Published on and written by Cyril Jarnias
Renovating a house in Slovenia, whether it’s a centuries-old farmhouse in the Julian Alps, a city apartment in Ljubljana, or an old “vikend” (weekend house) on the shores of Lake Bohinj, is far more than a simple paint job. Between a very heterogeneous built heritage, high seismic risks, structural problems specific to wood and masonry, demanding administrative procedures, and energy grant opportunities, a poorly prepared project can quickly turn into a money pit… or an exemplary success story.
To renovate intelligently, it is essential to rely on Slovenian technical reports, the experience of concrete projects, and the local regulatory framework.
Understanding the Slovenian Housing Stock Before Renovating
Before discussing quotes and architects, it is essential to understand what type of building you are setting foot in. Slovenia has seen several “generations” of construction, each with its own strengths and weaknesses.
Three Major Profiles of Houses with Problems… and Potential
We primarily find three families of old buildings in the country, to which are added more recent constructions:
1. Rubble-stone masonry houses
Very common in the northwest of the country (Upper Posočje in particular), these rubble-stone houses were often rebuilt with stones salvaged after the First World War. Their behavior is very different from a modern brick house.
The structure of old walls, composed of two stone facings with a weak, poorly bonded core, and the absence of effective ties and anchors, results in very low resistance to earthquakes, causing cracks, delamination, and collapse risks, as observed during the Friuli (1976) and Bovec (1998) earthquakes.
2. Old unreinforced masonry buildings in cities
Nearly half of Slovenia’s building stock consists of unreinforced masonry, often brick or stone, built before the reinforced concrete era. In historic centers (Ljubljana, Maribor, Celje, etc.), facades are narrow, streets are not very wide, building heights vary, and load-bearing walls are irregularly distributed.
– Most do not meet current load-bearing capacity or seismic resistance levels. Typical problems are:
– flexible wooden floors that do not adequately brace the walls,
– shallow or non-existent foundations,
– weaknesses in shear and out-of-plane overturning of façades,
– clumsy interventions (drilling, floor modifications) over the decades.
Tied masonry houses represent about 40% of the Slovenian residential stock.
3. Tied masonry houses (post-1960s)
From the 1960s onwards, a new type of single-family house spread across Slovenia: the tied masonry house. Its key features are:
– load-bearing walls made of perforated clay blocks,
– horizontal reinforced concrete ring beams poured atop walls,
– vertical “tie” columns at wall intersections,
– cast-in-place concrete floors (with terracotta hollow blocks or solid slabs),
– traditional timber roof frame.
On paper, this system offers good seismic performance, and it has indeed held up well in past earthquakes, provided that the vertical ties are present and that crown beams are properly executed on the gables. However, in reality, many houses were built without these essential elements, or were expanded without a proper structural connection to the original part.
In traditional Slovenian architecture, wood was primarily used for roof frames and solid floors, with walls being masonry (stone or brick). Roof frames were either assembled on-site or made of prefabricated trusses. Floors, on the other hand, took various forms: exposed and heavy joists, or so-called “hollow” systems like vaulted floors or mixed structures.
For several decades, wood has continued to be widely used for roof frames, with a strong reliance on glulam (glued laminated timber). Most serious errors on modern timber structures were made in the 1970s–1980s (unsuitable adhesives, poorly designed details), then corrected by current regulations (notably Eurocode 5). But old structures remain vulnerable, especially if they have suffered from water infiltration.
What This Means for Your Project
Renovating a property in Slovenia does not mean the same thing depending on whether you buy:
– a stone farmhouse in the Alps,
– an apartment in a 1900s building in Ljubljana,
– a family home in a 1980s tied-brick house,
– a 1970s wooden “vikend”.
The pathologies, strengthening methods, weight of heritage constraints, level of study required, and even access to certain financial aids differ significantly. A structural diagnosis suited to the type of construction is essential.
Typical Structural Weaknesses to Never Ignore
Slovenian engineers have accumulated several decades of feedback on building pathologies. Ignoring this knowledge is taking the risk of repeating the same mistakes.
Wood: The Number One Enemy, Moisture
In Slovenian timber structures, spectacular failures in recent decades are not legion, but they tend to occur in the same places: damp areas, poorly ventilated details, points of stress concentration perpendicular to the wood grain.
