Setting Up an Offshore Company in Montenegro or Another Balkan Country: How to Decide?

Published on August 16, 2026 and written by Cyril Jarnias

In 2026, Europe is noticeably tightening its stance on corporate taxation, transparency, and the fight against money laundering. In this context, more and more entrepreneurs and investors are looking toward the Balkans to structure an “offshore” or semi-offshore operation, with the idea of combining moderate taxation, low costs, and direct — or future — access to the European market.

Good to know:

Montenegro stands out for its de facto adoption of the euro, its EU candidate status, a corporate tax rate starting at 9%, and a residence permit via a company set up for €1. Other countries such as Bulgaria, Serbia, Albania, Bosnia and Herzegovina, and Cyprus (a frequently used European alternative) each offer different combinations of costs, taxation, reputation, and substance requirements.

The challenge in 2026 is therefore no longer about “finding the hidden tax haven,” but rather choosing between several jurisdictions halfway between onshore and offshore, in an environment where the EU, OECD, and FATF are imposing transparency, beneficial ownership registries, and stricter controls.

The new landscape: transparency, blacklists, and the end of easy offshore

Before comparing Montenegro with other Balkan countries, you need to understand the regulatory backdrop of 2026. The European Union has built an impressive arsenal to regulate so-called “offshore” or tax-privileged structures.

Warning:

The EU directive requires large groups to publish, on a country-by-country basis, revenue, earnings, taxes, headcount, activities, and subsidiaries. Applicable from 2026 for fiscal years beginning in 2025, it also covers non-cooperative jurisdictions or those on the EU gray list. The data will be public, standardized (XBRL/iXBRL), and accessible to everyone.

At the same time, states have strengthened automatic exchange of information. In Europe:

– DAC8 integrates the OECD framework on crypto-assets (CARF) and requires, as of early 2026, European providers to report crypto transactions to the client’s country of residence.

– DAC9 organizes the exchange of data related to Pillar Two (15% minimum tax for large groups).

– The EU’s comprehensive anti-money laundering reform (Regulation 2024/1624) sets a low threshold for identifying beneficial owners (maximum 15%, and often lower) and standardizes CFT/AML rules.

Good to know:

Updated in February 2026, the European list of non-cooperative jurisdictions still includes countries like Montenegro. While their use remains possible, it increases scrutiny from banks and large corporations.

Choosing a Balkan country to set up an “offshore” company in 2026 therefore means dealing with:

– beneficial ownership registries,

– automatic exchanges of information,

– reputational risk if the country appears on a European list,

– and, above all, the growing obligation to demonstrate real substance in order to avoid the structure being disregarded or penalized for tax purposes.

Montenegro: attractive taxation, the euro, and residence through a company

Montenegro appeals through a rare combination: moderate taxation, low cost of living, adoption of the euro without being in the EU, and a residence regime favorable to company founders.

Corporate taxation: 9% to 15%, with brackets

The country has abandoned the old flat rate of 9% in favor of a progressive scale. In 2026, the corporate income tax rules are as follows:

In practice, a small or medium-sized business earning up to €100,000 in profit remains at one of the lowest rates in Europe. Beyond that, the burden increases, but it remains competitive compared with many EU countries.

Some structures may also qualify for temporary exemptions. Companies established in underdeveloped municipalities may, under certain conditions, obtain an exemption from profit tax for up to eight years, capped at €200,000. There are also schemes for agricultural investments or R&D, with caps (up to €300,000 in relief over three years for certain agricultural projects).

Personal income tax and social contributions

For a director or freelancer residing in Montenegro, income tax is also progressive. For salaries:

– 0% up to €700 gross per month,

– 9% between €700 and €1,000,

– 15% above that.

For self-employed income:

– 0% up to €8,400 in annual income,

– 9% between €8,400 and €12,000,

– 15% above that.

Other categories of income (dividends, capital gains, rents, interest) are subject to a flat rate of 15%. Social contributions on the employee side are around 10.5%, with 10% for pension and 0.5% for unemployment, as reforms have significantly reduced the overall cost of labor.

Overall, calculations for an annual income of €100,000 yield an effective rate of about 28.6%, including contributions, which remains lower than in most Western European countries, but higher than Serbia in the same scenario.

