Moving to Hungary: An Expat’s Guide

Published on and written by Cyril Jarnias

Relocating to Hungary presents an exciting opportunity for French citizens seeking new adventures and a different living environment. Located in the heart of Central Europe, Hungary offers a unique blend of rich culture, fascinating history, and dynamic modernity. Whether you’re drawn by professional opportunities, affordable quality of life, or simply the desire to explore a new country, this comprehensive guide will support you through every step of your settlement in Hungary.

Prepare Your Departure: Keys to a Successful Relocation

Preparation is key to a successful relocation. Before packing your bags for Budapest or any other Hungarian city, it’s essential to plan your departure carefully. Here are the crucial steps not to overlook:

Research information about Hungary: Familiarize yourself with Hungarian culture, history, and customs. This will help you better understand your future host country and avoid culture shock. Hungary boasts a fascinating thousand-year history, marked by the influence of different civilizations. Take time to learn about key moments in its history, traditions, and national holidays.

Learn the basics of the Hungarian language: Although many Hungarians speak English, especially in larger cities, learning a few basic Hungarian phrases will be greatly appreciated by locals. Hungarian is known to be a difficult language, but mastering a few polite expressions like “Jó napot!” (Hello) or “Köszönöm” (Thank you) will make all the difference in your daily interactions.

Assess your professional situation: If you don’t have a job in Hungary yet, start your search before departure. Explore opportunities in your field of expertise and research the Hungarian job market. Hungary offers numerous opportunities, particularly in IT, engineering, and financial services sectors.

Organize your important documents: Gather all necessary documents such as your passport, diplomas, birth and marriage certificates, and bank statements. Make copies and scan them for added security. Don’t forget to check your passport’s validity and renew it if necessary.

Plan your budget: Create a detailed budget considering the cost of living in Hungary. Although generally lower than in France, it’s important to have sufficient funds to cover your initial expenses and ensure a smooth transition.

Good to know:

Hungary uses the Hungarian forint (HUF) as currency. Familiarize yourself with exchange rates and consider opening an international bank account to facilitate your transactions.

Initial Steps Upon Arrival: Laying the Foundation for Your New Life

Once you arrive in Hungary, several administrative procedures await to formalize your status and start your new life on the right foot. Here are the essential steps to follow:

Register with local authorities: Within 90 days of arrival, you must register with the immigration office to obtain your residence card. This procedure is mandatory and will allow you to reside legally in Hungary. Be prepared to provide documents such as your passport, proof of accommodation, and evidence of sufficient means of subsistence.

Obtain your tax and social security numbers: These numbers are essential for legal employment and accessing healthcare services in Hungary. You can obtain them from local tax and social security offices. Don’t hesitate to seek assistance from a Hungarian colleague or relocation service to facilitate these procedures.

Open a Hungarian bank account: Having a local bank account will greatly simplify your daily transactions and bill payments. Major Hungarian banks offer services in English, and some even provide special packages for expatriates.

Subscribe to health insurance: Although Hungary has a public healthcare system, it’s recommended to purchase additional private health insurance for more comprehensive coverage and English-language services.

Familiarize yourself with local transportation: Budapest, in particular, has an excellent public transportation network. Research monthly or annual passes that can be very economical.

Good to know:

The permanent residence card in Hungary, available after 5 years of continuous residence, offers additional benefits and greater stability for your long-term stay.

Integrate into the Local Community: Keys to Feeling at Home

Integrating into your new community is essential to truly feel at home in Hungary. Here are some tips to facilitate your integration:

Participate in local cultural events: Hungary is full of festivals, concerts, and exhibitions throughout the year. Participate in these events to immerse yourself in local culture and meet new people. The Budapest Spring Festival, for example, is a must-attend event celebrating Hungarian arts and culture.

Join expatriate groups: Expatriate communities can be excellent resources for getting advice, sharing experiences, and making friends. Look for groups on social media or platforms like InterNations.

Explore Hungarian cuisine: Hungarian cuisine is renowned for its rich flavors and hearty dishes. Don’t hesitate to try local specialties like goulash, lángos, or palacsinta. Visiting local markets and traditional small restaurants will allow you to discover authentic Hungarian cuisine.

Learn the language with locals: Although Hungarian is known to be difficult, making the effort to learn the language will be greatly appreciated. Consider taking classes or participating in language exchanges to practice with native speakers.

Explore your city and surroundings: Whether you’re in Budapest or another Hungarian city, take time to discover your environment. Visit historical sites, parks, and picturesque neighborhoods. Hungary is full of hidden treasures, from Budapest’s thermal baths to the vineyards of Tokaj.

Good to know:

Hungarians are generally welcoming toward foreigners who make an effort to integrate. Don’t hesitate to start conversations in cafes or parks—you might be pleasantly surprised by their openness and hospitality.

Obtain the Right Visa: Your Key to Legal Residence

Obtaining the appropriate visa is crucial for your legal stay in Hungary. Here are the main options and procedures to follow:

Work visa: If you already have a job offer in Hungary, your employer will typically need to initiate the work permit application process. Once approved, you can apply for a work visa at the Hungarian embassy in your home country.

Student visa: For students wishing to pursue studies in Hungary, a student visa is required. You’ll need to provide an acceptance letter from your educational institution, proof of sufficient financial resources, and health insurance.

Business visa: If you plan to create or manage a business in Hungary, the business visa is suited to your situation. You’ll need to present a detailed business plan and prove you have the necessary financial resources.

Retiree visa: Hungary offers a special visa for non-European retirees wishing to settle in the country. You’ll need to demonstrate sufficient income to support yourself without working in Hungary.

European Blue Card: For highly qualified professionals, the European Blue Card offers facilitated access to the Hungarian and European job markets.