In historic buildings:
– truss feet embedded in poorly ventilated gables rot,
– floor beams under water tanks in attics deteriorate,
– joists at poorly drained terrace level disintegrate, potentially leading to local collapses.
In modern glulam frames, the major failures of the 1970s–1980s highlighted the low tensile strength perpendicular to the grain (particularly of Slovenian spruce/fir) and the extreme sensitivity of this strength to moisture (loss of about 30% at 20% moisture content). The worst cases combined:
To ensure the strength and durability of timber structures, it is crucial to prevent several common mistakes. Avoid using unfavorable geometries, such as highly curved or notched beams. The use of inadequate adhesives must also be avoided. Particular care must be taken with the positioning of metal connection plates in trusses, which must not be misplaced. Finally, it is imperative to properly anticipate the hygrometric conditions of the construction site and the installation location to prevent any future issues.
Current standards (Eurocode 5) incorporate precise formulas to control these stresses, and design practice has clearly progressed. But for a renovating homeowner, the message is clear:
> Any old timber structure must be inspected with an eye particularly attentive to damp areas, supports, connections, and parts embedded in masonry.
Unreinforced Masonry: The Seismic Achilles’ Heel
In a country where a good part of the population lives in areas with PGA ≥ 0.2 g, the seismic vulnerability of old masonry buildings is a major issue. In both downtown buildings and some rural houses, the same mechanisms are found:
– low shear resistance of walls,
– out-of-plane overturning of façades (especially when floors are not well anchored),
– poorly supported openings above lintels,
– fragile corners with vertical cracks and delamination.
Slovenian experience shows that:
– flexible wooden floors, poorly connected to walls, do not properly perform their diaphragm role,
– foundations are often rudimentary, or even absent,
– hasty interventions (openings, demolition of partition walls, replacement of wooden floors with poorly supported concrete slabs) further disrupt the structure.
Stone Houses: Thick Walls, Fragile Core
The rubble-stone houses typical of certain areas (Upper Posočje, for example) seem massive and robust. In reality, their walls have three essential weaknesses:
These three typical characteristics of traditional masonry walls explain their low resistance to lateral forces and ground movement.
The wall core is made of small stones and earth or low-strength lime mortar, offering little cohesion.
There are few or no bonds (through-stones) between the two external facings, making them prone to separation.
No steel or wood ties (metal rods, ring beams) are present to stiffen the entire structure and distribute loads.
The 1976 and 1998 earthquakes revealed patterns of repetitive damage:
delamination of facings, walls split vertically at corners, gable collapse, horizontal cracks at floor levels, localized collapse of masonry above lintels.
Effective strengthening relies on well-identified techniques in Slovenia: grout injection to fill voids, installation of through-wall ties, anchoring of floors (wood or concrete) to external walls.
Modern Tied Masonry Houses: Beware of “Omissions”
Tied masonry houses (ring beams + tie columns) have generally held up well to earthquakes, but two types of defects are repeated in the existing stock:
– absence of vertical tie columns required by regulations since the 1960s,
– absence of crown beams on gables.
Another frequent problem: extensions built without a structural connection to the original house (attached additions but not braced together). In an earthquake, these parts can “vibrate” differently and detach.
Diagnosis: How to Seriously Assess a Building for Renovation
Renovating a property in Slovenia without a solid diagnosis is like heading into high mountains without a map. Slovenian best practices for structural inspection and monitoring can serve as a roadmap.
Visual Inspection, Cracks, and Damage Classification
The first step is always a rigorous visual inspection:
– identify the nature and age of cracks,
– understand their pattern (vertical, diagonal, horizontal),
– establish a complete map of defects.
Slovenian engineers use an adaptation of the EMS‑98 scale, enhanced with crack widths, to classify damage from 1 (negligible, hairline cracks of 0.1–0.3 mm) to 5 (destruction, cracks > 10 mm, collapsed parts). This type of classification, initially designed for earthquakes, also applies to damage from construction vibrations, settlement, or lack of maintenance.
For a homeowner, the benefit is twofold:
– prioritize emergencies (a wall at grade 3 or 4 cannot wait),
– engage the right level of study (simple monitoring or an investigation campaign).
