International Financial Management: Making the Most of Expat Banking Services in Bolivia

Published on and written by Cyril Jarnias

Moving to Bolivia, whether for work, business, or retirement, immediately raises a sensitive question: how to manage your money in a country where the currency is the boliviano, where access to the U.S. dollar is complicated, and where banks require real residency to open an account? The Bolivian banking system is relatively stable and well-regulated, but it operates by its own rules, with strong state intervention and strict foreign exchange controls.

Good to know:

For expatriates, it’s essential to understand the local financial landscape, the types of accounts available, exchange-related constraints, hidden fees, and the benefits offered by neobanks and virtual accounts. This guide provides a practical and detailed overview of banking and para-banking services that are genuinely useful for foreigners living in Bolivia.

Understanding the Bolivian Banking System

The Bolivian financial sector is structured around the Central Bank (Banco Central de Bolivia, BCB), a public development bank (BDP), and thirteen private commercial banks, supplemented by savings and credit cooperatives and other specialized institutions. The whole is supervised by the Autoridad de Supervisión del Sistema Financiero (ASFI), which controls financial intermediation, regulatory compliance, and the application of exchange rules.

Heads up:

The Bolivian state actively intervenes in the financial sector via the public bank Banco Unión, by setting interest rate caps and directing credit toward priority sectors like social housing, micro-enterprises, and agriculture. It can also impose non-conventional guarantees (machinery, livestock, inventory). The 2013 law reinforced this framework by creating a Financial Stability Council bringing together the economic ministries, the central bank (BCB), the financial supervisory authority (ASFI), and the pensions and insurance authority.

For an expatriate, this translates into a fairly secure system for everyday transactions in local currency, but a very tightly controlled one as soon as it involves hard currencies and cross-border movements.

Banking Landscape: Which Players for an Expatriate?

Several banks dominate the market and are generally recommended to foreigners with resident status. They offer services fairly close to what is found in other countries, although the level of digitalization remains lower.

Key Institutions for Expatriates

A synthesized overview of the main institutions you need to know to facilitate your life abroad.

Embassy or Consulate

Represents your country abroad. It ensures the protection of nationals, issues passports and visas, and provides assistance in case of emergency.

Social Security Organizations

Manage your rights to health coverage (like CFE in France) and your affiliation with pension schemes. Essential for your social protection.

Tax Authorities

For declaring your income (e.g., income tax, local taxes). Procedures vary according to tax treaties between countries.

International Banks

Facilitate managing your accounts, international transfers, and access to financial services suited to your expatriate status.

Educational Institutions

International schools, accredited institutions, or local schools. Crucial for children’s schooling and their adaptation to the new system.

Specialized Insurers

Offer tailored contracts (international health, civil liability, home, repatriation) for comprehensive coverage abroad.

Bank / InstitutionMain HeadquartersProfile and Key Services for Expatriates
Banco Nacional de Bolivia (BNB)La PazMajor historical bank, dense network, personal and corporate accounts, online banking, SWIFT transfers, foreign check cashing.
Banco de Crédito de Bolivia (BCP)La PazSubsidiary of the Peruvian Credicorp group, good digital services, loans, cards, international transfers.
Banco Mercantil Santa Cruz (BMSC)Santa Cruz de la SierraWide network of branches and ATMs, retail products, loans, international VISA/Mastercard cards, partnerships with Western Union, MoneyGram, etc.
Banco UniónLa PazState-owned bank, focused on financial inclusion, savings accounts, microcredit.
Banco BISALa PazStrong corporate and large-project orientation, international transfers in USD, EUR, BOB.
Banco FIE / BancoSol / Banco EcofuturoLa Paz (for most)Microfinance, micro‑credit, simple accounts, often present in less banked areas.
Banco Ganadero, Banco Económico, BancoProVariousCommercial banks or SME‑oriented banks, alliances with remittance networks (RIA, MoneyGram…).
Banco de la Nación Argentina–Only truly international bank present, limited network but useful for certain flows with Argentina.

Most of these institutions have online services and mobile apps, but the usability and reliability are regularly criticized by users, especially for complex procedures. It should also be noted that few banks offer support in a language other than Spanish.

