Moving to Nepal as an Expat: The Complete Guide

Published on January 26, 2026 and written by Cyril Jarnias

Moving to Nepal as an expatriate means accepting a permanent gap: between the Himalayas and the valleys, omnipresent spirituality and nitpicking bureaucracy, a low cost of living and fragile infrastructure. For many, the country is a lasting love affair. But to turn it into a life project rather than just an extended trip, you need to prepare your relocation seriously.

Understanding Nepal Before Packing Your Bags

Nestled between India and China, Nepal’s terrain ranges from the plains of the Terai to the world’s highest peaks. Eight of the planet’s ten highest mountains are within its territory, including the iconic Everest. This spectacular scenery, however, masks a country with limited infrastructure, a fragile economy, and sometimes bewildering bureaucracy.

Nepalese society is a patchwork: over 125 ethnic groups, 123 languages, a mosaic of religions dominated by a unique blend of Hinduism and Buddhism. Daily life remains very community-based, centered on family and neighborhood, with great importance placed on respect for elders, rituals, and festivals.

Key points to keep in mind before committing:

– uneven road and electrical infrastructure, especially outside major cities

– significant natural risks (earthquakes, landslides, floods)

– weak public healthcare system, requiring reliance on private care for expatriates

– very welcoming society, but specific social and cultural codes

– very low cost of living, but expensive imports and international schools

Where to Live: Kathmandu, Pokhara… and Other Options

For an expatriate, the choice of city greatly conditions quality of life. Two main hubs dominate: Kathmandu and Pokhara. Other cities exist but remain more specialized or less structured for long-term hosting of foreigners.

Kathmandu and Its Valley: The Expatriate Nerve Center

Nearly a million people live in the municipality of Kathmandu, many more if you consider the entire valley. The city is a whirlwind: dense traffic, dust, noise, tangled power lines, but also temples and stupas on every street corner, small cafes, and a unique mix of ancient and modern.

Each neighborhood offers a different atmosphere and lifestyle profile.

Neighborhoods in North Kathmandu

In the north of the city, several areas are particularly popular with expatriates.

Lazimpat is one of the historic strongholds for diplomats and NGOs. It’s a relatively quiet sector, with many embassies (British, Indian notably), upscale hotels like the Radisson or Hotel Shanker, restaurants, and especially the CIWEC Clinic, a reference in travel medicine for foreigners. Thamel and Durbar Marg are within walking distance, making it a practical compromise between tranquility and activity.

A few minutes’ walk away, Baluwatar and Maharajgunj form another sought-after residential hub. Baluwatar is home to the Prime Minister’s residence, several embassies, and very beautiful houses. Maharajgunj is also considered a “prime” location for high-level expatriate residences.

Durbar Marg lines up luxury hotels, shopping malls, banks, and international restaurants. It’s more of a commercial artery than a residential neighborhood, but some apartments can be found there.

Further east, Boudha (Boudhanath) is a Tibetan village within the city. Around its enormous Buddhist stupa, a UNESCO site, unfolds a whole world of monasteries, cafes, vegetarian restaurants, meditation centers. The atmosphere is more peaceful, deeply marked by Tibetan culture. Nearby, the Hindu temple of Pashupatinath adds another spiritual dimension.

On the northern edge of the valley, Budhanilkantha and Golfutar benefit from fresher air, views of the Shivapuri National Park hills, and a greener residential environment. Budhanilkantha is known for its temple, Golfutar for well-managed real estate projects. It’s an interesting choice for families seeking a bit of calm, provided they accept longer commutes to the center.

Areas like Swayambhu (around the famous “Monkey Temple”), Raniban/Banasthali, or Gokarna also offer a more breathable setting, with organized residential neighborhoods and relatively easy access to the rest of the city.

