Published on and written by Cyril Jarnias
Renovating a house in Puerto Rico can be a tremendous opportunity… provided you accept that it’s not a construction project like any other. Extreme tropical climate, hurricane and earthquake risks, strengthened building codes, a tight real estate market, sharply rising construction costs, complex permit procedures, generous but technical tax incentives: all of this can turn a simple renovation into a real obstacle course.
The goal of this article is to provide a clear, operational overview of what awaits you if you want to renovate a property in Puerto Rico, whether to live in it, use it as a second home, a rental investment, or a luxury project.
We will review the climate and its technical consequences, the most frequent issues in buildings, how the market and costs work, regulatory requirements, key points for a hurricane- and earthquake-resistant renovation, the question of utilities, as well as the tax incentives and programs that can completely change a project’s profitability.
Understanding the local context before laying the first stone
Before thinking about tile, wall color, or designer furniture, you must understand that Puerto Rico is first and foremost a high natural-risk territory, with regulations inspired by the strictest US codes.
Number of homes destroyed by major storms since 2017, including Irma and Maria.
In this context, renovation is no longer just a matter of aesthetics or comfort: it’s an issue of safety, durability, and long-term cost control. A house not adapted to the climate and risks can deteriorate in a few years… or be severely damaged by the first major hurricane.
Typical anatomy of a house in Puerto Rico: concrete, flat roofs, and DIY jobs
The vast majority of homes are built with reinforced concrete blocks, with foundations and often poured concrete roofs. Many roofs are flat. You also find poured cement houses, some prefabricated concrete constructions, and, more rarely, wooden houses, which are difficult to finance and insure.
In older buildings, many houses were built informally, without plans, without an engineer, without structural verification. These “self-built” constructions suffered particularly during hurricanes and earthquakes, precisely because they did not respect building codes.
Inside, walls are typically plastered and painted concrete, sometimes with a drywall false ceiling for recessed lighting. Electrical and plumbing systems are often embedded in the slab, walls, or ceilings. To update an installation, you generally have to chip away at the concrete with a jackhammer or accept exposed PVC conduits.
Many older houses do not have a hot water system, and water pipes from the 1980s can be undersized compared to US standards. In some buildings, the pipe cross-section is so reduced that toilet paper cannot be flushed, under the risk of chronic clogging.
All of this has direct consequences for a renovation project: access to networks is more complex, bringing things up to code costs more, and every modification to plumbing or electricity must be thought out in advance, before redoing the finishes.
Common issues in houses to be renovated
The combination of heat and humidity, torrential rains, seismic risks, and proximity to the sea creates a devastating cocktail for buildings. Before buying, and before starting work, you need to know what you’re going to find.
Foundations and load-bearing structure
Foundation problems are common and can stem from several causes: soil erosion, faulty drainage, ground movement, or seismic shocks. Typical signs are vertical or diagonal cracks in foundation walls, warped floors, doors and windows that stick.
Not all cracks are catastrophic: a shrinkage micro-crack can be superficial, while a wide crack with offset can reveal severe structural movement. The evolution of cracks over time is a valuable indicator: a crack that opens or changes shape should raise an alert.
In old houses, stone or poor-quality concrete foundations, combined with non-existent drainage, promote water infiltration and rising damp. This situation ultimately leads to the degradation of the entire structure resting on these foundations.
Moisture, mold, and deteriorated wood
With an average humidity near 80% and tropical rains, exterior walls, if not properly protected, act like sponges. An original moisture barrier (“capillary break”) may be non-existent or out of service, allowing moisture to rise into the walls and attack plaster and wood.
Older floors sometimes rest on small wooden joists, vulnerable to rot as soon as a crawl space or basement is poorly ventilated. Symptoms: sagging floors or abnormal softness, persistent musty odors, signs of fungus.
In a hot, humid climate, mold is not an aesthetic detail: it damages materials and can lead to real health problems. Without controlling moisture (leaks, condensation, ventilation), any aesthetic renovation is doomed to fail.
Aging roofs and leaks
Flat concrete roofs are very common, but the slightest waterproofing defect lets considerable volumes of water through during tropical rains. Successive poorly done repairs can make the situation worse. Lighter coverings (sheet metal, shingles) bear the full brunt of strong winds, with frequent panel blow-offs.
