Published on and written by Cyril Jarnias
Purchasing, building, leasing, or simply owning property in Lithuania is not simply a matter of signing a contract and getting keys. Over three decades, the country has built a dense legal framework intersecting civil law, taxation, urban planning, environmental regulations, and specific rules for foreigners. For an investor, an expatriate individual, or a developer, understanding these mechanisms is not a luxury; it is a prerequisite for legal security.
This article details the legal framework, competent authorities, constraints for foreigners, applicable taxation, and key steps for successfully completing a real estate transaction in Lithuania.
A Heavily Codified Legal Framework
In Lithuania, real estate operates within a highly hierarchical civil law system, where the Constitution, laws, and technical regulations interlock.
The foundation remains the Constitution of the Republic of Lithuania, which proclaims the inviolability of property. This principle is not absolute: the state can limit or withdraw property rights in exceptional cases of public interest, provided it follows a strict procedure and provides adequate compensation.
Below the Constitution, several statutes organize real estate matters.
The Civil Code, the Backbone of Real Estate Transactions
The Civil Code of the Republic of Lithuania is the central reference for all transactions and relationships concerning real property. It regulates, among other things:
– contracts of sale, exchange, gift, and lease,
– the creation of security interests (mortgages, pledges),
– accessory property rights (usufruct, servitudes, emphyteusis),
– co-ownership and rules between co-owners.
The Civil Code imposes strict formal requirements for real estate transactions: sales or exchanges must be executed by notarial deed, and registration in the Real Estate Register is necessary to make them enforceable against third parties. A deed concluded by an unauthorized person is in principle null and void and can be annulled in court by the legitimate owner.
Specialized Laws for Land, Construction, and Urban Planning
Around the Civil Code revolves a set of sectoral laws that define land management and building methods:
– the Law on Construction, which sets architectural and technical requirements for any construction, reconstruction, or renovation, including on the continental shelf and the economic zone in the Baltic Sea;
– the Law on Territorial Planning (often called the Spatial Planning Law), which organizes planning at national, municipal, and local levels, aiming for sustainable development and rational urbanization;
– the Law on Land, which governs land ownership, use, management, and administration, including agricultural and forest land;
– the Law on Architecture, which aims to preserve the quality of the built environment and allows, among other things, regional architectural councils to give (and sometimes impose) opinions on project aesthetics;
– the Law on the Real Estate Tax (or Law on Property Tax), which defines the taxation regime for buildings.
To this are added the Technical Construction Regulations (STR), mandatory technical manuals that detail:
– structural safety requirements,
– fire prevention,
– hygiene and health,
– energy efficiency,
– resource sustainability standards.
These STRs apply to all participants in the construction process and are regularly updated. The current versions must be verified on the national e-Tar system before launching a project.
A Network of Specialized Institutions
Several public institutions play a direct role in the regulation and control of the sector:
| Institution / Body | Primary Role in Real Estate |
|---|---|
| Ministry of Environment | Land use policy, environmental protection, technical construction regulations |
| State Territorial Planning and Construction Inspectorate (VTPSI) | Construction site supervision, project document control, power to suspend licenses |
| Municipal Councils and Local Administrations | Development and implementation of urban plans, issuance of building permits |
| National Land Service | Decisions on parcel subdivision, allocations, management of state-owned land |
| Ministry of Culture / Heritage Departments | Specific rules in protected cultural heritage zones |
| Real Estate Register and Cadastre (Registrų centras) | Registration of property rights, servitudes, mortgages, leases, cadastral boundaries |
This network of actors explains why any significant real estate transaction involves, directly or indirectly, several authorities.
Planning, Zoning, and Building Rights
In Lithuania, the right to build or transform a property is never fully “acquired” until planning and permitting procedures are completed. The spatial planning system is structured at several levels.
Three Levels of Plans: State, Municipality, Neighborhood
Spatial planning rests on three tiers:
– national level: the national master plan, prepared by the Government and the Ministry of Environment, sets the broad guidelines (transport axes, protected areas, urbanization strategy);
– municipal level: each municipality adopts a general plan defining functional zones (residential, commercial, industrial, agricultural, etc.), infrastructure development principles, and, for cities, minimum rules for construction intensity and height;
– local level: detailed plans are prepared for urbanized or developing areas identified in the general plan and define, plot by plot, the construction parameters.
