Published on and written by Cyril Jarnias
Settling down facing the Mediterranean, enjoying more than 300 days of sunshine per year, while investing in a market that remains affordable: buying a seaside property in Tunisia is an increasingly appealing dream for resident Tunisians, Tunisians living abroad, and foreign investors. But behind the postcard image, the purchasing process remains highly regulated, with legal, financial, tax, and environmental specificities that must be absolutely mastered before signing.
This guide provides a practical roadmap for buying a house or apartment by the sea in Tunisia. It relies on recent market data, includes price examples, and details the specific rules applicable to foreign buyers, enabling an informed decision.
Why Target a Seaside Property in Tunisia
Tunisia combines several rare assets on the Mediterranean rim. The country boasts over 1,100 to 1,300 km of coastline, largely urbanized, with a concentration of population, public services, and economic activities along the coast. Approximately two-thirds of the population already lives near the sea, and the major coastal cities concentrate over 80% of industrial activity and 76% of tourism capacity.
To this are added:
The cost of living is 50 to 70% lower than in many European countries.
The Tunisian coastline attracts a very diverse clientele: European retirees attracted by a moderate cost of living, nomadic workers seeking sun and internet connection, Tunisian families wanting a second home, investors targeting seasonal rentals.
Annual rate of residential real estate price increases observed in many areas since 2023.
In this context, a seaside property in Tunisia is not just a place to live: it’s also an investment asset, with capital gain potential and interesting rental income, provided the location is carefully chosen and the legal aspects are secured.
Where to Buy by the Sea: Overview of the Main Destinations
The choice of city and neighborhood is arguably the most important decision. Between major coastal metropolises, historic seaside resorts, and booming “hidden gems,” investment profiles vary significantly.
Greater Tunis and Chic Northern Suburbs
The capital remains the most dynamic real estate market in the country. For a seaside purchase, it’s mainly the northern suburbs and the lakeside districts that attract attention.
La Marsa, Gammarth, Sidi Bou Said, and Les Berges du Lac form a high-end corridor, highly sought after by expatriates, Tunisian executives, and international clientele. You can find villas with sea views, luxury apartments, secure residential complexes, shops, and international schools there.
According to market data, prices here are high on the Tunisian scale:
| Coastal / Peri-lakeside area of Tunis | Average apartment price (TND/m²) |
|---|---|
| North of Tunis (sought-after districts) | 3,200 – 4,500 |
| La Marsa | 4,500 – 6,000 |
| Berges du Lac and Jardins de Carthage | 3,000 – 5,000 (up to 12,000 for luxury) |
In these sectors, the gross rental yield remains decent but more moderate (typical of prime areas): recent studies place the average yield in Tunis around 7.24%, with studios and small apartments often more profitable than large units.
This sector is mainly aimed at those seeking: personal development, career opportunities, and professional satisfaction.
This could be a primary or secondary luxury residence, conceived as a legacy asset with a higher appreciation potential than its pure rental yield. It serves as an urban base for living and working, while offering proximity to the sea.
Hammamet and Nabeul: The Seaside Cap Bon
On the Cap Bon peninsula, Hammamet and Nabeul constitute the heart of a historic seaside area, appreciated by both Tunisians and tourists. Hammamet combines beaches, a medina, resorts, and golf courses; its extensions like Yasmine Hammamet or Hammamet Nord concentrate marinas, hotels, luxury villas, and large residential complexes.
Average prices there remain more affordable than in the chic suburbs of Tunis, while offering an active seasonal rental market:
| Cap Bon Area | Average listing price (TND/m²) |
|---|---|
| Hammamet | 2,000 – 5,000 |
| Nabeul (town and seaside area) | ~2,600 – 3,300 (local estimates) |
| Other Cap Bon localities (Kélibia, El Haouaria) | 1,450 – 1,500 |
Specific listings illustrate these levels: for example, a villa near Tazarka beach, in the Nabeul governorate, with 125 m² built on a 167 m² plot, is offered around €70,000 — a budget unattainable in most European resorts for a property so close to the sea.
Hammamet is particularly popular for seasonal rentals: well-located vacation villas and luxury apartments can aim for gross yields of 6 to 9% in high season, especially if management and marketing are well organized.
