Published on and written by Cyril Jarnias
Moving to Zambia as an expatriate means landing in the heart of Southern Africa, in an English-speaking, politically stable country, with a capital—Lusaka—that stands as a major, rapidly expanding regional metropolis. Between job opportunities in copper mining, NGOs, tourism, or services, a relatively affordable cost of living, and the reality of a country still largely developing, Zambia offers a daily life that is both stimulating and demanding.
This guide covers the essential aspects for expatriating to Zambia, with a focus on Lusaka but applicable across the country. It addresses administrative procedures (visa, permits), neighborhood selection, cost of living, health, schools, safety, transportation, as well as culture and integration.
Understanding Zambia and Lusaka Before You Go
Zambia is a landlocked country in Southern Africa, surrounded by eight neighbors (DRC, Tanzania, Malawi, Mozambique, Zimbabwe, Botswana, Namibia, Angola). Its terrain is dominated by high plateaus, hills, and savannas, with a tropical climate moderated by altitude. The capital, Lusaka, is located on the East African Plateau at about 1,279 meters (4,196 feet) above sea level, which explains generally mild temperatures for the tropics.
The population is around 20 million inhabitants, with about 44% living in urban areas. Lusaka concentrates a significant part of this urbanization and has nearly 2.4 million inhabitants in the urban area. The city is a major road junction where four major national highways intersect.
In Zambia, English is the official and business language, facilitating the integration of Western expatriates. Bemba and Nyanja are also widely spoken among more than 70 local languages. The society is predominantly Christian and strongly influenced by family values, respectability, and a certain social conservatism.
Economically, Zambia is heavily dependent on copper, which accounts for over three-quarters of exports. However, agriculture remains the largest employer, while services and tourism (safaris, national parks, Victoria Falls / Mosi-oa-Tunya) are increasingly contributing to GDP. Lusaka Province is the country’s economic engine, accounting for about 31.5% of national GDP, ahead of the Copperbelt.
For an expatriate, this translates into two simultaneous realities: a dynamic business environment in certain sectors, and still very visible poverty, especially in urban outskirts or rural provinces.
Climate, Seasons, and the Best Time to Move
Zambia experiences two main seasons: a rainy season and a dry season. The capital has a humid subtropical climate, but the altitude makes temperatures bearable.
The climate in Lusaka can be summarized as follows:
| Period | Dominant Season | Typical Felt Temperature | Approximate Rainfall | Particularities |
|---|---|---|---|---|
| Nov–Apr | Rainy Season | 24–31°C (75–88°F), sometimes humid | Up to 300 mm / month | Storms, degraded roads |
| May–Aug | Cool Dry Season | 21–24°C (70–75°F), cooler nights | Almost no rain | Very dry winter |
| Sept–Oct | Hot Dry Season | 27–32°C (81–90°F) | Almost no rain | Peak heat |
The coolest month is typically July (around 14°C (57°F) in the morning), the hottest is October (over 30°C (86°F) during the day). If you can choose an arrival time, the end of the rainy season (April) or the beginning of the dry season (May–June) are often more comfortable: moderate temperatures, roads still passable, housing more available than during the peak tourist season of July–August around safaris.
Visas, Permits, and Residence Statuses
The management of visas and permits falls under the Department of Immigration, based in Lusaka. The main legal framework is the Immigration and Deportation Act No. 18 of 2010. Before packing your boxes, it is vital to understand the difference between an entry visa and a residence/work permit.
Entry Visas: Tourism, Business, Transit
A visa is only permission to enter the country, not to reside or work there. Rules vary based on your nationality, with three main groups: exempt countries, countries eligible for a visa on arrival, and countries requiring a pre-arranged visa or e‑Visa.
The main types to know are:
| Visa Type | Main Use | Maximum Stay Duration | Fee Range (USD) |
|---|---|---|---|
| Tourist (single/double) | Tourist stay or private visit | Up to 90 days / 12 months | 25–80 depending on single/double entry |
| Business Visitor | Meetings, conferences, prospecting | 30 days / 12 months | similar to tourist visas, different purpose |
| Transit | Land transit | 7 days max | ~25 |
| Day Tripper | Excursion under 24 h (e.g., Falls) | 24 h, exit through same post | ~10–20 |
| KAZA UNIVISA | Combined Zambia–Zimbabwe tourism (+ Botswana on excursion) | 30 days (multi‑entry ZM–ZW) | ~50 |
In some cases, tourists receive an initial stamp for 30 days even though regulations allow for 90 days within twelve months. A free extension can be requested at the nearest immigration office.