The main drawing of the general plan specifies, for each zone, the permitted uses and main applicable restrictions, such as maximum building height, density, setback distances from plot boundaries, roads, and natural features, as well as environmental or heritage constraints.
The building permit must strictly comply with these documents. Changing the designated use of land (e.g., from agricultural to residential) is possible but involves a complex procedure and a municipal decision.
Zoning and Use Restrictions
Lithuanian zoning typically distinguishes:
– residential zones,
– commercial zones,
– industrial zones,
– agricultural zones,
– conservation or protected zones.
In each, the rules vary. The most common limitations concern:
Local urban plans (PLU) can impose various constraints to regulate construction. These include: maximum building height, often intended to protect urban vistas and historical sites; density through tools like the floor area ratio or maximum floor space; mandatory setbacks from property boundaries, roads, rivers, or forests; and finally, special conditions in protected areas such as national parks, reserves, Natura 2000 sites, or listed ensembles.
For large-scale projects, special plans may apply (protected areas, projects of national importance). In practice, this can extend timeframes and require in-depth environmental studies.
Public Participation and Appeals
Lithuania imposes a degree of transparency prior to projects:
– any development proposal exceeding 300 m² must be subject to a public meeting;
– third parties can submit objections during these preliminary meetings and during environmental impact assessment procedures for major projects;
– decisions related to planning permits can be challenged before administrative courts or dispute resolution commissions.
Regional architectural councils, created by the Law on Architecture, even have the power to block a project on aesthetic grounds, adding an element of subjectivity to certain cases, particularly in historic centers or emblematic sectors.
Construction: Permits, Standards, and Inspections
Building or transforming a structure in Lithuania means navigating a dense regulatory chain, centered on the building permit and compliance with STRs.
The Building Permit, the Linchpin of Any Project
The building permit is the key authorization. It is applied for with the competent municipality via the public information system “Infostatyba” (portal www.planuojustatyti.lt), which serves as an integrated construction log. All contractors and subcontractors must be registered there.
Certain small constructions may, in specific cases, be exempt from the permit requirement. For example, a simple residential building (Group I), of no more than 80 m², limited to 5 meters in height and one story, may not require a permit if it is built:
– in a non-urbanized area, without an approved detailed plan,
– outside cultural heritage zones,
– on land that the builder lawfully holds the right to use,
– without connection to centralized technical networks.
Even in this case, all technical standards remain applicable (minimum distances to boundaries, safety rules, etc.), and a completion declaration must be filed to allow registration.
In the majority of cases, especially in urban areas, the permit is mandatory, notably:
A building permit is mandatory if there is a detailed project plan, if the building must connect to public networks (water, electricity, gas, sewage), for any construction located in a protected area, or whenever the project’s technical or architectural parameters exceed those defined for a “simple building.”
Essential Building Requirements
The Law on Construction defines seven main categories of technical requirements applicable to all new, reconstructed, or heavily renovated buildings:
1. mechanical resistance and stability, 2. fire safety, 3. hygiene, health, environment, 4. safety of use, 5. protection against noise, 6. energy performance, 7. sustainable use of resources (a recently added requirement).
These criteria are detailed in the STRs, for example:
– STR 2.01.01(1):2005 for stability,
– STR 2.01.04:2004 for fire safety,
– STR 2.01.02:2016 for energy performance.
A project that does not comply with these texts risks sanctions, or even being classified as an illegal construction (lack of permit or non-compliance with essential requirements), potentially leading to fines, work stoppages, or demolition.
The State Territorial Planning and Construction Inspectorate (VTPSI) supervises the process and can, in cases of serious violations, even suspend the licenses of the professionals involved.
Construction Process and Liabilities
The dominant practice in Lithuania is the “design–tender–construction” method: the client contracts separately with a designer and a contractor. For significant value projects, standard FIDIC contracts (Red Book, Yellow Book, etc.) are frequently used, and their use is mandatory for certain public procurement projects financed by the state or the European Union.
Main key elements to remember for a comprehensive understanding of the subject.
Establish the context and essential foundations to set the groundwork for reflection.
Define the goals and expected outcomes that guide all actions.
Present the chosen approaches and processes to achieve the set objectives.
Describe the concrete impacts and anticipated benefits of implementation.