Sousse, Monastir and the Sahel Coast
Sousse, nicknamed the “Pearl of the Sahel”, combines a major university, port, and tourist city. The UNESCO-listed medina, long beaches, and areas like Port El Kantaoui or Hammam Sousse make it an ideal playground for residential and rental property.
Recent statistics indicate:
| Town / Sahel area | Type | Median Price Q3 (TND/sq ft) | Price range (TND/m²) houses |
|---|---|---|---|
| Sousse (city) | Apartment | 317 | 2,700 – 4,000 |
| Sousse (city) | House | 260 | |
| Hammam Sousse | — | — | ≈ 2,300 |
| Monastir | House | — | 1,800 – 2,800 |
The rental market is dynamic, driven by international and Maghreb tourist flow (Algeria, Libya), as well as student and professional demand. The region offers varied products: S+1, S+2 apartments in seaside complexes, individual villas, mixed developments with shops and housing.
A typical listing: a 150 m² apartment with sea view in Monastir, delivered turnkey by a developer, is listed at just over 1 million dinars. In the Hammam Sousse region, one can find S2 units of 125 m² in seaside complexes, or sets of several S1 apartments a few dozen meters from the beach, suitable for seasonal rental.
Djerba and the Southern Mediterranean
Djerba, the large island off the southern coast, is one of the symbols of Tunisian tourism: sandy beaches, white villages, Berber, Arab, and Jewish heritage, resort hotels, and traditional houses (houch). The island alone attracts nearly a quarter of international tourists visiting Tunisia.
Price levels remain attractive for an island destination:
| Island area | House prices (TND/m²) |
|---|---|
| Djerba (overall) | 1,400 – 2,700 |
| Apartments (average) | 2,000 – 3,000 |
For example, one can find an olive grove estate with sea view, 265 m² built on nearly a hectare of land, offered at €720,000. Djerba attracts a clientele seeking tranquility and authenticity; for rentals, the market is highly seasonal but can be profitable for villas with pools and charming houses.
Although cities like Gabès and the Kerkennah Islands are less favored for foreign residential investment, desalination plant projects and coastal development plans are underway there to secure access to drinking water and protect the coasts.
Bizerte, Mahdia, Tabarka, Sfax: “Gems” to Watch
Several towns offer a good value for money for those willing to venture off the ultra-touristy path.
– Bizerte, in the north, is often presented as a “discreet pearl” with a developing waterfront and still contained prices (€700 to €1,500/m² according to estimates in euros).
– Mahdia appeals with its authenticity, archaeological heritage, and more peaceful atmosphere, with a gradually growing real estate market.
– Tabarka, known for its jazz festival, cliffs, and sea beds ideal for diving, remains a niche but interesting target in the long term.
– Sfax, a major port and industrial city, is not a classic seaside resort, but offers much more affordable properties, with house prices between 1,000 and 1,500 TND/m², and apartments around 2,500 to 3,200 TND/m². It’s an option for investors seeking yield in a more “economic” than tourist market.
Understanding Seaside Prices and Yields
Before diving in, it’s essential to put Tunisian prices in context and look at potential rental yields.
Price Levels and National Trends
At the national level, recent figures show: current economic trends, demographic shifts, and public health statistics.
– an average apartment price around 3,345 TND/m² (annual increase of about 6.4%);
– an average increase of nearly 7% year-on-year for apartments and nearly 5% for houses, in nominal terms;
– significant regional disparities: Tunis and established seaside areas show the strongest increases, while some inland areas are more stable.
For a seaside real estate investment in Tunisia, prices vary considerably by location. The most expensive areas are in the northern suburbs of Tunis, like La Marsa, Gammarth, and Berges du Lac, as well as in some sectors of Hammamet. For a more accessible budget while enjoying a maritime environment, it’s advisable to look towards regions like Monastir, Djerba, or Sfax, which offer lower entry prices.
Rental Yields: Between Security and Performance
Average gross rental yields in Tunisia are around 5.4%, with notable variations:
| Town / Governorate | Average gross rental yield |
|---|---|
| Tunis | ≈ 7.2% |
| Ariana | ≈ 5.4% |
| Nabeul | ≈ 3.9% |
| Ben Arous | ≈ 5.15% |
By seaside product type, studies and simulations generally indicate: consumer trends, customer preferences, and associated environmental impacts.
| Type of property in coastal zone | Expected gross yield |
|---|---|
| Luxury seaside apartment | 4 – 6% |
| Standard vacation apartment | 5 – 8% |
| Vacation villa (seasonal rental) | 6 – 9% |
| Commercial unit in a tourist sector | 8 – 12% |
Villas near the beach in Hammamet, Sousse, or Djerba, in high demand in summer (and sometimes in winter for Algerian and Libyan markets), can generate high income over a few months if well positioned and properly managed (tourist license, promotion, booking management).
