Published on and written by Cyril Jarnias
The idea of leaving everything behind to settle in Ecuador is increasingly appealing to retirees, families, and digital nomads. Low cost of living, pleasant climate, spectacular landscapes, warm welcome… the country ticks many boxes. But behind the postcard image, expatriation in Ecuador also has its downsides: security, bureaucracy, uneven infrastructure, cultural shock, and a confusing school system for families.
This article presents a comprehensive analysis of the pros and cons of moving to Ecuador, based on data, testimonials, and detailed analyses.
A small, diverse country… more accessible than you think
Ecuador owes its name to its position on the equator. Despite an area comparable to that of Colorado, it boasts a rare diversity of landscapes: Pacific coast, Andes, Amazon, Galápagos Islands. The country is divided into three main regions – Costa, Sierra, Oriente – plus the islands.
This geographical contrast offers a multitude of “countries within the country” where expats can find very different living environments, from a coastal fishing village to an Andean metropolis.
Soaring popularity among expats
Over the past decade, Ecuador has been climbing steadily in the rankings of best retirement destinations worldwide. North Americans are particularly numerous: it is estimated that around 10,000 Americans live in the country, along with many Canadians and Europeans.
Foreign communities in Ecuador are mainly concentrated in large cities like Cuenca and Quito, as well as in the beach resort of Salinas. However, expats are also found in smaller towns, whether in the mountains (e.g., Cotacachi or Vilcabamba) or on the coast (such as Olón, Manta, or Puerto López).
The regulatory framework remains relatively accessible: a simple tourist stamp allows you to stay for 90 days, renewable once, and there is a range of residence visas (retirees, investors, professionals, rentiers, digital nomads, etc.) with financial thresholds often lower than in other countries.
A dollarized currency, a major advantage for many
One of the most frequently cited advantages by North American expats is the dollarization of the economy. Ecuador has used the U.S. dollar as its official currency since the early 2000s. This eliminates exchange rate risk for those who receive income in dollars (retirement, salaries, pensions) and simplifies budget planning.
For Europeans, the absence of a volatile local currency is reassuring. However, it is important to note that exchange fees with the euro still apply to their transactions.
Cost of living: a real boost to purchasing power
The number one argument for those considering a move is the cost of living. According to various estimates, living in Ecuador is 50 to 70% cheaper than in the United States for a comparable level of comfort.
Monthly budget: from “budget” living to upper comfort
Collected data reveals several budget levels for a couple:
| Standard of living | Estimated monthly budget (USD) | Typical profile |
|---|---|---|
| Budget | 1,200 – 1,500 | Simple lifestyle, modest housing, secondary city |
| Comfortable | 1,800 – 2,500 | Retired couple in a medium-sized city |
| High-end | 3,000 – 4,500 | Large cities, upscale neighborhood, frequent leisure |
Concretely, a retired couple can: assess their monthly expenses, invest in secure placements, anticipate healthcare costs, and enjoy leisure activities.
– Live comfortably in Cuenca for $1,600 to $2,000 per month, including housing.
– Get by on $1,200 to $1,500 in Loja or Vilcabamba.
– Spend $2,000 to $2,500 in Quito, where life is more expensive but more “modern.”
– Live on the coast (Puerto López, some small beach towns) with total budgets around $800 to $1,500.
Housing: attractive rents, but contrasts by city
Housing remains the largest expense, but rents are still well below North American and European standards.
For a two-bedroom apartment, typical rent ranges are as follows:
| City / Region | Monthly rent 2 bedroom (USD) | Comments |
|---|---|---|
| Cuenca | 600 – 1,000 | Very popular with retirees |
| Quito | 650 – 1,100 | Capital, varied neighborhoods |
| Guayaquil | 550 – 950 | Large coastal metropolis, riskier |
| Salinas | 700 – 1,200 | Very touristy beach resort |
| Vilcabamba | 500 – 850 | Small rural town with mild climate |
| Loja | 250 – 350 | One of the most affordable options |
| Cotacachi | 400 – 700 | Small mountain town, strong expat community |
Diversity is great: you can rent a modest two-bedroom for around $300 in an undesirable neighborhood, but also pay up to $2,000 per month for a luxurious penthouse in an upscale Quito neighborhood.
