26) and fintech providers (Wise, Revolut, Payoneer…).
For a company, opening a professional bank account in Belgium is almost essential: it is required for depositing capital, paying social charges, salaries, taxes, and in some cases, to enhance credibility with local partners.
Banks, subject to strict anti‑money laundering regulations (notably the law of September 18, 2017), conduct thorough checks on the identity of directors, ownership structure (UBO), source of funds, and nature of activity. For a foreign entrepreneur, it is important to prepare:
– the articles of association, the BCE/KBO extract, resolutions of the competent body;
– ID documents of the directors and ultimate beneficial owners (UBOs);
– a clear shareholding structure chart;
– proof of activity (contracts, business plan, website, etc.);
– proof of address.
The process often takes between two and six weeks, sometimes longer for complex structures or those without apparent local “substance” (no office, no employee, no resident director). Therefore, it is advisable to anticipate, or even to be assisted by a specialized firm.
Hiring in Belgium: Understanding Local Labor Law
If your project involves hiring employees on site, you must factor into the business plan from the start the cost and relative rigidity of Belgian social law.
Labor Cost and Salary Mechanisms
In Belgium, labor costs are high. Employer social contributions are around 25 to 30% of gross salary, to which are added special contributions for certain funds (business closure, workplace accidents…). The employee, for their part, bears about 13.07% in personal contributions, on top of a progressive income tax that can reach 50%, plus a municipal surtax.
Salaries are automatically indexed to inflation via the health index, requiring employers to adjust remuneration almost automatically when prices rise. In addition, there are frequent conventional obligations:
– 13th month or year‑end bonus;
– holiday bonus (often around 92% of a month’s gross salary);
– meal vouchers, eco‑vouchers, company car or equivalent, group insurance, etc.
The legal minimum gross monthly wage for a full‑time position in Belgium is approximately €2,100.
Working Hours, Flexibility, and Dismissal
The legal working week is 38 hours, with a maximum of 9 hours per day generally. Overtime is possible, paid at a premium rate or compensated with time off in lieu. Recent reforms have relaxed the use of voluntary overtime, especially in certain sectors like hospitality.
Regulation regarding leave is protective: at least 20 working days of paid vacation for a full‑time position, 10 legal public holidays, maternity, paternity, parental, sick leave, etc.
The Belgian contract termination system is mainly based on notice or compensation. The notice period increases with the employee’s seniority and can exceed one year. A reform provides for a cap of 52 weeks for contracts concluded from 2026 onwards, with a practical effect that will occur later.
For an expat entrepreneur, this means integrating into financial scenarios the potential cost of dismissal, the relative rigidity of workforce adjustments, and the need to clearly define recruited profiles from the outset.
Employer of Record (EOR): Hiring Without a Local Entity
One way to bypass the initial complexity is to use an Employer of Record. The EOR becomes the legal employer of the employees in Belgium, managing contracts, payroll, social charges, and compliance with labor law, while you operationally manage the team.
This solution is particularly interesting for:
– testing the market with a small commercial or technical team;
– launching a representative office without immediately creating a subsidiary;
– limiting the risks of non‑compliance with social and tax regulations.
However, Flanders regulates this sector, requiring a temporary employment agency license for EOR services on its territory. It is therefore important to verify that the chosen provider is authorized to operate in Belgium.
Public Support, Grants, and Funding
One of the major advantages of Belgium for a business founder, especially in tech or innovation, is the density of available support, at national, regional, and European levels.
Key Public Actors
Each region has its agency supporting entrepreneurship and innovation:
– Flanders: VLAIO (Flanders Innovation & Entrepreneurship) and the investment entity Participatiemaatschappij Vlaanderen (PMV);
– Brussels: Innoviris for R&D and hub.brussels/finance&invest.brussels for economic support;
– Wallonia: Service Public de Wallonie – Recherche (SPW Recherche) and schemes such as Chèques‑Entreprises.
These organizations provide grants for feasibility studies, R&D projects, digitalization, international growth, ecological transition, but also subordinated loans, bank loan guarantees, etc.
Examples of Useful Schemes for an Expat
Several programs can directly interest a newly established company:
The maximum amount for the Startlening+ loan in Flanders for starters, with favorable conditions over a term of 3 to 10 years.
To maximize your chances, it is recommended to develop a solid business plan, aligned with regional priorities (sustainable mobility, energy transition, digital, health, etc.), and consider partnerships with local universities or research centers.
Professional Real Estate: Offices, Retail, Logistics
Establishing in Belgium often involves renting (or buying) premises. The commercial real estate market has several structural trends: growing demand for sustainable buildings, co‑working, urban logistics, and partial shift of companies away from hyper‑centers.
Offices: Quality Over Quantity
In Brussels, demand is increasingly concentrated on Category A buildings, recent or renovated, well‑connected and energy‑efficient. Nearly three‑quarters of leased space belongs to this high‑end segment.
Prime annual rents in Brussels’ European Quarter reach this amount in euros per square meter.
For a young company, using co‑working spaces or incubators can be a smart solution to limit fixed costs, benefit from shared services, and integrate into entrepreneurial communities.
Logistics and Light Industry: A Tight Market
The industrial and logistics segment is highly sought after, especially along the Brussels–Antwerp axis, where vacancy rates are down to around 2% to just over 2%. Prime logistics rents have recently increased to approach €75/m²/year, reflecting tight supply.
For models requiring a warehouse, distribution center, or semi‑industrial activity, anticipate longer search times and higher, less negotiable rents than in the past.
Retail: Ongoing Restructuring
Retail is undergoing restructuring linked to e‑commerce and changing consumption patterns, but certain segments are doing well: retail parks on the outskirts, premium shopping streets, large urban shopping centers. Prime rents can be high there (over €1,600–1,700/m²/year on the best shopping streets in Antwerp or Brussels).