Many old roofs were not designed to withstand current climatic loads and stresses. Furthermore, the absence of insulation is a frequent problem, especially in concrete houses where walls let in heat, turning homes into veritable ovens.
Plumbing and electrical installations
Renovations often reveal outdated installations: corroded pipes, slow leaks, drains clogged by grease, hair, or foreign objects, continuously running toilets, signs of water stains on ceilings.
Water leaks in domestic installations can have several origins: outdated materials, incorrect pipe assembly, overpressure in the distribution network, or naturally aggressive water that corrodes pipes. Beyond wasting the resource and increasing the water bill, these leaks lead to persistent moisture problems, promoting the appearance and growth of mold, which can harm indoor air quality and the building’s integrity.
On the electrical side, many systems no longer meet current standards: inadequate cable gauge, lack of GFCI protection, dangerous wiring. In a humid environment, the risks of overheating and fire multiply if the installation is obsolete.
Termites, salt corrosion, and water quality
Termites are common in wood constructions. Even a concrete house can contain load-bearing wooden elements (frame, floors, lintels) that serve as a feast for insects.
In coastal areas, salty air accelerates the corrosion of all metal elements: railings, light frames, fasteners, but also steel reinforcements embedded in poorly protected concrete. In the long term, this weakens the structure.
Tap water can contain sediment, minerals, and other contaminants, hence the frequency of domestic cisterns and tanks. These must be inspected and cleaned, as well as septic tanks in rural areas.
Inspection and diagnosis: the phase you should never rush
In Puerto Rico, inspection is not mandatory to conclude a sale, and many properties are sold “as is.” However, skipping a thorough diagnosis to save a few weeks or a few thousand dollars is a serious mistake.
A certified, licensed, insured inspector, and especially one familiar with local construction methods, should examine:
– the structure and foundations,
– the roof and drainage systems,
– electrical and plumbing systems,
– air conditioning and ventilation,
– signs of moisture and mold,
– the home’s hurricane preparedness (joinery, anchors, roofs).
For a complete assessment of your property, these specific inspections are strongly advised to identify potential risks not covered by a standard examination.
Inspection aimed at detecting the presence of termites, rodents, or other wood-eating insects that could damage the building’s structure.
Check of the integrity, waterproofing, and compliance of liquid storage tanks (water, fuel, etc.).
Evaluation of the proper functioning, capacity, and compliance of the autonomous sanitation system.
Analysis of risks related to floods or water back-ups, often including a study of local topography.
Search for mold, fungus, or excessive moisture that could affect health and the building’s integrity.
The detailed report, with photos and recommendations, is a major negotiation tool. It allows you to either renegotiate the price, require certain repairs, or, as a last resort, withdraw from the transaction if the contract allows. Some insurers or banks also require such a report to grant coverage or a loan.
In historic buildings (for example in Old San Juan), the process is even more thorough: historical and architectural research, photo and graphic surveys, material analysis, comparisons with similar cases. Institutions like the Archivo General de Puerto Rico or the Puerto Rico Historic Building Drawing Society are valuable resources in this case.
Regulations, permits, and building codes: a mandatory step
Renovation in Puerto Rico is not just about finding a good contractor: the regulatory part is heavy and highly regulated.
The framework law on permits and codes
The permit process is based on Law 161-2009 (Permit Process Reform), regularly updated, which established the Oficina de Gerencia de Permisos (OGPe). This agency issues a Consolidated Construction Permit, covering construction, renovation, demolition, development, etc.
Since November 2018, projects must comply with the “Puerto Rico Codes 2018” family, based on International Code Council (ICC) standards, with local adaptations strengthened after Irma and Maria. These codes cover building, residential, existing buildings, gas, fire, mechanical, plumbing, energy, sanitation, pools, and spas.
They refer to detailed technical standards:
Key standards include ASCE 7-16 for loads (wind, seismic), ACI 318 for concrete, AISC and AISI for steel, NFPA 70 for electricity, and ASCE 41 for seismic evaluation of existing buildings.
Normative references for structural and electrical engineering
Microzoned wind maps, derived from wind tunnel tests, are used to determine the basic wind speed to consider, sometimes up to 185 mph in the most exposed coastal areas.
In practice, anything affecting the structure, roof, electrical or plumbing networks, or altering room configurations, requires a construction permit. A simple paint refresh or kitchen cabinet change without touching the networks may, depending on the municipality, be done without a permit, but it’s better to check case by case.