Rents in central and tourist neighborhoods are 30 to 50% higher than in other areas.
Note: many “unfurnished” rentals do not include major appliances (refrigerator, oven, washing machine), which means an initial investment.
Utilities, transport, food: substantial savings
Household utilities are generally modest. For a two-bedroom, you can often expect:
| Expense item | Typical monthly range (USD) |
|---|---|
| Electricity | 30 – 60 |
| Water | 5 – 15 |
| Gas (cooking) | 3 – 5 |
| Internet | 25 – 50 |
| Mobile phone | 15 – 30 |
| Total utilities | 88 – 160 |
The near absence of heating and air conditioning, especially at altitude, greatly limits the energy bill. The only exception is the coast, where air conditioning may be necessary.
On the transport front, a car is not essential in large cities, as public transport is cheap:
Overview of the main modes of transport and their costs for getting around Ecuador.
$0.25 to $0.35 per trip in the city.
$19 to $25 subscription for public transport.
$2 to $5 per ride depending on distance.
About $10 for 4h (Cuenca–Guayaquil) or $18 for 10h (Quito–Cuenca).
$50 to $100 one-way between major cities.
Seniors over 65 receive 50% discounts on buses, trams, and some domestic flight tickets.
Food is also a domain where real savings are made. In local markets, fruits, vegetables, and fresh produce are significantly cheaper than in supermarkets and in North America. A couple typically spends between $175 (very thrifty) and $470 per month (“premium” level) on groceries.
Lunch specials “almuerzo” (soup, main dish, drink, sometimes dessert) often cost between $2.50 and $3.00. A dinner at a good restaurant in Cuenca or Quito, for two with wine and tip, rarely exceeds $70 to $80.
Healthcare system: unbeatable value for money… with nuances
For both retirees and families, the issue of healthcare is central. It is one of Ecuador’s strong points, but with limitations you need to know.
Quality care in major cities
Quito, Guayaquil, and Cuenca have modern hospitals, well-equipped private clinics, and a wide range of specialists – many trained in the United States, Europe, or the best healthcare systems in Latin America (Argentina, Chile, Cuba).
Prices are hard to beat: it is generally estimated that care and procedures cost between 10 and 25% of US rates, and sometimes less than 10% for major surgeries. In practice:
| Type of care | Typical price (USD) |
|---|---|
| General consultation | 20 – 35 |
| Specialist consultation | 40 – 80 |
| Psychiatrist consultation (30 min) | 40 – 50 |
| Dental cleaning | 30 – 45 |
| Cavity filling | 25 – 35 |
| MRI | 150 – 350 (approx. 290 in Cuenca) |
Doctors often provide long consultations (30 to 45 minutes), are easily reachable via WhatsApp, and are not hesitant to give out their personal number. Follow-up visits can be free in some cases.
Medications, including brand names, are significantly cheaper than in North America or Europe.
Two systems to combine: public (IESS) and private insurance
For several years now, foreign residents can join the public IESS system (Instituto Ecuatoriano de Seguridad Social). It works on a contribution basis proportional to declared income (about 17.6% for the main person, plus 3.41% per spouse or dependent), and provides:
– Hospitalization and outpatient care in affiliated facilities.
– Included medications.
– Dental and eye care.
The IESS offers very advantageous coverage for major medical risks, such as serious illnesses and hospitalizations. However, it is characterized by often long waiting times, occasional shortages of certain medications, and service quality that can be uneven outside major cities.
In parallel, many private companies (Confiamed, Salud S.A., etc.) offer health insurance at very competitive rates. For a person in their sixties, for example, a premium of around $70 per month is cited, while the same profile would pay over $1,000 in the United States. These insurances reimburse:
– Typically 80% of consultations and care, 60% of medications, and 100% or nearly of hospitalizations, depending on the policy.
– Even better (90%) when you visit facilities in the partner network.
On the other hand, several points to watch out for:
– Two-year waiting period for pre-existing conditions.
– Frequent exclusions for certain treatments (cosmetic surgery, some preventive procedures, dental, optical).
– Requirement to pay first and then get reimbursed, by providing all documentation within specific deadlines (e.g., 90 days).
As a result, many expats adopt a hybrid strategy: IESS membership for major coverage and direct payment of routine visits to specialists of their choice.