– the owner provides the land and necessary conditions for construction;
– from the handover of the site, the main contractor becomes responsible for the site’s condition (safety, fire, access);
– all employees working on the site must carry a transparent work card, part of strengthened obligations regarding safety and combating undeclared work;
– since a reform of the Labor Code, the main contractor is subsidiarily liable for the wage debts of its subcontractors for the project concerned;
– upon completion of the works, handover is accompanied by control tests and measurements, and a maintenance file that the client must have managed by a qualified person they designate (maintenance is not the contractor’s responsibility).
The building can only be used after a formal completion declaration, often in the form of a certificate of conformity issued by the competent authorities, and its registration in the Real Estate Register within specified timeframes (3 months for a completed building).
Ownership, Registration, and Types of Rights
Owning real property in Lithuania involves submitting to a highly structured registration system, which conditions the enforceability of rights.
The Real Estate Register: Cornerstone of Legal Security
All real property (land, buildings, apartments, premises) must be registered in the Real Estate Register and Cadastre managed by the public enterprise “Registrų centras”. This register contains:
– cadastral data (area, boundaries, plan),
– the history of successive owners,
– encumbrances: mortgages, servitudes, seizures, registered leases, other property rights.
A separate register exists for seizures and mortgages, but the systems are interconnected. The information is public (subject to moderate fees) and considered true until proven otherwise: a strong presumption of reliability that explains why title insurance is virtually non-existent in this market.
A property right (e.g., a servitude) only becomes enforceable against third parties upon its registration, unless it arises directly from law.
Acquisition Process: Mandatory Notary and Registration
A real estate purchase generally follows several well-defined steps:
The percentage of the property price paid as a deposit upon signing the preliminary contract.
2. Pre-purchase Due Diligence This involves consulting the Real Estate Register to confirm the seller’s ownership and identify encumbrances, checking the zoning, building permits, any land restitution procedures, technical condition, existing leases, etc.
3. Final Deed Before a Notary The sale contract (pirkimo‑pardavimo sutartis) must be authenticated by a notary. The notary verifies the parties’ identity, the seller’s right, the absence of impediments (undisclosed encumbrances, prohibitions, preemption). The deed must mention:
– a complete description of the property (address, area, designated use, unique register number, cadastral number for land),
– the price, reasonably aligned with market value.
4. Transfer and Registration The transfer of ownership occurs, according to the stipulations, upon signature or upon physical handover of the premises documented by a handover report. The notary then transmits the deed to the Register for updating. Without this registration, the transfer is not enforceable against third parties.
Notary fees represent approximately 0.37% of the property purchase price, capped at €5,000 excluding VAT.
Forms of Rights: Ownership, Usufruct, Servitude, Long-term Lease
The right of ownership grants full and complete control of the property (use, enjoyment, disposition), subject to compliance with laws and certain limitations (protected areas, expropriation for public utility, etc.).
Other property rights exist:
– usufruct: right to use the property and collect its income, without the power to sell it;
– servitude: restricted right of use over another’s land (right of way, pipeline, etc.) without collecting income or the possibility of disposition;
– emphyteusis and long-term lease: the Civil Code and the Law on Land Lease allow leases of up to 99 years, common for state land or very long-term projects. The tenant may, in some cases, sublease or establish servitudes, in compliance with the designated use of the land.
In condominiums, residential buildings are governed by both the Civil Code and the Law on Associations of Owners of Multi‑Apartment Houses. An association can be created to manage common areas; it has decision-making rights, but liability for debts ultimately rests with the co-owners themselves.
Ownership Restrictions for Foreigners
Lithuania has opened up significantly to foreign investors, but maintains safeguards regarding certain categories of land and certain nationals.
Buildings: Near-Free Acquisition; Land: Stricter Regime
As a general rule:
– foreigners (individuals and companies) can acquire apartments, houses, commercial or industrial premises without particular restrictions;
– citizens and permanent residents of EU, EEA, NATO, and OECD countries have the same rights as Lithuanians to purchase residential or commercial land;
– however, the acquisition of agricultural or forest land is regulated:
– EU/EEA nationals must meet additional conditions or formalities (residency, agricultural experience, agribusiness);
– citizens of third countries are, in principle, excluded, except for very targeted exceptions.
Certain territories are subject to specific restrictions for strategic or environmental reasons, such as border areas, coastal dunes, state parks, nature reserves, and sectors of the coastline (Baltic Sea, Curonian Lagoon). Furthermore, the state has a preemptive right for land located in parks, reserves, or Natura 2000 sites.
