Living in the UAE: Complete Guide to Administrative Procedures

Published on May 2, 2026 and written by Cyril Jarnias

Moving to and living in the United Arab Emirates involves much more than just a plane ticket and a job offer. Visas, work, housing, banking, school, healthcare, driver’s license, taxes, daily services: behind the image of an ultra-modern country with “0% income tax,” there is a highly structured administrative framework, which is also increasingly digitalized.

Understanding the General Framework for Settling In

Living in the United Arab Emirates means being part of a federation of seven emirates with a population that is overwhelmingly expatriate (approximately 88%). Abu Dhabi is the political capital, Dubai the best-known financial hub, but other emirates such as Sharjah, Ajman, and Ras Al Khaimah also attract residents due to a cost of living that is 30–40% lower than in Dubai and Abu Dhabi.

The country stands out due to several key characteristics for a life project:

But this attractive framework is built on a highly codified system of visas, work permits, residency, and public services that must be understood to avoid obstacles (refused visa, inability to open a bank account, child not enrolled in school, etc.).

Getting a Residence Visa: The Foundation of All Procedures

In the United Arab Emirates, everything hinges on the residence visa: without it, you cannot open a full bank account, sign a standard lease, obtain a local driver’s license, or enroll your children in most private schools.

Main Types of Residence Visas

The general legal framework is defined by a federal decree-law on the entry and residence of foreigners, supplemented by implementing regulations. The system was significantly reformed at the end of 2025 to clarify categories and facilitate long-stay pathways. The main distinctions include:

Each of these categories involves specific income, investment, or qualification requirements, as well as compliance with public health rules (mandatory medical examinations).

Common Steps: From Entry to Residency

Regardless of the type of residence visa, the logic is broadly the same:

1. Obtaining an Entry Permit This is the document that allows you to enter the country with the intention of finalizing a residence visa. It is generally valid for 60 days (longer for certain statuses like the Golden Visa).

2. Arrival and Medical Examination Anyone 18 years or older must undergo a medical exam at an approved center (blood tests for HIV, hepatitis, syphilis, and a chest X-ray for tuberculosis). A positive result for certain conditions leads to visa refusal.

4. Issuance and Activation of the Residence Visa Once the medical exam is cleared and the Emirates ID application is underway, the residence visa is issued electronically. The complete timeline, from initial application to active residence, typically ranges from 2 to 4 weeks for a standard work visa, and up to 6 to 12 weeks for a Golden Visa.

The overall costs (excluding health insurance and any intermediary fees) for a standard work visa are typically between 3,500 and 6,000 AED; for a Golden Visa, between 4,650 and 15,000 AED depending on the category and number of family members.

Role of the Employer, Sponsor, or Investor

For a standard work visa, the local employer is responsible for:

– obtaining the work permit from the Ministry of Human Resources and Emiratisation;

– applying for the entry permit;

– handling the residency procedures (visa, Emirates ID, basic health insurance).

For family members, the main resident generally acts as the sponsor. They must demonstrate a minimum income (often around 4,000 AED per month, or 3,000 AED with housing provided by the employer) and provide proof of family relationship and accommodation.

For investor visas (real estate, entrepreneur, etc.), proof of investment (title deed, bank deposit, company formation documents) serves as the basis for residency.

Recent Changes for Visit and Tourist Visas

Recent reforms have also transformed the short-stay visa landscape:

– creation of new targeted categories (artificial intelligence, entertainment, events, maritime tourism);

– expansion and popularization of the 5-year multi-entry tourist visa without a local sponsor, subject to a minimum bank balance (e.g., 4,000 USD);

– the ability, since 2025, to extend most visas online by 30 or 60 days without leaving the country, for a fee (approximately 500 AED + 100 AED processing fee per extension);

– overstay penalty set at 50 AED per day, applicable from the day after expiration (previous automatic grace periods have been removed).

These relaxations make preliminary scouting and exploratory stays easier, but should not be confused with the right to work: engaging in paid activities with a simple tourist visa remains illegal.

Working Legally: Work Permits, Contracts, and Status

UAE labor law is governed by a federal decree-law from 2021. It requires, among other things, obtaining a valid work permit to carry out any paid employment.

