Published on and written by Cyril Jarnias
Bali, the Island of the Gods, attracts many expatriates each year seeking a paradise lifestyle. Whether you are a digital nomad, a retiree, or simply looking for a change of life, finding the ideal housing in Bali is a crucial step in your relocation. In this article, we reveal the secrets to finding that rare gem, managing your budget, and choosing the neighborhood that best suits your expectations.
The Keys to Finding Your Balinese Haven
Finding housing in Bali can seem daunting at first, but with the right strategies, you can quickly feel at home on the island. Here are some tips and tricks to make your search easier:
Start with a Temporary Stay Before committing long-term, it is recommended to rent temporary housing for a few weeks. This will allow you to explore different neighborhoods and get a clearer idea of your preferences. Platforms like Airbnb or Booking.com offer a wide variety of options for short stays.
Use a Local Real Estate Agent Balinese real estate agents know the market perfectly and can save you valuable time in your search. They often have access to listings that are not published online and can negotiate prices on your behalf. Make sure to choose a reputable agent and ask for recommendations from other expatriates.
Leverage Social Media and Expat Groups Facebook is full of groups dedicated to expats in Bali. Join them to get advice, recommendations, and even direct rental offers. Groups like “Bali Expats” or “Canggu Community” are particularly active and useful.
Visit in Person and Negotiate Once you have spotted a few interesting options, do not hesitate to visit the properties in person. This is the opportunity to check the condition of the property, the quality of construction, and the amenities. Remember that negotiation is common in Bali, especially for long-term rentals. Be prepared to discuss the price, especially if you are committing for several months.
Check the Contract Details Before signing, make sure you understand all the terms of the contract. Pay particular attention to clauses regarding the security deposit, maintenance responsibilities, and termination conditions. It may be wise to have the contract reviewed by a local expert or an experienced expatriate.
Good to Know:
The tourist season in Bali generally runs from July to August and December to January. Avoid looking for housing during these periods when prices are higher and availability is lower.
Housing Budget in Bali: What Do You Need?
The cost of housing in Bali varies considerably depending on the location, type of property, and amenities offered. Here is an overview of the price ranges to expect:
Short-Term Rentals (1-3 months) For a short stay, expect between 400 and 800 euros per month for an apartment or a small one-bedroom villa in popular areas like Canggu or Seminyak. Prices can go up to 1500 euros or more for luxury villas with a private pool.
Long-Term Rentals (6 months and more) Long-term leases generally offer more favorable rates. A two-bedroom house in a residential neighborhood can cost between 300 and 600 euros per month. In more sought-after areas, prices start around 500 euros and can reach 2000 euros or more for high-end properties.
- Electricity: 50-100 euros per month depending on consumption
- Water: 10-30 euros per month
- Internet: 20-40 euros per month for a fiber connection
- Pool maintenance (if applicable): 30-50 euros per month
- Housekeeping fees: 100-200 euros per month for regular service
Security Deposit and Agency Fees Plan for a security deposit equivalent to 1 or 2 months’ rent. If you go through an agency, additional fees may apply, typically around 10% of the annual rent.
Good to Know:
Housing prices in Bali tend to increase each year. In 2025, it is advisable to budget slightly higher than the figures mentioned to account for inflation and growing demand.
Popular Expat Neighborhoods: Where to Settle in Bali?
Bali offers a great diversity of neighborhoods, each with its own atmosphere and advantages. Here is an overview of the most popular areas among expatriates:
Canggu: The Digital Nomad Paradise
Canggu has established itself as the trendy neighborhood par excellence for expats and digital nomads. With its hipster cafes, coworking spaces, and surf beaches, it is the ideal place for those looking to combine work and a laid-back lifestyle.
- Numerous international cafes and restaurants
- Dynamic expat community
- Excellent infrastructure for remote work
- Proximity to beaches
- Rising housing prices
- Heavy traffic during peak hours
Good to Know:
North Canggu, particularly the areas of Pererenan and Babakan, offers a quieter setting while remaining close to amenities.
Ubud: The Cultural Oasis in the Heart of the Island
Nestled in the lush green hills of central Bali, Ubud is the preferred choice for those seeking immersion in Balinese culture and a more zen lifestyle.
- Exceptional natural setting
- Cultural center with many temples and art galleries
- Community focused on wellness and yoga
- Cost of living generally lower than in Canggu or Seminyak
- Distance from beaches
- More humid and rainy climate
Good to Know:
The villages around Ubud, such as Penestanan or Nyuh Kuning, offer a quieter setting while remaining close to the town center.
Seminyak: The Chic and Cosmopolitan Neighborhood
Seminyak is renowned for its sophisticated atmosphere, designer boutiques, and gourmet restaurants. It is the ideal choice for those who do not want to give up comfort and luxury.
- Beautiful beaches with upscale beach clubs
- Excellent selection of restaurants and shops
- Lively nightlife
- High-end housing
- High cost of living
- Very touristy area, sometimes noisy
Good to Know:
The areas of Petitenget and Batu Belig, on the border between Seminyak and Canggu, offer a good compromise between activity and tranquility.
Uluwatu: For Nature and Surf Lovers
Located on the Bukit Peninsula, Uluwatu attracts with its dramatic cliffs, world-renowned surf beaches, and wilder atmosphere.
- Breathtaking landscapes
- Excellent conditions for surfing
- Calmer and less developed atmosphere
- Spectacular sunsets
- Need to have a vehicle to get around
- Fewer infrastructures and amenities than in other areas
Good to Know:
The areas of Bingin and Balangan offer a good balance between tranquility and proximity to surf spots.
Practical Tips for a Successful Relocation
Once you have found your ideal housing, here are some additional tips to facilitate your relocation to Bali:
Visa and Residence Permit Make sure you have the correct visa for your stay. The retirement visa or investor visa are popular among long-term expats. Check the latest regulations on the official Indonesian immigration website.
Home Insurance Take out home insurance to protect your belongings. Natural disasters like earthquakes are not uncommon in Bali.
Adapt to the Climate Bali’s tropical climate can be challenging. Choose a well-ventilated property equipped with air conditioning. Also plan for mosquito solutions.
Integrate into the Local Community Participate in local events and learn a few words of Bahasa Indonesia. This will greatly facilitate your integration and daily life.
Good to Know:
Many expats choose to rent a scooter to get around Bali easily. Make sure you have an international driver’s license and adequate insurance.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
