Moving to Greece: An Expat’s Guide

Published on September 29, 2025 and written by Cyril Jarnias

Greece, the cradle of Western civilization, attracts many expatriates drawn by its Mediterranean climate, rich history, and lifestyle. Whether you’re tempted by a new professional adventure, retirement in the sun, or simply a life change, moving to Greece requires careful preparation. This comprehensive guide will accompany you step by step through your expatriation project, from initial preparation to your integration into Greek society.

Prepare Your Departure: Key Steps for a Successful Expatriation

Before packing your bags for Greece, careful preparation is essential. This crucial step will allow you to anticipate challenges and facilitate your settlement.

Start by learning about Greek culture. Familiarize yourself with local customs, the country’s history, and regional characteristics. This knowledge will help you better understand your future environment and avoid cultural missteps.

Next, assess your financial situation. Create a projected budget that accounts for the cost of living in Greece, generally lower than in France but variable by region. Don’t forget to include moving expenses, setup costs, and an emergency fund.

Mastering the Greek language is a major asset. Although many Greeks speak English, especially in tourist areas, learning basic Greek will open many doors. Enroll in language classes before your departure or use language learning apps.

Regarding administrative aspects, make sure you have all your documents in order. This includes:

• A valid passport
• Certified copies of your diplomas and professional certificates
• Translated birth and marriage certificates in Greek
• Your international driver’s license

Don’t forget to inquire about your health coverage. As a European citizen, you benefit from the European Health Insurance Card, but it’s recommended to purchase supplemental insurance for better coverage.

Finally, prepare your logistics. Decide what you’ll bring and what you’ll leave behind. Compare quotes from international movers and plan your shipment well in advance.

Welcome to Greece: Essential Procedures Upon Arrival

Once you arrive on Greek soil, several administrative procedures await to formalize your status and facilitate your integration.

Your first step will be registering with local authorities. As a European citizen, you must register with the local police within three months of your arrival. You’ll receive a registration certificate (Βεβαίωση Εγγραφής) valid for five years.

Obtaining a social security number (AMKA) is crucial. This number is essential for working legally, accessing healthcare, and completing many administrative procedures. You can obtain it from EFKA offices (the Greek social security organization) or at certain citizen service centers (KEP).

Opening a Greek bank account will greatly facilitate your daily life. For this, you’ll need your passport, registration certificate, proof of address, and sometimes proof of income. Major Greek banks like Alpha Bank, Eurobank, or Piraeus Bank offer services in English.

If you plan to drive in Greece, you’ll need to exchange your French driver’s license for a Greek one within six months of your settlement. This process is handled by the Ministry of Transport.

Registration in the registry of French citizens abroad, although optional, is recommended. It will allow you to stay in contact with French authorities and benefit from certain consular services.

Finally, consider registering on the consular electoral lists if you wish to vote in French elections from Greece.

Cultural Immersion: Keys to Integrating into Greek Society

Integrating into the local community is essential for successful expatriation. Greece, known for its legendary hospitality (φιλοξενία), offers many opportunities to build connections.

Start by exploring your neighborhood. Local cafes and tavernas are important social hubs in Greece. Don’t hesitate to spend time there, engaging in conversation with regulars. Greeks generally appreciate foreigners who make an effort to learn about their culture.

Participate in local events and traditional festivals. Each region has its own celebrations, from religious holidays to cultural festivals. These occasions are ideal for meeting locals and immersing yourself in Greek culture.

Learning the Greek language is a major asset for integration. Even if you don’t master the language perfectly, Greeks will appreciate your efforts. Enroll in Greek language classes at a language school or university. Many municipalities also offer free courses for foreigners.

Volunteering is an excellent way to get involved in the community. Look for local associations or NGOs that match your interests. It’s an opportunity to meet like-minded people while contributing to society.

Join expatriate groups. Although the goal is to integrate into the Greek community, expatriate groups can be a valuable resource, especially at the beginning. They can help you navigate the subtleties of life in Greece and connect you with others in your situation.

Remember that integration takes time. Be patient and open-minded. Cultural differences can sometimes be frustrating, but they’re also what makes the expatriate experience so enriching.

Visa and Residence Permit: Navigating Greek Administrative Waters

Understanding visa and residence permit requirements is crucial for a legal and peaceful settlement in Greece.

For European Union citizens, the situation is relatively simple. You don’t need a visa to enter Greece. However, if you plan to stay more than three months, you must register with local authorities and obtain a registration certificate (Βεβαίωση Εγγραφής).

• A valid passport or ID card
• Proof of sufficient resources (employment contract, bank statements, etc.)
• Proof of health insurance

For non-EU nationals, the process is more complex. You’ll need to obtain a long-stay visa before arriving in Greece, then apply for a residence permit once in the country. The type of visa and permit will depend on your situation (work, studies, retirement, etc.).

Greece also offers a “Golden” visa for investors. This program allows obtaining a residence permit in exchange for a real estate investment of at least 250,000 euros.

For self-employed workers and “digital nomads”, Greece recently introduced a specific visa. It allows residence and work in Greece for one year, with renewal possibility.

Renewal of residence permits must be completed before their expiration. Renewal conditions vary by permit type but generally include proof of sufficient resources and health insurance.

It’s important to note that procedures can be lengthy and sometimes complex. It’s recommended to start the process well in advance and seek assistance from an immigration law attorney if necessary.