Conversely, an apartment in a chic Tunis suburb will often offer a moderate yield but superior liquidity and long-term appreciation.
Legal Framework for Foreigners: What to Master
Tunisia allows property acquisition by foreigners, but according to a specific regime that notably imposes double authorization. Ignoring these rules can lead to a null and unenforceable deed.
What Foreigners Can (and Cannot) Buy
In summary:
– a foreigner (individual or company) can purchase built properties: apartment, house, villa, commercial or industrial premises;
– purchase of agricultural land is in principle prohibited to foreigners; at best, a short-term agricultural lease (generally up to 3 years) can be concluded without changing the land use;
– to be purchasable, land must be classified as residential or urban in development plans;
– some border, military, or so-called “strategic” areas are subject to restrictions or additional security authorizations.
In certain tourism development zones or industrial areas, the governor’s authorization may be streamlined or treated via “fast track” for investments exceeding 3 million dinars.
Double Authorization: Governor and Central Bank
For the vast majority of residential purchases by a non-Tunisian, two green lights are required:
– 1. Authorization from the governor of the governorate where the property is located The dossier typically includes:
– passport copy;
– preliminary sales agreement or promise to sell;
– property description and title extract;
– seller’s tax documents;
– proof of fund origin and sometimes criminal record extract.
The announced timeframe varies from 2 to 6 months, or even longer depending on the case. Refusals remain rare when the property is in a non-sensitive urbanized area and financing is clearly traceable.
Non-residents must obtain authorization from the Central Bank of Tunisia (BCT) to purchase a property. This procedure verifies that the funds come from abroad via a foreign currency transfer and registers the transaction. This registration is essential to guarantee the future right to re-export capital, i.e., to repatriate the proceeds from the sale of the property.
Note that without the governor’s authorization, the sale is considered null: buying “directly” without following the procedure is therefore extremely risky.
Possible Holding Structures
Several ownership modes coexist:
– full and outright ownership in the name of the individual (the classic case for an apartment or villa);
– limited real rights or long-term leases (leasehold) that can last several decades;
– holding via a Tunisian law company (SARL for example), especially for tourist rental or commercial operation projects.
For large investments or structures involving multiple partners, creating a local entity can facilitate procedures, but it involves other obligations (accounting, corporate taxation, etc.). Local legal advice is then essential.
Step-by-Step Purchase Process
The purchase journey for a seaside property in Tunisia involves several key steps, typically taking between 3 and 6 months for a foreigner.
1. Property Selection and Negotiation
The first phase resembles that of any market: budget definition (in dinars or foreign currency), choice of towns and neighborhoods, visits. It is highly recommended to:
– use a duly licensed real estate agency (many local and international brands are present on the coast);
– avoid undeclared intermediaries, including some “foreign agents” who are not authorized to practice as an agency in Tunisia;
– keep in mind that listed prices often leave room for negotiation of 10 to 20%, especially for resales.
2. Preliminary Sales Agreement and Deposit
Once the property is chosen and the price discussed, a preliminary sales agreement (or promise to sell) is signed. This document specifies:
A promise to sell must mandatorily contain several key elements to be valid and secure the transaction. It must notably specify the complete contact details of the seller and buyer. The sold property must be described in detail, including the property title reference, its exact area, and nature (buildable land, apartment, house…). The sale price and payment terms (amount, installments, payment method) must be clearly stipulated. Finally, a suspensive condition, like obtaining a building permit by the buyer, must be expressly mentioned so that the buyer can withdraw if this administrative authorization is not granted.
A deposit (often around 10% of the price) is paid, usually into an escrow account managed by the notary or lawyer, with a refund clause if the authorizations are ultimately not granted.
3. Authorization Procedures
The notary or lawyer prepares the dossier for the governorate, then, if applicable, the Central Bank. Simultaneously, the buyer must:
– open a bank account in Tunisia (non-resident account);
– make fund transfers from abroad, ensuring to clearly mention the purpose (real estate purchase) to obtain the “investment slips” for each transfer.