VAT, withholding taxes, and other levies

The standard VAT rate is 21%, with reduced rates of 15% and 7% for certain goods and services, and a zero rate on exports. VAT registration becomes mandatory once €30,000 in turnover is exceeded over the past twelve months; below that, it remains optional.

15

Withholding tax rate applied by Montenegro to dividends, interest, royalties, rents, and certain fees paid to non-residents, with a super rate of 30% toward tax havens.

For individuals, capital gains tax is aligned with these rates, and transfers between spouses and direct descendants are exempt from inheritance tax. A real estate property tax applies (0.25% to 1% of market value, with surcharges for second homes, undeveloped land, and illegal constructions), and a transfer duty of 3% to 6% is due on sale, except for transactions subject to VAT.

Company formation (DOO): €1 in capital, a few dozen euros in fees

The standard form is the DOO (d.o.o.), equivalent to an LLC or LTD. Its advantages for an “offshore” or optimization strategy:

– minimum share capital: €1,

– a single shareholder and a single director are enough,

– no local residency requirement for the shareholder or director,

– registration with the Central Registry of Commercial Entities (CRPS) within 5 to 10 business days in practice.

Government fees are extremely low: registration costs barely twenty euros (€10 for the administrative fee, a dozen euros for publication in the Official Gazette). In reality, it is professional support that represents the main cost: an all-inclusive package (articles of association, paperwork, registered office, basic bookkeeping) typically ranges from €600 to €2,500 in the first year, with recurring annual costs in the range of €1,000 to €3,600 (bookkeeping, address, filings).

Accounting obligations begin as soon as the company is registered: even with no activity, the company must file monthly returns (“zero” declarations) and prepare annual financial statements, due no later than March 31.

Residence through a company or real estate: the non-tax argument

One of Montenegro’s main attractions is not fiscal, but migratory. Setting up a DOO allows the founder to apply for a temporary residence permit as an executive director, which can be renewed and eventually lead to permanent residence and then naturalization.

Example:

The process is as follows: it is a visual representation or structured plan that organizes the key information of the content, helping to clarify the relationships between elements and illustrate the overall flow or logic of the topic being discussed.

– obtaining a long-stay visa if necessary,

– registering the company (capital of €1, fees around €20, processing time 7 to 10 days),

– appointing the applicant as director,

– submitting the residence and work application to the Ministry of the Interior.

The permit is generally valid for one year and renewable. After five years of legal residence, one can apply for permanent residence; after ten years, naturalization may be possible, subject to renouncing one’s original nationality, passing a Montenegrin language test, and providing a clean criminal record.

Since 2026, however, the law has tightened the renewal conditions for non-European nationals using a company as a basis for residence: the company must have paid at least €5,000 in taxes and contributions over the past year, and demonstrate real economic activity. This threshold does not apply to citizens of the EU, EFTA, or Switzerland.

Another route remains possible through real estate. The residence-by-investment regime now requires a minimum taxable value of €150,000 for the property (a dwelling or commercial premises with an occupancy permit). Note: it is the value determined by the tax administration that prevails, not the price in the sales agreement. Here too, the residence permit is granted for one year and can then be renewed, with the possibility of obtaining permanent residence after five years.

Banking and reputation: euro, SEPA, but heightened scrutiny

Monetizing an offshore company without a bank account is pointless. From this standpoint, Montenegro has a major advantage: the use of the euro and connectivity to the SEPA system. Euro transfers from the EU to local banks (CKB, NLB, Erste, etc.) are fast and inexpensive.

Opening an account, however, has become significantly stricter since 2018 and even more so after 2022. In theory, eight out of eleven banks accept non-residents, both individuals and legal entities. In practice:

– physical presence at a branch is almost always required,

– getting an account without a residence permit has become difficult at many institutions,

– chain “offshore” structures, beneficiaries from high-risk jurisdictions, or those with no clear economic link to the country are often rejected.

Opening an account requires a complete file: passport, proof of address, tax forms (CRS, possibly FATCA), a description of the source of wealth and funds (bank statements, contracts, evidence of assets), an explanation of the intended activity, and the reason for opening an account in Montenegro. For a corporate account, you also need articles of association, registry extracts, an organizational chart, beneficial ownership declarations, and contracts or projected invoices.

