Published on and written by Cyril Jarnias
Mauritius: The Paradise for Retiree Investors
Mauritius, the jewel of the Indian Ocean, is attracting more and more international retirees thanks to its idyllic setting and pleasant climate. However, choosing to spend your golden years there requires careful planning, particularly regarding investments.
This article will guide you through the best investment options on this paradise island, highlighting:
- The most promising sectors
- Interesting geographical areas
- Tax aspects to consider
Whether you’re considering purchasing property or getting involved in more ambitious projects, discover how to optimize your assets while enjoying the Mauritian sweetness of life.
Good to Know:
Mauritius offers a favorable tax regime for foreign retirees with exemptions on pension income and benefits on real estate investments.
The Best Cities for Seniors in Mauritius
For a city to be considered ideal for seniors, several fundamental criteria must be taken into account:
- Accessibility to healthcare: proximity and quality of medical facilities, presence of specialists and modern hospital infrastructure.
- Adapted infrastructure: accessible sidewalks, adapted public transport, housing designed for independence or semi-independence.
- Safety: low crime rate, peaceful and reassuring environment.
- Cost of living: affordable prices for housing, food, and essential services.
- Quality of social services: varied cultural offerings, sports activities adapted for seniors, green spaces conducive to relaxation.
Comparative table of the main Mauritian regions favored by seniors:
| Region | Healthcare | Infrastructure | Safety | Cost of Living | Social Services | Geographical Features |
|---|---|---|---|---|---|---|
| Grand Baie/North | Excellent | Modern | Good | Moderate | Numerous activities | Lively seaside |
| Tamarin/West | Very Good | Recent | Very Good | Moderate/High | Active community | Calm lagoons and proximity to nature |
| Moka/Center | Excellent | Urban | Good | Affordable | Multiple offerings | Proximity to capital |
| Mahébourg/South | Good | More traditional | Very peaceful | Affordable | Less developed | Panoramic lagoon views |
The North (Grand Baie) and West (Tamarin/Flic en Flac) regions are particularly popular with expatriate retirees. They offer a balance between social dynamism (local markets, international restaurants), modern infrastructure (secure residences with integrated services), easy access to reputable private clinics, and a variety of adapted cultural or sports activities. The center (Moka) appeals due to its strategic location near the economic heart while remaining green. The South attracts those seeking absolute calm and authenticity.
Senior residences in Mauritius offer different options:
- Apartments or independent houses in secure complexes
- Club spaces with lounge-libraries
- Supervised activities promoting social connections
- Personalized services: administrative/medical assistance
Example: Groups like Domitys or Les Senioriales innovate by offering village residences focused on “aging well,” while Les Jardins d’Arcadie prioritize modern comfort and enhanced security.
Significant practical aspects:
- The island benefits from excellent international accessibility via Sir Seewoosagur Ramgoolam Airport.
- A renewable 10-year retiree permit facilitates settlement from age 50, subject to regular financial resources deposited locally.
Testimonials:
“We chose Grand Baie for its French-speaking friendliness… Between morning walks by the turquoise lagoon and musical evenings at the nearby craft village, we fully enjoy a new pace far from European stress.”
— Jean-Pierre & Marie-Claire R., residents since 2021
“The residence I joined in Flic-en-Flac offers regular medical follow-up as well as weekly wellness workshops. The solidarity among residents makes my daily life smoother.”
— Monique L., Belgian retiree
Mauritius therefore stands out with a comprehensive offering combining pleasant year-round climate, favorable taxation for foreign retirees, all within a secure setting where human quality rhymes with island sweetness of life.
Good to Know:
In Mauritius, the towns of Grand Baie and Flic en Flac are particularly sought after by seniors looking for a peaceful retirement. Grand Baie, with its easy access to healthcare and rich array of cultural activities, is favored for its modern infrastructure and quality medical care. Its advantageous geographical location offers an idyllic living environment, with nearby beaches and a dynamic cultural life, ideal for combining rest and leisure. Flic en Flac, on the other hand, appeals for its safety and friendly atmosphere, while offering a competitive cost of living and housing adapted to retirees’ needs. Seniors also appreciate its international accessibility, facilitating family visits and travel. Expatriate testimonials confirm these choices, citing their unbeatable quality of life and the variety of available social services, making these towns perfect options for a serene and active retirement.
Real Estate in Mauritius: A Retirement Investment
Tax Benefits for Senior Expatriates
- No wealth tax, no capital gains tax on real estate, and no inheritance tax.
- Flat income tax rate of 15%, with no social security deductions.
- Possibility to freely repatriate funds from sales or rental income.
- Stable and predictable tax regime.
Types of Properties Available
| Property Type | Main Characteristics | Benefits for Retirees |
|---|---|---|
| Residences | Secure apartments or houses, often in condominiums with services (pool, security) | Comfort, international community |
| Villas | Independent, generally high-end properties in private estates (with golf, spa…) | Privacy, premium amenities |
| Apartments | Located in town or near the coast; easy access to shops and services | Daily practicality |
Local Regulations & Special Programs
- Foreigners can purchase under several schemes:
- PDS (Property Development Scheme): acquisition starting from $375,000 granting a residence permit.
- IRS (Integrated Resort Scheme): luxury properties with integrated infrastructure; same financial threshold as PDS.
- RES (Real Estate Scheme): allows purchase in full ownership with no minimum amount required.
“Projects specially designed for foreigners… allow the acquisition of properties that entitle the holder to a residence permit.”
Current Real Estate Market in Mauritius
- Average price per square meter in town: approximately €680; can range between €431 and nearly €2,700 depending on location and standard.