Neighborhoods in South Kathmandu and Patan

South of the Bagmati, the city of Patan (Lalitpur) was long a distinct kingdom. Its historic heart, around Patan Durbar Square and the Patan Museum, preserves an extraordinary Newar heritage: temples, inner courtyards, carved brick houses. It has seen the development of small boutique hotels, renovated traditional houses turned into apartments, and many artisan workshops.

– the United Nations headquarters on Pulchowk Road

– a high concentration of international restaurants (Italian, Japanese, Vietnamese, French, etc.)

– trendy cafes, art galleries, small boutiques

– establishments like Labim Mall

– reputable schools like St. Xavier’s or St. Mary’s

Jhamsikhel, in particular, concentrates many modern apartments, houses with gardens, and services geared towards the international clientele. Bhaisepati, just to the south, behind the ring road, offers newer housing developments, often gated communities, both quiet and more spacious.

Closer to the administrative center, Thapathali is known for the Baber Mahal Revisited complex, which houses upscale boutiques, restaurants like Chez Caroline, a small hotel (3 Rooms by Pauline), and the Siddhartha Art Gallery. It’s an excellent place to meet the local bourgeoisie and expatriates.

Other more affordable residential sectors, like Kuleshwor, Imadol, or Dallu, attract middle-class Nepali families and some foreigners who want to distance themselves from the highest rents.

Living in the Historic Towns around Kathmandu

Bhaktapur, east of the valley, is a magnificent Newar town, once a royal capital, known for its Durbar Square, the Nyatapola Temple, and pottery. It was hard hit by the 2015 earthquake but remains an architectural gem. A few expatriates choose to live there for the calmer, more traditional atmosphere, accepting the commute to Kathmandu for certain services.

Pokhara, the “Nature” Alternative to Kathmandu

Pokhara, the country’s second-largest city, stretches along Phewa Lake, with the Annapurna range as a backdrop. It’s the major trekking hub for the west (Annapurna, Mardi Himal, etc.). The cost of living is generally lower than in Kathmandu, rents are softer, the air is more breathable, and the pace of life is more relaxed.

For an expatriate working remotely or in tourism who doesn’t need to be close to international institutions, Pokhara is an excellent option: decent comfort, exceptional landscape, outdoor activities (paragliding, hiking, mountain biking), and a small network of foreigners.

Other Cities: Good to Know, But More Specialized

Other cities can host expatriates, often within the framework of specific projects:

– Chitwan, famous for its UNESCO-listed national park, attracts those working in wildlife conservation or safari tourism (one-horned rhinos, tigers).

– Dharan, Biratnagar, or Butwal are regional hubs, more for those following a specific project (NGO, company, university).

– Tansen, Ilam, Bandipur, Daman are charming towns, pleasant for medium stays, but with more limited services in the long term.

For a family relocation with children in international schools, Kathmandu and its valley remain by far the most realistic choice.

Cost of Living: A Light Budget, But Understand It Well

Living in Nepal costs significantly less than in Europe or North America, especially for housing and basic food. But certain items – international schools, high-level private healthcare, imports – can quickly drive up the bill.

Budget Estimates

Available estimates give a fairly consistent range. Here is a summary of average monthly costs (excluding extravagances), converted to dollars for easier comparison.

Cost of living indices (like Numbeo/Expatistan) place Kathmandu around 25–32 on a base of 100 (New York). Rent, however, has a very low index (around 4), reflecting very modest prices compared to major capitals.

Housing: Rents, Types of Housing, and Pitfalls to Avoid

Rents vary greatly depending on the neighborhood, size and condition of the property, as well as the degree of furnishing.

In practice:

– in Kathmandu, a decent small apartment (one bedroom) often rents for between 200 and 400 dollars per month

– a comfortable two or three-bedroom apartment is generally between 400 and 800 dollars

– a large independent house for a family can go up to 800 dollars and beyond, especially in very sought-after neighborhoods (Sanepa, Jhamsikhel, Baluwatar, Bhaisepati)

Specific ranges for certain central neighborhoods in Kathmandu give a good idea:

Furnished or semi-furnished accommodations are common and more expensive. If you plan to stay more than a year, buying some of the furniture yourself may be cheaper than an “all-inclusive” rent.