Long-Term Residence and Work Permits
To truly settle in Zambia as an expatriate, a permit is essential. The philosophy of the system is clear: no work without a specific permit, no permit without an employer or a solid investment project.
The main categories useful for expatriates are:
Different types of legal authorization to live, work, study, or invest in Zambia, suited to the length and nature of the stay.
Required to hold a salaried position beyond six months.
Intended for short-term assignments, up to six cumulative months per year.
To create or join a business by contributing defined capital.
Allows permanent residence after several years of legal presence.
Intended for spouses of Zambian citizens or established residents.
Mandatory for pursuing higher education beyond three months.
For a “classic” expatriate recruited by a company, the Employment Permit is the most frequent scenario. The employer must prove that no qualified Zambian could fill the position (labour market testing), provide a contract, company statutes, a succession plan with training for a local understudy, etc. The candidate provides a passport, certified diplomas, CV, police clearance, photos. The application is submitted by the employer or an accredited lawyer/consultant, not by the candidate themselves.
An important point: for a first Employment Permit application, the rule is to remain outside the country until approval. Once the permit is granted, if you are subject to a visa, you will still need to obtain an entry visa to come and collect your permit.
The minimum entry ticket for an investor in a new project in Zambia, requiring a license from the Zambia Development Agency and proof of capital.
Processing times vary, but in practice expect four to six weeks for an Employment Permit, one or two weeks for a TEP, barring complications.
Limits and Obligations
Each permit is tied to a specific employer and a given position. There is no “open work permit”: changing jobs requires an application for variation or a new permit, with notification to the authorities. The holder must also strictly respect the conditions: work only for the specified employer and within the described scope, not start unauthorized side activities, not purchase land in their own name (all land remains state property under 99-year leasehold tenure).
The employer, for its part, must inform immigration in case of contract termination and remains responsible for the repatriation of the expatriate if they do not leave the country at the end of employment.
For long-term residence, the Residence Permit becomes an option after ten years under an Employment Permit, three years under an Investor’s Permit, or several years of legal marriage to a citizen. Zambia allows dual citizenship under its constitutional framework, but naturalization remains a demanding process.
Choosing Where to Live: Mapping Lusaka’s Neighborhoods
Lusaka is home to the majority of expatriates, whether they work for mining companies, NGOs, embassies, international businesses, or multilateral organizations. The city is spread out into a mosaic of highly contrasting neighborhoods, from very high-end enclaves to dense, informal compounds.
Overall, the most sought-after neighborhoods are east and southeast of the center, along Independence Avenue and on the Leopards Hill road.
Among the most in-demand areas:
For a stay in Lusaka, several upscale, secure residential neighborhoods are recommended. **Kabulonga** is an affluent suburb favored by diplomats and executives, offering large houses with gardens, shopping malls (Novare Pinnacle, Central Mall), and the 37d Gallery art gallery. **Woodlands** features tree-lined avenues and spacious villas, with shopping malls and the Woodlands Stadium; a family rental there costs around 2,000 USD/month. **Roma and Roma Park** form a historic, leafy neighborhood with a bohemian vibe and, for Roma Park, luxury estates. **Leopards Hill** is a prestigious address, ideal for families due to its high-standard villas, security, and proximity to international schools. **Longacres** blends modern villas and embassies in a lively atmosphere. **Ibex Hill** is a recent, secure area near the American embassy. Other sectors like State Lodge, Sunningdale, or Avondale also offer varied residences, from gated communities to modern townhouses.
More recently, a project like Kingsland City, about twenty minutes from the center, illustrates “turnkey” urbanization for the middle class and expatriates: 583 hectares, furnished apartments with pool, internet, TV package, 24/7 security. A two-bedroom apartment with a pool there rents for around 1,300 USD/month.
Types of Housing and Budget
The real estate market in Lusaka offers a range from simple downtown apartments to large houses with pools and outbuildings. Expatriates often look towards:
The residential real estate market in Lusaka mainly offers three types of dwellings: standalone houses with gardens in upscale neighborhoods, secure gated communities with shared facilities, and modern furnished apartments with services.