Finding Your Home: Secrets to Finding the Ideal Housing in Greece

Finding suitable housing is a crucial step in your settlement in Greece. Whether you choose to rent or buy, here are some tips to guide you.

Start by defining your criteria. Do you want to live in the city or countryside? Do you prefer a modern apartment or traditional house? Your budget and needs in terms of space and amenities will guide your search.

For renting, several options are available. Real estate agencies can facilitate your search, especially if you don’t speak Greek, but they typically charge a commission. Websites like Spitogatos or XE.gr are popular for finding direct listings from owners.

Be aware of specific features of the Greek rental market. Leases are typically for three years but can be terminated earlier under certain conditions. A security deposit equivalent to two months’ rent is common. Make sure you understand the contract terms before signing.

If you’re considering buying, know that the Greek real estate market currently offers interesting opportunities. Prices remain relatively low compared to other European countries, although they’ve started to rise in recent years.

• Obtaining a Greek tax number (AFM)
• Opening a Greek bank account
• Verification of property title by a lawyer
• Signing a preliminary contract
• Payment of associated taxes and fees
• Signing the final deed before a notary

Be vigilant about restrictions on property purchases in certain border areas. Non-EU nationals may need special authorization to purchase in these regions.

Whether you rent or buy, take time to visit several properties and familiarize yourself with different neighborhoods. Don’t hesitate to ask for opinions from local residents or other expatriates.

Renewing Your Residence Permit: A Process to Anticipate

Renewing your residence permit is an important step to maintain your legal status in Greece. It’s crucial to anticipate this procedure to avoid any administrative problems.

For EU citizens, the initial registration certificate is valid for five years. After this period, if you still meet the conditions (employment, sufficient resources, etc.), you can apply for a permanent residence certificate.

For non-EU nationals, the renewal process depends on the type of residence permit. Generally, you must begin the procedures at least two months before your current permit expires.

• A duly completed application form
• Recent passport photos
• A copy of your valid passport
• Proof of sufficient resources
• Proof of health insurance
• Proof of address in Greece

Depending on your situation, additional documents may be required. For example, if you work, you’ll need to provide your employment contract and pay slips. If you’re retired, a pension certificate will be necessary.

Renewal is processed by the foreigners’ office in your region of residence. Some municipalities now offer online services to facilitate the process, but an in-person visit is often necessary.

Be patient. Processing applications can take several months. During this period, you’ll receive a receipt allowing you to stay legally in Greece while awaiting the final decision.

In case of changed circumstances (job change, marriage, birth of a child), inform the authorities as this may affect your resident status.

Navigating Greek Bureaucracy: Essential Administrative Procedures

Greek bureaucracy may seem complex to newcomers, but understanding the main administrative procedures will help you integrate more easily.

Obtaining a tax number (AFM) is an absolute priority. This number is necessary for almost all financial and administrative transactions in Greece. You can obtain it from the local tax office (Εφορία) by presenting your passport and proof of address.

Registration with Greek social security (EFKA) is mandatory if you work in Greece. You’ll receive a social security number (AMKA) that will give you access to the public healthcare system.

If you plan to work, you’ll need a work permit. For EU citizens, the registration certificate is sufficient. Non-EU nationals must obtain a specific work permit before starting employment.

Registration on local electoral lists is possible for EU citizens residing in Greece. This allows you to participate in municipal and European elections.

If you have school-age children, their enrollment in a Greek or international school is an important procedure. You’ll need their previous school records, translated into Greek if necessary.

For vehicle owners, registering your car in Greece is mandatory if you reside more than six months in the country. This procedure involves paying taxes and may require technical modifications to the vehicle to comply with Greek standards.

Don’t forget to file taxes in Greece. Even if you pay taxes in your home country, you must file an annual tax return in Greece if you reside there more than 183 days per year.

Understanding Your Rights: Laws and Regulations for Foreigners in Greece

As an expatriate in Greece, it’s crucial to understand your legal rights and obligations. Greek legislation regarding foreigners has evolved in recent years, aiming to facilitate integration while maintaining a strict regulatory framework.

Greek labor law applies to all employees, regardless of nationality. This includes provisions on minimum wage, paid leave, and working hours. Expatriates benefit from the same protections as Greek workers in terms of working conditions and social security.

Regarding healthcare, legal residents have access to the Greek public health system. However, many expatriates choose to purchase supplemental private health insurance to benefit from faster and more extensive services.

Regarding real estate ownership, EU citizens have the same rights as Greeks. For non-EU nationals, restrictions may apply in certain border or strategic areas, requiring special authorization for purchasing real estate.

Tax legislation for expatriates can be complex. Generally, if you reside in Greece more than 183 days per year, you’re considered a tax resident and must declare your worldwide income. Greece has tax treaties with many countries to avoid double taxation.

Political rights of expatriates vary by status. EU citizens residing in Greece can vote in municipal and European elections. Non-EU nationals don’t have voting rights but can participate in civic life through other means.

Greece recently introduced laws favorable to “digital nomads” and foreign retirees. These laws offer tax benefits to attract these categories of expatriates, with reduced tax rates for several years.

Regarding family reunification, rules are more flexible for EU citizens. For non-EU nationals, the process is stricter and subject to income and housing conditions.

Moving to Greece as an expatriate is an exciting adventure that requires careful preparation and a good understanding of the country’s administrative and cultural aspects. By following this guide and remaining open to the opportunities and challenges that life in Greece presents, you’ll be able to fully enjoy this enriching experience.