Beyond the price, some practical points are crucial:

Food and Restaurants: Cheap, Varied, But Mind the Hygiene

The basis of Nepali diet is dal bhat (rice, lentils, and accompaniments), complemented by momos (dumplings) and thukpa (noodle soup). Prices remain very affordable:

– simple meal in a small local restaurant: 150 to 500 NPR (roughly 1 to 4 dollars)

– meal for two in a mid-range restaurant: 1,600 to 5,000 NPR

– cappuccino-type coffee: 120 to 550 NPR, depending on the place

– local draught beer: 200 to 600 NPR

Basic products (vegetables, eggs, chicken, rice) are cheap at markets or small grocery stores. Shopping and cooking for yourself is much cheaper than eating out every day, even if local restaurants are economical.

On the other hand, imported products (European cheeses, cured meats, wines, Western-brand cereals) are expensive. If you have strong “expat” dietary habits, budget accordingly.

Tap water is not drinkable. You must systematically drink filtered, boiled, or bottled water. Expatriates often equip their homes with water filters.

Transportation: Very Cheap, But Not Always Comfortable

The road network combines major congested arteries around the Kathmandu ring road and winding, sometimes dangerous mountain roads outside the valley. Driving is on the left.

The most commonly used means of transport:

– local buses and minibuses, extremely cheap (20–50 NPR per trip) but crowded and disorganized;

– taxis, with starting fares around 200–500 NPR and a very variable per-kilometer cost;

– ride-hailing apps like Sarathi for more predictability;

– “green” buses Sajha Yatayat on some structured routes;

– motorcycle or scooter (the most used solution by urban middle classes, but requiring defensive driving).

A monthly pass for public transport generally costs between 600 and 3,000 NPR. Gasoline is around 600–700 NPR per gallon.

Getting around takes a lot of time during rush hour, and road accidents – especially involving buses and motorcycles – are frequent. Driving at night on major mountain roads is strongly discouraged.

Other Regular Expenses: Internet, Utilities, Coworking

Electricity, water, garbage, and sometimes gas are grouped into “utilities”. For an apartment of about 85 m² in Kathmandu, the monthly bill is most often between 2,000 and 10,000 NPR.

A fixed high-speed internet connection (60 Mbps or more) generally costs between 800 and 2,500 NPR per month. With the average speed around 5–6 Mbps, it’s worth choosing a good provider if you work online.

Mobile plans (calls + 10 GB of data and more) are very affordable, often between 250 and 1,000 NPR per month.

Coworking spaces are multiplying. A nomadic workstation (“hot desk”) is billed around 170–180 dollars per month, sometimes with shorter packages for occasional users.

Visas and Residency Status: How to Stay Legally

Nepal does not offer a dedicated “nomad visa”, and working remotely for a foreign employer while officially a tourist is a gray area. However, several options exist for a more formal setup: business visas, work visas, student visas, resident visas, etc.

The Tourist Visa: Entry Point, But Limited Duration

For most nationalities, entry is with a tourist visa, obtained either on arrival (Kathmandu airport and some land border posts) or in advance from an embassy.

Standard durations are 15, 30, or 90 days, with fees around 30, 50, and 125 dollars. In total, the maximum stay as a tourist is 150 days per calendar year. The visa can be extended at immigration offices (Kathmandu, Pokhara), for a fee (lump sum for the first 15 days, then an amount per additional day).

It is illegal to engage in remunerated activity or even volunteer work under the cover of a tourist visa. This doesn’t stop some from doing it, but risks exist if checked.