Types of Work Permits

The Ministry of Human Resources and Emiratisation issues a wide range of permits suited to different situations:

– permit to recruit an employee from abroad;

– permit to transfer an employee from one company to another;

– permit to work under family sponsorship (e.g., sponsored by spouse);

– temporary or “one-mission” permit for a specific assignment;

– part-time permit;

– permit for ages 15–18 (regulated employment of minors);

– training or student work permit for those over 15;

– permit for UAE or GCC nationals;

– permit for Golden Visa holders;

– freelance permit;

– permit for private tutors (private lessons).

Typical Process for a Work Permit

In the standard case of recruiting from abroad, the timeline is generally as follows:

1. The company requests quota approval for the position from the ministry. 2. A draft employment contract is submitted and signed, then approved by the administration. 3. An employment-related entry permit is issued. 4. The employee enters the country and begins residency procedures (see previous section). 5. The medical examination is completed at an approved center. 6. The employer uploads the final contract to the ministry’s platform and purchases the mandatory medical insurance. 7. The residence visa is issued and linked to the Emirates ID, which then serves as the reference document for all other procedures.

The complete timeline, from job offer to active residency, typically ranges from 3 to 8 weeks.

Green Visa and Golden Visa from a Work Perspective

The Green Visa and Golden Visa play a special role in the work landscape, as they allow you to break the traditional tie with a single sponsor:

– a Green Visa allows a highly skilled employee or freelancer to reside for 5 years without an employer sponsor, provided they can demonstrate a contract or freelance permit, a minimum education level (bachelor’s degree), and a minimum annual or monthly income (e.g., 360,000 AED per year for some freelancers);

– a Golden Visa for 10 years can be granted to investors, startup founders, senior executives (monthly salary starting at 30,000 AED, university degree, several years of experience), scientists, artists, athletes, etc.

These schemes facilitate professional mobility, allow changing employers without losing residency, and often provide a longer grace period in case of contract termination.

Housing: Renting, Buying, Registration, and Bills

Housing is usually the biggest expense for a resident, but it is also a key element for many administrative procedures (proof of address, school enrollment, subscriptions, etc.).

Renting a Home: Contracts, Registrations, and Rules

The majority of new arrivals start by renting. In some cases, the employer provides housing or a dedicated allowance; in others, the resident searches for a villa or apartment themselves.

In Abu Dhabi and Dubai, renting is regulated by centralized registration systems:

– in Abu Dhabi, contracts are registered in the Tawtheeq system;

– in Dubai, leases are recorded in the Ejari system, linked to the real estate regulatory authority.

In practice, this means:

– the written lease must be signed with the landlord or through an agency;

– a copy of the passport and Emirates ID is required for registration;

– the registered contract is then used to set up water, electricity, internet accounts, etc.

Landlords often require payment of the annual rent in a single lump sum, but it is possible to negotiate multiple installments, with post-dated checks still being very common. Real estate agencies charge a commission of up to 5% of the annual rent.

In case of disputes (unilateral rent increases, deposit refunds, condition reports), specialized committees such as the Rent Disputes Settlement Committee in Abu Dhabi can be contacted.

Buying Property: Ownership and Residency

UAE law now allows foreigners (other than UAE nationals and GCC citizens) to fully own property in designated investment areas, for example:

– in Abu Dhabi: Saadiyat Island, Reem Island, Al Raha Beach, Yas Island, Jubail Island, as well as certain areas in Al Ain and the Western Region;

– in Dubai: wide selection of freehold neighborhoods.

The documents needed to connect utilities in the owner’s name include:

– passport and Emirates ID;

– copy of the title deed or cadastral plan issued by the municipality;

– proof of closure of the previous utility account if moving to a new property.

Real estate purchases can also be a pathway to residency:

– an investment of at least 750,000 AED in a completed property generally qualifies for a 2-year residence visa;

– an investment of at least 2,000,000 AED (including through a mortgage under certain conditions) qualifies for a 10-year Golden Visa, with significant advantages: free entry and exit, no continuous presence requirement, and a favorable tax environment (only 9% corporate tax on profits above 375,000 AED for companies).

Connecting Utilities: Water, Electricity, Gas, Air Conditioning, Internet

Once housing is sorted, the next step is to activate essential services. Unlike some countries, these procedures are largely centralized and highly digitalized.

