Moving to Bali: An Expat’s Guide to Indonesia

Published on and written by Cyril Jarnias

Do you dream of pristine sandy beaches, lush green rice fields, and a fascinating culture? Bali, the Island of the Gods, attracts many expatriates each year seeking a fresh start in the tropics. But moving to this little slice of Indonesian paradise shouldn’t be taken lightly. Here is a comprehensive guide to successfully relocating to Bali, from pre-departure preparations to settling in on the ground.

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Prepare for Your Big Leap: The Essentials Before Departure

Before packing your bags for Bali, thorough preparation is essential. Here are the key steps not to overlook:

Choose the Right Visa: This is the most crucial element of your preparation. For a long-term stay in Bali, the most suitable visa is generally the KITAS (Kartu Izin Tinggal Terbatas). This temporary residence permit allows you to legally reside on the island for 1 to 2 years. There are different types of KITAS depending on your situation: work, retirement, investment, etc. Check with the Indonesian embassy or a specialized agent to determine the visa that best fits your profile.

Prepare Your Documents: To obtain your KITAS, you will need to provide numerous documents: a passport valid for at least 18 months, ID photos, birth certificate, criminal record, etc. Start gathering these documents several months in advance to avoid any last-minute stress.

Get a Full Health Check-up: Bali has adequate medical facilities, but it’s best to have a thorough check-up before your departure. Update your vaccinations, especially for hepatitis A and B, typhoid, and rabies. Also, take out international health insurance that will cover you during your stay.

Prepare Your Budget: Although the cost of living in Bali is generally lower than in France, some expenses can be high for expatriates. Create a projected budget considering rent (expect between $350 and $1100 per month depending on the area and standard), visa fees, health insurance, etc. Set aside an emergency fund for unexpected expenses.

Learn the Basics of Indonesian: Even though English is widely spoken in tourist areas, mastering a few basics of Bahasa Indonesia will greatly facilitate your daily life and help you build connections with locals.

Good to Know:

Preparation is the key to a successful relocation to Bali. Allow yourself at least 6 months to organize your departure smoothly. Don’t hesitate to seek help from professionals to guide you through the administrative procedures.

Welcome to Paradise: The First Steps Upon Arrival

You’ve finally arrived in Bali! The excitement of the first few days shouldn’t make you forget some essential steps to start your new life well:

Find Your Cozy Nest: Finding housing is often the priority for newcomers. Unlike in other countries, it’s relatively easy to find a rental in Bali. Expatriates typically opt for villas or apartments in secure compounds. The most popular areas are Canggu, Seminyak, Ubud, or Sanur. Allow about 2 to 3 weeks to find the ideal accommodation.

  • Use a real estate agency specializing in expatriation
  • Check Facebook groups dedicated to expatriates in Bali
  • Use websites like Rumah.com or Bali Coconuts
  • Walk the streets of your favorite neighborhood looking for “For Rent” signs

Regularize Your Status: Within 7 days of your arrival, you must register with the local authorities. Go to the immigration office to finalize the formalities related to your KITAS. You will also need to register with the village head (Kepala Desa) of your place of residence.

Open a Local Bank Account: Although many expatriates keep their bank accounts in their home country, opening an account in Indonesia can be convenient for managing your daily expenses. The most popular banks among foreigners are BCA, CIMB Niaga, and Mandiri. You will need your KITAS and proof of address to open an account.

Get Equipped to Communicate: Get a local SIM card upon arrival at the airport. The most reliable operators are Telkomsel, XL, and Indosat. For home internet, you can opt for a fixed connection or a 4G router, depending on the coverage available in your area.

Good to Know:

The first few weeks in Bali can be intense between settling in and administrative procedures. Stay calm and don’t hesitate to ask for help from the expatriate community, which is very supportive on the island.

Balinese Immersion: Keys to Integrating into the Local Community

Moving to Bali isn’t just about enjoying the sun and beaches. To truly appreciate your new life, it’s essential to immerse yourself in the local culture and build connections with the Balinese.

  • Dress modestly, especially when visiting temples
  • Never touch a Balinese person’s head, as it is considered sacred
  • Avoid public displays of affection
  • Remove your shoes before entering a home or sacred place

Learn the Language: Although many Balinese speak English, making the effort to learn Indonesian will open many doors for you. Enroll in language classes or use apps like Duolingo to progress. The Balinese will greatly appreciate your efforts, even if you only master a few basic phrases.

Participate in Local Life: Get involved in your community by participating in local events, such as religious ceremonies or cultural festivals. You can also volunteer with charitable organizations or local development projects. It’s an excellent way to meet Balinese people and other expatriates who share your values.

Adopt the Balinese Pace: The concept of time in Bali is very different from that in Western countries. Learn to slow down and appreciate the famous Balinese “jam karet” (rubber time). Patience and flexibility are essential qualities for adapting to this new lifestyle.

Good to Know:

Integration in Bali takes time and an open mind. Don’t get discouraged if you encounter difficulties at first. With patience and kindness, you will eventually feel at home on the Island of the Gods.

Your Ticket to Paradise: Everything You Need to Know About Balinese Visas

Choosing the right visa is crucial for your stay in Bali. Here’s an overview of the main options for expatriates:

The KITAS (Kartu Izin Tinggal Terbatas): This is the most common visa for expatriates wishing to settle long-term in Bali. There are several types of KITAS:

  • Work KITAS: For people employed by an Indonesian company
  • Retirement KITAS: For those over 55 with sufficient pension
  • Investor KITAS: For those creating a business in Indonesia
  • Social/Cultural KITAS: For volunteers or researchers

The KITAS is valid from 6 months to 2 years and can be renewed. Its cost ranges from $800 to $1500 USD depending on the type and duration.

