Cost of Living in Italy for Expats

Published on and written by Cyril Jarnias

Italy, an iconic country of Mediterranean Europe, attracts many expatriates each year, drawn by its culture, art of living, and breathtaking landscapes. However, behind the picturesque facade of historic cities and lush countryside lies an economic reality that is essential to understand before taking the plunge. In this article, we will explore in detail the cost of living in Italy for expatriates, highlighting the various aspects to consider for a successful relocation.

La Dolce Vita Comes at a Price: An Overview of the Italian Cost of Living

Contrary to some common beliefs, the cost of living in Italy is not necessarily higher than in France. In fact, according to Numbeo data, the cost of living in Italy is on average 12% lower than in France. However, this average hides significant disparities between the country’s regions and cities.

Milan, the economic capital, stands out as the most expensive city in Italy. For an equivalent basket of goods and services, you need to spend an average of 853.43 euros in Milan, compared to 590.97 euros in Pescara, the cheapest city among major Italian metropolitan areas. This difference of over 260 euros clearly illustrates the gaps in the cost of living that can exist within the country itself.

To give a more precise idea, here are some concrete examples of prices you can find in Italy:

  • A meal at an inexpensive restaurant: 15 euros
  • A meal at a fast-food restaurant: 10 euros
  • A domestic beer (50 cl) at a bar: 5 euros
  • An espresso coffee at the counter: 1 euro (may vary by region)
  • A public transport ticket: 1.50 euros on average

These prices are, of course, averages and can vary considerably depending on the city and neighborhood. For example, in Rome, the cost of living is generally higher than in smaller provincial towns. A one-bedroom apartment in the city center of Rome costs an average of 960 euros per month, compared to 500 euros in Naples or 650 euros in Florence.

Good to know:

Food prices are generally lower in southern Italy, while services and rents are often cheaper in smaller provincial towns compared to major metropolises like Milan or Rome.

Expatriate Budget in Italy: Between Pasta and Parmigiano, How Much to Plan For?

For an expatriate planning to move to Italy, it is crucial to accurately estimate their monthly budget to avoid unpleasant surprises. According to data from the Italian National Institute of Statistics (Istat), the average expenses of an Italian household amounted to approximately 2,728 euros per month in 2023. However, for an expatriate, it is recommended to plan a slightly higher budget, particularly to cover unexpected expenses and relocation costs.

Taking into account the projected inflation for 2025 (1.9%), a monthly budget of at least 2,810 euros per household is advised to live comfortably in Italy. Here is an approximate breakdown of monthly expenses for an expatriate couple:

  • Housing (rent + utilities): 800-1200 euros
  • Food: 400-600 euros
  • Transportation: 100-200 euros
  • Leisure and entertainment: 200-300 euros
  • Health and insurance: 100-200 euros
  • Miscellaneous (clothing, phone, internet): 200-300 euros

It is important to note that this budget can vary significantly depending on the chosen place of residence and lifestyle. For example, living in Milan or Rome will require a higher budget than settling in a mid-sized city in southern Italy like Bari or Lecce.

Housing in Italy: Between Palazzi and Appartamenti, Where to Settle Down?

Housing generally represents the largest portion of an expatriate’s budget in Italy. Rents vary considerably from one city to another and even from one neighborhood to another within the same city. Here are some concrete examples of average monthly rents for a three-room apartment in the city center:

  • Rome: 2,168 euros
  • Milan: approximately 2,000 euros
  • Florence: 1,520 euros
  • Venice: 1,500 euros
  • Naples: 1,087 euros
  • Turin: 1,215 euros

For expatriates looking for more affordable options, it is possible to find lower rents by moving away from city centers or choosing less touristy cities. For example, in Lecce, in Apulia, a three-room apartment in the city center costs an average of 600 euros per month, nearly four times less than in Rome.

Good to know:

Before renting a property in Italy, it is essential to obtain a “codice fiscale” (tax identification number). This procedure is free and can be done through the Agenzia delle Entrate or the Italian Consulate General before your arrival in the country.

