Published on and written by Cyril Jarnias
Renovating a property in Colombia can transform an old, poorly insulated house into a secure, comfortable, and profitable asset. But between the reality of informal construction, strict seismic codes, urban planning licenses, subsidies, bank loans, and evolving design trends, the journey is far from intuitive—especially for a foreigner.
This article provides a practical and well-documented overview to tackle all aspects of a property renovation in Colombia, including structure, finishes, financing options, and the legal framework to follow.
Understand the Colombian context before touching the first wall
Before even thinking about floor tiles or paint color, you need to grasp a central reality: a large portion of Colombia’s housing stock comes from informal construction.
According to the Centro de Estudios de la Construcción y el Desarrollo Urbano y Regional (CENAC), for every five new homes built, about three come from the informal sector. These houses are often built with confined masonry, a system well-regulated by the NSR-10 seismic code, but rarely respected in practice when construction was done without an architect or engineer.
In several Andean departments of Colombia, unreinforced masonry represents about 60% of the building stock of 1 to 4 stories.
Why this directly concerns your renovation project
Renovating in Colombia isn’t just about “refreshing” a property. In many cases, it’s first about securing a vulnerable structure:
– Unreinforced or poorly confined masonry
– Shallow or degraded foundations
– Successive floor additions without structural recalculation
– Cantilevered slabs, interior walls without foundations, poorly anchored roofs
The NSR-10 code, and its upcoming update NSR-20, imposes seismic rules on all constructions. These standards apply not only to new buildings but also to significant renovations and structural reinforcements.
In Bogotá, for example, microzoning studies show seismic accelerations from 0.36 g to 0.73 g depending on the area. The official criterion for seismic evaluation is life safety in a basic earthquake (10% probability of exceedance in 50 years). This is no detail: a poor choice in a renovation project can mean the difference between a house that stands and one that collapses.
Diagnosing the existing structure: pathologies and warning signs
The first serious step in a renovation project in Colombia is to have the property assessed by a professional (structural engineer, architect with technical team, or specialized firm).
Warning signs that should concern you
Certain visible manifestations should trigger immediate concern:
– Cracks in interior walls, especially near doors, windows, or wall/ceiling junctions
– Stepped cracks in brick or exterior masonry
– Diagonal cracks on the ceiling
– Walls that are leaning, bulging, or seem to tilt
– Sloped, sagging, or soft floors; doors and windows that stick
– Signs of rising damp, peeling paint, water stains, mold, and musty odors
– Stagnant water at the base of foundations or basement infiltration
These symptoms can indicate:
Structural defects and common issues encountered in buildings, requiring special attention to guarantee safety and durability.
Uneven soil compaction under foundations, leading to cracks and deformations in the structure.
Walls insufficiently designed to resist seismic forces, compromising stability in an earthquake.
Lack of tying at the top of walls, reducing rigidity and resistance to horizontal forces.
Faulty water drainage, hydrostatic pressure, or soil erosion affecting foundations.
Degradation of wooden elements (floors, framing) by moisture or wood-eating insects.
What a good structural diagnosis does
Initiatives like Build Change, which worked with the Caja de la Vivienda Popular (CVP) in Bogotá, have shown the importance of simplified yet rigorous assessment procedures:
During a site visit, a typical seismic assessment includes creating a checklist of deficiencies, analyzing the overall configuration (regularity, presence of cantilevered walls, height differences with adjacent buildings), a simplified calculation of the lateral resistance of walls (comparing the existing area of load-bearing walls to the required area based on seismicity, number of stories, and material strength), checking the vertical continuity of load-bearing elements (columns, walls), and evaluating material quality. For example, one might find the use of informal hollow blocks with a compressive strength of about 2 MPa, whereas the NSR-10 standard requires a minimum of 3 MPa for new construction.
In Bogotá, Build Change set up a pilot project for seismic reinforcement of about 50 houses in popular neighborhoods like El Amparo. Trained local engineers performed the diagnoses and reinforcement designs, based on a manual validated by the National Seismic Resistant Construction Commission.
In other words: the methodology exists, it’s local, tested, and recognized. Referring to it (via a professional) is a concrete way to secure your project.
Securing the structure: foundations, masonry, and roofs
Once the diagnosis is done, renovation in Colombia often involves significant repair or reinforcement work.
