Expat Healthcare In Seychelles: The Complete Guide

Published on October 5, 2025 and written by Cyril Jarnias

The Seychelles, an idyllic archipelago in the Indian Ocean, attracts many expatriates each year seeking sunshine, pristine sandy beaches, and an exceptional living environment. However, beyond the postcard-perfect landscapes, the question of healthcare remains paramount for those considering a long-term move to this small island nation. Between limited infrastructure and sometimes high costs, it’s essential to thoroughly understand the Seychellois healthcare system to approach your expatriation with peace of mind.

In this article, we will explore in detail the reality of medical care in the Seychelles for expatriates. We’ll see if it’s possible to access quality care, what budget to plan for your health, and what the best options are in terms of private clinics. Whether you’re already there or preparing for your departure, this information will help you make the right choices for your health coverage and peace of mind.

A Developing Healthcare System: Strengths and Weaknesses

The Seychelles’ healthcare system has seen significant progress in recent decades, but it still faces certain challenges. The Seychellois government has made health a priority, with significant investments in infrastructure and medical staff training. However, the country’s small size (less than 100,000 inhabitants) and its geographical isolation pose constraints in terms of available resources and expertise.

• Universal health coverage for Seychellois citizens
• Free basic care in public facilities
• Constant improvement in health indicators (life expectancy, infant mortality, etc.)
• Effective prevention and vaccination campaigns

• A lack of specialists in certain medical fields
• Sometimes outdated or insufficient equipment
• Potentially long wait times for certain treatments
• Dependence on medical evacuations for the most complex cases

For expatriates, these realities mean it’s important to be well-informed and take necessary precautions to ensure their health during their stay in the Seychelles.

Quality of Care: Can You Really Get Good Treatment in the Seychelles?

The question of care quality is crucial for any expatriate. In the Seychelles, the situation is mixed. For basic care and common emergencies, the level is generally satisfactory. The main hospital in Victoria, on Mahé Island, has a 24/7 emergency department and can effectively treat many conditions.

However, for more complex treatments or chronic illnesses, options may be limited. The Seychelles lacks certain advanced equipment and specialists in areas like oncology, neurosurgery, or interventional cardiology. In these cases, evacuation to countries like South Africa, India, or even Europe may be necessary.

It’s important to note that the quality of care can vary significantly between the public and private sectors. Private clinics, although more expensive, often offer better comfort and reduced wait times. They also attract doctors trained abroad, which can be reassuring for expatriates.

• Choose a primary care physician upon arrival to ensure regular follow-up
• Don’t hesitate to seek a second medical opinion, especially for complex cases
• Consider private clinics for non-urgent but important care
• Plan for health insurance covering medical evacuations if necessary

Health Budget: How Much to Plan for Medical Expenses?

The cost of healthcare in the Seychelles can surprise expatriates, especially those accustomed to fully free healthcare systems. Although Seychellois citizens benefit from universal health coverage, expatriates generally have to pay for their care, whether in the public or private sector.

• General practitioner consultation: about 10-15 euros
• Specialist consultation: 20-30 euros
• Hospitalization per day: 50-100 euros

• General practitioner consultation: 30-50 euros
• Specialist consultation: 50-100 euros
• Hospitalization per day: 200-500 euros

You also need to account for the cost of medications, which can be more expensive than in Europe due to import fees. For a family of four, it’s prudent to plan an annual health budget of at least 3000 to 5000 euros, not including potential emergencies or major treatments.

Health insurance plays a crucial role in managing this budget. It’s highly recommended to take out international insurance that covers not only care in the Seychelles but also medical evacuations and treatments abroad. These insurance policies can cost between 1000 and 3000 euros per year per person, depending on the level of coverage chosen.

The Best Private Clinics: Where to Get Treated with Confidence?

Although the Seychelles’ public healthcare system is adequate for basic care, many expatriates prefer to turn to the private sector for faster and sometimes higher-quality services. Here is a list of the main reputable private clinics in the Seychelles:

1. Seychelles Medical Centre (SMC)

• General and specialist consultations
• Medical imaging (radiology, ultrasound, CT scan)
• Laboratory for tests
• Minor surgery
• Dental care

SMC is known for its multilingual staff and state-of-the-art equipment.

2. Euromed Clinic

• General and specialized medicine
• Alternative medicine (acupuncture, homeopathy)
• Physiotherapy
• Aesthetic care

Euromed is particularly appreciated for the quality of its welcome and personalized approach to care.

3. Eden Island Medical Centre

• General practitioner consultations
• Emergency care
• Pediatrics
• Gynecology

Its location is ideal for expatriates living on Eden Island or nearby.

4. Anse Royale Hospital (public sector with private services)

• Specialist consultations
• Scheduled surgery
• Maternity

This is an interesting option for those seeking a compromise between public and private care.

It’s important to note that even these private clinics may have limitations in terms of available equipment or specialties. For very specific treatments or major procedures, evacuation to larger medical centers abroad may still be necessary.

Health Insurance: An Absolute Necessity for Expatriates

Given the particularities of the Seychellois healthcare system and the potentially high costs of care, taking out appropriate health insurance is crucial for any expatriate in the Seychelles. Here are the essential points to consider:

1. International Coverage Opt for insurance that covers you not only in the Seychelles but also during your travels and in case of medical evacuation. This will ensure you’re cared for under the best conditions, no matter where you are.

2. Medical Evacuation Make sure your policy includes medical evacuation expenses. In the Seychelles, some specialized treatments are not available, and evacuation to countries like South Africa or even Europe may be necessary.

3. Hospital Expense Coverage Check the reimbursement limits for hospitalization. Costs can add up quickly, especially in the private sector.

4. Chronic Illness Coverage If you suffer from a chronic illness, make sure it’s well covered by your insurance, including for long-term treatments.

5. Dental and Optical Care These services are often excluded from basic coverage. Consider additional options if you anticipate needing them.

6. Waiting Period Be aware of waiting periods, particularly for maternity. Some insurance policies impose waiting periods before covering certain treatments.

7. Provider Network Choose insurance with a good network of providers in the Seychelles and neighboring countries. This will simplify your procedures if you need care.

It’s recommended to compare several offers from international insurance companies specializing in expatriation. Companies like Allianz Care, Cigna Global, or April International offer plans tailored to the needs of expatriates in the Seychelles.

Don’t hesitate to consult a specialized broker who can guide you in choosing the best insurance based on your personal and family situation.

Conclusion: Preparing Your Health Expatriation to the Seychelles

Expatriating to the Seychelles offers a unique opportunity to live in a paradise-like setting, but it requires careful preparation, especially regarding health. Although the Seychellois healthcare system has made significant progress, it still has limitations that expatriates must consider.

• Basic care is generally of good quality, but specialized treatments may require evacuation
• The health budget can be substantial, especially in the private sector
• Comprehensive international health insurance is essential
• There are several quality private clinics, but their capacities remain limited for certain treatments

• Get a complete health check-up
• Update your vaccinations
• Prepare a basic medical kit
• Research doctors and healthcare facilities in your future area of residence

Once there, stay vigilant about your health and that of your family. Adopt a healthy lifestyle, protect yourself from the sun and mosquitoes, and don’t hesitate to consult quickly if a problem arises.

With good preparation and necessary precautions, your expatriation to the Seychelles can be a rewarding and peaceful experience in terms of health.