Expat Healthcare in Cyprus

Published on October 3, 2025 and written by Cyril Jarnias

Cyprus, a Mediterranean island at the crossroads of Europe, Asia, and Africa, attracts many expatriates drawn by its sunny climate and quality of life. But what about healthcare on this island? For expatrients considering moving to Cyprus, access to medical care is a crucial question. This article provides a comprehensive overview of the Cypriot healthcare system, available options for expatriates, and practical aspects to consider for ensuring your medical well-being on the island.

A High-Performing Healthcare System in the Heart of the Mediterranean

The Cypriot healthcare system stands out for its quality and accessibility. Since 2019, Cyprus has implemented a universal healthcare system, GESY (General Healthcare System), which has significantly improved access to care for all residents, including expatriates. This system covers a wide range of medical services, from general practitioner consultations to hospital care, including prescription medications.

For expatriates, this development is excellent news. Indeed, once registered with GESY, they benefit from the same rights as Cypriot citizens regarding healthcare. This means access to quality care at affordable rates, or even free for some services. The system allows free choice of doctor and healthcare facility, offering valuable flexibility.

Alongside the public system, Cyprus has a dynamic and modern private healthcare sector. Many private clinics and hospitals offer cutting-edge services, often with shorter wait times than in the public sector. These facilities are particularly popular with expatriates seeking specialized care or wanting to be treated by English-speaking medical staff.

Quality of Care: Cyprus, a Trusted Medical Destination

The question that often troubles expatriates is: can you really get good medical treatment in Cyprus? The answer is a categorical yes. Cyprus has made considerable progress in the healthcare field in recent years, positioning itself as a medical destination of choice in the Mediterranean region.

Cypriot hospitals and clinics, whether public or private, are equipped with modern medical technologies. Many Cypriot doctors were trained abroad, particularly in the UK, Greece, or the United States, bringing international medical practices with them. This expertise, combined with state-of-the-art equipment, guarantees high-quality care in most medical specialties.

A major advantage for expatriates is the prevalence of English in the medical sector. Most doctors and healthcare staff speak fluent English, which greatly facilitates communication and reassures non-Greek-speaking patients. Some facilities even offer interpretation services for other languages.

Furthermore, Cyprus has built a reputation in specific medical fields. The island is notably recognized for its medically assisted reproduction centers, attracting patients from around the world. Dental care and cosmetic surgery are also sectors where Cyprus excels, offering quality services at competitive prices compared to other European countries.

Health Budget: Planning Your Medical Expenses in Cyprus

For expatriates, understanding the budget needed for healthcare is essential for a smooth relocation. In Cyprus, medical costs are generally considered reasonable, especially compared to other European countries. However, it’s important to plan your expenses well, particularly if opting for care in the private sector.

Under the GESY system, contributions are mandatory for all residents, including expatriates. These contributions are calculated as a percentage of income, with an annual cap. In 2025, the contribution is 2.65% of income for employees, with an employer share of 2.90%. For retirees, the rate is 2.65% of their pension. These contributions provide access to a wide range of medical services with minimal participation fees.

• A general practitioner consultation: €6
• A specialist consultation: €10
• An emergency room visit: €10
• A day of hospitalization: €10

In the private sector, costs are naturally higher but remain competitive compared to other European destinations. A private specialist consultation can cost between €50 and €100. For hospitalization, expect around €200 to €300 per day, excluding specific medical procedures.

It’s important to note that some specialized treatments or medications may not be fully covered by GESY. In these cases, supplementary health insurance may be advisable. The cost of such insurance varies considerably depending on the coverage chosen and the insured’s age, but budget between €500 and €2000 annually for comprehensive coverage.

The Best Private Clinics in Cyprus: Medical Excellence Awaits

Although the Cypriot public system is of good quality, many expatriates opt for private clinics, appreciating their quick service and personalized care. Here is a selection of the best private clinics in Cyprus, known for their medical excellence and welcome of international patients:

1. American Medical Center, Nicosia

Located in the capital, the American Medical Center is renowned for its multidisciplinary approach and state-of-the-art equipment. This clinic excels particularly in cardiology, oncology, and orthopedic surgery. It has a dedicated service for international patients, facilitating care for expatriates.