Water and Electricity

Each emirate has its public utility provider:

– Dubai: DEWA (Dubai Electricity and Water Authority);

– Abu Dhabi city: ADDC (Abu Dhabi Distribution Company);

– Al Ain: AADC;

– Sharjah: SEWA;

– other northern emirates: FEWA or local operators.

The documents usually required are:

– passport (and residence visa if applicable);

– Emirates ID or at least the application receipt;

– registered lease contract (Ejari in Dubai, Tawtheeq in Abu Dhabi) or title deed;

– proof of closure of the previous account if moving within the same emirate.

In Dubai, the system is particularly automated: once the lease is registered in Ejari, DEWA’s “One Step Move-in” service can automatically create an account and activate services. Alternatively, you can fill out an online form or use the DEWA mobile app.

– approximately 2,000 AED for an apartment;

– approximately 4,000 AED for a villa, on the DEWA side.

Additional connection fees apply (around 130 to 330 AED for standard capacity meters). In Abu Dhabi, a deposit of about 1,000 AED is typical for an ADDC account, which is transferable in case of an internal move.

Bills are monthly and detail:

– electricity consumption (in kWh) with tiered pricing;

– water consumption, also in tiers;

– taxes or fees (notably the municipal housing fee linked to rent in some emirates).

Foreigners generally pay slightly higher rates than local citizens, who benefit from subsidized tariffs.

Cooking Gas

Domestic gas is mainly used for cooking. Depending on the building and emirate, it can be supplied:

– through a centralized gas network (common in Abu Dhabi, via companies like SERGAS);

– via cylinders delivered to the home (common model in Dubai and some northern emirates through Emirates Gas and a network of distributors).

For a centralized network, the process is similar to electricity: online registration, security deposit, activation usually within 24 hours.

For cylinders, simply contact a distributor, who will visit to assess the installation and deliver the first cylinder. Indicative cylinder prices are, for illustration, around 70 AED for 11 kg, 140 AED for 22 kg, 280 AED for 44 kg, but vary by supplier.

Air Conditioning and “Chiller”

In many residences, especially in Dubai, air conditioning is provided by a district cooling network managed by specialized companies like Empower or Emicool. The “chiller” fees are then separate from the DEWA bill:

– a fixed annual portion (e.g., approximately 750 AED per ton of refrigeration, billed monthly);

– a variable portion based on consumption (e.g., 0.568 AED per ton of refrigeration per hour).

Opening a district cooling account requires:

In summer, these fees can add several hundred AED per month to the housing budget, so it’s important to check whether a building is “chiller free” (fees included in the rent) before signing a lease.

Internet, Telephony, and TV

Two major operators coexist:

– Etisalat;

– du (Emirates Integrated Telecommunications Company).

They offer bundled packages for fiber internet, television, and landline phone, with high speeds (up to 1 Gbps) and a wide selection of channels.

Opening a line generally requires: preliminary studies, administrative approvals, adequate funding, securing the relevant areas, and infrastructure planning.

– Emirates ID;

– lease contract or utility bill;

– passport and residence visa.

Activation takes a few days, with a setup fee (e.g., 200 AED at du) and a 12 or 24-month commitment for some packages. The monthly cost for a high-performance internet connection is around 300 to 400 AED for a household.

Opening a Bank Account: A Nearly Mandatory Step

Even though it’s not strictly mandatory, living in the United Arab Emirates without a local bank account significantly complicates daily life: most employers require a local account for salary payments, many rents are paid by check, and managing regular bills is easier in dirhams.

A Developed and Highly Regulated Banking Sector

The UAE banking system is stable, regulated by the Central Bank, and includes approximately 50 local and foreign institutions, including:

– major local banks (First Abu Dhabi Bank, Emirates NBD, Abu Dhabi Commercial Bank, Mashreq, etc.);

– Islamic banks (Dubai Islamic Bank, Abu Dhabi Islamic Bank, etc.);

– major international banks (HSBC, Citibank, Standard Chartered, etc.).

Services are offered in Arabic and English, with a high degree of digitalization (mobile apps, 100% online banks like Liv, YAP, or Mashreq Neo).

The dirham (AED) is pegged to the US dollar at a stable rate of approximately 3.67 AED to 1 USD.

Resident vs. Non-Resident: Two Very Different Regimes

To open an account, the key criterion is residency status:

Physical presence in a branch is generally required for signature, although some high-end players allow remote onboarding for wealthy clients.