Foundations: stabilize first
Foundation problems can stem from soil movement, poor initial execution, roots, erosion, or obsolete techniques (stone, poor-quality concrete, absence of rebar).
Common solutions include: short-term solutions, long-term solutions, technical solutions, human solutions, financial solutions.
– Underpinning with piles (concrete, steel, helical piers)
– Injection of epoxy or polyurethane foam into concrete cracks
– Wall anchors to stabilize buckling basement walls
– Improving drainage (French drains, land regrading, stormwater management)
The goal is to avoid differential settlement that cracks walls and to improve soil-structure interaction, especially on the sloped land common in Andean cities.
Masonry: from vulnerable to seismic-resistant
In a typical unreinforced masonry house, the critical defects are:
Several factors can compromise wall stability in a building. Watch out for: long walls (over 4 meters) without intermediate support, the absence of a continuous bond beam at the top of walls, openings without proper reinforced lintels, interior walls randomly resting on slabs without dedicated foundations, and facade walls that are cantilevered relative to the floors.
The seismic reinforcement solutions identified in Colombian manuals (Build Change, AIS) include:
– Adding load-bearing walls or filling openings (windows/doors) to increase the area of resistant walls
– Applying a cementitious coating or a thin reinforced concrete layer to existing walls
– Transforming unreinforced masonry into confined masonry by adding peripheral columns and beams
– Constructing a continuous reinforced concrete bond beam at the top of reinforced walls
– Stitching cracks with rebar and cement grout
– Adding boundary and collector elements (chords, collectors) in floors and roofs and anchoring them to walls
In extreme cases, it may be more rational to lighten the structure by removing an anarchically added floor, rather than trying to reinforce everything at a prohibitive cost.
Structural renovation expert
Roofs and floors: continuity above all
Tile roofs on wooden rafters or lightly reinforced concrete slabs pose several problems:
– Poor anchoring to walls: risk of sliding or overturning in an earthquake
– Unconfined masonry parapets are highly vulnerable
– Leaky roof covering, water infiltration, rafter rot
Reinforcement involves:
– Mechanically anchoring the framing or slab to load-bearing walls
– Replacing or doubling damaged wood pieces (rot, termites)
– Using metal connectors and adequate wood protection
– Revising the slope and waterproofing of the roof covering
At the floor level, common issues are excessive deflection, sloped floors, and wood degradation. Renovation can combine:
– Partial or total replacement of degraded joists
– Adding bracing and reinforcements to limit flexing
– Improving crawlspace ventilation to prevent moisture
Moisture, installations, and building health
Reinforcing the structure isn’t enough if water and moisture continue to degrade everything.
Managing moisture and ventilation
Moisture problems are very common: poor waterproofing, lack of a capillary barrier, worn seals, insufficient roof slope, almost nonexistent ventilation.
Classic renovation actions include:
– Installing or repairing capillary break barriers
– Complete repair of gutters and downspouts, extending downspouts to move water away from foundations
– Installing perimeter drainage systems
– Ventilating damp rooms (extractor fans, grilles), even dehumidifiers
– Spot replacement of degraded finishes but only after treating the cause
Reducing mold and musty odors isn’t just about comfort: it’s also a health issue for occupants.
Electricity, gas, and plumbing: modernize for safety
In many old houses, the systems are obsolete:
– Undersized electrical installations, overloaded outlets, lack of grounding, degraded conduits
– Old water and gas pipes, potential leaks, lack of safety valves
– Undersized or broken drains, sometimes without proper traps
Colombian regulations, including the plumbing code NTC-1500 and electrical standards, are currently being modernized. A serious renovation must take this into account in its planning.
– Upgrading electrical networks with differential circuit breakers, adequate wire gauge, and sufficient outlets
– Verification or repair of the gas network by a certified professional
– Replacement of old water pipes, correction of drain slopes
For electricity, maintenance is particularly important in Colombia, with a hydro-thermal energy mix and often hot, humid climate conducive to contact corrosion. Regular inspections, the use of detection techniques (thermography, for example), and respecting circuit capacities are recommended.
In Colombia, most significant work—and not just new construction—requires an urban license. Renovating without a license when required can be costly: fines ranging from 70 to 400 times the legal monthly minimum wage, depending on the project.
Key regulations to know
The general framework is based on: the fundamental principles of management and organization.