Prices vary enormously based on standard and location. A good indicator for a typical “expatriate” home (3 bedrooms, modern finishes, safe neighborhood, garden, sometimes pool and servant’s quarters) often exceeds 3,000 USD per month. High-end rents can range from 2,500 to over 5,000 USD monthly in the best neighborhoods.
At the other end, simpler apartments in the city can be found in the following ranges:
| Type of Housing (Lusaka) | Average Monthly Rent (USD) |
|---|---|
| 1 bedroom, city center | 200–270 |
| 1 bedroom, outside center | 110–270 |
| 3 bedrooms, city center | 370–860 |
| 3 bedrooms, outside center | 200–770 |
For highly paid expatriates, this remains the heaviest item in their budget, but it is often covered, fully or partially, by the employer.
Rental Process and Points to Watch
Settling in Lusaka requires caution when searching for housing. The most common advice is:
Before renting, always visit the property, as part of the housing stock is old and may require significant renovations. Use a reputable agent to avoid overcharging, and don’t hesitate to negotiate the rent or improvements like security. Insist on a written lease specifying duration, security deposit, and charges. Clarify which utilities (water, electricity, internet, etc.) are included. Finally, check for backup systems (generator, water tanks) due to frequent outages.
When arriving with family, it is wise to stay first in a hotel or serviced apartment to visit neighborhoods, gauge commute times to work/school, and secure a suitable lease.
Cost of Living: What to Budget For?
Compared to many major cities in the Global North, Lusaka ranks among relatively affordable capitals. But it all depends on the lifestyle sought: living “like in Europe” with high-end housing, international school, and consumption of imports is expensive relative to local salaries.
International comparisons show that, excluding rent, the cost of living in Zambia is about 48% lower than in the United States, and about 1.5 times lower than the global average. Rents are about 77% lower than in the US on average, but those aimed at expatriates can climb.
Indicative Monthly Budgets in Lusaka
Estimates from various sources give a wide range:
| Profile | Monthly Cost (USD) incl. rent | Monthly Cost excl. rent (USD) |
|---|---|---|
| Single person, “expat” lifestyle | ~700–1,100 | ~400–670 |
| Single person, local lifestyle | ~650 | ~340 |
| Family of 4, “expat” lifestyle | ~1,700–2,150 (some calculations go higher) | ~1,300–1,630 |
| Family of 4, tight budget | ~980–4,380 (very wide range depending on housing) | – |
For an expatriate with a good package, the real budget will be most impacted by the rent level and school fees. Conversely, a digital nomad or freelancer looking to contain costs can live relatively comfortably on a budget around 700–1,000 USD per month, by choosing modest housing and a more local lifestyle.
Common Prices: Food, Transport, Leisure
Basic products (fruits, vegetables, poultry, bread) remain affordable, especially at markets. Imported goods, whether cheese, processed foods, brand-name clothing, or electronic equipment, are significantly more expensive, burdened by freight and customs duties.
Some price benchmarks in Lusaka:
| Expense Item | Range (USD) |
|---|---|
| Simple meal at a local restaurant | 6.9–7.5 |
| Meal for 2 at a mid-range restaurant | 23–27 |
| Local beer (0.5 L) | 0.9–1 |
| Cappuccino | 2–2.1 |
| Liter of milk | 1.2–1.3 |
| White bread (500 g) | 0.75–0.83 |
| Chicken (1 kg) | 4–4.3 |
| Taxi (starting fare) | 2.5–2.7 |
| City bus ticket | 0.8–1.2 |
| Gasoline (1 L) | 1.2 |
| Unlimited high-speed internet (monthly) | 43–125 |
| Gym membership (monthly) | 35–50 |
| Cinema (international film) | ~4.2 |
Basic recurring expenses (water, electricity, waste collection) for an 85 m² apartment run around 70–100 USD per month, excluding backup solutions (generator, gas cylinders, etc.) which add an initial and maintenance cost.
Transportation: A Car is Almost Essential
Even though Lusaka has a network of cheap buses and minibuses, most expatriates choose to buy or rent a car. Public transport is often overcrowded, uncomfortable, and connections outside the city remain limited and irregular.