The B211A Visa: This 60-day visa, renewable for up to 6 months, is an interesting option for digital nomads or those wanting to test life in Bali before committing to a KITAS. It does not allow legal work in Indonesia.

The Visa on Arrival: Valid for 30 days and renewable once, this visa is suitable for short stays but not for long-term relocation.

  • A passport valid for at least 18 months
  • ID photos
  • A CV and diplomas (for work KITAS)
  • Proof of sufficient income
  • A rental contract in Bali
  • International health insurance

The process of obtaining a KITAS can be long and complex. Don’t hesitate to use a specialized agent to guide you through the procedures.

Good to Know:

Visa rules can change quickly in Indonesia. Stay informed by regularly checking the Indonesian embassy’s website or consulting an immigration expert.

Your Haven of Peace: Finding the Ideal Accommodation in Bali

Finding accommodation is a crucial step in your relocation to Bali. Here are some tips to find the perfect place:

  • Canggu: Paradise for digital nomads and surfers
  • Seminyak: Trendy neighborhood with many restaurants and boutiques
  • Ubud: Peaceful haven in the heart of the jungle, ideal for yoga and spirituality enthusiasts
  • Sanur: Calmer, more family-friendly area
  • $300-500 USD/month for a studio or small apartment
  • $500-1000 USD/month for a villa with 2-3 bedrooms
  • $1000-3000 USD/month for a luxurious villa with a pool

Choose Between Short or Long-Term Rental: For a long-term stay, prefer one-year leases, often more financially advantageous. Negotiate the price, especially for long-term contracts.

Check the Facilities: Make sure the accommodation has a reliable internet connection, efficient air conditioning, and a hot water system. These elements are not always standard in Bali.

Be Vigilant About Legal Aspects: Verify that your landlord has the right to rent the property. Always have a proper rental contract drawn up, preferably in both English and Indonesian.

Good to Know:

Renting in Bali works differently from Western standards. Landlords may sometimes seem intrusive by our criteria. Stay open-minded and communicate your expectations clearly from the start.

Stay Legal: Renewing Your Visa and Administrative Procedures

Once settled in Bali, it’s crucial to stay compliant with Indonesian authorities. Here are the main procedures not to overlook:

  • Your passport and current KITAS
  • Recent ID photos
  • Proof of address in Bali
  • A sponsorship letter (for work KITAS)
  • Proof of sufficient income (for retirement KITAS)

The process can take several weeks. Get assistance from a specialized agent to avoid any problems.

Tax Declaration: If you reside in Indonesia for more than 183 days per year, you become a tax resident. You will then need to declare your worldwide income to the Indonesian authorities. Consult a local accountant to understand your obligations.

Driver’s License: To drive legally in Bali, you must obtain an Indonesian license (SIM). You can do this at the local police station by presenting your KITAS and international driver’s permit.

Registration with the Embassy: Remember to register with the consulate in the register of French citizens living abroad. This will allow you to benefit from certain services and stay informed in case of a crisis.

Good to Know:

Administrative procedures in Indonesia can be lengthy and complex. Be patient and don’t hesitate to seek help from professionals to guide you. The expatriate community is also an excellent source of information and advice.

Know Your Rights: Laws and Regulations for Foreigners in Bali

Living in Bali as an expatriate involves complying with certain specific rules. Here are the main laws and regulations to know:

Property Restrictions: Foreigners cannot own land individually in Indonesia. However, you can acquire property through a long-term lease (Hak Pakai) or by creating an Indonesian company (PT PMA).

Work Regulations: To work legally in Bali, you must have a work KITAS sponsored by an Indonesian company. Freelance work or working for foreign clients exists in a legal gray area.

Drug Laws: Indonesia applies very severe penalties for drug possession and trafficking, which can include the death penalty. Be extremely vigilant on this point.

Respect for Local Traditions: Although not written into law, Balinese traditions are taken very seriously. Disrespecting local customs can lead to social sanctions, or even legal penalties in some cases.

Visa Regulations: Overstaying your visa’s validity period can result in heavy fines, or even a ban from the territory. Always be mindful of your visa dates.

Good to Know:

Indonesian laws can sometimes seem opaque or arbitrary from a Western perspective. When in doubt, always consult a local lawyer or your embassy for reliable advice.

Conclusion: Your New Life in Paradise Awaits

Relocating to Bali as an expatriate is an extraordinary adventure that requires meticulous preparation and a good dose of adaptability. By following this guide and staying open-minded, you will maximize your chances of a successful relocation to the Island of the Gods.

Remember that every expatriate experience is unique. Take the time to discover Bali at your own pace, to immerse yourself in its fascinating culture, and to build authentic connections with locals and the expatriate community.

Bali has so much to offer, from paradise beaches to lush rice fields, along with an omnipresent spirituality and a unique way of life. Get ready for an experience that could well change your life forever.

Disclaimer: The information provided on this website is for informational purposes only and does not constitute financial, legal, or professional advice. We encourage you to consult qualified experts before making any investment, real estate, or expatriation decisions. Although we strive to maintain up-to-date and accurate information, we do not guarantee the completeness, accuracy, or timeliness of the proposed content. As investment and expatriation involve risks, we disclaim any liability for potential losses or damages arising from the use of this site. Your use of this site confirms your acceptance of these terms and your understanding of the associated risks.

About the author
Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

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