These documents will prove, during a potential resale, the foreign currency origin of the imported capital, an essential condition for its repatriation.
4. Legal and Technical Checks
In parallel with administrative procedures, the notary and/or lawyer conduct the following checks:
Before any transaction, it is imperative to check several key documents: the title deed must be free of disputes, mortgage, and seizure; urban planning compliance requires a valid building permit and matching surface areas; the tax situation must be attested by property tax payment certificates; finally, connections to water (SONEDE), electricity (STEG), and sanitation (ONAS) networks must be confirmed.
A technical inspection by an engineer or building expert is highly recommended, especially for older villas or constructions close to the sea, more exposed to corrosion and humidity issues.
5. Final Deed and Registration
Once authorizations are obtained, funds transferred, and checks completed, the final sales deed (authentic deed) is signed before a notary. The notary:
– calculates and collects duties and taxes due to the state;
– proceeds with the registration of the sale at the Land Registry;
– ensures compliance with all land publicity formalities.
According to the Doing Business report, property registration requires on average five procedures, about 35 days, and represents around 6% of the property value in administrative costs.
Additional Costs: Taxes, Fees, and Real Budget
A common mistake is to focus on the purchase price without including additional fees, which can represent between 9 and 15% of the amount.
Main Cost Items at Acquisition
For a buyer, the cost structure generally looks like this:
| Cost item | Order of magnitude (as % of price) |
|---|---|
| Transfer / registration tax | 5 – 6% |
| Stamp duty | ≈ 1% |
| Land Registry fees | ≈ 1.5% |
| Notary fees | 1 – 2.5% (sometimes 0.1% announced, excluding full scale) |
| Lawyer fees (if appointed) | 0.5 – 1% or flat fee |
| Real estate agency commission | 2 – 3% (according to local practices) |
| Bank fees and miscellaneous (translations, etc.) | variable |
New properties sold by developers are subject to VAT (standard rate 19%, reduced rates possible on certain segments). The VAT is in principle included in listed prices, but it’s preferable to verify this in black and white in the contract.
Taxation During Ownership and Upon Resale
Once owner, several taxes come into play:
Main taxes and duties applicable to property ownership and rental of real estate assets.
Calculated on the rental or cadastral value. Rate generally between 0.2% and 1.5% of the value, revised every three years.
Rents are added to taxable income. Progressive rate from 0 to 40% for non-residents, with a standard deduction of 30% to 40% for expenses.
Rate of 0.5% applied to net real estate wealth exceeding 3 million dinars, excluding primary residence and business assets.
Rate of 10% to 15% depending on holding period, with annual allowances. Possible exemptions for long-held primary residences.
In all cases, the existence of tax treaties between Tunisia and many countries (including France, Canada, the United States) limits double taxation risks but requires being assisted by a tax advisor to correctly declare income and capital gains in both concerned countries.
Financing: What Changes for a Foreign Buyer
Tunisia has a relatively developed banking system, with around thirty banks and a growing volume of real estate loans in recent years. But access to credit remains very different for a resident Tunisian, a Tunisian living abroad, and a non-Tunisian.
Local Mortgage: General Conditions
For the local population, about 80% of real estate transactions are financed by a bank loan. The usual characteristics are:
– term of 10 to 25 years (terms exceeding 15 years have however been restricted recently by regulation);
– interest rate ranging, depending on products and banks, between 5% and 13%;
– financing up to 80% of the property price (90% for some subsidized loans for low-income households).
Several major banks, including Banque de l’Habitat, BIAT, Amen Bank, Attijari Bank, UIB, and STB, offer real estate financing solutions. Public programs like the “First Home Program” specifically support the middle class by facilitating homeownership, subject to certain price ceilings.
For Foreigners: High Down Payment Requirement
A non-resident foreign investor faces several realities:
– local real estate loans for non-residents exist but remain rare and highly regulated;
– banks often require a down payment of 40 to 50% of the price, with a maximum term of 10 to 15 years;
– rates are rather in the high range (8 to 10%), given the perceived risk.
In practice, many foreign buyers opt for: real estate investment, acquisition of luxury properties, and purchase of land in tourist areas.