Driving is on the left. The condition of the road network, especially off main roads, requires great caution due to potholes, unpaved roads, seasonal flooding, poorly maintained vehicles, and very inadequate nighttime lighting. Using an SUV or 4×4 is highly recommended, particularly for trips into the bush or regular travel in rural areas.
Road safety advice is recurrent: buckle up, avoid driving at night outside major cities, keep windows closed and doors locked in the city (risk of grab-and-run theft), be wary of fake roadblocks intended to provoke car-jackings, carry metal warning triangles and reflective stickers.
For newcomers, some employers include a driver in the package, which allows for gradual familiarization with local traffic while reducing accident risk.
Health and the Medical System: Get Good Insurance
Zambia has a dual health system: an under-resourced public sector and a more efficient private network, concentrated in major cities. Public hospitals suffer from staff shortages (well below the WHO recommended threshold), obsolete equipment, and frequent stockouts of medicines. For serious care, many affluent Zambians and expatriates go to local private clinics or are evacuated to South Africa or other better-equipped countries.
Several private facilities, like Coptic Hospital, Medland, Fairview, and CFB Medical Centre, are well-regarded for routine care and some specialties. However, for complex pathologies (cardiac, cancer, transplants), the country does not have technical facilities equivalent to Western standards.
For an expatriate, the conclusion is simple: obtaining comprehensive international health insurance with medical evacuation coverage is non-negotiable. Some employers provide it, others co-finance it or leave it to the employee’s responsibility. Insurers like Cigna Global, AXA, Bupa Global, or other specialists on Africa are among frequently cited options.
Health Risks to Be Aware Of
Zambia remains highly exposed to several diseases:
Malaria is very prevalent, especially outside Lusaka and during the rainy season. Use mosquito nets, repellent, long clothing in the evening, and, if recommended, prophylactic treatment. The risk of cholera, dysentery, and typhoid increases during heavy rains or with poor water quality. Avoid tap water, prefer bottled or filtered water, and wash fruits and vegetables thoroughly. Given the high prevalence of HIV/AIDS and other STIs, standard precautions are essential.
Vaccination recommendations include basic boosters (DTP, polio, MMR, varicella, seasonal flu), plus hepatitis A, typhoid fever, and, depending on the duration and nature of the stay, hepatitis B, rabies, or cholera. A yellow fever vaccination certificate is required if arriving from a risk country.
Tap water in Lusaka is sometimes treated but is generally not recommended for drinking. Most expatriates drink bottled or purified water, even for brushing teeth.
Schools and Education: The Real Cost Not to Underestimate
For families, schooling is a central issue. The Zambian public system, though official and theoretically free for grades 1 to 9, suffers from underfunding, large class sizes, and a lack of teaching resources. English is the language of instruction, but the general level does not meet the expectations of most expatriates.
The vast majority of foreign families therefore turn to private international schools, mainly clustered in Lusaka. They offer Anglo-Saxon curricula (British Cambridge, American) or international (IB), sometimes combined with the Zambian syllabus. Facilities are far superior to public ones, and teaching staff is often international.
The major international schools in Lusaka are clear: education at an excellent level, but fees comparable to those in major capitals.
The major international schools in Lusaka
| International School (Lusaka) | Main Curriculum | Ages Covered | Order of Magnitude Annual Fees (USD) |
|---|---|---|---|
| American International School of Lusaka (AISL) | IB + American program, AP | 3–18 years | ~6,000 to 24,800 + admission and contribution fees |
| International School of Lusaka (ISL) | IB + Cambridge | 2–18 years | ~4,600 to 12,800 |
| Lusaka International Community School (LICS) | Cambridge + IB | primary to A‑Levels | ~10,000–12,000 |
| Baobab College | British / Cambridge | 2–18 years | ~4,000 to 11,000 + boarding options |
| French School (Lycée français de Lusaka) | French program (CNED) | preschool to high school | ~4,600–9,400 € |
The tuition fees of the “big names” can exceed 20,000 USD per year, with non-refundable initial registration fees sometimes amounting to several thousand dollars. Many expatriate contracts include a school allowance precisely for this reason. Without it, the impact of schooling on the overall budget must be carefully considered.
In the provinces, the supply of good quality is much more limited. A few reputable institutions exist (e.g., Simba International School in Ndola, Chengelo in Mkushi, Banani for girls in Chisamba), often as boarding schools. In mining or very rural areas, some families choose homeschooling, relying on existing support networks.