Processing times, once the file is ready, range from 10 days to three weeks depending on the bank, the applicant’s nationality, and the complexity of the structure.

An AML/CFT environment under pressure

The Western Balkans region is in the crosshairs of international authorities over money laundering. A recent report on “professional facilitators” (lawyers, notaries, accountants) in Albania, Bosnia and Herzegovina, Kosovo, Montenegro, North Macedonia, and Serbia describes how complex structures, trusts, shell companies, and falsified documentation are used to launder funds, particularly through real estate.

In Montenegro, the law on prevention of money laundering and terrorist financing was revised in 2021, and the country still needs to align its rules with upcoming European standards, particularly in the area of crypto-assets (where it had no framework until 2025). This means that the current flexibility could soon be accompanied by a significant regulatory crackdown, especially on crypto service providers, non-financial professions, and beneficial ownership registries.

For a law-abiding entrepreneur, this creates a paradox: an attractive tax environment, but heightened scrutiny from banks and an AML framework still under construction, and therefore sometimes unpredictable.

Serbia: head-on tax competition, very low entry costs

Compared with Montenegro, Serbia fields a very aggressive competitive offering, especially for high incomes. Both countries actually receive the same score for taxation (8/10) in some specialized comparisons, but Serbia slightly edges out Montenegro on residence (8/10 vs. 7/10) and overall score (6.6 vs. 6.4).

Corporate and personal income tax: Serbia is more lenient in practice

Serbia levies corporate income tax at 15%, while Montenegro remains at 9–15% depending on profit. On the surface, Montenegro wins. But for individuals, Serbia applies a personal income tax generally at 10% for most situations, one of the lowest rates in Europe, while Montenegro has a progressive scale up to 15%.

Result: for an annual income of €100,000, simulations show an overall effective rate of about 24% in Serbia, versus 28.6% in Montenegro. The gap of nearly 4.6 percentage points is significant for a director who pays themselves mostly in salary rather than dividends.

Tip:

Serbia offers a favorable tax regime for companies, including depreciation, a tax credit for certain productive investments, and a ten-year loss carryforward. Its VAT is 20% and capital taxation (capital gains, dividends) is 15%, comparable to Montenegro. However, Serbia has a broader network of tax treaties, with about 65 agreements versus 42 for Montenegro.

Formation costs: Serbia is unbeatable on the entry level

Where Serbia outclasses almost all its neighbors is on company formation costs. The minimum capital for a D.O.O. (equivalent to a DOO) is 100 RSD, or barely €1. Business registry (APR) fees are around €50–60 for an electronic filing, with moderate notary fees.

A fee reform that fully takes effect in 2026 introduces standardized fees: 8,000 RSD (about €68) for company registration, 4,000 RSD for registering a branch, amendment, or dissolution, 2,000 RSD for name reservation, etc. Despite the increase, Serbia remains very inexpensive.

1350-2150

Realistic budget in euros for a “clean” company setup including legal assistance, electronic signature, virtual office, first month of bookkeeping, and possible bank fees, lower than the costs in neighboring countries.

Environment: substance, cost of living, and image

Overall operating costs (salaries, rent, services) in Serbia are said to be 30% to 50% lower than in Western Europe. The cost of living for an individual typically ranges from $800 to $1,200 per month, and between $1,600 and $2,800 for a family, a notch below Montenegro.

In terms of image, Serbia is neither a tax haven nor a classic “offshore” jurisdiction. Its EU candidate status, participation in the CRS, and network of treaties make it a reasonably respectable choice for an international entrepreneur, particularly in tech or services.

For a “midshoring” project — real structure, substance, local team, reasonable taxation — Serbia often appears more effective than Montenegro. For a very lightweight setup run entirely from abroad, by contrast, both countries end up with fairly similar constraints in 2026, mainly due to AML rules and growing expectations around substance.

Bulgaria: Europe, the euro, and 10% corporate tax — a formidable combination

If we look beyond the Western Balkans proper, Bulgaria is probably the most serious competitor to Montenegro, especially since it officially adopted the euro on January 1, 2026.

Taxation and recurring costs

Bulgaria has built its reputation on a flat corporate income tax rate of 10%, among the lowest in the EU, and a 5% dividend tax. Employer and employee contributions remain moderate, and the cost of living is considered “low” in comparisons.