– Law 388 of 1997 and Decree 1077 of 2015 (urban planning, territorial development)
– Municipal Plans de Ordenamiento Territorial (POT), which define local land use
– The seismic resistant construction code NSR-10 (soon NSR-20)
– Specific resolutions and decrees (for example, Resolution 1025 of 2021 on license documents, Resolution 0194 of 2025 on sustainable construction requirements)
Licenses are issued either by the city hall or by “Curadurías Urbanas”, private urban curator offices to which the state delegates project review. Bogotá was a pioneer in this privatization, which reduced permit processing times from nearly 1,080 days to about 63 days on average in the 2000s.
Which types of work require a license?
The license is in principle mandatory for:
Discover the main categories of construction and development projects requiring specific expertise.
Construction of an entirely new building, from design to delivery.
Horizontal extension or vertical elevation of an existing building.
Significant change to a building’s structure or architecture.
Adapting a building for a new function, such as a commercial space.
Restoration, structural consolidation, partial reconstruction, or demolition.
Installation of large-scale or specific-character fences.
Purely cosmetic work (painting, replacing finishes without touching networks or load-bearing walls) may, depending on the case, be done without a license, but interventions on walls, structure, electrical networks, gas, and sometimes even interior partitions, fall under the scope of a license.
Typical process to obtain a license
The general procedure follows several steps:
To build legally in Colombia, you must follow a strict administrative procedure. First, identify the competent authority, usually the local urban curatorship or the urban planning secretariat. Next, prepare a complete technical dossier with an architect or engineer, including plans, studies, a property deed (Certificado de Tradición y Libertad), utility service certificates, and payment of fees. After submitting the application and possibly responding to requests for additional information, the license is issued, often with conditions. Inspections may occur during construction, and a final certificate of compliance is required at the end of the project.
In practice, a project can take 45 days to be approved, but it’s not uncommon for the process to stretch to three or four months, especially if the project is complex or the administration requests revisions.
Special case of heritage properties
If the property is declared a Bien de Interés Cultural (BIC – Asset of Cultural Interest), the game changes completely:
– Any intervention first requires authorization from the competent cultural authority (Ministry of Culture or local entity), even before the urban license.
– The permitted levels of intervention are hierarchical (from most conservative to most permissive).
– A Plan Especial de Manejo y Protección (PEMP – Special Management and Protection Plan) can precisely define what is allowed or not, not only on the building but also in its “area of influence.”
Owners of a BIC have conservation and maintenance obligations but may also benefit from compensations (for example, transfer of development rights, tax benefits). Any renovation in this context must be entrusted to a team with real heritage experience.
Cost, local subsidies, and the renovation vs. rebuild decision
Structural and functional renovation in Colombia is expensive but generally remains more economical than complete reconstruction.
Order of magnitude of costs
A Build Change study in Bogotá provides interesting benchmarks (historical values, but ratios still telling):
| Item | Indicative Value |
|---|---|
| Average direct reinforcement cost (2016) | ~78.6–104.1 USD/sq m |
| New single-family house construction cost (2016) | ~249.68 USD/sq m |
| Seismic renovation of a 1-story, 72 sq m house | ≈ 17 M COP |
We see that reinforcing a house typically costs 30–40% of the price per square meter of new construction. For equal area, rehabilitation is therefore in principle more financially attractive than demolition-reconstruction, as long as the initial structure is salvageable.
Subsidies: the example of Bogotá
Bogotá has implemented housing improvement programs for the most vulnerable households through the Caja de la Vivienda Popular (CVP). These programs:
The typical maximum subsidy granted by this program is about 11.6 million Colombian pesos per house.
For the 72 sq m house mentioned above (reinforcement cost ≈ 17 M COP), the subsidy covers about half the bill, with the remainder being the owner’s responsibility.
Even if these figures vary over time, the order of magnitude remains: public aid, when it exists, significantly reduces the bill but does not cover it entirely.
Construction cost indices: a moving market
Construction cost indices, published by DANE and compiled by CEIC, show that since 2022, costs have climbed:
| Indicator (base Dec. 2021 = 100) | Period covered | Period average | Observed peak |
|---|---|---|---|
| General building cost index | Jan. 2022 – Oct. 2025 | 126.37 | 137.54 |
| Construction materials index | Jan. 2022 – Nov. 2024 | 118.33 | 122.46 |
This rise in material costs (cement, steel, etc.) must be factored into your budget planning. The Arcadis international estimate for Bogotá places average construction costs around 1,554 USD/sq m in 2025, giving an idea of the levels reached in the capital for new or very heavy projects.