Opening a Bank Account as an Expatriate

The essential starting point is migratory status. In Bolivia, it is impossible to open a bank account as a simple tourist or with a transient stay status. Banks require at minimum a temporary residency, or even permanent residency, materialized by a foreigner’s identity card.

Eligibility Conditions and Resident Status

Foreigners enjoy, in principle, the same banking rights as Bolivians, provided they have a resident status. The key category is “residencia temporal”, which is only granted for specific reasons: work contract, studies, investment, business, health reasons, etc. Tourism is not one of these categories.

Good to know:

To open a bank account, temporary residents must obtain a Carnet de Identidad para Extranjeros (CIEE), issued after an application to the immigration authorities (cost: ~200 USD). Diplomats and employees of international organizations can use their specific cards (consular, diplomatic, or accreditation from the Ministry of Foreign Affairs), also accepted by banks.

Without this document, an expatriate will not be able to open a local account, even if they have high income abroad. Reports indicate that bank counters apply this rule rigorously.

Documents Generally Required

Requirements are fairly consistent from one bank to another, with some variations. A standard file includes:

Document RequiredPractical Detail for Expatriates
Valid passportMain identity document for foreigners.
Foreigner’s Identity Card (CIEE)Issued after obtaining temporary or permanent residency.
Valid visa or migration documentsMust correspond to the claimed status (work, studies, etc.).
Proof of address in BoliviaUtility bill (water, electricity, gas), rental contract or receipt, property tax, bank statement. Usually less than 3 months old.
Proof of income or activityLocal employment contract, pay slips, employer letter, company financial statements, proof of local tax payments, possibly rental income.
Tax Identification Number (NIT)Mandatory for many banking products.
Initial depositGenerally on the order of 50 to 1,000 USD, most often around 100 USD, recoverable later.
For studentsEnrollment certificate from a Bolivian educational institution.

Some banks add occasional requests (local references, additional certificates). The simplest approach is to contact the chosen bank before visiting, to verify the exact list of required documents.

Opening Process: Step by Step

The procedure is still largely based on in-person visits, although a few banks allow starting the application online or by phone.

In practice, a typical journey looks like this:

Example:

Opening a bank account in France for a foreign resident generally follows a multi-step procedure. First, choose an institution by evaluating its branch network, fees, currency services, and welcome for foreign clients. Next, prepare a complete dossier with recent and consistent documents, then make an appointment at a branch, often located in a major city. During the appointment, the client fills out a form, provides the documents, and participates in an interview to explain the account’s use, source of funds, and needs. The bank then performs compliance checks (KYC/AML). If the dossier is complete, this verification can be very quick (10 to 30 minutes), but the entire process, including issuing the card and accessing online services, can take from a few days to a few weeks. Finally, after depositing the initial amount, the account is activated and the client receives a debit card (Visa or Mastercard) along with their online banking access codes.

Non‑Spanish speakers should plan for, if possible, assistance from an interpreter or a Spanish‑speaking advisor, as customer service in English remains rare.

Account Features, Fees, and Interest Rates

Once the account is open, an expatriate gets fairly standard products: checking account, savings account, fixed-term deposits, and sometimes foreign currency accounts. The financial conditions, however, reflect the reality of a country with a chronic U.S. dollar shortage.

Account Types and Remuneration

Most banks offer:

– A checking account in bolivianos (BOB), for daily expenses, with card payments, domestic transfers free or very low cost.

– A savings account in BOB, with better interest than a checking account.

– Fixed-term accounts (fixed-duration deposits) offering higher rates in local currency.

– Sometimes foreign currency accounts (mostly USD), but these products are tightly regulated and don’t always benefit from the same protection as deposits in bolivianos.

The remuneration levels observed before the strong tensions on the dollar are indicative:

Product in bolivianosOrder of magnitude for annual rates
Checking AccountLess than 1 %
Savings AccountAround 2.5 %, with offers potentially up to 3.5–4 % depending on the bank and amount.
Fixed-term DepositAround 5.5 %, some products reaching 6.5 % per year.

For foreign currency accounts, institutions emphasize the hedging function more than remuneration: some foreign currency deposits may even pay 0 %, while others apply differentiated interest schedules based on currency and amount.

A crucial point for the expatriate: foreign currency deposits do not benefit from the same deposit guarantee coverage as those in bolivianos. In case of systemic difficulties, the risk is therefore theoretically higher on USD or EUR savings deposited locally.