For all these options, you’ll generally need to provide:
– A valid passport
– Recent identification photos
– Proof of accommodation in Hungary
– Health insurance
– Evidence of financial resources

Good to know:

The visa application process can take several weeks, or even months. Start your procedures well in advance and ensure you have all necessary documents to avoid delays.

Find Your Home: Secrets to Finding the Ideal Accommodation

Finding suitable accommodation for your needs is a crucial step in your Hungarian settlement. Here are some tips to help your search:

Choose the right neighborhood: In Budapest, for example, each district has its own personality. The 5th district is central and touristy, while the 7th (the Jewish Quarter) is known for its vibrant nightlife. Research different neighborhoods to find one that best matches your lifestyle.

Use specialized websites: Platforms like ingatlan.com or alberlet.hu are popular for finding accommodation in Hungary. You’ll find a wide selection of apartments and houses for rent or purchase.

Use a real estate agency: If your budget allows, a real estate agency can greatly facilitate your search, especially if you don’t speak Hungarian. They can help negotiate lease terms and understand local market nuances.

Be prepared for viewings: During viewings, be ready to make quick decisions. The real estate market can be competitive, especially in popular areas of Budapest.

Understand lease terms: Make sure you fully understand all terms of your rental contract before signing. Get help from a translator if necessary. In Hungary, it’s common to pay a security deposit equivalent to 2 or 3 months’ rent.

Check included utilities: Some rents include utilities (heating, water, electricity), others don’t. Clarify this point to avoid surprises.

Good to know:

In Hungary, you can find furnished or unfurnished accommodations. If you choose unfurnished housing, be aware that kitchens often come without appliances (not even a refrigerator or stove).

Renew Your Residence Permit: Secure Your Future in Hungary

Renewing your residence permit is an important step to maintain your legal status in Hungary. Here are the key points to remember:

Plan ahead for renewal: Start renewal procedures at least 30 days before your current permit expires. This will give you some leeway in case of complications.

Gather necessary documents: You’ll typically need:
– Your valid passport
– Your current residence permit
– Proof of accommodation (rental contract or property title)
– Evidence of sufficient financial resources
– Valid health insurance
– Recent identification photos

Schedule an appointment at the immigration office: Most procedures can be done online, but an in-person visit is often necessary. Schedule appointments in advance to avoid long waiting times.

Be prepared to justify your stay: Depending on your permit type, you may need to provide additional evidence. For example, for a work permit, a letter from your employer confirming your continued employment will be necessary.

Pay renewal fees: Make sure you can pay the renewal fees, which may vary depending on the permit type.

Good to know:

After 5 years of continuous residence in Hungary, you may be eligible for a permanent residence permit, which offers more stability and requires less frequent renewals.

Navigate Hungarian Bureaucracy: Essential Administrative Procedures

Bureaucracy might seem intimidating, but understanding the main administrative procedures will help you feel more comfortable in your new life in Hungary. Here are the essential points to know:

Obtain your address card: After finding accommodation, you must register with local authorities to obtain an official address card. This document is crucial for many other administrative procedures.

Register with the healthcare system: If you work in Hungary, you’ll be automatically enrolled in the public healthcare system. Otherwise, you’ll need to register yourself and pay monthly contributions to access healthcare services.

File your taxes: As a tax resident in Hungary, you’ll need to declare your income annually. The Hungarian tax system can be complex—don’t hesitate to consult an accountant for guidance.

Exchange your driver’s license: If you plan to drive in Hungary, you’ll need to exchange your French driver’s license for a Hungarian one within 6 months of settling.

Register your children for school: If you have school-age children, you’ll need to enroll them in a local or international school. Education is compulsory in Hungary for children aged 6 to 16.

Good to know:

Many administrative procedures can now be completed online through the government portal “Ügyfélkapu.” Creating an account on this portal can greatly simplify your interactions with Hungarian administration.

Understand Your Rights: Laws and Regulations Concerning Foreigners in Hungary

As an expatriate in Hungary, it’s crucial to understand your rights and obligations. Here’s an overview of the main laws and regulations to know:

Labor law: If you work in Hungary, you benefit from the same rights as Hungarian workers. This includes minimum wage, paid leave, and protection against discrimination. The standard work week is 40 hours, with a minimum of 20 days paid leave per year.

Property rights: Foreigners can purchase real estate in Hungary, but certain restrictions apply, particularly for agricultural land purchases. Special authorization may be necessary in some cases.

Family reunification: If you legally reside in Hungary, you have the right to bring your spouse and minor children under certain conditions, including sufficient resources and adequate housing.

Access to public services: As a legal resident, you have access to Hungarian public services, including education and healthcare. However, some services may require a minimum period of residence.

Personal data protection: Hungary applies the EU’s General Data Protection Regulation (GDPR), ensuring the protection of your personal data.

Voting rights: Non-Hungarian EU residents can vote in local and European elections after a certain period of residence. Non-Europeans generally don’t have voting rights.

Good to know:

Hungary is part of the Schengen Area, meaning you can travel freely to most EU countries with your Hungarian residence permit. However, restrictions may apply for long-term stays or work in other EU countries.

Settling in Hungary as an expatriate is an exciting adventure offering numerous opportunities. By following this guide and preparing adequately, you can confidently navigate the different stages of your relocation. Remember that adaptation takes time—be patient and open-minded. Hungary has much to offer, from its rich history to vibrant culture, unique cuisine, and varied landscapes.

Fully enjoy this new experience and don’t hesitate to immerse yourself in local life. Whether exploring Budapest’s picturesque streets, relaxing in famous thermal baths, or discovering hidden treasures of the Hungarian countryside, each day will present new opportunities to enrich your expatriate experience.

About the author
Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

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