Renovation or reconstruction?
Faced with a very degraded house, two approaches:
A heavy renovation with seismic reinforcement is interesting when the existing structure is salvageable, the location and area are suitable, and you want to benefit from housing improvement aid programs. Conversely, new construction is relevant if the house is extremely informal, with multiple uncontrolled floor additions, irreparable foundations, or if the transformations cannot be legalized according to the local Plan de Ordenamiento Territorial (POT).
Economically, renovation generally remains cheaper, but mandatory soil studies, the scale of reinforcements, and NSR-10 requirements can, in some cases, reduce this advantage. Hence the importance of a specific, costed preliminary study.
Financing the renovation: banks, “green” products, and constraints for foreigners
Renovating a property requires a solid financing plan. In Colombia, the arsenal of tools exists, but it is very unevenly accessible, especially for non-residents.
Overview of financing solutions
The most common instruments include:
– Classic mortgage loan (for purchase or construction)
– Construction loan, disbursed in stages as work progresses
– Additional advance on an existing mortgage or a “Flexi Reserve” type mechanism allowing reuse of already amortized amounts
– Personal loan allocated to renovation work (higher interest rate, but lighter procedures)
– Loans through credit unions, often with softer rates and more flexible criteria
– More sophisticated mechanisms for large projects (lines of credit, syndicated loans, mezzanine financing, etc.)
For standard residential renovation work, one typically uses mortgage loans, renovation loans, or topping up an existing loan.
“Sustainable Housing” loans
Banks like Bancolombia offer specific products for sustainable housing:
These loans offer preferential rates for purchasing, constructing, or renovating sustainable housing. Repayment extends from 5 to 20 years in COP, and up to 30 years in URV. Eligibility is subject to strict criteria, including the provision of a documented work budget and holding a sustainability certification (like EDGE, LEED, or a national certificate) for the property.
The rise of sustainable regulation (like Resolution 0194 of 2025, which imposes energy consumption reduction targets of 5 to 20% and water reduction of 15 to 30%, depending on the project type and climate) reinforces the appeal of these loans. A renovation project integrating water savings, insulation, passive devices, and eco-friendly materials can not only reduce bills but also improve access to this financing.
What about foreigners?
The picture is more complicated:
The personal down payment required for a non-resident seeking a mortgage loan in Colombia can reach 60 to 80% of the property’s price.
Many foreign investors therefore prefer to finance in cash or via credits from their home country. For those already residing in Colombia, married to a Colombian and having local income, conditions improve significantly, especially through programs for expatriates in banks like Davivienda or BBVA.
Best practices before going to the bank
To maximize your chances:
– Make a realistic preliminary budget including 10–15% contingency for unforeseen events
– Gather quotes, approved plans, architect/engineer reports
– Check your own financial profile (debt, credit history) and anticipate a rate hike
– Compare offers via simulators and comparison platforms
Banks also assess the risk of over-capitalization: spending more on work than the expected final value. In some neighborhoods, renovating “too much” relative to the local market can complicate a future sale.
Choosing architects, engineers, and contractors: avoiding missteps
The choice of professionals is critical in a context where informal “maestros” and structured companies coexist.
Architect: low-cost, balanced, or star system?
Colombian architects have popularized the idea of three major profiles:
– “Cheap architects”: low fees, often incomplete plans, little or no structural calculations or technical coordination. Initial savings often turn into problems on-site (cost overruns, errors, conflicts with the city).
– “Conscious” architects: seek a balance between quality, cost, and realism. They deliver architectural, structural, and installation (hydraulic, electrical) plans. One example firm places its fees around 15 M COP to design a 130 sq m house, with an estimated construction cost of 250 M COP, and over 30 M COP in fees for a 400 sq m house worth over 1 billion COP.
– “Star architects”: media figures, very conceptual projects, high fees and budgets, generally reserved for high-end clientele.
For a renovation, the “conscious” architect, working with a team of engineers, is often the best compromise.
“Conscious” architect
Where to find reliable professionals?
Several platforms and databases allow you to identify serious architects and companies:
– Architizer or Archello, which rank Colombian agencies based on their projects, awards, and visibility.