Key steps include:
Obtaining a typical building permit includes several key steps: a preliminary site and zoning study (residential, commercial, etc.), drawing up plans by a licensed professional, submitting the application via the digital ‘Single Business Portal’, consultation and input from various agencies (municipality, fire department, environment, and sometimes ARPE for older buildings), then issuance of the permit. The process concludes with inspections during and after construction to obtain the final certificate of occupancy.
Timelines vary greatly: a few months for a simple residential project, up to 18 months, or even more, in sensitive coastal areas or historic districts like Old San Juan, subject to strict heritage rules.
Specificities of historic districts
In Old San Juan and other protected sectors, any renovation – even the color of a door – must be approved by the municipality and the Institute of Puerto Rican Culture. Facades, window types, joinery, roofs, materials, and paint shades are regulated to preserve colonial architecture (inner courtyards, wrought iron balconies, louvered windows, thick masonry walls).
Recent church and chapel restoration projects in Old San Juan, funded to the tune of 10.7 million dollars by FEMA, illustrate the application of the US Secretary of the Interior’s Standards. Interventions included the use of traditional lime plasters, masonry repairs, discreet structural reinforcements, and the replacement of obsolete electrical installations with modern but invisible systems, thus preserving the buildings’ historical integrity.
Not complying with these rules can result in fines, or even the obligation to revert to the previous state, which can double the cost of work.
Why work with licensed professionals
Puerto Rico requires a state license for general contractors, construction managers, architects, and engineers. The Puerto Rico State Contractors Board oversees these professionals, manages an online registry, and handles complaints, which can lead to suspension or revocation of a license.
Hiring a licensed contractor provides several guarantees:
– technical competence and knowledge of codes,
– liability insurance,
– better permit and inspection follow-up,
– recourse in case of dispute.
Using unlicensed individuals to “save money” is a risky gamble, especially since the majority of serious damage observed during hurricanes involved informal or non-compliant constructions.
Budgeting a renovation: sharply rising costs
Construction and renovation costs in Puerto Rico have skyrocketed since 2020. Construction price indices show an increase of about 38% since April 2020, due to the combined effect of supply chain problems, material tariffs, rising wages, and the influx of projects related to FEMA funds.
Order of magnitude of costs
For new construction, recent ranges give an idea of the baseline on which a major renovation can be based:
| Type of construction / sector | Typical cost per square foot* |
|---|---|
| Standard new house | $120 – $250 |
| Mid-range new house | $150 – $250 |
| High-end residential project (San Juan, coast) | $300 and up |
| Very high-end luxury house | $500 – $1,000 |
| Prefabricated house | $90 – $140 |
| Modular house | $110 – $200 |
| Container house | $100 – $175 |
* excluding land, permits, and hookups.
Renovation often falls within a similar range to new construction when it involves structural repairs, a complete overhaul of systems, and high-standard finishes.
Numerical examples provide a reference:
A villa over 3,500 sq ft easily exceeds this cost in dollars for new construction.
Key materials are significantly more expensive than in the continental US, especially copper (about twice as expensive as on the mainland) and some steel, whose prices have risen more than 80% since 2019. For reference:
| Material | Typical Price |
|---|---|
| Concrete | $145 – $170 / yd³ |
| Steel | $0.95 – $1.25 / lb |
| Plywood (4×8) | $48 – $65 per sheet |
On the labor side, the average hourly wage for a construction worker is around $15/hr, foremen between $22 and $28/hr, and skilled tradespeople (plumbers, electricians, etc.) between $20 and $50/hr. The shortage of skilled labor, worsened by emigration to the US, drives costs up, especially on FEMA projects where rates are about 30% above market.
Add to this often underestimated costs:
Connecting to water and electricity networks represents a cost ranging from $5,000 to $25,000, and can be higher in isolated areas.
Unexpected issues are common in older or informal buildings: code violations, termites, internal corrosion of reinforcements, defective networks. A contingency budget of at least 10 to 20% is strongly recommended.
Simplified overall budget example
Imagine buying a very run-down house on a large plot for $25,000, then a major structural renovation, with hurricane reinforcement and full code compliance. A realistic budget adds up:
– Acquisition: $25,000
– Study, plans, permits: $25,000 – $50,000
– Structural work and shell: $150,000 – $250,000
– Systems, finishes, equipment: $100,000 – $200,000
– Hookups, exterior work, contingencies: $50,000 – $100,000
You quickly reach a total investment of $350,000 to over $600,000 depending on the standard and complexity. Hence the importance of aligning the technical aspect with the available tax incentives.