Common Banking Fees

Fee structures are generally moderate on the surface, but one must account for, for dollar transactions, multiple layers of costs (official exchange rate, greenback access premium, specific taxes).

For basic operations, we observe:

Service / feeIndication of typical cost
Monthly account maintenance fee0 to 5 USD per month, often associated with card insurance.
Card/account insurance debitApproximately 1 to 5 USD per month to cover theft or fraud.
Domestic transfers in BOBGenerally free or very low cost.
ATM withdrawals at your own bankOften free for BOB, specific fees possible for USD.
Withdrawals at another bank’s ATMAround 0.20 USD per transaction, sometimes more depending on the bank.
International transfers (excluding exchange rate)Approximately 2 % of the amount for many institutions, to which are often added a dollar access premium and taxes.

In addition to these banking fees, there is a specific tax on financial transactions in dollars (ITF) of 0.03 %, applied to any transfer in USD within the country or abroad. Since the scarcity of foreign currency, many banks also charge a surcharge of around 5 to 5.6 % on dollar transactions.

In practice, sending or receiving USD from a Bolivian account can therefore cost, in total, between 4 and 6 % in SWIFT fees, plus a 5–7 % premium related to the USD shortage, plus the ITF. The effective cost easily reaches 9–12 %, which pushes more and more expatriates and businesses toward alternative solutions.

Local Currency, Access to Dollars, and Parallel Markets

The official currency is the boliviano (BOB). For a long time, the exchange regime functioned as an “incomplete crawling peg“: an almost fixed official rate against the dollar, with rare unannounced adjustments. From 2011 to early 2023, the official selling parity remained at 6.96 BOB for 1 USD (6.86 for buying), giving the illusion of great stability.

Dollar Shortage and Parallel Market

Starting in 2014, a succession of budget deficits led to a drastic drop in the Central Bank’s foreign exchange reserves, falling from over 15 billion USD to about 3.2 billion in 2023. Result: banks struggle to meet the demand for greenbacks, international transfers become complicated, and a parallel dollar market has formed.

9

The parallel exchange rate for the boliviano against the U.S. dollar has reached around 9 BOB for 1 USD, according to recent estimates.

The Central Bank tries to limit this distortion by imposing on exchange houses a very low maximum spread around the official rate, but in practice, the currency scarcity leads to informal operations and significant premiums.

Rules on Import/Export of Cash

For expatriates traveling with cash, the Bolivian rules are strict but fairly clear. Any individual, Bolivian or foreigner, must declare the entry or exit of currency when amounts exceed certain thresholds. The main guidelines are:

Amount carried in cash (or USD equivalent)Applicable rule
Up to 10,000 USDNo mandatory declaration, no obligation to convert to BOB.
Between 10,000 and 20,000 USDMandatory customs declaration (specific form indicating origin/destination of funds).
Above 20,000 USDPhysical transfer is no longer directly authorized: it must go through a bank or a transfer company licensed by the ASFI.

Failure to comply with these rules (lack of declaration, exceeding thresholds) can lead to confiscation of funds and investigation for money laundering or illicit financing. For an expatriate, carrying more than 10,000 USD in cash therefore only makes sense if you accept the declaration procedures and associated administrative risks. Above 20,000 USD, the only legal route is through a transfer or licensed financial intermediary.

Using ATMs, Bank Cards, and Payment Methods

In practice, a large part of daily life in Bolivia remains based on cash. It is estimated that over 95% of everyday transactions are done in cash, and even e-commerce heavily relies on cash on delivery.

ATM Network and Withdrawal Limits

Automated teller machines are widely present in major cities and most medium-sized towns. Banks like Banco Mercantil Santa Cruz, BNB, Banco Unión, and BCP have the densest networks. Some institutions (Banco BISA, Banco FIE, BMSC, BNB) sometimes offer fee‑free operator withdrawals for foreign cards, but others charge fees of 20 to 75 BOB per transaction.

Transaction limits vary greatly depending on the bank:

– Most commonly, the per‑withdrawal limit is between 500 and 2,000 BOB, with 2,000 being the most common value.

– Some ATMs allow withdrawals up to 4,500 BOB per operation.

– Others go up to the daily limit defined by the card issuer’s bank.