In terms of setup costs, Bulgaria remains very competitive. Government fees for registering a company (EOOD or OOD) are around one hundred euros. Many providers offer incorporation packages between €650 and €1,600 for remote setup, via power of attorney, including articles of association, capital deposit (€1), translation, registered office address, and commercial registry filing.

200

Typical monthly budget for an accountant for a small service company with few transactions.

Decisive advantage: being in the EU and the eurozone

Unlike Montenegro, Bulgaria is a full member of the European Union and, since 2026, of the eurozone. It therefore provides unrestricted access to the single market, the freedom to provide services, and the parent-subsidiary directive. The latter allows, under holding-period and ownership conditions, the elimination of withholding taxes on intra-EU dividends.

Good to know:

For a purely European project (e-commerce, SaaS, B2B, holding company), Bulgaria offers 10% corporate tax, dividends taxed at 5%, modest setup costs, a legal framework aligned with EU standards, and, most recently, no currency risk.

On the other hand, AML compliance costs, transparency (UBO register, CRS exchanges), and potential tax audits are higher than in Montenegro or Serbia. You cannot play “invisible offshore” there: in the eyes of a Western tax authority, a Bulgarian company is fully onshore.

Albania and Bosnia and Herzegovina: complementary options, but more complex

Albania and Bosnia and Herzegovina appear in many studies as possible alternatives in the Balkans. However, their appeal depends heavily on the type of structure and the scale of the project.

Albania: low labor costs, very attractive SME taxation

Albania has a regime that is tempting to call “very pro-SME.” The base corporate income tax rate is 15%, but companies with annual turnover below approximately 14 million lek (about €145,000) benefit from a 0% rate. In other words, a small service company with modest turnover and limited costs can, in some cases, pay no corporate tax at all — as long as it stays below the threshold.

104000

Annual turnover threshold above which VAT registration becomes mandatory in Albania, with a standard rate of 20%.

Compliance costs vary widely across sources: some estimate €500–1,500 per year for basic bookkeeping and filings, while others put a “complete package” (accounting, software, compulsory social contributions) between €4,000 and €8,000 per year for a small Sh.p.k. with no employees. Albania also appeals through a very low cost of living and its EU candidate status.

But the same study on “professional facilitators” highlights the weakness of its anti-money laundering system: abundant cash, fragmented institutional registries, notaries active in dubious real estate deals, and few prosecutions of complicit professionals. Albania is not a zone to avoid at all costs, but it demands extra caution, especially for structures without real physical presence.

Bosnia and Herzegovina: 10% corporate tax, but federalism and complexity

Bosnia and Herzegovina applies a 10% corporate income tax, on par with Europe’s most competitive countries, and a 17% VAT with a registration threshold around $55,000–60,000 in turnover. But its institutional structure (Federation of Bosnia and Herzegovina, Republika Srpska, Brčko District) makes life considerably more complicated for entrepreneurs.

25 000

Minimum capital required to form a joint-stock company (SA/JSC) in Bosnia and Herzegovina, an amount well above the $600 required for a limited liability company.

The process generally takes 30 to 45 days, between filing with the municipal court, obtaining the company seal, securing the municipal permit, registering for tax, enrolling employees in pension and health insurance, and so on. Recurring costs (accounting, maintenance) hover around $600–1,200 per year for a small structure.

For a foreign entrepreneur, Bosnia and Herzegovina can therefore look interesting on paper (10% corporate tax, low costs), but its multi-level system, lengthy procedures, and administrative complexity mean that Serbia, Bulgaria, or Montenegro often remain more attractive for the same level of effort.

Cyprus: the “premium” EU option for holdings and IP, but more expensive

Even though Cyprus is not a Balkan country, it constantly comes up in entrepreneurs’ deliberations when weighing a low-cost structure in the Balkans against a European jurisdiction with more tax treaties and credibility. In 2026, the Cypriot reform changes the game.