Designing a renovation resistant to hurricanes and earthquakes
In Puerto Rico, the goal is not to make a house “pretty”, but to make it livable and safe before, during, and after natural disasters. Engineers and architects working on the island have developed a multitude of strategies that can be integrated into a renovation.
Reinforcing the envelope and roof
The number one priority is the complete load path from the roof to the foundations. Studies on local wooden houses show that the most catastrophic failures come from faulty connections: a roof-to-wall connection fails and the entire roof flies off.
Key recommendations also applicable to renovation:
– Install anchors and hurricane straps at every rafter-to-wall and purlin-to-rafter connection;
– ban simple toe-nailing assemblies;
– avoid “free-standing” roofs simply placed on masonry walls without a rigid connection;
– use metal roofing panels of at least 26 gauge, ideally 24 gauge, or even stronger trapezoidal profiles;
– reduce fastener spacing, at most 6 inches between nails or screws on each purlin;
– replace or treat corroded panels with anti-corrosion coatings.
The maximum cost for complete re-roofing of a small house, according to the text.
Roof shape also matters: hip roofs perform better than gable roofs in wind, as they reduce uplift and turbulence. When possible, revising the roof geometry in this direction significantly improves resistance.
Concrete, steel, wood: how to choose?
Properly designed reinforced concrete structures have shown their robustness against hurricanes. However, during the 2019–2020 seismic sequence, it was precisely this concrete and masonry stock, often poorly reinforced or elevated on open ground floors, that suffered the most. Research recommends:
– Prefer confined masonry (walls confined by reinforced concrete columns and beams) rather than fragile masonry infill between columns,
– Increase column sections and reduce spacing of transverse ties,
– Use non-corroded steel and adequate cover.
For new extensions, a mixed strategy is often relevant:
For horizontal extensions (adding rooms on the ground floor), prefer concrete or masonry. For vertical extensions (adding a floor), opt for a lightweight wood frame structure, as it is better tolerated by earthquakes and easier to anchor against hurricanes.
Pilot projects like the “Moroviví” house or some modular homes designed after Maria show that it is possible to combine concrete (foundations, slab, load-bearing cores) and lightweight elements, while integrating insulated panels, screened wood panels, and a very rational design of connections.
Natural ventilation, light, and autonomy during outages
Recent hurricanes cut electricity to the entire island for weeks. Some Puerto Rican architects have therefore worked on houses that remain habitable without air conditioning or electric light.
An emblematic example is a house built on the southeast coast, equipped with eight hot air chimneys functioning as light wells. By opening these chimneys on the side opposite the prevailing wind, a suction effect is created that renews the air permanently and naturally illuminates the interior even during prolonged outages.
Principles to remember for a renovation:
For a cooler, more energy-efficient building, it is advisable to multiply cross-ventilation openings. Integrating elements like louvers allows modulating both airflow and natural light. Providing protected skylights or roof lanterns also contributes to lighting and ventilation. Finally, prioritizing well-insulated roofs and walls (with insulated concrete or high-performance thermal plasters) helps limit the systematic reliance on air conditioning.
On the energy front, the combination solar panels + batteries is becoming almost essential. Many 4 to 15 kWh storage solutions, with inverters of 6 kW and more, can cover a good part of the needs, especially if the house is designed with efficient appliances (LED, efficient fridge, tankless water heater, etc.). Community solar microgrids are also starting to be deployed in several regions of the island.
Managing water, leaks, and flooding
Intense rains, rising damp, and flooding require a comprehensive approach to water management:
– Ensure proper slope of the land and around foundations to divert water;
– Install gutters, downspouts, and overflows that are regularly maintained;
– consider French drains or sump pumps in particularly wet areas;
– elevate the structure in flood zones, with floors on pilings and ventilation and water evacuation devices;
– use materials that dry well and resist mold (concrete, ceramic, suitable plasters) rather than materials that rot or mold easily.
FEMA standards for construction in flood zones apply in addition to local codes and may impose a minimum finished floor height, water discharge openings, and specific material choices.