Non-residents have several options for financing the acquisition of a property in Tunisia.
Mobilization of personal savings or financing via the sale of a property in the country of origin.
Mortgage loan on an existing property, Lombard loan, or line of credit on financial assets, rather than a local Tunisian loan.
Installment plans over 2 to 5 years, generally with an initial down payment of 20% to 40%.
Key Role of the Non-Resident Bank Account
Whatever the financing solution, opening a bank account in Tunisia is almost essential. The buyer must:
– appear in person at a branch (remote procedures remain limited);
– deposit funds via international transfers, avoiding cash deposits (capped around 10,000 TND or equivalent undeclared);
– systematically request an “investment slip” for each transfer, an essential document to justify the introduction of foreign currency and for future repatriation upon resale.
Renting Your Seaside Property: Management and Yield
Many buyers aim for dual use: personal occupancy a few weeks per year and rental (long-term or short-term) the rest of the time.
Tourist Rental: A Specific Framework
To rent short-term to tourists (like seasonal rental or furnished vacation rental), the law provides for a specific authorization issued by the Ministry of Tourism. This authorization:
– often involves an inspection visit (fire safety, electrical compliance, hygiene conditions);
– must be renewed periodically (about every two years, depending on practice);
– requires declaring the generated income, subject to income tax.
Seasonal rental demand peaks sharply between June and September, followed by a second wave in December and January. To optimize occupancy, a dual strategy is advised: target foreign tourist clientele during the summer high season, then focus on national or Maghreb clientele during off-season periods, like autumn or early spring.
Property Management: To Delegate or Not
For a non-resident investor, managing check-ins, maintenance, repairs, and administrative follow-up remotely can quickly become burdensome. This is why many use management companies or agencies, which usually charge:
– 15 to 25% of rents for long-term management;
– 25 to 35% of income for seasonal rental (full management, marketing, cleaning, welcome).
This cost must be included in yield calculations, as well as homeowners association fees, reinforced maintenance for properties exposed to sea salt, and setting aside a reserve for repairs.
Specific Coastal Risks: Erosion, Floods, and Environment
Buying by the sea implies accepting certain environmental risks, particularly sensitive in Tunisia where coastal erosion is progressing rapidly.
A Coast Under Pressure
The figures are telling:
– over 35% of Tunisian beaches already experience significant erosion;
– out of about 670 km of sandy coastline, 260 km are affected by erosion;
– on average, the shoreline recedes 0.5 to 0.8 m per year, with peaks up to 8 m per year in areas like Hammamet;
– the country has lost nearly 90 km of sandy beaches;
– about 13% of the entire coastline is classified as high erosion risk.
Iconic sites like Djerba, Hammamet, Soliman, or the Kerkennah Islands are cited as hotspots. In Djerba, over half the beaches are reportedly already severely degraded; in the Hammamet region, nearly 24,000 m² of beach allegedly disappeared between 2006 and 2019.
This is the projected sea level rise in centimeters by 2050, threatening to submerge dozens of islands and low-lying coastal areas.
Economic Impacts and Property Value Effects
Economic losses related to erosion are estimated at nearly 2.7 to 2.8% of GDP per year, adding material damages (roads, hotels, homes), loss of beaches (and thus tourism revenue), and indirect effects on agriculture and water resources (saltwater intrusion).
For a seaside property owner, the risks are multiple:
– accelerated degradation of structures (foundations, pools, retaining walls);
– increase in maintenance and protection costs (rock armoring, sand replenishment);
– potential shoreline retreat reducing beach depth in front of the property;
– risk of submersion or flooding during storms.
Therefore, it is crucial, before buying, to assess the plot’s situation relative to areas identified as high risk in national studies or municipal plans, and to inquire about ongoing protection projects.
Protection Measures in Place
Tunisia has not remained passive: the Coastal Protection and Development Agency (APAL), with support from the German bank KfW, has implemented since 2013 a large coastal protection program. This combines:
– “hard” structures: dikes, groynes, breakwaters, rock armoring;
– “soft” solutions: beach sand replenishment, dune stabilization with barriers and planting, seagrass and ecosystem restoration.
Several dozen kilometers of shoreline have been rehabilitated in Sousse, Soliman, Raf Raf, and Kerkennah. Other projects are scheduled, like at Cap Gammarth / La Marsa, with beach restoration work and breakwater construction.