Banking, Money, and Financial Management
The Zambian banking system is supervised by the Bank of Zambia, based on Cairo Road in Lusaka. Several international or regional commercial banks operate in the country: Absa, Standard Chartered, Stanbic, United Bank for Africa, FNB Zambia, Zanaco, etc. In major cities, ATMs are numerous, although liquidity issues or debits without actual cash withdrawal can occur occasionally.
Opening a local account generally requires:
– a valid passport;
– a work permit / registration card (NRC) for residents;
– proof of address (utility bill, lease);
– sometimes a tax identification number (TPIN/TIN);
– ID photos.
Banks offer accounts in kwacha (ZMW) but also sometimes in foreign currency (USD, EUR, ZAR, GBP). Monthly account maintenance fees, withdrawal commissions, and access to online banking vary from one institution to another.
From an expatriate’s point of view, it is often recommended to: keep part of your savings in hard currency in an account abroad; use international transfer services (like Wise) to reduce exchange fees; use international cards with limited fees; be wary of carrying large amounts of cash, as society remains very “cash‑based”.
Safety and Crime: Advantages and Limits
Zambia enjoys a reputation as a relatively peaceful country compared to some neighbors, with a generally stable political system and an absence of major conflict. The recent presidential transition occurred peacefully, which is notable in the region.
Regarding day-to-day security, the country is not exempt from problems. The most common risks for an expatriate in Lusaka involve:
The main risks include pickpocketing and bag-snatching in markets, bus stations, and busy streets; home burglaries, especially in less secure neighborhoods or poorly protected houses; and violent assaults and car-jackings, rarer but serious, occurring mainly at night or on certain routes.
Most expatriates therefore choose housing in residences or houses with security measures: perimeter walls, barbed wire or electric fencing, window bars, entrance guards, exterior lighting. Some neighborhoods collect contributions to fund private security patrols.
Basic recommendations remain classic:
For your safety, it is advisable to avoid walking alone at night, especially in poorly lit areas or dense neighborhoods. Limit wearing visible valuables like jewelry or luxury bags, and keep vehicle doors locked with windows up in risk areas. In case of aggression, do not resist. Use official taxis or those recommended by your hotel and avoid political gatherings or demonstrations that could turn violent.
It should also be noted that the situation is particularly unfavorable for LGBTQ+ individuals: homosexual acts are criminalized, with penalties up to life imprisonment, and social attitudes remain very hostile. Discretion is imperative for expatriates concerned.
Daily Life, Culture, and Integration
Living in Zambia means discovering a slower pace of life, a focus on human relationships, and codes of politeness that can be surprising at first. Culture shock often follows the classic phases: initial enthusiasm, frustrations (slow bureaucracy, misunderstandings), then adjustment and, ideally, true integration.
Social Codes to Know
Zambian society places great importance on respect:
To avoid social blunders, it is essential to greet elders first, using an appropriate title. Omitting initial polite greetings is considered very rude. In refusals, a “yes” may sometimes mask reluctance to avoid offense, as a too-direct refusal is often avoided. Dress should be conservative, especially in rural areas: very tight or too-short clothing for women, as well as bare chests for men, are poorly perceived. Finally, public displays of affection (kissing, emphatic embraces) are often shocking and should be avoided.
The extended family plays a central role. Invitations to share a meal at home are a sign of integration; it is customary to bring a small gift (sugar, soap, tea) and follow the hosts’ lead for table manners. Systematically refusing offered food or drink can be interpreted as disrespectful.
Expatriate Community and Leisure
Lusaka hosts a significant expatriate community: British, South Africans, Indians, Chinese, Europeans, as well as hundreds of former Zimbabwean farmers. This fabric gives rise to a busy social calendar: cocktail parties, barbecues (braais), association events, sports activities (golf, soccer, tennis), meetups via platforms like InterNations.
On a daily basis, the capital offers:
The Zambian capital offers a wide range of leisure activities, from culture to natural spaces. There are museums like the Lusaka National Museum and art galleries such as 37d Gallery, modern shopping malls like East Park Mall or Arcades offering supermarkets, cinemas, and coworking spaces, lively traditional markets (Lusaka City Market, Soweto Market) for food and crafts, and leisure parks like Munda Wanga Environmental Park, which combines an animal sanctuary, botanical gardens, and picnic areas.