– Databases like Smartscrapers, which listed over 1,100 architects in Colombia in 2024 (with emails, phones, websites).
– Freelance platforms (Twine, etc.) with profiles located in Bogotá, Medellín, Barranquilla, etc.
– Large established engineering and construction companies (for example, Haskell SAS, certified ISO 9001, 14001, and 45001 by ICONTEC, active on projects for PepsiCo, DHL, etc.).
Regardless of the channel, a few reflexes are essential:
– Request references for comparable projects (same type of house, same city)
– Verify registration with relevant professional boards and certifications
– Insist on a written contract detailing scope, deadlines, deliverables, payment terms, penalties, guarantees
The contractor: lessons from a real-world experience
An experience shared by a private individual who renovated a house (adding two bedrooms and a large bathroom with a jacuzzi) illustrates the risks well:
Finding a serious contractor can take several months and require many interviews. Beware of vague per-square-meter quotes without a detailed material list. A reliable professional provides from the start a precise quantification (steel, cement, sand, gravel). To control costs, the owner’s direct purchase of materials avoids opaque margins. Plan for construction timelines often longer than announced (here 130-140 days for 90 days planned) and be vigilant against attempts to renegotiate prices during the work.
Two major lessons:
1. Without systematic official inspection, the owner must become their own inspector: check the quality of implementation, detect errors in time, and enforce corrections. 2. Announced deadlines are often optimistic: build in a cushion of time and budget to absorb delays related to labor, weather, material shortages, or administrative slowness.
Sustainable renovation in Colombia: an economic, regulatory, and value-added challenge
Colombia has become a leading player in sustainable construction in Latin America. A mandatory green code has existed since 2015, laws impose minimum energy efficiency standards, and certification programs like EDGE and LEED are developing rapidly.
Why integrate sustainability into your project?
Several concrete reasons:
Compliance with Resolution 0194 of 2025 is mandatory for new construction and certain renovations, imposing water and energy savings targets. Furthermore, certified projects benefit from access to green financing with favorable banking conditions and property value appreciation, as an energy-efficient home sells better in a market where 43% of licensed floor area is already engaged in a certification process.
According to recent reports, 77% of surveyed developers state they certify more than half of their projects, compared to only 19% in 2021: the movement is rapid.
Materials and techniques to prioritize
The Colombian market for green construction materials is in full growth. Among the options relevant for renovation:
| Material / solution | Main benefits for renovation in Colombia |
|---|---|
| Certified or reclaimed wood | Low carbon footprint, humidity regulator, warm aesthetics |
| Bamboo | Fast growth, very good resistance, biodegradable, suitable for structures and finishes |
| Recycled steel | Same performance as new steel with ≈ 60% less energy to produce |
| Natural insulation (wool, cork, compressed straw) | Thermal and acoustic insulation, renewable and often biodegradable materials |
| Recycled plastic (aggregates, panels) | Repurposes waste, good durability, good sound insulation |
| Low-VOC ecological paints | Improved indoor air quality |
| High-performance glass | Natural lighting, thermal and acoustic insulation, 100% recyclable |
Colombian university projects are also exploring biopolymers from corn waste, materials based on mycelium, or panels made from agricultural residues (wheat, sorghum).
Integrating bio-based materials, even for finishes, insulation, or certain secondary structural elements, allows reducing the project’s environmental footprint, responding to current market trends, and complying with new regulations in force.
Bioclimatic design and comfort
Colombia’s very varied climate (Caribbean coast, Andes, Amazon) lends itself to a bioclimatic approach rather than systematic reliance on air conditioning or heating:
– Maximize cross-ventilation
– Protect from direct sun with awnings, sunscreens, vegetation
– Use thermal mass (concrete, rammed earth, masonry) to smooth temperature variations
– Install high-performance joinery (double glazing, wood or aluminum with thermal break) in cooler high-altitude areas
An intelligent renovation can reduce energy needs by 30 to 50% by combining a high-performance envelope, solar protection, and energy-efficient equipment.
2026 interiors: trends and resale value
Renovating is also about repositioning your property on the market. International interior design trends for 2026, largely applicable in Colombia, are evolving towards warmer, more personalized, and sustainable spaces.
Goodbye to cold minimalism, hello to “lived-in” spaces
The major trend is the return to interiors that tell a story:
– No more “catalog” apartments entirely white and gray: make way for warm palettes, terracottas, moss greens, deep blues, and chocolate browns.