Measurements and Monitoring: When the Eye is Not Enough
As soon as stability is at stake, structural monitoring becomes a valuable tool. In Slovenia, several methods are used:
– vibrometry: measurement of vibrations and dynamic identification (natural frequencies, mode shapes, damping),
– geodesy: precise tracking of displacements and settlement via measurement points on façades,
– crack monitoring:
– brittle mortar tell-tales to see if a crack is still opening,
– brass points on three axes measured regularly with a crack gauge,
– non-invasive techniques (when budget allows): ground-penetrating radar, infrared thermography, sonic measurements.
The goal is not only scientific: this data very concretely guides strengthening choices, allows for timely interruption of an overly aggressive neighboring construction site, or adjusts construction technology.
Specific Approach for Historic Buildings
In an old building, original plans are often non-existent, and successive modifications are poorly documented. Slovenian practice recommends a pragmatic approach:
For a structure that has supported significant snow loads without incident for 50 to 100 years, it is not advisable to arbitrarily reduce its load-bearing capacity if no increase in load is planned. Conversely, a meticulous examination of all modifications made over time (attic conversions, openings, floor replacements) is imperative.
The combination of detailed inspection, some local openings, and monitoring is often more relevant than a sophisticated numerical model based on approximate assumptions.
Masonry: From a Glance to Advanced Numerical Models
For masonry, Slovenia has implemented several calculation strategies:
– block models (stone-by-stone discretization),
– continuum models (homogenized material),
– macro-elements or equivalent frame models (3MURI, for example),
– geometric approaches for vaults (membrane analysis).
For an old building with flexible wooden floors, software like 3MURI, which models the global response of the building, gives significantly more realistic results than simplified single-level approaches (like some tools such as SREMB), which risk underestimating the actual capacity and leading to disproportionate strengthening that can harm heritage value (frescoes, stucco, etc.).
Strengthening and Reinforcing: Which Solutions for Which Buildings?
Once the diagnosis is made, comes the delicate moment: how to intervene, how far to go, and with which methods?
Stone Houses: Three Key Levers
For rubble-stone masonry houses, Slovenian experience is clear: heavy reinforcements work, provided they are well designed and executed.
Typical interventions include:
– Low-pressure cement grout injection to fill internal voids, via a network of injection tubes. Goal: transform this “flaky” layered structure into a more homogeneous wall.
– Installation of horizontal steel ties (diameter 16–20 mm) at each level, slipped into horizontal chases through the walls and anchored to metal plates on the façade. Effect: girdle the walls and prevent them from bursting.
– Anchoring of floors (wood or concrete) to external walls with steel brackets or sections. This prevents floors from “sliding” and letting façades overturn during an earthquake.
Houses repaired or strengthened after 1976 (grout, properly supported concrete slabs, ties) practically went through the event without significant damage, validating the relevance of these choices.
Feedback after the Bovec earthquake (1998)
Masonry Buildings: From Girdling to Structural High Fashion
For urban masonry buildings, strategies vary depending on ambitions and heritage value:
– Reversible measures for heritage buildings (monuments, frescoes, stucco):
internal ties, girdling with metal elements, non-invasive vault strengthening methods, localized injections.
– Modern mixed measures for “ordinary” buildings:
– Composite Reinforced Mortar (CRM) overlays on certain walls,
– thin reinforced concrete slabs making floors rigid,
– reinforced concrete frames integrated into the ground floor to secure weak points.
A case study in Ljubljana showed that a 19th-century brick palace, in its existing state, only reached 24–27% of the regulatory requirements for the significant damage state.
In the existing state, the 19th-century brick palace only reached 24 to 27% of the regulatory requirements for the significant damage state.
The appropriate level of strengthening therefore depends on a trade-off between safety, budget, and preservation of architectural character.
Timber Structures: Repair, Protect, Ventilate
For timber frames and floors, the priorities are simpler to state… and harder to respect in practice:
– Eliminate chronic moisture:
repair roofs, redesign drainage, eliminate condensation points, avoid trapping wood between two impermeable membranes (a classic trap leading to rot within a few years).
– Ensure ventilation of roof spaces and embedded timber elements.
– Strengthen locally beams by gluing rods, plates, or lamellas, or by adding ties, when the existing section is sound but insufficient.
It is essential to check support details to avoid stress concentrations perpendicular to the wood grain, to ensure control of possible rotation at supports, and to confirm that the devices planned in the calculations (such as sliding or hinges) are technically feasible on the construction site.