In terms of cuisine, the city offers a range from traditional Zambian dishes (nshima with various relishes, vegetables like pumpkin leaves) to Indian, Chinese, European, or Middle Eastern cuisines. Meals in local eateries remain affordable, while Westernized tables in hotels and “expat-friendly” restaurants are significantly more expensive.
Domestic travel is another major part of the lifestyle: safaris in national parks (South Luangwa, Kafue, Lower Zambezi), visits to the Zambezi River, stays in Livingstone and Mosi‑oa‑Tunya/Victoria Falls, or long weekends in remote lodges. Trips can be long and infrastructure irregular, but the country’s natural richness more than compensates.
Working in Zambia: Sectors and Conditions
Most expatriates do not come to Zambia looking for a “small job” but as part of a pre‑negotiated contract with a mining company, bank, telecom operator, NGO, multilateral agency, embassy, or service company related to these sectors. The country virtually hosts no unskilled foreign labor, as work permit conditions are fairly strict.
The most promising sectors for skilled foreigners are:
Main economic and professional fields are presented below.
Includes engineering services, subcontracting, and logistics.
High-end hospitality, lodge management, safari operators, and tourism marketing.
Banking sector and financial services offerings.
Telecommunications and information technology sector.
Interventions in public health, education, agriculture, and infrastructure.
Certain areas of large-scale agriculture and agri-food processing.
The work world remains relatively formal in terms of etiquette: appropriate dress, business cards exchanged carefully, importance of networking and personal introductions. Time sometimes plays differently: meetings may start late, decisions may take longer than expected, and administrative procedures require patience and perseverance.
Structural Challenges: Electricity, Water, Internet, Corruption
Living in Zambia also means dealing with still fragile infrastructure:
– regular power outages (load‑shedding), sometimes several hours a day, depending on the season and the state of hydroelectric dams;
– occasional shortages of running water, especially during dry periods;
– internet connection often slow and unstable, particularly outside Lusaka and major cities (average speed around 3 Mbps according to some estimates);
– degraded roads once you leave main arteries.
To cope with frequent power, water, and internet outages, it’s advisable to budget for backup solutions from the start: generators, inverters, solar panels, water tanks, and dual internet subscriptions (fiber + 4G).
Bureaucracy and certain forms of corruption (small bribes, favoritism, “paid” administrative delays) are part of the landscape. Without trivializing them, it is useful to be informed about your own country’s legislation on transnational corruption, while understanding that these practices, though illegal, remain entrenched in the daily functioning of some services.
Moving to Zambia as an Expatriate: Some Keys to Success
Adapting to Zambia requires a combination of practical preparation and open-mindedness. The following elements can make a difference in the long run:
1. Anticipate administrative procedures: start visa and permit processes as early as possible, don’t get caught up in the “honeymoon” of the first weeks to the detriment of formalities.
2. Negotiate your package smartly: housing, school fees, health insurance, vehicle/driver, annual air tickets, and medical evacuation coverage are all elements best clarified before signing the contract.
Neighborhood choice should be based on children’s ages, proximity to schools and workplace, and lifestyle habits (social life, sports, access to shopping malls). It’s also crucial to assess your own tolerance for daily commutes and traffic jams.
4. Build a local network: don’t stay solely in the expatriate bubble, but also connect with Zambian colleagues and neighbors, participate in community activities, learn a few words of Bemba or Nyanja.
5. Accept slowness and the unexpected: understand that not everything will work “like back home”; cultivate patience, humor, and a certain flexibility.
6. Preserve your safety without paranoia: adopt prudent habits (secure housing, thoughtful travel, financial discretion) without giving up on discovering the country.
To fully enjoy the natural environment, Zambia offers a great richness of landscapes and wildlife. Activities include safaris, hiking, weekends in Livingstone, as well as excursions on the Zambezi River and in national parks.
Ultimately, moving to Zambia as an expatriate means accepting a degree of discomfort and adjustment to gain a unique human and professional experience, in a country where hospitality, a sense of community, and the beauty of the natural setting largely compensate for the daily logistical hassles. With good preparation, solid insurance, pertinent housing choice, and genuine curiosity for local culture, the Zambian adventure can quickly turn into lasting attachment.
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Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.
On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.
Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.
