Healthcare for Expats in San Marino

Published on and written by Cyril Jarnias

San Marino, a small landlocked state in the heart of Italy, offers quality healthcare to expatriates who settle there. Here is a comprehensive overview of the health situation and care options in this European microstate.

A High-Performing Healthcare System in the Heart of Europe

San Marino’s healthcare system is renowned as one of the most efficient in Europe. Expatriates can therefore rest assured: it is entirely possible to receive good medical care in this destination.

The country has modern medical infrastructure and highly qualified staff. The Institute for Social Security (ISS) manages the entire public healthcare system, which provides universal coverage to all residents, including expatriates who work and contribute in San Marino.

Health indicators are excellent, notably including:

The quality of care is therefore comparable to the best European healthcare systems, which is reassuring for expatriates.

What Budget to Plan for Healthcare in San Marino?

Although the public healthcare system is efficient, many expatriates opt for private health insurance to benefit from optimal coverage. Here is an overview of the costs to expect:

It is therefore recommended to budget around €1,000-1,500 per year per person for optimal coverage, including private health insurance.

Good to know:

Medications are generally cheaper than in France. Expect about 30% less on the price of common drugs.

Top 3 Best Private Clinics for Expatriates

Although the public system is efficient, some expatriates prefer to turn to the private sector. Here are the top 3 recommended private clinics:

1. Clinica Merli
Located in Serravalle, this modern clinic offers cutting-edge services in surgery, internal medicine, and medical imaging. The team speaks English and Italian.

2. Centro Medico San Marino
In the heart of the capital, this medical center offers consultations with renowned specialists and state-of-the-art equipment.

3. Domus Medica
This private clinic located in Borgo Maggiore is renowned for its services in gynecology, pediatrics, and general medicine. Warm and multilingual welcome.

Good to know:

These private clinics work closely with the public State Hospital of San Marino in case more intensive care is needed.

Practical Tips for Getting Good Healthcare in San Marino

Here are some recommendations to optimize your medical care as an expatriate:

By following these tips and choosing appropriate coverage, you can enjoy your expatriation in San Marino with peace of mind while benefiting from excellent healthcare.

About the author
Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

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