Connecting (or reconnecting) the house to networks: a real administrative project
Once the structure is reinforced, the roof waterproofed, and the systems upgraded, a critical element remains: access to electricity, water, and internet, often underestimated by newcomers.
Electricity: PREPA, LUMA, and procedures
Electricity transmission and distribution are managed by LUMA Energy, inheritor of the former PREPA infrastructure. For a house without active service for more than a year or two, you need:
– a certificate of electrical installation signed by a licensed electrician,
– ownership documents (deed, cadastre), ID, social security number,
– sometimes a use permit for commercial premises or a change of use.
Once the application is submitted, activation can take from a few days to several weeks. Fees for setting up or replacing meters are the owner’s responsibility. For some accounts, it is possible to use the Mi LUMA digital portal to make payments and manage incidents.
Water and sanitation: AAA
The water and sewer company (AAA) also requires: the necessary documentation for processing requests.
– a certificate issued by a certified plumber,
– proof of ownership,
– the cadastral number (Catastro) to locate the property.
Without an existing meter, AAA sometimes must send an engineer to identify the connection point and authorize installation. Activation times are generally 7 to 14 days, but they lengthen if the local infrastructure requires additional work.
Internet, telecoms, and complementary services
Internet access varies enormously from one area to another. In Greater San Juan, Dorado, or Bayamón, the cable and fiber offer (Liberty, Claro, local operators) is broad, with speeds that can reach gigabit. In rural areas or some coastal sectors, you have to rely more on radio or satellite solutions (Starlink, for example).
Utility providers generally require the communication of complete personal information (ID, precise address) as well as proof of residence (lease or deed). A security deposit is also often required.
In a renovation project intended for seasonal rental or remote work, the question of redundancy (secondary internet link, UPS, possibly satellite backup) must be integrated from the design phase.
Leveraging tax incentives to make the renovation profitable
One of Puerto Rico’s major assets for an investor or a wealthy individual lies in its arsenal of tax incentives, now grouped under the “Puerto Rico Incentives Code” (Act 60). Some directly target real estate projects and can tip the profitability of a major renovation.
Law 182–2024: urban center revitalization
This recent law, integrated into Act 60, targets the renovation and construction of residential and mixed-use projects in designated urban centers of municipalities. To be eligible, a project must generally:
– be located in an official urban center,
– represent at least $1,000,000 in eligible investment (excluding land cost),
– create a minimum of 7 housing units.
The benefits are considerable:
| Law 182–2024 Benefit | Rate or Description |
|---|---|
| Project income tax | Fixed rate of 4% |
| Project dividend tax | 100% exemption |
| Property tax (real and personal property) | 75% exemption |
| Municipal license and other taxes | Approximately 50% exemption |
| Municipal construction-related taxes | 75% exemption |
| Investment tax credit | 40% of the lesser of eligible investment and total cost |
The tax credit can be used over several years, carried forward, and even assigned or sold, making it a very powerful financing tool. For a major renovation project of an old building in a city center, these mechanisms can offset a good part of the additional cost related to bringing up to code, heritage conservation, or installing sustainable equipment.
Act 60 for individual investors and export services
For individuals who establish tax residency in Puerto Rico, the chapter on “Resident Individual Investors” (successor to Act 22) offers, under strict residency conditions, a near-total exemption on interest, dividends, and capital gains generated after moving to the island. This can concern an investor who eventually sells a highly appreciated property after renovation, as long as the gains are considered Puerto Rican source and the taxpayer is a “bona fide” resident.
For service businesses (architecture, engineering, property management, etc.) targeting a clientele abroad, the ‘Export Services’ regime applies an income tax of only 4% and offers partial exemptions from property tax and municipal taxes. Moreover, an owner who structures their short- or medium-term rental activity through an eligible entity can thus significantly optimize the taxation of income from their renovated property.
Affordable housing programs and tax credits
For projects oriented towards affordable housing, the Low-Income Housing Tax Credit (LIHTC) program, funded with over $1.4 billion in CDBG‑DR funds, supports the construction and especially the rehabilitation of rental buildings in exchange for capped rents and long-term constraints. Federal credits are generally monetized via investors who provide equity, which greatly reduces the need for bank debt.
In an urban center like Ponce, San Juan, or other major cities, a project to transform a deteriorated old building into a mixed rental residence can thus combine:
– LIHTC credits,
– benefits of Law 182–2024,
– and, where applicable, some benefits of Act 60 (tourism, export services, etc.).
