Published on and written by Cyril Jarnias
Singapore, this dynamic city-state in Southeast Asia, attracts numerous expatriates each year drawn by its quality of life, thriving economy, and multiculturalism. Whether you’re being transferred by your company or have decided to embark on this adventure independently, moving to Singapore requires meticulous preparation. This comprehensive guide will accompany you step by step through your expatriation project, from pre-departure preparations to your integration on the ground.
Prepare for Your New Singaporean Life: Essentials Before the Big Move
Before packing your bags for Singapore, several crucial steps await to ensure a smooth transition to your new expatriate life:
Complete Your Administrative Procedures
– Verify your passport validity (at least 6 months beyond your planned return date)
– Get recommended vaccinations and prepare your medical kit
– Inform your bank of your departure and inquire about banking options in Singapore
– Cancel your contracts in France (insurance, subscriptions, etc.)
Prepare Your Budget
– Estimate the cost of living in Singapore based on your lifestyle
– Budget for the first few months (temporary housing, security deposit, etc.)
– Research taxes and duties in Singapore
Familiarize Yourself with Singaporean Culture
– Learn basic English if you haven’t already
– Research local customs and etiquette
– Join online expatriate groups for advice
Good to Know:
Preparation is key to a successful expatriation. Don’t overlook any aspect and plan ahead as much as possible to avoid unpleasant surprises upon arrival.
Welcome to Singapore: Essential First Steps
Once you’ve arrived on Singaporean soil, several administrative procedures await to formalize your relocation:
Obtain Your Singaporean Identity Card
– Schedule an appointment with the Immigration and Checkpoints Authority (ICA) to get your Employment Pass Card
– Bring all necessary documents (passport, visa approval letter, etc.)
Open a Local Bank Account
– Choose a reputable bank like DBS, OCBC, or UOB
– Bring your passport, Employment Pass, and proof of address
Find Permanent Housing
– Explore different neighborhoods based on your budget and preferences
– Use a real estate agency specialized in expatriates
– Read the rental contract carefully before signing
Subscribe to Health Insurance
– Compare offers from different insurers
– Choose coverage adapted to your needs and those of your family
Good to Know:
Administrative procedures in Singapore are generally quick and efficient. Don’t hesitate to ask your employer or established expatriates for help if needed.
Get the Golden Ticket: Obtaining Your Singapore Work Visa
To work legally in Singapore, you must obtain a work visa suited to your situation. Here are the main options:
Employment Pass (EP)
– For qualified professionals, managers, and executives
– Minimum monthly salary of 5,000 SGD
– Valid for up to 2 years, renewable
S Pass
– For mid-level skilled workers
– Minimum monthly salary of 3,000 SGD
– Valid for up to 2 years, renewable
EntrePass
– For entrepreneurs wanting to start a business in Singapore
– Specific criteria to meet (innovation, investment, etc.)
– Valid for 1 year, renewable
Personalised Employment Pass (PEP)
– For highly qualified professionals
– Stricter salary and experience criteria
– Valid for 3 years, non-renewable
Good to Know:
Singapore work visa eligibility criteria are strict and regularly updated. Make sure to check the official Ministry of Manpower website for the most current information.
Your Home in Singapore: Finding the Ideal Accommodation
Finding housing that fits your needs and budget is a crucial step in your Singapore relocation. Here are some tips to guide you:
Choose the Right Neighborhood
– Orchard Road: central district, ideal for shopping enthusiasts
– Holland Village: popular with expatriates, relaxed atmosphere
– Tiong Bahru: trendy neighborhood, blend of tradition and modernity
– East Coast: near the beach, perfect for families
Define Your Housing Type
– HDB (Housing Development Board): affordable public housing
– Condominiums: private residences with many amenities
– Landed properties: individual houses (rarer and more expensive)
Estimate Your Budget
– Plan to spend 30% to 40% of your salary on rent
– Don’t forget utilities (electricity, water, internet, etc.)
– Anticipate the security deposit (usually 1 to 2 months’ rent)
Use a Professional
– Contact a real estate agency specialized in expatriates
– Ask other expatriates for recommendations
– Visit several properties before making your choice
Good to Know:
The real estate market in Singapore is very dynamic. Don’t hesitate to negotiate the rent, especially for long-term contracts.
Stay Compliant: Renewing Your Residence Permit
To continue living and working legally in Singapore, you’ll need to renew your residence permit before it expires. Here are the steps to follow:
Plan Ahead for Renewal
– Start the process 3 months before your permit expires
– Verify that you still meet the eligibility criteria
Gather Necessary Documents
– Valid passport
– Updated employment contract
– Recent salary proofs
– Other specific documents depending on your situation
Submit Your Application Online
– Use the Ministry of Manpower’s EP Online portal
– Pay the renewal fees
– Wait for the decision (usually within 3 weeks)
In Case of Employer Change
– Your new employer will need to submit a new permit application
– Ensure there’s no gap between the two jobs
Good to Know:
Renewal is not automatic. Make sure to maintain good professional performance and respect local laws to maximize your chances.
Integrate Like a Local: Adapting to Singaporean Life
To fully succeed in your expatriation, it’s essential to integrate into the local community. Here are some tips to feel at home in Singapore:
Learn the Cultural Codes
– Respect cultural and religious diversity
– Adopt local etiquette (removing shoes before entering someone’s home, etc.)
– Familiarize yourself with “Singlish,” the local dialect
Expand Your Social Circle
– Join expatriate clubs or associations
– Participate in local cultural events
– Build relationships with your Singaporean colleagues and neighbors
Explore Local Cuisine
– Taste specialties at hawker centers
– Learn to cook some Singaporean dishes
– Join food tours to discover the culinary richness
Adopt the Local Lifestyle
– Use public transportation (MRT, buses)
– Enjoy the many parks and green spaces
– Participate in local festivities (Chinese New Year, Deepavali, etc.)
Good to Know:
Open-mindedness and curiosity are your best assets for integration. Don’t hesitate to ask questions and share your own culture.
Stay Legal: Rules Expatriates Need to Know
Singapore is known for its strict laws. As an expatriate, it’s crucial to know and respect them to avoid any problems:
Daily Life Rules
– Prohibition of chewing gum in public
– Fines for littering or spitting in the street
– Strict adherence to cleanliness and hygiene rules
Drug and Alcohol Laws
– Zero tolerance for drug possession or consumption
– Restrictions on alcohol sales after 10:30 PM
– Prohibition of drinking alcohol in public places between 10:30 PM and 7 AM
Professional Regulations
– Strict compliance with your work visa conditions
– Mandatory reporting of job or residence changes
– Payment of taxes and duties according to your tax status
Private Life and Relationships
– Homosexual relationships are legal but same-sex marriage is not recognized
– Respect for privacy and personal spaces
– Sensitivity to cultural differences in interpersonal relationships
Good to Know:
If in doubt about a law or regulation, inquire with the competent authorities or your embassy. Better safe than sorry!
Moving to Singapore as an expatriate is an exciting adventure that requires preparation and adaptation. By following this guide and staying open-minded, you’ll maximize your chances of a successful expatriation in this fascinating city-state. Remember that every experience is unique, so fully embrace this opportunity to discover a new culture and broaden your horizons.
Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