Limitations outside major cities
The further you move away from urban centers, the scarcer medical offerings become. In some very touristy coastal areas, you may only find a small emergency center. For a serious pathology or chronic illness, a transfer to a big city is essential.
For people with complex health problems, Ecuador remains interesting financially, but only if you accept:
– Living near a major center (Quito, Cuenca, Guayaquil, Manta, etc.).
– Investing time to understand the intricacies of insurance systems.
– Being vigilant about certain practices (hygiene in small restaurants, water quality, parasites, mosquitoes in the Amazon, etc.).
Climate, nature, and lifestyle: a “small continent” in the tropics
A spectacular advantage of Ecuador is its diversity of climates. Here, seasons are defined not by temperatures, but by altitude and rainfall.
Eternal springs in the Andes
In the Sierra, home to Quito or Cuenca, the climate is often described as a permanent spring: temperate days, cool nights, little temperature variation throughout the year. In Quito, for example, temperatures hover around 10 °C at night and 24 °C during the day.
Sunlight lasts 12 hours a day year-round, but the feeling of heat varies greatly depending on cloud cover. The sun, at this latitude and altitude, is particularly intense, making protection (hat, sunscreen) essential.
The rainy season runs from October to May, making the climate often cloudy and humid, particularly in Cuenca. This mild, constant weather is appreciated by many expats, though the grayness can be oppressive for some.
Pacific coast: heat, marked seasons, and beach life
On the coast, the climate is tropical, hot, with two main periods:
– A so-called “dry” season (often called summer) from May to December, cooler and cloudier.
– A hotter and rainier season from January to April.
Temperatures generally range between 24 and 30 °C, with ocean water warmer around March and cooler around September. Some areas (like Salinas) enjoy very dry microclimates with little rain.
For beach, surfing, or coastal lifestyle enthusiasts, towns like Salinas, Manta, Olón, Montañita, Puerto López, or Playas offer very different atmospheres, from peaceful village to party spot.
Amazon and jungle: humid heat and raw nature
To the east, the Amazon (Oriente) is characterized by more humid heat and abundant rainfall, especially between April and November. Towns like Tena or Puyo attract lovers of tropical forest, birdwatching, kayaking, or jungle hikes.
While the region is ideal for an extended stay, permanent settlement requires considering certain challenges: relative isolation, constant humidity, the presence of insects, and health risks related to the tropical climate.
Easy access to very different environments
For many expats, a huge advantage lies in the ability to quickly change settings:
– Three to four hours by road often separate the Sierra from the coast or the jungle.
– Some choose to live mainly at altitude (milder climate, fewer insects) and spend part of the year on the coast.
– Others set up a base in the city and take nature getaways on weekends.
This “small continent” rich in microclimates makes it easy to choose an environment suited to your health needs (allergies, respiratory issues, etc.), budget, and temperament.
Culture, language, and daily life: warmth and cultural shock
Ecuadorian culture is marked by a blend of Amerindian and European heritages, with a strong presence of Catholicism, a valuing of family, and great ethnic diversity (majority mestizo, indigenous minorities, Afro-descendants, etc.).
A generally warm welcome
Surveys of expats regularly give Ecuador very high scores on the “welcome” dimension and feeling at home. A large majority of foreigners surveyed find locals friendly and open, curious to share their language and customs.
Daily interactions are often punctuated by politeness: greeting each person individually, using the appropriate “buenos días / buenas tardes / buenas noches”, offering a light hug or handshake.
In many neighborhoods, generations live together, family mutual aid is strong, and elders receive concrete respect (priority lines, spontaneous help).
Language: Spanish is not optional
Even though English is a bit more present in large cities and tourist areas, the reality remains simple: most Ecuadorians do not speak English. Studies on English proficiency in the region regularly place the country at the bottom of Latin American rankings.
To pay your bills, talk to your landlord, bargain at the market, or see a doctor outside upscale private clinics, Spanish is essential. Some regional dialects (influences from Kichwa notably) and occasionally fast speech can be surprising, but the accent is generally fairly clear.
Expats who invest in learning the language – classes, immersion, exchanges – integrate much better, find local friends more easily, and avoid many administrative misunderstandings. Conversely, those who stay in a “gringo bubble” may feel isolated from the real country.