Food and Restaurants: Between Local Markets and Trattorias

Italy is renowned for its gastronomy, and expatriates will have the pleasure of discovering a varied and high-quality cuisine. Food prices are generally reasonable, especially if you favor local markets and seasonal products.

To give a more precise idea, here are some examples of average prices for common products:

  • 1 kg of pasta: 1.50 to 2 euros
  • 1 kg of tomatoes: 2 to 3 euros
  • 1 liter of milk: 1.20 to 1.50 euros
  • 1 kg of local cheese: 10 to 15 euros
  • 1 bottle of table wine: 4 to 8 euros

Regarding restaurants, prices vary considerably depending on the type of establishment and location. A meal for two people in a mid-range restaurant costs an average of 66 euros, while a menu at a pizzeria or family-run trattoria can be found for 15 to 20 euros per person.

Transportation: Between Vespas and High-Speed Trains

The public transportation network is generally well-developed in major Italian cities, offering an economical alternative to cars. A monthly public transport pass costs on average between 30 and 40 euros, depending on the city.

For those who prefer to travel by car, it is worth noting that the price of gasoline in Italy is slightly higher than in France. In February 2025, the average price per liter of gasoline was around 1.80 euros.

Rail connections between major cities are provided by high-speed trains, offering a fast and comfortable alternative to flying. For example, a Rome-Florence trip on a high-speed train costs between 40 and 60 euros in second class.

Good to know:

Many Italian cities offer bike-sharing systems or electric scooter rentals, an economical and eco-friendly option for getting around urban areas.

Healthcare and Education: Between Public System and Private Options

The Italian healthcare system is renowned for its quality and accessibility. Legal residents, including expatriates, have access to the public healthcare system for a relatively modest annual contribution. For those who prefer to opt for private health insurance, expect to pay between 50 and 150 euros per month, depending on the coverage chosen.

Regarding education, Italian public schools are free and of good quality. However, some expatriates choose to enroll their children in international schools, where tuition fees can range from 10,000 to 25,000 euros per year.

Leisure and Culture: Between Dolce Far Niente and Artistic Riches

Italy offers a multitude of options for leisure and culture, often at reasonable prices. National museums generally charge between 10 and 15 euros, with discounts for European Union residents.

Cinemas and theaters are also affordable, with movie tickets around 8 to 10 euros and theater seats starting at 20 euros.

For sports enthusiasts, a monthly gym membership costs an average of 50 euros, although prices can be higher in major cities.

Good to know:

Many museums and archaeological sites offer free admission on the first Sunday of the month, an excellent opportunity to discover Italy’s cultural heritage at a lower cost.

Conclusion: La Dolce Vita, at What Price?

Living in Italy as an expatriate can be a rewarding experience, both culturally and personally. Although the cost of living may seem high in some major cities, there are many options for living comfortably on a reasonable budget.

The key to a successful expatriation in Italy lies in good preparation and a clear understanding of the costs associated with daily life. By wisely choosing your place of residence, adopting local consumption habits, and taking advantage of the many free or low-cost options the country offers, it is entirely possible to fully enjoy the Italian dolce vita without breaking the bank.

Whether you dream of settling in a big city like Rome or Milan, or prefer the charm of smaller provincial towns, Italy offers a diversity of choices for all budgets and lifestyles. With careful planning and savvy financial management, your expatriation in Italy can turn into an unforgettable adventure, rich in discoveries and unique experiences.

Disclaimer: The information provided on this website is for informational purposes only and does not constitute financial, legal, or professional advice. We encourage you to consult qualified experts before making any investment, real estate, or expatriation decisions. Although we strive to maintain up-to-date and accurate information, we do not guarantee the completeness, accuracy, or timeliness of the proposed content. As investment and expatriation involve risks, we disclaim any liability for potential losses or damages arising from the use of this site. Your use of this site confirms your acceptance of these terms and your understanding of the associated risks.

About the author
Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

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