Documents Required

For a personal resident account, banks typically ask for:

– passport and copy;

– copy of the residence visa;

– Emirates ID (or application receipt);

– proof of income (salary certificate, employment contract, latest payslip);

– proof of address in the UAE (lease contract, utility bill);

– passport photo.

For a non-resident, the list is more extensive:

– passport with entry stamp;

– proof of address in the home country (utility bill, bank statement);

– reference letter from a bank in the home country;

– recent bank statements (6 months);

– detailed CV and written explanation of the source of funds and intended use of the account.

Corporate accounts additionally require company documents (trade license, articles of association, board resolution, etc.).

Timelines, Conditions, and Fees

Opening a resident account can be very quick (one to a few days), especially if the bank allows application via mobile app using the Emirates ID. For a non-resident, KYC checks can take several weeks, even months.

Banks often require a minimum balance or charge monthly fees:

– for residents, this minimum may be around 3,000–5,000 AED for basic accounts;

– for non-residents, thresholds are much higher, from 25,000–30,000 AED to several hundred thousand AED for “premium” offerings.

Failure to comply often results in penalties of around fifty AED per month.

Main bank fees include:

– ATM withdrawals from other banks (approximately 2 AED);

– domestic transfers (1 to 5 AED depending on channel);

– international transfers (up to around fifty AED, plus possible SWIFT fees);

– bounced checks (approximately 100 AED);

– account closure (often around 100 AED maximum).

Comparative Summary of Bank Access by Status

Enrolling Children in School: Rules, Authorities, and Documents

Education is a major issue for expatriate families. The UAE system includes public schools, private schools, charter schools, and specialized institutions.

Public, Private, Charter: Who Can Go Where?

School is compulsory from Grade 1 (around age 6). Public schools, which are free, are reserved for Emirati citizens and children of Emirati mothers (subject to conditions). Foreigners may be admitted on a very limited basis with strict criteria (parental employment in the public sector, maximum 20% foreign student quota per school, minimum Arabic level, etc.).

In practice, expatriate children attend almost exclusively private international schools, which offer a wide variety of curricula:

– British (IGCSE, A-Levels), American, IB, French, Indian (CBSE), etc.;

– different school calendars (September–June for most, April–March for Indian, Pakistani, Japanese schools).

Regulatory authorities vary by emirate:

All schools must be registered and follow the standards set by these authorities (inspections, fee increase caps, educational quality).

Enrollment Procedures and Calendar

The most sought-after private schools open applications for the following academic year often as early as September or October of the previous year. The first 20 days of applications can be critical: some schools operate with waiting lists or lotteries.

1. Online inquiry, then formal application form. 2. Possible non-refundable application fee (e.g., 500 AED). 3. Submission of previous years’ report cards, passport, and possibly a photo of the child. 4. Test or interview: play-based interview for younger children, academic assessment for older ones; parents may also be interviewed. 5. Reference check with the current school. 6. If accepted, payment of a deposit to secure the place.

Final enrollment may be conditional on providing the child’s Emirates ID, creating a strong interaction with the timeline for issuing residence visas. Some schools temporarily accept the application with the sponsor’s Emirates ID and a letter of commitment, but not all.

Required Documents

The requested documents vary, but often include:

– completed application form;

– copy of the child’s and sponsor’s passport and visa;

– child’s Emirates ID (or receipt);

– birth certificate;

– immunization records and medical file;

– passport photos;

– report cards from previous years;

– Transfer Certificate or “School Leaving Certificate” from Grade 2 / Year 3 onwards.

– the Ministry of Education of the home country;

– the UAE embassy or consulate in that country;

– the UAE Ministry of Foreign Affairs once in the country.

Some countries are exempt (USA, Canada, Western Europe, Australia, New Zealand, for example). Others, like India or non-UAE Gulf countries, follow specific legalization chains.

An excessive gap between leaving the old school and enrolling in the new one ( more than two weeks in some cases, or one month in others) can cause problems, except during official holidays.

Tuition Costs

Fees vary greatly depending on the emirate, status, and curriculum. For expatriates:

– in public schools, the few admitted foreigners must pay approximately 6,000 AED per year;

– in private schools, annual fees can range from 10,000 AED to over 100,000 AED in the final years in Dubai, excluding uniforms, books, or transport.