By combining several successive withdrawals, one can generally reach around 3,500 to 4,000 BOB per session, and sometimes 6,500 BOB. ATMs generally only accept 4‑digit PIN codes.

Tip:

For expatriates, Visa and Mastercard cards (debit or credit) are generally well accepted throughout the French territory. However, it’s possible that some ATMs located in remote areas reject or retain them. In contrast, American Express cards are rarely supported.

Tip on DCC Conversions

A common quirk is the “dynamic currency conversion” offered at the ATM. The screen may ask if you want to be charged in the currency of your home country or in BOB. Accepting the ATM’s conversion means using the often unfavorable rate of the local provider, sometimes with an extra commission. By choosing “Without conversion” or “Charge in BOB,” it’s the Visa/Mastercard network and the issuing bank that apply their own exchange rate, generally more favorable.

Tip:

To limit ATM fees, adopt these strategies: make withdrawals less frequently but for higher amounts when fees are fixed per transaction. Use apps like ATM Fee Saver to identify low-cost ATMs. Avoid ATMs located in airports or ultra‑touristy areas whenever possible, as commissions are generally higher there.

Card Payments and Local Solutions

Card payments work fine in hotels, large restaurants, and modern stores in major cities, but are far from the norm in neighborhood commerce. Many merchants add a surcharge when accepting cards, to offset bank commissions.

Local payment networks are evolving rapidly, with the development of:

– Instant bank transfers in BOB, widely used for large amounts.

– Mobile payment and QR code solutions, like Pago Móvil, VPay, or $imple (launched by the banking association ASOBAN).

– E‑wallets like SoliPagos (linked to BCP) and Tigo Money, tied to the telecom operator, which allows sending money via a phone number (with a Bolivian or foreign resident ID).

However, these systems remain mostly accessible to people with local documents (CIEE, NIT). For a recently arrived expatriate or one still in the residency process, international cards and cash withdrawals therefore remain the central tools.

International Transfers, Limitations, and Costs

In the age of instant transfers and global fintechs, Bolivia remains a country where sending or receiving funds from abroad via the traditional banking system can be slow and expensive.

SWIFT Transfers and Controls

SWIFT transfers via Bolivian banks generally have the following characteristics:

– Processing time of 3 to 5 business days, sometimes more depending on the correspondent bank abroad.

– Total cost (fees from the sending bank, the Bolivian bank, and intermediary banks) often between 4 and 6 % of the amount.

– Application of the ITF tax of 0.03 % on USD operations.

– Addition of a 5 to 7 % premium by some banks to compensate for difficulty accessing dollars.

Heads up:

Any banking operation exceeding 10,000 USD at once, or reaching this threshold over three consecutive days, must be declared via a form specifying the origin of the funds. The supervisory authorities (ASFI, financial intelligence unit) strictly monitor compliance with these anti-money laundering rules.

Money Transfer Services and Cash Pickup

Given these constraints, many expatriates and families use specialized money transfer companies. Players like Western Union, MoneyGram, Ria, Remitly, Xoom (PayPal), Wise, or WorldRemit operate for transfers to Bolivia, allowing funds to be sent for cash pickup or credit to a local account.

The typical characteristics of these services are as follows:

Good to know:

Transfers can be initiated online, via a mobile app, or through a physical agent. Funds are available for cash pickup at a vast network of points or by deposit into an account. Fees and the exchange rate are disclosed before validation, sometimes with promotional offers. The arrival time varies from a few minutes to a few days depending on the payment method and service chosen. Fees are generally competitive compared to traditional bank transfers, especially for small to medium amounts.

For an expatriate who receives a salary or income abroad, these platforms can be used as a primary channel to fund a Bolivian account or support a cash budget, especially when local banks impose high premiums on dollars.

Neobanks, Multi‑Currency Accounts, and Virtual USD Accounts

The rise of international neobanks and virtual multi‑currency accounts offers expatriates in Bolivia increasingly credible alternatives, especially for everything related to USD or EUR management and international payments.

Consumer Neobanks

Services like Wise, Revolut, Payoneer, as well as newer players like Starryblu or Elevate Pay, allow users to:

– Hold balances in several major currencies (up to 10 or 19 currencies depending on the service, e.g., with Starryblu or HSBC Expat’s Global Money offer).