An expat targeting retail must therefore be particularly attentive to location, the type of gallery or street, and neighborhood evolution (pedestrian flow, purchasing power, retail mix…).
Cost of Living: Calibrating Your Expat‑Entrepreneur Budget
The cost of living in Belgium is above the European average. The country is among the most expensive on the continent, with notable disparities between regions and cities.
In 2025, average annual expenses per person are estimated around €20,000, or about €1,700 per month, excluding major investments or exceptional charges. For an expat entrepreneur, it is necessary to distinguish between personal budget and business budget.
Living in Brussels or Antwerp: What’s the Difference?
Brussels is generally more expensive than Antwerp, both in terms of rent and daily expenses. It is often estimated that Brussels costs 10 to 14% more than Antwerp for an equivalent standard of living.
Synthetic Comparison Brussels/Antwerp (Key Indicators)
| Cost Item | Brussels (average) | Antwerp (average) |
|---|---|---|
| Rent 1‑bedroom apt. city center | ≈ €1,100 / month | ≈ €900 / month |
| Rent 3‑bedroom apt. city center | ≈ €2,000 / month | ≈ €1,400 / month |
| Overall average rent | ≈ €1,415 / month | ≈ €1,051 / month |
| Utilities (85 m²: water, electricity, gas…) | ≈ €220–230 / month | ≈ €180–190 / month |
| Public transport subscription | ≈ €50–60 / month | ≈ €40–55 / month |
| Simple meal at a restaurant | ≈ €20–22 | ≈ €18–20 |
| Fixed internet | ≈ €50 / month | ≈ €44 / month |
Brussels offers in return an exceptional concentration of EU institutions, NGOs, multinationals, and specialized services. Antwerp, on the other hand, stands out for its port, logistics, and creative industries, with a slightly more contained cost of living.
For an entrepreneur, the cost‑of‑living differential between two regions can be a determining factor in choosing the location. This factor is particularly crucial if the company must finance a relocation package for its teams or if the entrepreneur’s personal cash flow is limited, as it directly impacts both the company’s and the founder’s finances.
Other Expenses to Anticipate
Typical monthly expenses include:
Main expense items for a student in Belgium, with indicative ranges.
Often the largest expense, between €500 and €1,200 per person depending on shared housing, city, and type of accommodation.
About €235 per month per person on average.
About €170 per month national average, less in Brussels due to dense public transport.
Approximately €50 for fixed internet and €20 per month for mobile.
Optional complementary insurance, between €50 and €150 per month.
Variable, but generally between €100 and €250 per month depending on lifestyle.
For a solo entrepreneur starting out, a personal budget of €1,700 to €2,000 per month is a realistic baseline in large cities, to be supplemented by the business budget (office rent or co‑working, accountant, insurance, marketing, potential salaries…).
Specific Challenges for Foreign Entrepreneurs
Despite its advantages, Belgium is not a simple playing field. Several common pitfalls recur in expat testimonials.
Establishing in Belgium presents several major challenges: administrative and linguistic complexity with three official languages and a multi‑level institutional system; high taxation and social charges requiring optimal structuring of remuneration; stringent sector‑specific rules demanding specific permits; and tricky remote management of accounting and social obligations without a local partner.
However, these difficulties can be largely offset by meticulous preparation, support from professionals (lawyer, notary, accountant/fiduciary), and active integration into the local entrepreneurial ecosystem.
Strategy for an Expat: How to Structure Your Entry into Belgium
A good establishment plan for a foreign entrepreneur often relies on a phased ramp‑up.
1. Exploration Short stay(s) in Belgium (with a C visa if you are from outside the EU) to assess the market, meet local actors (incubators, regional agencies, firms), clarify the strategy (city, sector, target audience).
2. Model Validation Test the product or service via partners, using an EOR or activity cooperative, participating in acceleration programs or networking events to refine the positioning.
To establish as self‑employed, you must apply for a professional card and, if applicable, a D visa. The legal form is typically an SRL. Preparing the articles of association and financial plan should be done with a local notary and accountant.
4. Creation and First Hirings Formal company incorporation, opening a bank account, VAT activation, moving into a co‑working space or incubator, first key hires (sales, developer, operations manager…).
From a certain revenue threshold, it is advisable to optimize the use of R&D schemes, consider setting up a group structure, and make trade‑offs between salary remuneration, dividends, and expatriate regimes.
6. Long‑Term Anchoring After five years of legal residence, possibility to apply for permanent residence or nationality; this milestone often provides an opportunity to consolidate presence (property acquisition, development of new subsidiaries, etc.).
At each stage, Belgium offers resources: enterprise counters, public agencies, expat networks, support associations (for refugees, expat spouses, foreign graduates), but it is up to the entrepreneur to activate them.
Conclusion: A Demanding Market Rich in Opportunities
Starting your own company in Belgium as an expat is neither the easiest nor the fastest path, particularly given the professional card procedures, complex taxation, and labor costs. But it is a bet that can prove very rewarding for those targeting Western Europe, seeking a stable base, and wanting access to a dense technological and scientific ecosystem.
Belgium is an ideal platform for a well‑prepared project thanks to its quality infrastructure, skilled workforce, proximity to dynamic neighboring markets, a wide range of innovation support, and a dense entrepreneurial network.
For an expat entrepreneur, the essential thing is to treat the preparation phase as a distinct stage: clarify your immigration status, choose the most suitable legal structure, precisely calculate your living + business budget, surround yourself from the start with local partners, and integrate the cultural and linguistic dimension. Under these conditions, Belgium can become much more than a simple entry point to the European market: a true anchor for a lasting entrepreneurial adventure.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