For illustration, for an international primary school:

These amounts explain why many family budgets allocate a very significant portion to “education,” especially if the employer does not cover school fees.

Healthcare and Insurance: Obligation, Coverage, Penalties

Healthcare is a key component of UAE residency policy. Health insurance is now mandatory for all residents, including nationals, across all seven emirates.

Generalization of the Insurance Requirement

Abu Dhabi and Dubai had made health coverage mandatory several years earlier. Since January 1, 2025, this obligation extends to:

– all private sector employees;

– all domestic workers;

– residents of the northern emirates (Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah, Fujairah).

Health insurance is now a prerequisite for:

– issuance of a residence visa;

– renewal of an existing visa.

Authorities involved include:

– the Ministry of Health and Prevention (overall regulation);

– local health authorities (Dubai Health Authority, Department of Health Abu Dhabi, Sharjah Health Authority, etc.);

– the Central Bank, which supervises insurance companies;

– the Ministry of Human Resources and Emiratisation for enforcement with employers.

Who Pays for What?

Rules vary slightly by emirate, but the general principle is as follows:

Non-compliance with these obligations is severely penalized: fines can range from 300 AED per month per person to hundreds of thousands, even 500,000 AED for repeated and large-scale violations, along with visa blocks or suspension of trade licenses.

Basic Plans and Typical Costs

For low and middle incomes, standardized products exist, such as:

– the Basic Health Insurance Package implemented in the northern emirates, priced at 320 AED per year for basic coverage valid for two years for ages 1–64, with:

– 20% co-payment at the hospital (capped at 500 AED per visit, 1,000 AED per year);

– 25% at the doctor’s office (capped at 100 AED per visit, free follow-up checks within 7 days);

– 30% on medications, with an annual cap of 1,500 AED.

For higher coverage levels (broader hospital networks, international care, low deductibles, supplementary benefits), typical annual premiums are:

– approximately 500–1,500 AED for a basic plan;

– 3,000–7,500 AED for an intermediate level;

– 10,000–20,000 AED, or more, for high-end coverage.

In parallel, some residents also purchase a “health card” for access to the public system, but this does not replace the mandatory private insurance required for the visa.

Penalties and Link to Residency

Being uninsured exposes you to:

– administrative fines, often monthly;

– difficulties in renewing your visa;

– blocks on certain administrative procedures.

For employers, in addition to financial penalties, failing to cover employees can lead to severe restrictions (ban on new hires, suspension of services, etc.).

Driver’s License: Converting Your Foreign License

Driving is often the preferred mode of transport, especially outside Dubai and Abu Dhabi city centers. Having a local driver’s license is therefore crucial for renting or insuring a vehicle long-term.

Competent Authorities and the Principle of Conversion

Each emirate has its authority, but the scheme is similar:

– in Dubai, the Roads and Transport Authority (RTA) handles licenses;

– in Abu Dhabi, licenses are issued through the police’s Drivers Licensing Department;

– Sharjah, Ajman, Fujairah, Ras Al Khaimah, Umm Al Quwain have their own entities.

Residents can, under conditions, exchange their foreign license for a UAE license, sometimes without taking a driving test, if:

– their nationality and the country that issued the license are on the list of recognized countries;

– the license is valid and for a light vehicle;

– they hold a valid residence visa.

Procedure and Documents

The standard process in Dubai involves:

– 1. an eye test at an RTA-approved optician (100–180 AED); 2. submitting the application online via the RTA portal, mobile app, service center, or an accredited driving school; 3. providing the following documents:

– original foreign license;

– passport with residence visa;

– original Emirates ID;

– passport photos;

– certified translation into Arabic or English if the license is not in one of these languages;

– specific consular attestations for certain countries; 4. payment of fees (processing fee, traffic file fee, license issuance fee, etc.).

For certain nationalities or countries (e.g., Singapore), a theory knowledge test is required before the exchange.

Once the application is approved, the license is often issued almost immediately, either digitally or as a physical card collected on the spot or delivered.

The validity period is:

– 1 year for those under 21;

– 2 years for those 21 and over, renewable.

Cases of Non-Eligible Countries and “Golden Chance”

If the country of your license is not recognized for automatic exchange, the resident must complete a standard course at an accredited driving school (theory lessons, practice hours, and exam).