- Sustained demand for coastal properties or those near dynamic urban centers like Grand Baie or Flic-en-Flac.
- Interesting potential for seasonal rental thanks to growing tourist appeal. Competitive rental profitability compared to other retirement destinations.
Quality of Life Offered by Mauritius
List of major assets:
- Pleasant tropical climate year-round
- Secure and politically stable environment
- Modern infrastructure: recent roads, fast internet access
- Services dedicated to seniors: emerging medicalized residences
- Efficient medical system with reputable private hospitals
“Whether you’re looking for a peaceful seaside retirement or to generate income through rental… Mauritius has much to offer.”
Testimonials & Case Studies
“We chose a villa under the PDS scheme. The welcome was wonderful. Administrative management is simple if you get assistance from a local professional. We fully enjoy the climate while renting out our property a few weeks a year—which balances our annual expenses.”
— Jean-Michel & Claire B., French retirees settled near Le Morne
Observed strengths:
- Ease of administration via specialized local assistance
- Rapid integration into a French-speaking community
- Increased tax freedom
Points to note:
- Get precise information on additional fees when purchasing new property
- Anticipate potential costs related to private medical care not covered by European insurance
To succeed in your retirement real estate investment in Mauritius: carefully choose your location according to your daily needs (proximity to beaches vs. towns), prioritize approved programs facilitating permanent residence, and surround yourself from the start with competent local legal experts.
Good to Know:
Investing in real estate in Mauritius for retirement presents several advantages, including interesting tax benefits for senior expatriates, such as the absence of capital gains tax. The market offers a variety of properties, including luxury residences, seaside villas, and modern apartments, attracting many retirees. Although purchase by foreigners is regulated, special programs, like the Property Development Scheme, facilitate property access for expatriates. The Mauritian real estate market benefits from economic stability and shows attractive price trends for investment, with promising rental profitability. Furthermore, the island offers an excellent quality of life, with modern infrastructure, services dedicated to seniors, and good medical facilities. Testimonials from retirees illustrate the benefits of this investment, while emphasizing the importance of fully understanding local conditions to avoid mistakes.
Why the Cost of Living in Mauritius is Advantageous for Senior Expatriates
The cost of living in Mauritius is notably lower than in many other popular retirement destinations. Several factors contribute to this attractiveness, including the accessible real estate market, moderate medical fees for quality services, and the reasonable price of everyday goods and services.
Comparative Average Monthly Cost (2025):
| Expense Item | Mauritius | France | Spain |
| 2-Bedroom Apartment Rent | €485 – €777 | €900 – €1,500 | €700 – €1,200 |
| Villa/House | €971 – €1,942 | >€2,000 | >€1,500 |
| Medical Consultation | ~€25 | ~€25–€50 | ~€40–€60 |
| Monthly Grocery Basket (local) | ~€200–€300 | >€350 | >€300 |
Real estate is particularly affordable on the island, with a wide diversity of options: modern apartments in town, traditional houses, or seaside villas. This variety allows retirees to adjust their budget without sacrificing comfort or a prime location.
The Mauritian healthcare system is renowned for its value for money. Private medical consultations and certain specialized procedures often cost two to three times less than in Western Europe while maintaining a high level of expertise.
Concrete Examples of Common Prices (2025):
- Dozen eggs: about 102 Rs (~€2/dozen)
- Chicken fillets (1 kg): about 258 Rs (~€5/kg)
- Local cheese (1 kg): about 439 Rs (~€9/kg)
- Local bus ticket (short urban trip): less than €0.50
Local food products remain very competitive while imported items also show reasonable prices thanks to the country’s favorable tax policy.
Senior Expatriate Testimonials:
“We live comfortably here on our French pension whereas in France we would have had to cut back on much more”
“Fixed expenses are reduced: affordable rents, varied and inexpensive food… We truly enjoy daily life.”
The general experience shared by expatriates highlights:
- Easier budget management
- The possibility to easily access leisure activities without financial stress
- A healthy lifestyle thanks to the availability of fresh local products
The diversity and accessibility of the rental market allow for both temporary settlement and long-term real estate investment. The developed road network makes travel affordable; fuel remains cheap compared to European standards and public transport is functional at low cost.
In summary, this economic context fosters a comfortable lifestyle where it becomes possible not only to meet essential needs but also to fully enjoy the pleasures offered by the island—cultural outings or nature—without compromising financial security.
Good to Know:
In Mauritius, the low cost of living attracts many senior expatriates, distinguishing it from other popular retirement destinations. Real estate is particularly affordable, with a diversity of housing options ranging from seaside niches to inland villas. The cost of healthcare services is competitive, offering quality care at prices significantly lower than those observed in Europe or North America. Expatriates testify to the easy access to everyday consumer goods, with attractive prices for local and imported products in markets and supermarkets. Statistically, the cost of living is about 20 to 30% cheaper than in major Western cities. Medical consultations are also reasonably priced, providing retirees with a sense of security without compromising their budget. Furthermore, the cost of public or private transport remains reasonable, contributing to a serene and pleasant lifestyle. Retirees often express their satisfaction with the quality of life and financial accessibility that Mauritius offers, allowing them to enjoy retirement without compromising their comfort level.
Disclaimer: The information provided on this website is for informational purposes only and does not constitute financial, legal, or professional advice. We encourage you to consult qualified experts before making any investment, real estate, or expatriation decisions. Although we strive to maintain up-to-date and accurate information, we do not guarantee the completeness, accuracy, or timeliness of the proposed content. As investment and expatriation involve risks, we disclaim any liability for potential losses or damages arising from the use of this site. Your use of this site confirms your acceptance of these terms and your understanding of the associated risks.
Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