A confusing relationship with time and services
The famous “tranquila mentality” is an advantage… or a drawback, depending on your perspective. Many processes – from administrative procedures to home repairs – move slowly, with frequent delays, changing rules, and sometimes Kafkaesque bureaucracy.
Several things regularly surprise newcomers:
Several situations regularly cause dissatisfaction: appointments canceled or rescheduled without clear notice, long waits in public services, banks, or hospitals, the complexity of obtaining a refund or resolution in case of a dispute, and rarely proactive customer service, where help is not spontaneously offered in stores.
The expats who adapt best are those who accept “dancing” with these codes: asking for things tactfully rather than demandingly, repeating questions, staying calm, anticipating delays, and avoiding constant comparisons with their home country.
Infrastructure: modernity and fragility
In major cities, internet access is good, with many providers and Wi-Fi coverage in cafés, malls, and hotels. But power outages or network failures remain frequent, sometimes planned (hydropower shortages) and sometimes unexpected. In 2023, some areas experienced 12- to 14-hour outages per day for several months.
Homes can suffer from plumbing issues, atypical electrical wiring, low water pressure, or temporary water cuts. In many regions, tap water is not drinkable; you need bottled or filtered water.
Major national roads are generally in good condition, but many secondary roads are winding, without guardrails, with potholes and risks of landslides, especially during the rainy season. Local driving is reputed to be aggressive, with very relative respect for traffic rules and limited attention to pedestrians.
In public transport, road safety and comfort do not always meet European standards: overcrowded buses, unmarked stops, pollution.
Noise, stray animals, hygiene: realities to accept
One point that many newcomers discover with surprise is the noise level: nighttime parties, music at full volume, firecrackers, loudspeakers from shops, motorcycles without mufflers, dog barking, amplified religious chants at dawn, etc. Absolute quiet is rare, especially in the city.
The presence of stray dogs, often thin, in packs, is also part of the scenery, sometimes with cases of bites or chasing cyclists. Animal welfare associations try to improve the situation, but it remains very visible.
Finally, food hygiene requires some precautions: thorough washing of fruits and vegetables (risk of parasites and possible use of human-derived fertilizers in some rural areas), caution with raw vegetables in small restaurants, checking the cleanliness of glasses and utensils. Careful expats avoid tap water, carry their own toilet paper and hand sanitizer when traveling, and learn to identify reputable establishments.
Security: a sensitive issue, highly dependent on location
This is one of the main drawbacks of expatriation in Ecuador: security has deteriorated in recent years, with a rise in crime linked to drug trafficking, especially on the coast and near borders.
Rising crime, cautious official advisories
US, Canadian, and British authorities now recommend caution, or even advise against certain areas of the country. Recorded problems range from pickpocketing to express kidnappings, armed robberies, gang-related violence, and the use of explosives in some coastal provinces.
It is important to distinguish several levels:
Large cities like Guayaquil are highly crime-ridden, with significant drug trafficking and a high homicide rate linked to gangs. Border provinces (Colombia, Peru) combine trafficking and specific dangers (landmines, guerrillas). In tourist neighborhoods and busy areas, be vigilant against pickpocketing and scams.
Petty crime is omnipresent: pickpockets in markets, burglaries of poorly secured apartments, theft on buses or unofficial taxis. Classic scenarios often involve diversion strategies (someone bumps into you while an accomplice grabs your belongings, for example).
Significantly safer areas
Conversely, some cities have a much better reputation. Cuenca, for example, is regularly ranked among the safest cities in South America by some perception indices like Numbeo. According to this data, its crime level is moderate, with an overall sense of security better than in many large US cities.
Recent national statistics also show a decrease in homicides in several regions between 2023 and 2024, notably in Cuenca, Loja/Vilcabamba, Esmeraldas, and some beach resorts like Salinas, Puerto López, Canoa, San Clemente/Crucita.
This does not mean no risk, but rather a more nuanced reality than the image of a country completely “out of control.” It depends very concretely on:
The level of vigilance required depends on several factors: the city and neighborhood you are in, the time of day you travel, and your personal habits (such as wearing valuables, walking alone at night, or using unofficial taxis). It is essential to evaluate these elements to adapt your behavior and ensure your safety.