Again, the key to a successful project is to adapt the scale of the work to the diagnosis: there is no need to remove an entire roof frame if only a few trusses are locally affected.
Strengthen Without Disfiguring: The Heritage Challenge
Slovenia has a rich built heritage – medieval churches, castles, traditional farms, historic centers – for which reversible measures are strongly encouraged. The idea: allow strengthening the structure today without preventing future generations from going back if better techniques emerge.
Slovenian recommendations emphasize:
– the establishment of a national list of proven reversible techniques,
– the integration of these techniques into national policies and guidelines for buildings of heritage importance.
For an owner of a traditional house or a listed building, this means that respectful (and sometimes innovative) solutions already exist, but they must be discussed early with heritage protection services.
Don’t Forget the Seismic Factor
Nearly one-third of Slovenia’s population lives in areas where the maximum expected acceleration exceeds 0.2 g. The earthquakes in Friuli, Bovec, or more recently in neighboring Croatia have reminded us of the reality of the risk.
Assess Your House’s Vulnerability
For a single-family house or a small building, seismic assessment involves:
A comprehensive assessment of a historic building involves several steps. It must integrate a detailed site visit, followed by an in-depth analysis of construction materials such as mortars, bricks, stone, and wood quality. It is also crucial to verify the nature of the floors (whether they are rigid or flexible, continuous or discontinuous) and to analyze potential irregularities. This includes irregularities in plan, such as an L-shaped or U-shaped building, and irregularities in elevation, such as the presence of setbacks or changes in stiffness.
For houses with rigid floors and regular walls, simplified approaches allow estimating the seismic capacity based on:
– the area of resisting walls in each direction,
– the tensile strength of the masonry,
– the constant weight on the walls.
In more complex cases (flexible wooden floors, irregular shapes, old buildings), engineers resort to equivalent element models (like 3MURI) coupled with nonlinear static (pushover) analyses.
Tied Masonry: An Asset… Well Used
In tied masonry houses, every detail counts:
Ties are essential structural elements in masonry construction, ensuring the rigidity and stability of the building by connecting the walls together.
Located at each floor level, they girdle the structure horizontally to tie the walls together and distribute loads.
Located at all corners, wall intersections, and free ends, they ensure vertical connection and reinforce critical points.
Implemented around large openings (doors, windows), they reinforce these areas and redistribute forces.
Tie located at the top of gable walls to stiffen them and ensure their connection to the roof frame.
In renovation, it can be advisable:
– to add missing tie columns,
– to complete ring beams,
– to strengthen junctions around openings and joints between old parts and extensions.
Any addition of a floor level (converted attic) in this type of house must be designed explicitly considering seismic effects.
Maintenance and Periodic Checks: A De Facto Obligation
A significant portion of damage to old buildings in Slovenia is not due to an initial design error, but simply to lack of maintenance: clogged gutters, leaky roofs, absent drainage.
Slovenian specialists recommend, for large timber structures or buildings open to the public (gyms, schools…):
The frequency, in years, of main dam inspections in France.
For a private individual, adopting an annual visual inspection routine (roof, frame, attic, walls, cellar, terraces) and calling in an expert every few years, especially after an extreme event (storm, heavy snow, earthquake), can avoid much more costly emergency reinforcement work.
To Renovate is Also to Modernize: Energy, Comfort, Financial Aid
Renovating a property in Slovenia is not limited to stabilizing walls: the country’s energy policy strongly pushes to improve thermal performance and install cleaner heating systems.
A National Framework Highly Conducive to Energy Renovation
The Long-Term Renovation Strategy (DSEPS 2050) sets ambitious targets:
– renovate about 74% of single-family houses and 91% of multi-family buildings by 2050,
– reduce final energy consumption of buildings by 45% compared to 2005,
– reduce CO₂ emissions by 75%.
The energy-climate plans also foresee:
– a 15% reduction in final energy consumption of buildings by 2030 (compared to 2020),
– annual renovation of 3% of public building floor area,
– a growing share of renewable energy in heating uses.
For a homeowner, this translates into a regulatory environment where:
Major renovations must now comply with standards close to those for new construction in terms of insulation and energy performance. The installation of new heavy fuel oil, heating oil, or coal boilers is prohibited. To support this transition, financial aid is targeted at high-performance solutions like heat pumps, modern biomass, or insulation work.