The corporate income tax rate rises to 15% to comply with the OECD/G20 plan for a global minimum tax. This rate remains one of the lowest in the EU, but it is no longer “exceptional.” In return, Cyprus retains:

Good to know:

Full exemption on capital gains from the sale of securities in most cases, no withholding tax on dividends, interest, and royalties paid to almost all countries, a flexible participation exemption requiring only a 1% minimum holding for inbound dividends, and a non-dom regime allowing foreign dividends to be received without taxation, apart from a health contribution of about 2.65%, resulting in an effective rate close to 5% on distributions.

The country also offers an “IP box” regime that reduces the effective tax on intellectual property income to approximately 2.5–3%, a network of more than 65 tax treaties, and a common law legal environment appreciated by investors.

The costs, however, are not those of the Balkans:

6500

Maximum cost, in euros, of a full first-year package for a Ltd, including incorporation, registered office, secretarial services, basic compliance, accounting, audit, and bank introductions.

Cyprus’s great strength is offering the security of an EU member state, not listed as a tax haven, with acknowledged transparency but a sophisticated optimization toolkit (non-dom, IP box, NID, EU directives). For a group seeking a holding company, IP management vehicle, or regional coordination center, Cyprus will mechanically outrank Montenegro or Serbia, at the price of a higher bill.

Montenegro vs. another Balkan country: how to choose in 2026?

Faced with this mosaic of regimes, how do you decide when you are torn between Montenegro and another Balkan country for a company with an “offshore” or optimization purpose?

Several decision criteria stand out.

1. Business profile and profit level

For a small service company with decent margins but annual profit below €100,000, Montenegro offers a corporate tax rate of 9%, which is very competitive. Serbia, at 15%, is slightly more expensive at the corporate level, but makes up for it with lower personal taxation for the director (about 24% effective on €100,000 vs. 28.6% in Montenegro).

Bulgaria (10%) and Cyprus (15%) sit a bit higher on corporate tax but offer downstream optimization tools (dividends, IP, EU directives) and better acceptance among major international banks.

For a very small operation with limited turnover, however, Albania can sometimes be unbeatable from a tax standpoint thanks to its 0% corporate tax below a certain turnover threshold, provided you accept a weaker AML environment and less robust financial infrastructure.

2. Residency and lifestyle goals

If the primary goal is to “package” a company with a right of residence and a path to naturalization, Montenegro and Serbia stand out. Both allow you to obtain a residence permit through a company you own and manage, with a naturalization horizon of 8 to 10 years.

Warning:

Montenegro appeals with its Mediterranean lifestyle, Adriatic coast, moderate cost of living ($1,200 to $2,200 per month), and use of the euro; however, it effectively prohibits dual citizenship (with rare exceptions) and requires renouncing your original nationality upon naturalization.

Serbia, with its lower cost of living, dynamic capital, and robust professional services sector, appeals more to those seeking a regional business hub rather than a seaside lifestyle. Both countries offer adequate safety and quality of life for expatriates, with public health systems supported by affordable private care.

3. Relationship with the EU and international perception

For a company dealing mainly with European counterparts, EU membership remains a major criterion. From this perspective, Bulgaria and Cyprus have an obvious advantage over all the Western Balkan countries, including Montenegro.

Good to know:

German or French clients accept invoices from Bulgarian or Cypriot companies more readily than from Montenegrin ones, especially with heightened scrutiny of the “gray list.” The parent-subsidiary and interest-royalty directives apply fully only within the EU, making intra-group distributions easier and reducing withholding taxes.

Montenegro, an EU candidate and euro user, is nevertheless perceived better than pure tax havens like the BVI or Seychelles, which suffer from increasingly difficult banking access in Europe and high reputational risk.

4. Total cost of structuring and compliance

Many entrepreneurs focus on formation fees or the nominal corporate tax rate, when the real cost of a structure plays out over time: accounting, possible audits, filings, legal assistance, banking fees, and registered office maintenance.

On this front:

– Montenegro: €600 to €2,500 in the first year, then €1,000 to €3,600 per year for a simple DOO.

– Serbia: “clean” setup between €1,350 and €2,150, then roughly €500 to €1,500 per year in compliance costs for a small company.

– Bulgaria: remote incorporation between €650 and €1,600, recurring costs of €900 to €2,400 per year for accounting, VAT, and filing of annual accounts.

– Albania: legal registration is very cheap (€85 to €170), but some complete operational packages for SMEs run between €4,000 and €8,000 per year.