– Benefit from international debit cards (often Mastercard or Visa), usable in Bolivian ATMs and for payments.

– Convert currencies at an exchange rate close to the interbank rate, with transparent fees, generally under 1 %.

– Receive transfers in USD, EUR, GBP on local banking coordinates (IBAN, US account) without going through the Bolivian system.

– Send transfers to Bolivian accounts when needed, limiting reliance on costly SWIFT transfers.

Good to know:

For expatriates paid abroad or freelancers with international clients, digital accounts in hard currencies serve as a financial base. Bolivia is then used as a country to withdraw cash or pay by card as needed, while limiting exposure to unfavorable local official exchange rates.

Virtual USD Accounts and Businesses

The Bolivian economic fabric is strongly affected by the dollar shortage: according to the National Chamber of Commerce, about 70% of SMEs report operational or commercial delays due to difficulties accessing greenbacks, and over 65% are considering adopting virtual accounts to facilitate their international payments.

Fintechs like Mural Pay, Wise, or Payoneer precisely offer virtual USD accounts:

Advantages of the Payment Solution

A global payment platform designed for international businesses, offering speed, economy, and flexibility.

Global Reach and Multi-Currency

Ability to receive payments in USD from over 170 countries, with support for over 40 currencies.

Speed and Economy

Near-instant settlements for fees often under 1 %.

Advanced Business Features

Batch payments, integration of stablecoins (USDT, USDC) with automatic conversion to fiat for business operations.

High Customer Satisfaction

Very high satisfaction rates in the region, with Mural Pay, for example, reporting 92 % satisfaction in Latin America in 2023.

Since 2024, the Bolivian Central Bank has relaxed its position regarding digital assets and stablecoins, authorizing financial institutions to offer this type of service for international operations, subject to strict compliance with KYC/AML obligations and tax declaration of foreign income. This evolution provides a safer framework for using virtual USD accounts in an environment that was previously very closed.

For an expatriate entrepreneur or consultant invoicing clients in dollars, a typical combination consists of:

– Receiving payments into a virtual USD account (Wise, Payoneer, Mural Pay).

– Converting a portion into BOB when necessary for local expenses, either via ATM withdrawals with a multi‑currency card, or via a targeted transfer to a Bolivian account.

– Keeping a portion of cash reserves in USD/EUR outside the Bolivian system to reduce exposure to exchange rate risk and local restrictions.

Loans, Credit, and Real Estate Financing for Foreigners

Obtaining credit in Bolivia as a foreigner remains possible, but only if you are solidly established in the country. Banks generally require:

– A residency status (temporary at minimum).

– A valid foreigner’s identity card (CIEE).

– Stable and documented income in Bolivia (employment contract, formalized independent activity).

– Real guarantees (real estate, various assets) or other collateral.

In theory, local banks can grant mortgage loans, consumer credit, or professional loans to foreign residents meeting these criteria. The strong presence of microfinance‑oriented banks (BancoSol, Banco FIE, Ecofuturo) also facilitates access to credit for very small businesses.

Good to know:

Due to a dollar shortage and liquidity tensions, the banking system is de‑dollarizing. For an expatriate wishing to buy real estate, the credit offering is now primarily denominated in bolivianos.

– First obtaining temporary residency, then the CIEE.

– Justifying the legal origin of funds and income.

– Complying with the prohibition on foreigners acquiring rural land near (within 50 km of) national borders.

– Carefully verifying the property title and tax situation of the asset.

Financing assumptions in USD are becoming rare, and the bank’s room for maneuver is itself limited by regulation and constraints on foreign currency reserves at the Central Bank.

Tax Framework and Implications for Asset Management

For an expatriate, Bolivia presents an important particularity: an essentially territorial tax system, which in principle only taxes income of Bolivian source. Income earned abroad is generally not taxable locally.

Personal and Asset Taxation

The main lines of personal income taxation are as follows:

– Personal income tax around 13 %, with a system more proportional than highly progressive.

– Foreign‑source income is in principle not taxed for residents.

– Capital gains generally not taxed, except for sectoral exceptions.

– Existence of wealth taxes (a fortune tax between 1.4 % and 2.4 % for certain bases), gift duties (1 %, 10 %, or 20 % depending on kinship), and inheritance duties.

– Absence of an exit tax.