The Eco Fund: Central Ally for Your Renovation Budget
The Slovenian Environmental Public Fund (Eco Fund) is at the heart of aid schemes for individuals. For houses or apartments built before 2003, several types of grants are available, under conditions (work carried out by a registered company, materials meeting performance criteria, application made before work begins, maintaining installations for at least three years).
For example:
| Type of Work | Nature of Eligible Expenses | Indicative Rates & Ceilings* |
|---|---|---|
| Window Replacement | High-performance windows (often triple-glazed wood), compliant installation | Up to 20% – ceiling ≈ €12/m², max 200 m²/household |
| Façade Insulation | Insulation, renders, scaffolding, sills, removal of existing render | Up to 20% – ≈ €12/m², max 200 m² of façade |
| Roof/Ceiling Insulation | Insulation, vapor barrier, finish (plasterboard, screed), roof waterproofing | Up to 20% – ≈ €10/m², max 150 m²/household |
| Heat Pumps (HP) | Air/water, water/water, or ground/water HP, tanks, connections, controls | Up to 20% – max ≈ €1,000–2,500 depending on type |
| Solar Thermal | Collectors, tank, pumps, safety, controls | Up to 20% – max ≈ 20 m² x €200/m² |
| Modern Biomass Heating | Pellet/log boilers/stoves, silo, chimney, CO sensors, tank | Up to 20% – ceiling ≈ €2,000 for a complete system |
| Heat Recovery Ventilation | Unit, ductwork, vents, controls | Up to 20% – ceiling ≈ €2,000 and €300/unit |
*The figures given here are orders of magnitude from the described fee schedules; they change regularly and must be verified at the time of the project.
The Eco Fund also offers: green loans at attractive rates.
To facilitate the installation of a heat pump (HP), several support schemes are available. Notably, there are green loans offered at attractive rates. For the most vulnerable households, specific programs can grant subsidies covering up to 100% of costs, particularly within homeowners’ associations. In addition, a network of energy advisors, called Ensvet, offers free guidance to assist you with your projects.
Coupling Structural Reinforcement and Energy Renovation: Logical and Cost-Effective
When redoing a roof, reinforcing a façade, or replacing floors, integrating insulation or high-performance systems is often much more economical than coming back later. Slovenian building rehabilitation projects (public or private) increasingly combine:
– improvement of the envelope (external insulation, replacement of joinery),
– change of heating system (towards HP, biomass, modernized district networks),
– installation of ventilation with heat recovery,
– reduction of unnecessary fill weight (e.g., rubble on vaults),
– structural measures (ties, injections, tying).
Energy Performance Contracts (EPC), already applied on a large scale for public buildings in Ljubljana, show that energy savings of 70 to 85% are possible, with significant annual financial savings.
Concrete Examples: What Slovenian Construction Sites Show
Technical studies and public policies provide the framework; private renovation projects illustrate how this framework translates on the ground.
Example: Transforming an Old Downtown Apartment
In several apartments in Ljubljana, the work combined:
– bringing electrical and heating installations up to code (often replacing gas systems with electric underfloor heating or modern radiators),
– creating additional bathrooms and open kitchens,
– modifying internal layout (moving bedrooms to less bright areas, opening living rooms towards views),
– replacing windows while respecting heritage constraints (approval from the heritage office, use of high-performance wooden windows, sometimes partially funded via eco-funds).
A historic 18th-century apartment was completely renovated. The work included complete rewiring, installation of new oak floors, and window replacement, the latter being done with the agreement of cultural authorities and European funding. A new bathroom was installed with a high glass wall to optimize natural light. The existing kitchen was preserved, refurbished, and integrated into the new layout.
Example: Reinventing a 1970s “Vikend”
The small wooden weekend houses typical of the 1970s near Lake Bohinj have been modernized by:
– converting basements into living spaces (bedrooms, bathrooms, playrooms),
– creating open living spaces with fireplaces,
– replacing all joinery with high-performance triple-glazed wooden windows, obtaining Eco Fund grants,
– reworking the roof and insulation,
– completely updating electrical and plumbing installations.
These projects demonstrate that a modest building, but structurally sound, can be transformed into a comfortable and eco-efficient residence, attractive for tourist rentals.