Living with risk: precautions and trade-offs
Long-established expats insist on the need to develop “street smarts”:
– Limit to the bare minimum cash and valuables (watches, jewelry, large cameras) when out.
– Use official taxis or recognized ride-hailing apps, especially at night.
– Avoid walking alone late at night in sparsely populated areas.
– Be careful around ATMs, markets, and public transport.
– Keep a low profile, do not flaunt apparent wealth.
Some cities, like Cuenca, have implemented interesting security policies: visible patrols, surveillance cameras, alert buttons in neighborhoods, tourist police presence, etc. Nevertheless, expatriation in Ecuador means accepting a higher level of risk than in most Western European countries or Canada, especially if you plan to live on the coast or in metropolises like Guayaquil.
Visas, residency, and taxation: an attractive but bureaucratic framework
On the legal and tax front, Ecuador offers an interesting compromise, especially for retirees and people with stable foreign income.
Many and relatively accessible visas
Most foreigners obtain a 90-day tourist entry upon arrival, renewable once. Beyond that, you need to move to a temporary residence visa (generally 2 years), then permanent. Major categories of temporary visas include:
– Retiree visa (pension/jubilado).
– Rentier visa (passive income).
– Investor visa (real estate, bank CD, business).
– Professional visa (university degree and income).
– Digital nomad visa (remote work for foreign employer).
– Student, salaried worker, volunteer, spouse, etc. visas.
Currently, financial conditions remain relatively accessible, especially compared to those observed in Western Europe.
Examples of thresholds (recent indicative amounts):
| Visa type | Main income or investment requirement |
|---|---|
| Retiree | Lifetime pension of about $1,400 – $1,450 USD / month (+ $250 per dependent) |
| Rentier | Stable passive income of a similar level |
| Investor | Investment of about $47,000 – $48,600 USD (100 x base salary) |
| Professional | Recognized university degree + proof of income of at least 1 base salary |
| Digital nomad | Foreign income of about $1,410 USD / month |
Government fees are relatively modest ($50 application fee, $270 to $400 for issuance, plus $15 for the cédula), even though ancillary costs (apostilles, translations, lawyers) can add up.
Nevertheless, be prepared for an often laborious administrative process: documents to apostille and translate, processing times ranging from a few weeks to several months, physical presence rules (limitation of time spent outside the country to go from temporary to permanent, and then to citizenship).
Taxation: a largely territorial system, rather favorable
On the tax side, Ecuador applies an essentially territorial system. In practice:
Maximum income tax rate for income generated in Ecuador.
For a retiree living on foreign pensions or a freelancer working remotely for clients outside Ecuador, the Ecuadorian tax burden can remain low or even zero, provided proper structuring and compliance with any reporting obligations.
American citizens, however, must continue to report their income to the US IRS, and may use mechanisms like the Foreign Earned Income Exclusion or the foreign tax credit.
Working or starting a business in Ecuador: a realistic roadmap
Ecuador is not, as it stands, an employment Eldorado for foreigners. The local job market remains marked by:
– A relatively low average salary (around $500-$600 per month).
– Moderate unemployment but strong competition, with priority given to Ecuadorian citizens.
– A frequent preference for local hiring, amid protective labor legislation.
Fields where expats find work
Opportunities exist mainly in: growing sectors, technological innovation, sustainable development, digital services, and the consumer goods market.
Main areas where language skills and international background are valued, with salary indications.
Teaching English or other languages like Mandarin. Pay: $5 to $20 per hour, i.e., $400 to $1,500 per month depending on profile.
Working as a guide, or in hotels and restaurants in tourist areas.
Filling management or technical positions requiring specific skills and English proficiency.
Teaching in international or bilingual schools. Pay is often more attractive, especially with a master’s degree and teaching certificate.
But these opportunities remain limited in volume and often require a good level of Spanish, or even a prior contract to obtain a work visa.
Entrepreneurship: opportunities, but not without risks
Starting a business in Ecuador can be appealing on paper (lower labor costs, free zones with tax advantages, modest minimum capital to set up a company), but the reality is challenging:
Businesses operating in this market face several major obstacles: a complex and shifting regulatory framework, recruitment difficulties (especially for qualified, English-speaking staff), a small domestic market with a low innovation culture and a tendency to copy, and logistical risks related to uneven infrastructure.