2. Apollonion Private Hospital, Nicosia

This modern hospital offers a wide range of medical services, from maternity to robotic surgery. It is particularly recognized for its medically assisted reproduction center, attracting patients from around the world. Apollonion also stands out for its high-quality customer service.

3. Mediterranean Hospital of Cyprus, Limassol

Located in the coastal city of Limassol, this facility is appreciated for its patient-centered approach and advanced medical technologies. It is particularly renowned for its cardiology, neurology, and general surgery services. The Mediterranean Hospital offers interpretation services to facilitate communication with international patients.

4. Ygia Polyclinic Private Hospital, Limassol

This polyclinic offers a comprehensive range of medical services in a modern and comfortable environment. It is notably recognized for its gynecology and obstetrics department, as well as its plastic and reconstructive surgery services. Ygia Polyclinic has a state-of-the-art intensive care unit.

5. Aretaeio Hospital, Nicosia

One of Cyprus’s oldest private hospitals, Aretaeio has modernized while maintaining its reputation for excellence. It is particularly renowned for its surgical services, especially in urology and orthopedics. The hospital also has an advanced diagnostic center.

These private clinics generally offer services in English and sometimes other European languages. They often provide comprehensive care packages for international patients, sometimes including accommodation and transportation.

It’s important to note that costs in these private facilities can be significantly higher than in the public sector. Therefore, it’s recommended to check your insurance coverage before choosing these clinics. Some of them have agreements with international insurance companies, facilitating direct payment of fees.

Practical Tips for Managing Your Health as an Expatriate in Cyprus

Relocating to Cyprus as an expatriate requires good preparation, especially regarding health. Here are some practical tips for managing your health well on the island:

1. Register with GESY Upon Arrival

Registering with the general healthcare system (GESY) is a priority upon your arrival. This step will allow you quick access to public care. Registration can be done online or at GESY offices. Ensure you have all necessary documents, including your residence permit and Cypriot social security number.

2. Choose a Family Doctor

In the GESY system, the family doctor plays a central role. They are your first point of contact for most care and refer you to specialists if needed. Take time to choose a doctor you feel comfortable with, ideally English-speaking if you don’t speak Greek.

3. Consider Supplementary Insurance

Although GESY offers good coverage, private health insurance can be useful for faster access to certain care or for treatments not covered by the public system. Compare offers from different international insurance companies to find the one that best suits your needs.

4. Familiarize Yourself with the Pharmacy System

In Cyprus, pharmacies play an important role in the healthcare system. They are easily recognizable by their green cross sign. Note that some over-the-counter medications in your home country may require a prescription in Cyprus. Familiarize yourself with on-duty pharmacies in your neighborhood for nighttime emergencies.

5. Prepare a Portable Medical File

Create a portable medical file containing your medical history, allergies, current treatments, and your doctors’ contact information. Translate this information into English or Greek to facilitate your care in case of emergency.

6. Anticipate Necessary Vaccinations

Although Cyprus doesn’t present particular health risks, ensure your basic vaccinations are up to date. The hepatitis A vaccine is recommended for long stays. Consult your doctor or an international vaccination center before your departure.

7. Inquire About Emergency Services

Familiarize yourself with emergency numbers in Cyprus. 112 is the European emergency number, valid across the island. Also locate the hospital or clinic nearest to your residence.

By following these tips, you’ll be well-prepared to manage your health as an expatriate in Cyprus. Remember that prevention is essential: adopt a healthy lifestyle, protect yourself from the sun, and stay hydrated, especially during the hot summer months.

Conclusion: Cyprus, a Reassuring Destination for Expatriate Health

Cyprus offers a reassuring environment for expatriates regarding health. With its accessible and efficient universal healthcare system (GESY), complemented by a quality private sector, the island guarantees medical care meeting European standards. The quality of care, modernity of equipment, and presence of English-speaking medical staff make Cyprus a destination where expatriates can consider their relocation with peace of mind regarding health.

Although medical costs are generally reasonable, especially in the public sector, it’s important to plan your health budget well, particularly by considering supplementary insurance for optimal coverage. Private clinics, although more expensive, offer high-quality services and personalized care appreciated by many expatriates.

By following the practical tips mentioned and taking time to familiarize yourself with the local healthcare system, expatriates can approach their new life in Cyprus with confidence. The combination of a favorable Mediterranean climate, high quality of life, and an efficient healthcare system makes Cyprus a destination of choice for those seeking to combine expatriation and well-being.