Published on and written by Cyril Jarnias
Malta, a small Mediterranean archipelago situated between Sicily and North Africa, attracts many expatriates drawn to its sunny lifestyle and quality of life. If you’re considering moving to the island, you’ll be reassured to learn that Malta’s healthcare system is recognized as one of the best in the world. Let’s explore together the specifics of medical care in Malta for expatriates, the expected costs, and the best private clinics in the archipelago.
An Excellent Healthcare System: Receiving Care with Peace of Mind in Malta
Malta can boast of having one of the best healthcare systems in the world. Indeed, the World Health Organization (WHO) regularly ranks the country among the top performers in medical care. This international recognition is no accident but the result of consistent investment in infrastructure and medical staff training.
A High-Performing Public System
The Maltese public healthcare system is managed by the Ministry for Health and Active Ageing. It offers a wide range of free services to all residents covered by Maltese social security legislation. These services include:
- Consultations with general practitioners
- Hospital care
- Specialized treatments
- Emergency services
- Maternity and pediatric care
- Rehabilitation
A Complementary Private Sector
Alongside the public system, Malta has a dynamic private sector that complements the healthcare offerings. Private clinics and hospitals are known for their quick service and state-of-the-art equipment. They are particularly popular among expatriates seeking shorter wait times and personalized service.
Qualified Healthcare Professionals
Whether in the public or private sector, Maltese doctors and healthcare staff are recognized for their expertise. Many were trained abroad, and most speak fluent English, which greatly facilitates communication for expatriates.
Good to Know:
Malta’s medical school is one of the oldest in Europe and enjoys an excellent reputation. Many Maltese doctors practice in both the public and private sectors, ensuring continuity in the quality of care.
Healthcare Budget in Malta: Reasonable Costs for Quality Care
While the quality of care in Malta is undeniable, what about the costs? Good news for expatriates: healthcare expenses remain generally reasonable in the archipelago, especially compared to other European destinations.
Care in the Public Sector
For residents covered by the Maltese social security system, most care in the public sector is free. This includes consultations with general practitioners, hospitalizations, and specialized treatments. Some medications may also be provided free of charge, especially for individuals with chronic conditions.
Costs in the Private Sector
If you opt for the private sector, here’s an overview of the average prices you can expect:
- Consultation with a general practitioner: €10 to €20
- Consultation with a specialist: €50 to €100
- Dental consultation: around €40
- Blood test: around €20
- Natural childbirth: around €5,000
- Hospital stay per day: €200 to €400
The Importance of Health Insurance
Although costs are relatively moderate, it is highly recommended for expatriates to take out international health insurance. This will allow you to benefit from optimal coverage, whether in the public or private sector, and prevent you from having to pay significant upfront costs in case of hospitalization or expensive treatment.
Good to Know:
Citizens of the European Union can benefit from the European Health Insurance Card (EHIC) for temporary stays. For long-term residence, it is necessary to register with the Maltese social security system.
The Best Private Clinics in Malta: Medical Excellence Awaits
For expatriates who wish to benefit from quick and personalized care, Malta has several reputable private clinics. Here is a selection of the most sought-after establishments:
1. Saint James Hospital, Sliema and Zabbar
This is the most well-known private hospital in Malta. Part of an international group, it has ultramodern equipment and offers a wide range of medical services. The facility is particularly renowned for its 24/7 emergency services.
2. Saint Mark’s Clinic, Msida
This private clinic specializes in specific consultations and surgeries. It offers services in general surgery, radiology, gynecology, plastic surgery, urology, pediatrics, orthopedics, gastroenterology, dental services, ENT, and ophthalmology.
3. DaVinci Health, Birkirkara
This modern clinic offers a wide array of medical services, ranging from general medicine to specialized consultations. It is appreciated for its extended hours and the possibility of walk-in appointments.
4. Mater Dei Hospital, Msida
Although it is a public hospital, Mater Dei Hospital deserves mention. It is the largest hospital in Malta and offers state-of-the-art services in virtually all medical specialties. Many expatriates choose to receive care there for complex procedures.
5. St Thomas Hospital, Santa Venera
This private hospital offers a full range of medical and surgical services. It is particularly renowned for its maternity and pediatric services.
Good to Know:
Most of these private clinics have dedicated services for international patients, thus facilitating administrative procedures and communication for expatriates.
In conclusion, expatriates in Malta can be reassured about the quality of medical care available in the archipelago. Whether in the public or private sector, the Maltese healthcare system offers high-level services at reasonable costs. Nevertheless, it is crucial to be well-informed about the available health coverage options and to take out insurance that suits your needs to fully enjoy your expatriation with complete peace of mind.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