Example: Alpine Farm or 200-Year-Old Barn
In high-altitude hamlets, some major renovation projects on two-hundred-year-old farms or barns had to contend with:
Renovation in mountain areas is subject to strict heritage protection rules, requiring the preservation of original stone walls and beams. It must also deal with significant access constraints, such as narrow roads and long winters with heavy snow. Finally, it often requires combining these old materials with modern timber structures, like CLT or timber frames.
The work consisted of:
– carefully restoring the stone facings,
– dismantling and storing emblematic elements (ceilings, traditional stoves, tile stoves) for reinstallation after reinforcement,
– integrating new structural timber volumes (CLT) inside the historic envelope,
– recycling many old elements and materials.
This type of operation shows that preserving authentic character and achieving contemporary comfort and safety standards are not incompatible, but require very fine project management.
Procedures, Inspections, Experts: Surround Yourself from the Start
Renovating a property in Slovenia, especially if coming from abroad, means navigating a dense regulatory and technical environment.
Among the points not to overlook:
Several factors determine the procedure to follow for your project. The building category (simple to complex) influences the need for permits and the involvement of professionals. If the building is protected (old center, heritage), any exterior modification requires the opinion of heritage conservators. For structural work, an independent technical controller (nadzornik) is mandatory. Geotechnical and topographical surveys by a surveyor are required before and after work. Finally, obtaining the Permission for Use requires the assembly of a complete file (execution plans, certificates, attestations) signed by the contractor and the supervisor.
Even if the law does not always require an independent “design review,” Slovenian engineers strongly recommend having demanding structural projects checked by a second technical opinion, especially in snowy or seismic regions.
Ten Principles for a Successful Renovation in Slovenia
In summary, renovating a property in Slovenia judiciously requires keeping in mind a few principles derived from Slovenian experience:
1. Start from the building type
Stone masonry, unreinforced masonry, tied masonry, timber structure… Each family has specific pathologies and solutions. You don’t strengthen a mountain farmhouse like a Ljubljana building.
2. Address the causes of degradation first
Chronic moisture, non-existent drainage, tired roofs are often the starting point of structural disorders. As long as they are not resolved, consolidations will remain fragile.
3. Do not underestimate seismic risk
Regions with high ground acceleration require thinking about renovation in terms of horizontal force paths: wall continuity, floor rigidity, connection between old and new elements, tying.
4. Rely on proven local methods
For stone houses, it is recommended to rely on proven local methods, like strengthening with grout, ties, floor anchoring, and macro-models for masonry. Using this feedback is safer than improvising.
5. Articulate structure and energy
Whenever touching the envelope or roofs, thinking about insulation, heating, and ventilation is logical. Eco Fund aid and national objectives strongly encourage coupling structural safety and energy performance.
6. In heritage, favor reversible solutions
On listed buildings or those of high architectural value, choosing removable reinforcements (ties, internal frames, non-invasive techniques) allows reconciling current safety and safeguarding for the future.
7. Implement a monitoring strategy when relevant
In cases of uncertainty (large building, neighboring construction site, recent earthquake), instrumenting cracks, displacements, and vibrations helps decide whether and how to strengthen, and to monitor evolution after work.
8. Plan for long-term maintenance
A successful renovation is not judged solely at project handover, but also by its performance over time. Periodic inspection programs, targeted checks of weak points (truss feet, floor supports, damp areas) should be part of the plan.
9. Don’t miss financial aid opportunities
Aid programs like the Eco Fund, subsidies for clean heating, or energy performance contracts exist, but require anticipation: applications must be submitted before work begins and comply with precise technical criteria.
10. Don’t work in a vacuum
The typical Slovenian construction site involves architects, engineers, conservators, supervisors, contractors, sometimes researchers or competence centers. Depriving yourself of this expertise increases the risk of costly discoveries mid-project.
Renovating in Slovenia is therefore much more than installing a new kitchen or repainting façades. It is intervening in a demanding seismic context, on sometimes fragile but often full-of-potential structures, at the heart of a country that is increasingly making energy renovation and heritage preservation a pillar of its development strategy. By building on the knowledge accumulated by Slovenian engineers and architects, and by intelligently exploiting support schemes, transforming an old Slovenian house into a safe, comfortable, and sustainable place becomes not only possible, but particularly relevant in the current context.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