– Rooms are no longer simple neutral volumes, but enveloping ensembles: walls, ceilings, woodwork sometimes painted the same shade (“color drenching“).
This evolution makes sense in Colombia, where natural light is often generous and the relationship with color is already part of the culture.
Zoning without partitioning: responding to the need for flexibility
Ultra-open plans are showing their limits, especially with remote work and family life:
We are seeing the emergence of “hybrid open spaces”: visually connected but acoustically and functionally differentiated by arches, glass partitions, floor changes, or screen-furniture. At the same time, rooms change use throughout the day, serving for example as an office in the morning, a playroom in the afternoon, and a TV room in the evening. These examples illustrate a trend towards modularity and space versatility.
In a Colombian renovation, playing with simple elements (wooden screens, curtains, bookshelves, level variations) allows achieving this flexibility without multiplying heavy partitions.
Materials, textures, and furniture: the triumph of curves and tactility
Natural and textured materials are in vogue:
– Mineral plaster walls, textured plasters, micro-cements, natural fiber wallpapers (like grasscloth)
– Wood highly present (burl, visible grain, carved pieces)
– Marbles and stones with expressive veining, often used in continuous surfaces (backsplashes, countertops, fireplace surrounds)
Regarding furniture:
– Organic forms, curved sofas, tables with rounded edges, “plump” armchairs with generous seating
– Modular and multifunctional furniture to optimize sometimes modest spaces (benches with storage, extendable tables, foldaway beds)
These aesthetic choices align well with the use of Colombian materials: local woods, bamboo, natural stones, artisanal textiles.
Discreet but omnipresent technology
The smart home is no longer limited to a few gadgets:
– Adjustable lighting (scenes, color and intensity variations) to support uses and save energy
– Voice commands for light, climate control, security
– Connected kitchen appliances, touchless faucets, automated indoor garden systems for herbs
In a renovation, planning from the start for conduits for wiring, sensors, and outlets is wise, even if all equipment isn’t installed immediately.
Planning, phasing, and anticipating unforeseen events
A renovation project in Colombia, especially if it involves structure, licenses, and financing, should not be undertaken lightly.
Some golden rules of planning
– Everything starts with the diagnosis: structure, soil, networks, moisture, urban and heritage constraints.
– Integrate the sequence licenses – financing – work: get at least a bank agreement in principle and a favorable response from the curatorship before signing overly binding contractor agreements.
– Plan a reserve of 10–15% of the budget to cover delays, material price increases, additional requests from the administration, or surprises behind the walls.
– Schedule work in logical phases: first structure and shell, then networks, finally finishes and decoration.
Managing risks specific to the Colombian context
Among the frequent unforeseen events:
Several external factors can severely impact a construction site’s schedule and budget. These include sudden increases in material costs (steel, cement), delays in administrative responses (licenses, permits), high turnover of labor on informal sites, and power or water cuts that paralyze work progress.
Mitigation strategies include:
– Diversifying material suppliers and planning acceptable technical equivalents
– Including delay penalties in contracts with companies (while remaining realistic about unforeseen events)
– Ensuring the company respects its work safety obligations (SG-SST, affiliation to ARL), to avoid forced interruptions for accidents or inspections
Conclusion: renovating in Colombia, an opportunity provided you play by the rules
Renovating a property in Colombia can be an excellent investment, financially and in terms of quality of life: the cost of structured rehabilitation generally remains lower than that of new construction, public and banking programs encourage improvements, and demand for safe, comfortable, and sustainable housing is strong.
But this opportunity only materializes under certain conditions:
To successfully carry out a construction or renovation project in Colombia, it is crucial to: take seriously the seismic vulnerability and structural quality of the existing building; scrupulously respect the legal framework for licenses, especially in dense urban and/or heritage areas; rely on qualified architects and engineers, rather than giving in to the temptation of the “cheap maestro” without plans; integrate sustainability issues from the start, to comply with new rules, reduce operating costs, and improve resale value; and carefully manage financing, particularly for foreigners, taking into account interest rates, required down payments, and residency conditions.
By combining technical rigor, understanding of the Colombian regulatory context, and long-term vision (structure, sustainability, design, market), a well-executed renovation can transform a fragile house into a solid asset—in both the literal and figurative sense.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