Good to know:

Combined with the absence of capital gains tax in many cases and the non‑taxation of foreign‑source income, this framework creates interesting opportunities for estate planning for international profiles. Provided, of course, that the tax obligations of the country of origin are respected, especially for nationals of countries like the United States, taxed on their worldwide income and subject to provisions like the Foreign Earned Income Exclusion, the Foreign Tax Credit, the FBAR obligation, and FATCA reporting.

Corporate Taxation and Cross‑Border Flows

On the corporate side, Bolivian taxation is heavier:

25

Standard corporate income tax rate in Bolivia, to which a 25 % surtax is added for certain hydrocarbon income.

Financial flows in USD are furthermore affected by specific taxes and authorization requirements for large amounts. All of this encourages many actors to lodge part of their international operations outside the country via offshore accounts, neobanks, or structures in third‑party jurisdictions, while keeping in Bolivia the essential treasury needed for local operations.

Fintech Trends, Crypto‑Assets, and Payment Modernization

Despite the heaviness of some regulations, Bolivia is beginning to integrate global financial innovations. The first legal framework for fintechs was introduced via a specific decree, and an important step was taken with the lifting in 2024 of the ban on cryptocurrencies and stablecoins for international operations, within a regulated framework.

Heads up:

The authorities, supported by the IMF and the World Bank, are modernizing cross‑border payments. The country has joined the OECD Global Forum on Transparency and Tax Information and is adapting its rules for the automatic exchange of information (CRS). A licensing regime for fintech activities (digital wallets, blockchain, crowdfunding) is being developed, with enhanced supervision against money laundering.

For an expatriate, these evolutions translate into: a necessary adaptation to new cultural and professional environments, managing expectations and opportunities, as well as an understanding of the tax and legal implications of their status.

– A gradual improvement in the security and recognition of virtual accounts and stablecoin payments used for international trade.

– The need to follow regulatory updates, as the framework remains in flux, especially regarding taxation of crypto‑assets and reporting obligations.

Practical Financial Management Strategies for an Expatriate

Beyond the technical understanding of the rules, the key for an expatriate in Bolivia is often to build a hybrid strategy, intelligently combining:

– A local account in bolivianos for daily life, paying for services, receiving a local salary, and accessing potential credit.

– One or several multi‑currency or virtual accounts (Wise, Revolut, Payoneer, Mural Pay…) to hold and receive income in USD or EUR at the best cost.

– Specialized money transfer solutions to balance flows between these two levels at the lowest cost.

A few principles emerge:

Tip:

For a successful financial setup in Bolivia, prioritize regularizing your status (residency and CIEE) to access banking services. Keep a portion of your savings in foreign currencies (USD/EUR) outside the Bolivian system to limit exposure to unfavorable official exchange rates, only converting to bolivianos (BOB) what’s necessary. Carefully compare the costs and timelines of different transfer channels (SWIFT, platforms like Wise, cash remittance services) depending on the type of flow. Leverage the advantages of the local system: decent interest rates on BOB accounts, low‑cost domestic transfers, and ease of using ATMs. Finally, be vigilant about the local legal and tax framework (flow reporting, taxes on USD transactions, rules on cash) and coordinate your obligations if you are from a worldwide taxation country like the United States.

By combining these different levers, an expatriate can succeed in navigating a tense monetary environment, benefit from the favorable characteristics of the Bolivian system (development of microfinance, financial inclusion, relative stability of the local currency) while protecting themselves from the most penalizing effects of the dollar shortage and exchange constraints.

Good to know:

International financial management in Bolivia requires thorough preparation, an understanding of local regulations, and the adoption of global digital solutions. Proper structuring of accounts and flows allows you to live, work, and invest in the country while limiting system frictions, and even to derive benefits from it.

Disclaimer: The information provided on this website is for informational purposes only and does not constitute financial, legal, or professional advice. We encourage you to consult qualified experts before making any investment, real estate, or expatriation decisions. Although we strive to maintain up-to-date and accurate information, we do not guarantee the completeness, accuracy, or timeliness of the proposed content. As investment and expatriation involve risks, we disclaim any liability for potential losses or damages arising from the use of this site. Your use of this site confirms your acceptance of these terms and your understanding of the associated risks.

About the author
Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

Find me on social media:
  • LinkedIn
  • Twitter
  • YouTube
Our guides: