Published on and written by Cyril Jarnias
San Marino, the world’s oldest republic, is increasingly attracting expats drawn to its quality of life and enchanting setting. However, finding the ideal home in this small state landlocked within Italy can prove challenging. Here is a comprehensive guide to help you in your search and allow you to find that rare gem.
The Secrets to Finding Your Dream Home in San Marino
To find housing in San Marino, several options are available to you:
- Contact a local real estate agency: this is often the simplest and safest method, especially if you don’t speak Italian. Agencies know the market well and can guide you effectively.
- Browse online listing sites: platforms like Immobiliare.it or Casa.it offer many listings in San Marino. However, be cautious of potential scams.
- Use social media: join Facebook groups for expats in San Marino to get advice and sometimes even direct rental offers.
- Word of mouth: don’t hesitate to let people know you’re looking for housing. The local network can be very effective in a small country like San Marino.
Tip: Prioritize in-person visits rather than relying solely on photos. San Marino’s unique topography means some homes have spectacular views while others are more tucked away.
Good to know:
If you are not a citizen of San Marino, a special permit called a “permesso di soggiorno” will be required to rent or buy property. This permit is issued by the “Consiglio dei XII” (Council of Twelve).
Housing Budget in San Marino: How Much to Plan to Live Like a Local?
The cost of housing in San Marino is generally higher than in neighboring Italian regions, but remains reasonable compared to other European microstates. Here are some estimates to help you budget for your housing:
- Studio in the city center: €500-700 per month
- One-bedroom apartment in the city center: €700-1000 per month
- Three-bedroom house in the suburbs: €1200-1800 per month
- €3000-4000/m² for an apartment in the city center
- €2000-3000/m² for a house in the suburbs
Please note: Prices can vary significantly depending on the exact location, view, and condition of the property. Homes with views of the Italian countryside or the three iconic towers of San Marino are particularly sought after and therefore more expensive.
Good to know:
Utilities (water, electricity, heating) are generally the tenant’s responsibility and can amount to €100-200 per month depending on the size of the home and the season.
Neighborhoods Popular with Expats: Where to Live to Fully Enjoy San Marino?
Although San Marino is a small country, choosing the right neighborhood is still important for your quality of life. Here are the areas most appreciated by expats:
Città di San Marino: The Historic Heart
This is the nerve center of the republic, perched on Mount Titano. Living here means immersing yourself in history and enjoying breathtaking views of the surrounding countryside. Homes here are often old but full of charm. Ideal for history lovers and those working in tourism or administration.
Borgo Maggiore: Practical Living
Located at the foot of Mount Titano, Borgo Maggiore offers a good compromise between proximity to the historic center and modern amenities. This is where you’ll find the largest selection of shops and services. Families particularly appreciate this neighborhood for its practicality.
Domagnano: Peace and Greenery
For those seeking a more residential and green setting, Domagnano is an excellent choice. This neighborhood offers many single-family homes with gardens, ideal for families. It is well connected to the city center while offering a quieter atmosphere.
Serravalle: Economic Dynamism
This is the economic hub of San Marino, with many businesses and commercial areas. Expats working in the private sector appreciate this neighborhood for its proximity to business zones. You’ll also find many modern, well-equipped homes here.
Advice: Regardless of the area you choose, make sure it’s close to public transportation. San Marino has an efficient bus network, but some areas are better served than others.
Good to know:
Most expats choose to live in San Marino itself, but some opt for neighboring Italian towns like Rimini, where rents are often lower. In this case, make sure you fully understand the implications in terms of taxation and residence permits.
Conclusion
Finding housing in San Marino requires a bit of patience and research, but it’s well worth the effort. Whether you opt for the historic charm of the city center or the tranquility of residential neighborhoods, you’ll enjoy an exceptional living environment combining history, nature, and modernity. Don’t hesitate to get support from local professionals to facilitate your procedures and ensure you find the home that best suits your needs and budget.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