2 500 à 5 000 €

Base annual cost of mandatory audits and advisory services in Cyprus, possibly higher for sophisticated structures.

5. AML/CFT risks and banking solidity

Specialized reports clearly show that the Balkans suffer from uneven implementation of anti-money laundering rules. Notaries, lawyers, and accountants can play, knowingly or not, the role of “facilitator” by authenticating schemes without sufficient checks, particularly in real estate. Cases targeting these professionals remain rare, due to limited investigative resources and fragmented databases.

For an entrepreneur who wants to stay fully compliant, this context calls for two precautions:

1. Rigorously document the company’s substance (real premises, contracts, personnel, consistent bank accounts).
2. Choose a bank and advisors that genuinely apply AML rules, even if it slightly complicates the setup.

From this standpoint, Bulgaria and Cyprus, subject to direct or indirect EU supervision, offer a more predictable framework, at the price of stricter filtering at entry. Montenegro and Serbia, moving toward the EU acquis, remain somewhat less standardized but are rapidly tightening their practices, especially regarding non-residents and offshore chains.

In practice: when is Montenegro a good choice?

In light of the data available for 2025–2026, a few profiles emerge for which setting up a company in Montenegro remains particularly relevant compared with other Balkan countries.

– Independent service entrepreneur with profits below €100,000, wanting to live on the Adriatic coast or in a mountain environment, enjoying a moderate cost of living and climate, and benefiting from a 9% corporate tax rate and a reasonable personal framework (tax up to 15%). Montenegro offers a good balance between taxation, lifestyle, and ease of relocation.

Good to know:

A founder seeking a European residence permit (without aiming for a passport) can combine a €1 DOO, a residence permit through company management, and possible naturalization after ten years (with renunciation of the original nationality). This package is attractive for non-EU nationals, with the euro as the currency.

– Real estate / small rental or development project, given the country’s strong tourism orientation. Note, however, the tightening of residence rules via real estate (€150,000 taxable value threshold) and increased vigilance over real estate flows, a favored money-laundering channel in the region.

Conversely, for:

– a group seeking a European holding company, with intense dealings with EU subsidiaries, Bulgaria or Cyprus are objectively better suited;

– a freelancer seeking the lowest possible effective rate on high income, Serbia retains the edge;

– a micro-structure with very little activity and limited turnover, the Albanian Sh.p.k. / 0% corporate tax below the threshold combination can be fiscally unbeatable, at the cost of a rougher environment.

Conclusion: 2026, the year of “midshore” rather than offshore

In 2026, setting up an “offshore company” in the traditional sense — no real activity, on a remote island, with zero tax and total opacity — is increasingly unworkable for anyone who wants to maintain smooth access to the European banking system and avoid suspicion from tax authorities.

The Balkans, and Montenegro in particular, offer another path: midshoring. There you will find:

Advantages of the Balkans for businesses

A region offering attractive conditions for investing, living, and working, with progressive integration into European standards.

Favorable taxation

Corporate and personal income taxes significantly below the EU average: 9–15% in Montenegro, 10% in Bulgaria, 15% in Serbia.

Controlled costs

Low living and operating costs, enabling better profitability and preserved purchasing power.

Accessible residence

Simple and affordable residence schemes, making it easier for expatriates and investors to settle.

European alignment

A clear trajectory toward harmonization with EU standards, offering regulatory stability and integration prospects, rather than growing isolation.

The price to pay is the end of the illusion of invisibility: UBO registers, country-by-country transparency, OECD exchanges, and stricter AML measures. Companies in Montenegro, Serbia, or Bulgaria will, sooner or later, need to demonstrate their substance and their reason for existing.

In this new world, the question is no longer: “Which country offers me the least tax?” but rather: “In which Balkan country can I build a credible, profitable, and sustainable business while embracing the tax transparency that is now required?”

Entrepreneur or tax advisor

Montenegro has a strong hand to play here, but it is no longer the only possible answer. The right decision will depend less on a rate with two decimal places than on your business model, your cash flows, your lifestyle priorities, and your appetite for regulatory risk. In 2026, choosing between Montenegro and another Balkan country means designing a global strategy, far beyond simply incorporating a company.

Have a wealth planning project or a question? Contact us now to speak with a wealth management expert.

Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

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