Published on and written by Cyril Jarnias
Monaco, this dazzling Mediterranean jewel, continues to attract expatriates from around the world, not only for its beauty and enviable climate but also for its secure residences that offer a unique and privileged living environment.
With exponential growth in demand for these exclusive enclaves, a new trend is emerging: expatriates seeking refuges that combine security, luxury, and tranquility.
As political and economic uncertainties increase worldwide, these Monegasque havens of peace become sanctuaries for those seeking more than just a home, but a lifestyle elevated to a true art of living.
Growing Demand for Guarded Residences
The increase in demand for guarded residences in Monaco stems from a combination of economic, social, and security factors that are permanently transforming the local real estate market.
The main factors contributing to the growing interest in this type of accommodation include:
- Heightened concerns about personal security, particularly among wealthy expatriates, often driven by international geopolitical instability and a search for enhanced protection.
- Evolving residential profiles, with a growing share of international investors and families seeking a secure environment, combined with Monaco’s global reputation as a stable tax haven.
- Innovative offerings developed by developers: personalized 24/7 services (concierge, private security), advanced home automation, high-end common areas (indoor pools, private spas), digital access management, and intelligent video surveillance.
Recent statistics illustrating this trend:
| Year | Total Housing Units | % Private Housing | Average Price per m² (€) |
|---|---|---|---|
| 2024 | 21,123 | 81% | 51,967 |
- Iconic new projects such as Bay House or Mareterra exclusively offer apartments with permanent guard services and state-of-the-art security systems. Over 60% of new construction sales now involve spacious family apartments tailored to international expectations.
Long-Term Effects on the Local Real Estate Market
- Continuous rise in price per square meter (+38% in ten years; new record reached in 2024).
- Structural growth in the secured premium segment at the expense of standard offerings.
- Persistent supply tension due to a structural lack of buildable space: each new delivery is quickly absorbed by a demanding clientele.
- Incentive for developers to innovate further in architectural quality and technological sophistication to attract this high-end clientele.
“With only about twenty thousand housing units, more than four-fifths of which are private… Monaco faces intense pressure to expand its residential offerings while maintaining its unique standards. Recent projects primarily address the physical and digital security needs expressed by an affluent international population.”
In the medium to long term, this dynamic could further reinforce the ultra-secure image of Monaco’s residential portfolio while accentuating its exclusive dimension.
Good to Know:
The growing demand for guarded residences in Monaco is driven by heightened personal security concerns among expatriates, who constitute a significant portion of the local population. Economic and social uncertainties are pushing more people to prioritize housing offering enhanced security. In response, these residences provide innovative services, such as advanced surveillance systems and concierge services, to appeal to a high-end clientele. According to a recent study, demand for these types of homes has increased by 15% over the past two years, a trend that could reshape the Monegasque real estate market by favoring the construction of new secure complexes. Experts expect this dynamic to influence property prices in the long term, making guarded residences even more attractive to those seeking a living environment that is both luxurious and secure.
Advantages of Secure Neighborhoods in Monaco
The security of residential neighborhoods in Monaco is based on several pillars that make it a unique and highly secure environment:
- Advanced surveillance systems: The Principality boasts the highest concentration of surveillance cameras per capita in the world, with 24/7 video surveillance covering the entire territory. This system is supported by high-performance transmission systems installed in the majority of building lobbies, comparable to those used by the best armies.
- Strict access control: Monaco can block all its access points within minutes if necessary. Police forces also conduct regular foot and vehicle patrols in the various residential neighborhoods, ensuring a constant and deterrent presence.
- Culture of collective vigilance: Residents actively participate in maintaining a serene atmosphere through shared vigilance and strict adherence to established rules for community life.
| Security Assets | Description |
|---|---|
| High concentration of police officers | Approximately 1 police officer per 100 residents, one of the highest ratios in the world. |
| Omnipresent video surveillance | Active cameras day and night in all main public and private spaces. |
| Exceptional responsiveness | Intensively trained police able to respond quickly; capability to rapidly lock down the territory. |
The benefits for expatriates are significant:
- Enhanced sense of security, reinforced by the extreme rarity of criminal acts.
- Optimal protection of property, allowing even jewelers or collectors to display or wear their precious items without fear.
- Peace of mind for families, who benefit from a peaceful setting where both children and adults can move about serenely.
“The adornments of the greatest jewelers are meant to be worn, even on the street… This is only the case in Monaco.”
These characteristics explain why Monaco particularly attracts expatriates seeking an exclusive lifestyle where luxury rhymes with absolute serenity. Security excellence is considered an essential standard, greatly contributing to its international appeal among affluent families worldwide.
Good to Know:
Monaco’s secure neighborhoods offer a highly protected environment with advanced surveillance systems, strict access control, and a culture of collective vigilance, ensuring optimal protection for residents. These measures particularly attract expatriates seeking an exclusive and secure living environment, providing them with a reinforced sense of security, essential for family peace of mind. For example, the presence of guards and sophisticated security cameras also ensures enhanced property protection, a determining factor for those wishing to preserve their privacy while enjoying the benefits of a highly secure community. This makes Monaco a preferred destination for expatriates looking to live in an environment of trust and luxury.
Premium Residential Services for Expatriates
Premium residences in Monaco designed for expatriates offer a range of high-end services tailored to meet the demands of an international clientele and ensure a secure, comfortable, and personalized living environment.
| Type of Service | Concrete Description |
| 24/7 Security | Permanent surveillance, controlled access, advanced alarm systems |
| Concierge | Multilingual daily assistance: reservations, private event organization, mail management |
| Wellness | Spa facilities, heated pools, state-of-the-art gyms |
| Housekeeping | Regular cleaning, professional laundry service |
| Room Service | Ordering and direct delivery to apartments |
Concrete Examples:
- One Monte-Carlo: offers 24/7 concierge and valet services, as well as room service and housekeeping upon request.
- Parc Saint Roman: provides a private outdoor pool, a modern gym, and a permanent concierge service.
- Le Botticelli (Fontvieille): offers furnished apartments with sea views in a secure atmosphere.
Specific Benefits for Expatriates:
- Multilingual support enabling smooth communication upon arrival
- Cultural integration assistance, facilitating the discovery of local customs (international schools recommended for families)
- Personalized services according to the specific needs of international families (e.g., qualified childcare or private transport)
- Organization of social events promoting networking among newcomers
These services actively contribute to the choice of Monaco as a preferred destination for wealthy expatriates: they offer not only peace of mind through maximum security but also daily comfort that greatly simplifies settling into a new environment. The ability for every household member—including children—to be assisted in multiple languages throughout the residential journey is decisive.
The impact on the expatriate community is notable: these premium services not only foster attraction but also the retention of international residents by creating an exclusive ambiance where every need can be anticipated. This service excellence directly contributes to maintaining Monaco’s prestige among global mobile populations.
Good to Know:
Secure residences in Monaco offer premium residential services such as 24/7 security, concierge services, and advanced wellness facilities, making them attractive to expatriates. Residences like Le Mirabeau and La Rousse are prized for their multilingual teams and personalized assistance facilitating cultural integration, which is crucial for international families. By providing tailored solutions, these services simplify daily life and relocation to Monaco, making the principality particularly appealing. The attentive support and high-tech services also strongly contribute to Monaco’s reputation as a privileged place to live, thereby fostering the attraction and retention of a rich and diverse expatriate community.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