A temporary law has suspended the possibility for Russian citizens and entities they control, who are non-residents in Lithuania, to acquire real estate, with some exceptions (e.g., inheritance or residence permit holders).
Inheritance and Donation of Land to Foreigners
The treatment of land inheritance depends on the heir’s status:
To become a full owner of land (including agricultural or forest land), the beneficiary must meet European and transatlantic integration criteria (EU, NATO, etc.). If they do not meet these criteria, they are only entitled to the proceeds from the sale of the plot, not to ownership of the land itself.
For donations, a contract aiming to transfer a plot to a foreigner who does not meet the conditions is considered null and void, as contrary to mandatory provisions. However, nationality-based restrictions (e.g., for Russian citizens) do not apply to inheritances, where inheritance and tax rules (inheritance tax, gift tax) take over.
No “Residence-by-Investment” Scheme
Lithuania does not offer a “golden visa” linked to real estate purchase. Owning property grants no automatic right to residency or citizenship. In practice, real estate assets can, however, support a residence permit application by demonstrating solvency and ties to the country.
For EU/EEA nationals, residence is free. Third-country nationals must go through other channels (employment, business creation, studies, family reunification).
Leases and Rental: Civil Rules, Strengthened Housing Regulation
Real estate rental in Lithuania is primarily governed by the Civil Code. For housing, a specific law on residential tenancies has clarified the rights and obligations of the parties, notably strengthening tenant protection.
Written Contracts, Duration, and Registration
For most leases, especially if they are of long duration or concluded by a company, a written contract is mandatory. It must specify:
– the address and description of the leased property,
– the number of rooms and access to common areas,
– the rent, payment terms, revision,
– allocation of charges (water, heating, electricity, maintenance, property tax if applicable),
– the duration (fixed-term or indefinite),
– termination conditions.
A long-term lease can be registered in the Real Estate Register. This registration is not mandatory, but it protects the tenant: in case of sale of the property, the new purchaser is bound by the registered contract. Otherwise, they could terminate the lease, leaving the tenant only with recourse to compensation from the former owner.
Rent Review and Indexation
The initial rent amount is freely negotiable. Subsequently:
The rent for a residential lease can only be increased once every 12 months at most. The landlord must notify the tenant of this increase in writing, respecting a notice period of at least three months. If the tenant considers the increase unjustified, they have the right to refuse it and take legal action to assert their rights.
In many commercial leases, the rent is indexed annually to the Lithuanian Consumer Price Index (CPI) or the Harmonized Index of Consumer Prices (HICP). Operating costs (water, heating, maintenance, management, insurance, property tax) are usually the tenant’s responsibility, calculated pro rata based on occupied area, particularly in “triple net” leases.
Rights and Obligations of the Parties
The tenant has, among other things, the right:
– to a dwelling or premises meeting health and safety standards,
– to respect for their private life (landlord visits with reasonable notice, except in emergencies),
– to peaceful enjoyment of the premises, according to the purpose stipulated in the contract,
– to request necessary repairs, or even a rent reduction if the property’s quality deteriorates significantly.
– They must:
– work collaboratively
– meet deadlines
– demonstrate rigor
– commit to their tasks
– pay rent and charges on time,
– perform routine maintenance, avoid damage,
– respect the designated use of the premises and the condominium or building association rules.
The landlord, for their part:
– must hand over a property in good usable condition,
– ensure structural and major repairs,
– collect the agreed rent,
– not unilaterally modify the contract.
Certain clauses are deemed abusive or illegal, for example those that:
– would make the tenant liable for damages without fault or beyond actual damage,
– would allow the landlord to unilaterally change the contract terms,
– would allow them to decide alone if the dwelling is habitable,
– would impose a disproportionate penalty (payment of all remaining rent for a simple delay, for example).
Termination and Evictions
Termination of a lease is subject to specific conditions:
– the tenant can terminate a fixed-term lease with notice (generally one month, unless stipulated otherwise);
– the landlord can only terminate on legal grounds: repeated non-payment (in practice, three months), property damage, non-compliance with contractual obligations, use contrary to designated purpose, landlord’s genuine personal need for the dwelling.
For leases of indefinite duration, a six-month notice is required from the landlord for termination.