However, a special program called “Golden Chance” in some emirates allows holders of non-eligible foreign licenses to attempt a direct practical test without taking lessons, but only once. If they fail, a standard training course is then mandatory.

Understanding the Tax Framework and Tax Residency

The United Arab Emirates are known for their very favorable tax environment:

– no personal income tax;

– no wealth tax, personal capital gains tax, or inheritance/donation tax.

However, several indirect taxes and fees exist, and the concept of tax residency is regulated.

VAT, Excise Taxes, and Corporate Income Tax

Since 2018, a 5% VAT applies to most goods and services. Businesses with taxable turnover exceeding 375,000 AED per year must register for VAT, file returns, and remit the tax, often on a quarterly basis.

Excise taxes apply to certain products deemed harmful to health or the environment, including:

– 100% on tobacco products, energy drinks, and e-cigarettes;

– 50% on sugary drinks and sodas.

Since 2023, the UAE also applies a federal corporate income tax:

Certain free zones still offer full exemption from this tax on part of their income, provided they meet “substantial activity” criteria and comply with the new rules.

Tourism Tax, Municipal Fees, and Property

Although there is no annual property tax, several levies related to housing and tourism exist:

Tax Residency and Tax Residency Certificate

For an individual, being considered a tax resident in the UAE depends on several criteria, defined by a Cabinet decision effective 2023, including:

– having your home and the center of your economic and personal interests in the country;

– or having stayed at least 183 days in the UAE over a rolling 12-month period;

– or, in some cases, having stayed at least 90 days over 12 months, while holding a valid residence permit, permanent accommodation, and local professional activity.

Foreigners holding a residence visa are generally considered tax residents, but to benefit from a tax treaty with a home country, it is often necessary to apply for a Tax Residency Certificate (TRC) from the Federal Tax Authority.

This certificate requires, among other things:

The application costs approximately 1,000 AED for an individual, and the certificate is generally issued within a few days.

Expatriates Subject to Another Country’s Taxation

Although the UAE does not tax personal income, some expatriates remain fully subject to their home country’s taxation (e.g., US citizens). They must continue to:

– report their worldwide income;

– use tax credit or exemption mechanisms to avoid double taxation (where a treaty exists);

– comply with reporting obligations on foreign bank accounts and financial assets.

For these profiles, residence in the UAE is not a “magic” solution, but it can facilitate legal optimization strategies.

Ancillary Services, Daily Life, and Budget

Beyond the major administrative areas, several practical aspects influence the preparation of a relocation project.

Cost of Living: Benchmarks and Recommended Salaries

The main expense items are:

– housing (rent + municipal fees + chiller if applicable);

– schooling (for families);

– transport (car, fuel, tolls, parking, public transport);

– groceries and dining out;

– healthcare (supplemental insurance, deductibles, out-of-network care);

– leisure and subscriptions (gym, streaming platforms, outings).

Rents are the most significant variable: for a one-bedroom apartment in the city center, recent data indicates, for example:

Utility costs (electricity, water, internet, chiller, housing tax) for a one-bedroom apartment occupied by two people easily amount to around 1,300–1,500 AED per month in Dubai or Abu Dhabi.

Healthcare, Schooling, Banking: Interdependence of Procedures

A striking feature of the UAE administrative system is the interconnection of procedures:

Hence the importance of chronological planning: anticipate the sequence visa → Emirates ID → housing (even temporary) → bank → insurance → school files, rather than tackling procedures in a random order.

Conclusion: A Demanding but Increasingly Smooth System

The administrative procedures for living in the United Arab Emirates may seem daunting at first: the multiplicity of visas, sponsorship rules, requirements for attesting degrees and school certificates, and the complex web of authorities (immigration, labor, health, education, public services, banking).

However, several developments are making life significantly easier for new arrivals:

In return, rigor is increasing regarding compliance: mandatory insurance for everyone, heavy penalties for non-compliant employers, enhanced anti-money laundering checks at banks, and fines for visa overstays or unpaid bills.

For someone planning to relocate, the best strategy is to:

Once these mechanisms are mastered, the UAE system offers a stable, relatively predictable, and decidedly digital-oriented environment in which it becomes possible to build a long-term life project.

Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

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