The financial architecture becomes complex, but the result can transform a project with tight margins into a highly profitable operation.
Integrating sustainability and autonomy into the renovation
Puerto Rico pays for some of the most expensive electricity in the United States (nearly three times the average US commercial rate). More than 94% of energy still comes from imported fossil fuels. Power outages are frequent, sometimes prolonged. It is therefore logical that renovation strategies increasingly integrate criteria for energy efficiency, local production, and passive comfort.
Solar solutions, microgrids, and storage
Abundant sunshine makes solar an ideal pillar. Several approaches coexist:
– Residential photovoltaic systems with grid injection (net metering),
– Hybrid installations with batteries to ensure minimal autonomy in case of an outage,
– Totally off‑grid (off‑grid) systems for isolated properties, or by personal choice,
– Community microgrids: shared rooftops, energy cooperatives, etc.
A concrete system composed of 10 solar panels of 450 W, coupled with 15 kWh of batteries and a 6 kW inverter, can largely cover the daily consumption of an efficient household, estimated between 6 and 10 kWh. In parallel, emerging technologies like DC microgrids, with minimal battery storage, prioritize direct uses (pumping, refrigeration, solar-electric cooking) and thermal storage rather than electrical storage alone.
Energy efficiency and “smart” materials
In renovation, a set of simple measures significantly improves comfort and reduces the bill:
– Exterior or interior insulation of concrete walls,
– Reflective or light-colored roofs,
– High-performance windows (double glazing, airtight joinery, well-designed louvers),
– Certified efficient appliances,
– High-efficiency air conditioners, controlled by programmable thermostats,
– Elimination of thermal bridges and poorly sealed joints.
For a sustainable project, prioritize ceramic tiles, low-VOC plasters, fiber cement siding, sustainable local woods like mahogany or teak, and recycled elements such as steel and concrete.
Water, landscaping, and reducing the footprint
Rainwater harvesting systems, often already present in the form of a cistern, can be modernized with filters, efficient pumps, and integration into domestic networks (irrigation, toilet flushing, even potable water after appropriate treatment).
Outdoors, permeable surfaces (gravel, permeable pavers) limit runoff, and a garden with native species reduces watering and maintenance. Waste management (composting, recycling) and the use of local materials complete the equation.
For an owner targeting both tourist rental and reducing operating costs, a home combining solar, natural ventilation, water-efficient devices, sustainable materials, and good thermal performance becomes a real commercial asset.
Choosing partners: inspectors, architects, contractors, managers
Given the complexity of the challenges, the success of a renovation project largely depends on the quality of the team.
An inspector experienced in Puerto Rican construction, a licensed architect or engineer who masters the 2018 codes and anti-hurricane/seismic constraints, and a licensed general contractor with a good track record are the technical pillars.
For heritage projects, it is preferable to use architects specialized in restoration. These professionals possess the necessary expertise to effectively dialogue with the Institute of Puerto Rican Culture and to apply international conservation standards, thus ensuring the preservation and enhancement of heritage.
For investment projects (second home and rental, boutique hotel, rental building), a good property manager can complete the setup: preventive maintenance, guest management, emergency intervention after a storm, optimization of insurance and service contracts.
Finally, to maximize tax benefits, support from a tax attorney and a consultant familiar with Act 60, Law 182, and housing tax credits is almost indispensable.
In summary: renovating in Puerto Rico, a demanding challenge but rich in levers
Renovating a property in Puerto Rico is nothing like a standard “turnkey” project. You must combine:
Construction in Puerto Rico faces major challenges: an aggressive climate accelerating material wear, natural risks (hurricanes, earthquakes) demanding rigorous structures, a tight market with high costs and a labor shortage, strict regulations for permits and building codes, and a fragile electrical grid. However, significant financial opportunities exist through tax incentives (Act 60, Law 182) and funding programs (LIHTC credits, FEMA, HUD) that can improve project viability.
This is not a field for improvisation. On the other hand, for those who accept respecting the reality on the ground, surrounding themselves with qualified professionals, and thinking long-term, renovating a property in Puerto Rico can result in a home that is not only beautiful and comfortable, but also solid, resilient, and fiscally optimized. A house truly adapted to its island, capable of facing the rainy and hurricane seasons while offering, the rest of the time, the quality of life that makes Puerto Rico’s reputation.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