Eviction cannot be carried out without a court order. Resorting to “self-help” (changing locks, cutting services) is illegal. In case of persistent refusal to vacate, the owner must use a bailiff to enforce the judgment.
Real Estate Taxation: Annual Taxes, Capital Gains, VAT
Understanding Lithuanian real estate taxation requires distinguishing recurrent taxes (annual taxes), taxes on transactions (VAT, capital gains tax), and special impositions (inheritance tax, gift tax).
Annual Taxes: Real Estate Tax and Land Tax
Lithuania has built a system where recurrent taxation focuses on:
– the real estate tax (buildings),
– the land tax (vacant land).
For commercial properties, the annual real estate tax is owed by the owner. The rate is set by each municipality, generally within a range of 0.5% to 3% of the property’s reference value. Unused or vacant buildings often bear a higher rate, sometimes up to 5% for severely dilapidated or abandoned buildings. The owner is liable, but in triple net commercial leases, this cost is often passed on to the tenant.
For non-commercial residential properties, Lithuania long limited taxation to “high-value” properties. The regime is evolving: a major reform adopted in 2025 provides, starting 2026, for a clear distinction between:
– the taxpayer’s primary residence,
– their other non-commercial properties (apartments, secondary homes, garages, garden buildings, etc.).
New Taxation of Primary Residence
Municipal councils can define: the direction of local policy, municipal budgets, urban plans, safety regulations, management of public facilities, as well as actions in culture, sports, and leisure.
Exemption threshold for the taxable value of the primary residence, above which a progressive tax rate of 0.1% to 1% applies.
If they do not set these parameters in time, a default mechanism applies: a threshold of €450,000 and a rate of 0.1% on the excess amount.
Progressive Taxation of Other Non-Commercial Properties
For other properties not used for commercial purposes (secondary residences, privately rented dwellings, garages, garden buildings, etc.), a progressive scale will apply to the total value held by the person:
| Value Bracket (Other Non-Commercial Properties) | Applicable Rate |
|---|---|
| Up to €50,000 | 0 % |
| €50,000 to €200,000 | 0.2 % |
| €200,000 to €400,000 | 0.4 % |
| €400,000 to €600,000 | 0.6 % |
| €600,000 to €1,000,000 | 0.8 % |
| Over €1,000,000 | 1 % |
A portion of this tax revenue (notably 50% for this new tax on non-commercial properties other than the primary residence) must feed a State Defense Fund, illustrating the growing geopolitical dimension of wealth taxation in Lithuania.
Land Tax
The land tax applies to all owners of land in full ownership. Rates are highly variable, between 0.01% and 4% of the official value, set by municipalities. However, much commercial land is still held on 99-year emphyteutic leases from the state, with public rents close to land tax amounts.
VAT, Taxes on Capital Gains and Rental Income
Regarding transactions, several taxes must be considered:
The standard VAT rate in Lithuania, applicable notably to the sale of new buildings and building plots.
Transaction chains are designed to avoid double taxation at each intermediate resale: the VAT mechanism allows, in B2B transactions, recovery of upstream tax, leaving the burden only on the final non-taxable purchaser.
Inheritance and Gift Taxes
Gratuitous transfers are also regulated:
Close heirs (spouse, children, parents, grandparents, siblings) are largely exempt from inheritance tax. For other heirs, the tax is calculated on 70% of the market value of the assets, with a progressive scale: 5% up to €150,000, then 10% above that. Non-residents are subject to the same rates for assets located in Lithuania. Regarding gifts, a 15% rate applies above €2,500, except between close relatives where they are exempt.
In the specific case of land inherited by a foreigner who does not meet the acquisition conditions, it is the sale of the land that is taxed, with the proceeds going to the heir.
Infrastructure and Development Charges
Since the Law on the Development of Municipal Infrastructure came into force, developers can no longer ignore the issue of collective facilities (roads, networks, public spaces).
This law establishes a framework for:
– planning and prioritizing infrastructure at the municipal level,
– financing these facilities through mandatory developer contributions, in the form of:
– direct construction of infrastructure (roads, networks, etc.), which must then be transferred to the municipality,
– or payment of a single contribution to the municipality, according to locally defined scales.
Contributions are paid into a specific municipal fund, intended for development and compensation. Municipalities must identify, within defined timeframes, priority infrastructure and estimate its costs.
For a developer, this means: the ability to solve problems, adaptation to new technologies, and collaboration with other teams.
– that they bear the financial risk for infrastructure not listed as priorities,
– that they can, in some cases, obtain compensation if other users later connect to the infrastructure they financed,
– that they must, in any case, transfer the constructed facilities to the public authority, reinforcing the public nature of these works.
Financing and Security Interests: Access to Credit, Mortgages, Constraints
Real estate acquisitions in Lithuania often combine equity and debt. The most used investment structures are private limited liability companies (UAB), limited partnerships, and, increasingly, REIT-type vehicles (real estate investment funds), supervised by the Bank of Lithuania.
Mortgage Credit and Foreign Investors
Lithuanian banks in principle finance both residents and non-residents, but practice is more demanding for the latter:
To obtain a standard mortgage loan in Lithuania, it is generally necessary to hold **permanent residency** and demonstrate **stable local income** (employment or activity). Non-residents or holders of temporary permits are considered higher-risk profiles: they will need to provide a larger down payment (often 20 to 30% of the price, or more), detailed financial documentation (income, tax history), and strictly comply with European anti-money laundering rules (AML). Furthermore, monthly payments generally must not exceed 40% of household income, for a maximum loan term of about 30 years. In recent years, interest rates have been around 5 to 6%.
Property insurance is mandatory in case of a mortgage, with conditions approved by the lender.
Creation of Security Interests
The main security instrument is the mortgage, registered in the dedicated register. Priority among creditors is determined by the order of registration filing: first registered, first served.
Banks and other lenders frequently require a security package comprising:
In the context of real estate financing for a real estate holding company, lending institutions typically require several guarantees. These include a mortgage taken directly on the acquired or held property, as well as a pledge on the company’s shares. Additional guarantees may also be required, such as the establishment of a blocked reserve account or the creation of floating charges over the company’s assets.
However, Lithuanian law prohibits a company from guaranteeing a loan whose sole purpose would be to finance the acquisition of its own shares (the “financial assistance” rule), which must be considered in LBO or portfolio transfer structures.
In case of default, enforcement of security interests can proceed:
– through judicial proceedings, with timelines extending if the debtor contests,
– or through extrajudicial means if the contract allows it and legal conditions are met.
There are no specific registration taxes on mortgages or mezzanine loans, apart from notary and register fees.
Risks, Expropriation, and Disputes
Despite a protective framework, owners are not immune to expropriation for public utility procedures. They must meet several requirements:
– clearly established public interest motive (transport infrastructure, power lines, strategic projects, etc.),
– compensation taking into account the property’s value (in practice, often market value),
– procedure regulated by the Law on Land and the Law on the Real Estate Register.
The state can sometimes take possession of a property before paying compensation, forcing the owner to claim their due. Moreover, if irregularities are found in the procedure, the owner can obtain either restitution of their property or payment of additional damages.
The most frequent disputes concern: contracts, civil liability, family law, labor law, intellectual property.
– plot boundaries and cadastral errors,
– restitution of former nationalized properties,
– building permits,
– servitudes (access, networks),
– long-term leases with the state or municipalities.
The courts apply constitutional principles and European human rights standards. But procedures can be lengthy and costly. In practice, many disputes are resolved through negotiation (rent review, compensation, project adaptation) rather than a judgment.
Conclusion: An Attractive Market, But One Demanding Genuine Legal Preparation
Lithuania combines a dynamic real estate market — with prices still lower than in many EU countries, a strong ownership culture (nearly 90% homeowners), and sustained demand in major cities — with a sophisticated legal framework.
This environment offers real opportunities for investors and individuals, provided they:
Real estate acquisition in Lithuania requires: mastering the hierarchy of norms (Civil Code, sectoral laws, regulations, local plans); anticipating restrictions for foreigners (agricultural/forest land, temporary nationality-based prohibitions); integrating tax impacts (annual taxes, reforms on non-commercial property, VAT, capital gains, inheritance); systematically conducting comprehensive due diligence (register, servitudes, planning, environment, leases, structural condition); and surrounding oneself with experienced professionals (notary, real estate lawyer, engineer, tax advisor).
In a rule-of-law state where registers are reliable, the hierarchy of norms is clear, and practices are increasingly transparent, those who invest time in legal understanding gain security — and, very often, long-term profitability.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