These interventions reduce the risk for some coastal neighborhoods, but they do not eliminate it. For the buyer, it is relevant to:
– ask the municipality or APAL if the plot is covered by a protection program;
– favor sectors where projects are already completed and evaluated;
– incorporate a safety margin in the investment plan by planning a reserve for future works and adaptations.
Investment Strategies and Best Practices
Buying a seaside property in Tunisia can meet very different objectives: primary residence, sunny retirement, vacation pied-à-terre, seasonal rental investment, or mixed strategy. Some benchmarks help refine one’s strategy.
Match the Area to the Objective
– For a primary residence or retirement with nearby services: prioritize the northern suburbs of Tunis (La Marsa, Gammarth, Berges du Lac) or major cities like Sousse, Monastir, Bizerte where medical, school, and cultural offerings are dense.
– For a pure seasonal rental investment: places like Hammamet, Yasmine Hammamet, Port El Kantaoui, Djerba, even Mahdia, offer good high-season occupancy prospects.
– For a bet on long-term appreciation: cities in transformation like Bizerte or certain areas of Cap Bon, coupled with infrastructure projects (roads, desalination plants), can constitute measured bets.
Diversify and Phase Purchases
Given political, economic, and currency risks, it is prudent to:
To secure and optimize investments, it’s advisable not to concentrate all real estate assets in Tunisia. An effective strategy involves spreading investments across several regions (for example, one highly sought-after property and another more yield-oriented) or different property types (like an easy-to-rent apartment and a small charming villa). Also consider a step-by-step approach: start with a first modest-sized purchase, observe for a few years the income generated and market trends, then proceed with a reallocation or portfolio rebalancing.
Secure the Legal and Tax Aspects
Three recommendations consistently appear in experience feedback:
– appoint a local lawyer specialized in real estate independent of the agency and seller;
– refuse any transaction involving untraceable cash payments, and demand that the entire price go through the banking system;
– carefully keep all proof of fund transfers and investment, essential tools for capital repatriation and to respond to potential tax audits.
It is recommended to consult a tax advisor, before purchase, who masters Tunisian taxation and that of your country of residence. This step allows anticipating declarations and optimizing the choice of investment regime (bare rental, furnished rental, direct ownership, or via a company).
Factor in the Environment
Finally, buying facing the sea in the era of climate change implies thinking beyond a three- or five-year horizon:
– choose if possible a slightly elevated plot, outside known flood zones;
– assess the beach condition and observed erosion speed in recent decades (World Bank and other institution reports sometimes provide site-specific data);
– favor municipalities engaged in protection and adaptation plans, rather than sectors left to their own devices.
A property slightly set back from the beachfront, but in a well-protected neighborhood, may in the long term prove to be a better investment than a property literally “with its feet in the water” in a highly vulnerable area.
Conclusion: A Real Opportunity, to Approach as a Savvy Investor
Buying a seaside property in Tunisia offers a rare cocktail: still affordable prices, appealing climate, strong tourist attractiveness, interesting rental yields in certain segments, and appreciation prospects in developing regions. For expatriates or retirees, it’s also the promise of a high quality of life for a budget significantly lower than that of major European Mediterranean destinations.
But Tunisia is not a “risk-free El Dorado”. The buyer must contend with:
Real estate investment in Tunisia presents several major challenges: a complex legal and administrative framework for foreigners (requiring double authorization and involving delays), constraints related to currency exchange and fund traceability, taxation to be understood carefully to avoid bad surprises, and serious environmental risks on the coast, notably measured and documented erosion and sea level rise.
By surrounding oneself with serious local professionals (lawyer, notary, management agency), taking the time to study market data and infrastructure projects, and integrating a genuine “climate risk” component in the analysis, it is possible to transform the dream of a house on the Mediterranean in Tunisia into a solid project, both for living and investment.
Disclaimer: The information provided on this website is for informational purposes only and does not constitute financial, legal, or professional advice. We encourage you to consult qualified experts before making any investment, real estate, or expatriation decisions. Although we strive to maintain up-to-date and accurate information, we do not guarantee the completeness, accuracy, or timeliness of the proposed content. As investment and expatriation involve risks, we disclaim any liability for potential losses or damages arising from the use of this site. Your use of this site confirms your acceptance of these terms and your understanding of the associated risks.
Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