Successful foreign entrepreneurs often favor models aimed at international clients (online services, export, niche tourism) rather than just the local customer base.
For many expats, the best combination therefore remains:
– A main income maintained internationally (remote work, retirement, online business).
– A lifestyle based in Ecuador to benefit from lower costs and quality of life.
For families, choosing Ecuador requires careful consideration of education.
School system: overview
School is compulsory until about age 14, with a classic path:
– Primary school: from 6 to 12 years old.
– Middle school: 12 to 15 years old.
– High school (optional): up to the Ecuadorian baccalaureate (bachillerato).
About three-quarters of students attend public schools, which are free but sometimes overcrowded, with limited resources and a curriculum considered quite rigid and conservative. A quarter attend private schools, highly variable in quality and cost.
Public universities are free for students admitted via an aptitude exam, but again, infrastructure is uneven.
Options for expats: public, private, international, or homeschooling
Three main pathways exist for expat children:
Public school offers total immersion but with a strict curriculum, limited resources, and low English level. Local private school is more flexible with better infrastructure, but often only semi-bilingual. International school offers international programs (English, American, French, German, IB) in a multilingual environment, ideal for children who don’t speak Spanish, though more expensive.
A fourth option, homeschooling, is growing, especially in small communities. Legally, it remains in a gray area, tolerated in specific cases. Some families opt for online American or European programs and supplement with in-person activities (sports, arts, clubs).
The most reputed international schools in Quito and Guayaquil can cost over $10,000 per year per child.
For families, these school costs can be the main expense and must be factored into the overall calculation: a cheaper city like Cuenca can become very attractive precisely because schooling is more affordable than in Quito or Guayaquil.
Pros and cons: weighing the balance
From testimonials and data, Ecuador emerges as a country of contrasts. To summarize, we can group the main benefits and limits of expatriation.
Main advantages
– Low cost of living: housing, food, transport, and especially healthcare allow you to live comfortably on a moderate income, even modest for a Westerner.
– Attractive healthcare system: very good, even excellent quality in major cities, at a tiny fraction of the cost in developed countries.
– Favorable tax framework: largely territorial taxation, foreign income little or not taxed, no tax on foreign pensions.
Main drawbacks
– Variable security: rising crime, especially drug-related, clearly risky areas (Guayaquil, some coastal and border provinces), petty crime omnipresent in large centers.
– Uneven infrastructure: dangerous roads off main highways, power and water outages, unstable internet in some areas, sometimes discouraging waste management and pollution.
– Cultural shock: slow bureaucracy, unproactive customer service, very different relationship with time and commitments compared to Northern Europe or North America.
– Language: nearly absolute need to speak Spanish to get out of the expat bubble and handle daily practicalities.
– Costly schooling for families: expensive international schools, public system ill-suited to non-Spanish-speaking children, need for compromises or alternative solutions.
– Natural risk: country located in a seismic zone, presence of many active volcanoes, weather phenomena (El Niño, landslides, floods) to consider.
– Administrative framework: heavy paperwork for visa procedures (apostilles, translations), strict physical presence rules for access to permanent residency and citizenship.
How to know if Ecuador is right for you?
Ecuador can be a tremendous boost to quality of life for certain profiles: retirees with a stable pension, families willing to craft a tailored educational path, remote workers wanting to combine low cost of living and a time zone compatible with North America, nature and Andean culture lovers.
But the experience depends greatly on:
– Location chosen (Cuenca is not Guayaquil, Vilcabamba is not Manta or Tena).
– Your tolerance for risk and uncertainty.
– Your cultural and linguistic adaptability.
– Your family situation (schooling, health, specific needs).
The most recurrent advice from already established expats is simple:
For a successful move to Ecuador, it is advisable to start with an exploratory trip of several weeks or months to test different regions (Sierra, coast, jungle). It is better to rent rather than buy upon arrival, so you retain flexibility if your first city choice doesn’t work out. Investing in learning Spanish before departure is also crucial. Finally, arrive without overly rigid expectations, with patience, humor, and curiosity.
Moving your life to Ecuador is neither about escaping all problems nor finding a flawless paradise. It is a compromise, sometimes demanding, but one that can offer – to those who accept it as it is – a rare blend of simplicity, natural beauty, warm human contact, and financial freedom hard to achieve elsewhere.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