Working in Nepal: Work Permit and Work Visa

To hold a job legally, two elements are essential:

– a work permit issued by the labor authorities (Department of Labor and Occupational Safety)

– a work visa (non-tourist category) issued by the Department of Immigration based on this permit

The general scheme is as follows:

1. Job offer: You first need a proposal from a registered entity in Nepal (NGO, company, school, international organization…). 2. Employer’s steps: The employer must prove they could not recruit locally (ads posted on a dedicated portal, press advertisement, etc.) and that the position genuinely requires a foreigner. 3. Work permit application: Submission of a file with company documents (registration, tax certificate, social audit, etc.) and the candidate’s documents (diplomas, CV, experience certificates, police clearance certificate, medical certificate). Processing can take 15 to 30 working days. 4. Visa conversion: Once the permit is obtained, the candidate – often already present on a tourist visa – applies for a work visa at immigration.

The costs are not negligible:

– work permit fees (NPR 15,000 for 6 months, 20,000 beyond)

– work visa around 75 dollars per month, plus extra for multiple entries

Ultimately, the entire process can represent 500 to 1,500 dollars, depending on the duration, consulting services used, and any back-and-forth.

Other Types of Visas: Business, Study, Residence, Family

Alongside the work visa, other categories allow for long-term stays, under conditions.

In all cases, the essential rule is the same: you must initially arrive on a tourist visa, then convert it once in the country, by submitting a robust file.

Non-Resident Nepalis and Ties with the Diaspora

For people of Nepali origin who have acquired another nationality, the status of “Non-Resident Nepali” (NRN), defined by the 2008 law, grants certain rights: facilitated visa, possibility to open specific bank accounts, investments, property ownership, inheritance. The 2015 Constitution also provided for a status of “NRN citizenship” for certain categories, although its implementation remains imperfect.

For an expatriate without Nepali ancestry, these rules mainly concern money transfers and banking relations, when they have family or professional ties with NRNs.

Working, Teaching, Doing Business: What Are the Realities?

The job market for foreigners remains limited. Most expatriates stationed in the country work in:

– international organizations (UN, major NGOs, donors like the World Bank, cooperation agencies)

– NGOs and development projects in the fields of health, education, agriculture, environment

– the tourism sector (trekking agencies, hospitality, consulting, sometimes infrastructure management)

– teaching English or specialized subjects in international schools and some private institutions

– a few local or international companies, particularly in IT, engineering, energy (hydropower)

Setting up a business in Nepal is possible but reputed to be complex: slow administrative procedures, changing legal frameworks, difficulties enforcing contracts. Many foreigners go through local partners or “Employer of Record” companies that manage the legal and payroll aspects for them.

For digital nomads, the key is not to sell services on the local market or be employed by a Nepali entity as long as no work visa is obtained, to remain compliant.

Health: A Fragile System, International Insurance Essential

The Nepali healthcare system relies on a mix of under-resourced public structures and a rapidly growing private sector, particularly in Kathmandu and Pokhara. For an expatriate, relying on public hospitals is not realistic, except for very basic care.

Access and Level of Care

In cities, especially the capital, you can find private hospitals and clinics with:

– doctors who often have partial or complete training abroad

– decent basic equipment for emergencies, common exams, certain surgical procedures

– possibility to have exams like MRI or CT scan for costs much lower than in the West (count, for example, 70 dollars for an ER visit, 250 dollars for an MRI)

In Kathmandu, establishments like CIWEC Clinic, HAMS, Grande, Mediciti, Norvic International Hospital, or Om Hospital are among the most cited by the expatriate community. In Pokhara, CIWEC also has a branch, and the regional hospital provides certain treatments.

Health Risks to Know

Main risks for an expatriate:

– digestive disorders (diarrhea, parasites, food poisoning) related to water and hygiene

– respiratory infections, exacerbated by air pollution in the Kathmandu Valley

– mosquito-borne diseases in certain areas and seasons (dengue notably)

– rabies, with many stray dogs in cities

– endemic diseases like tuberculosis or, more rarely, leprosy

– Acute Mountain Sickness (AMS) and its severe forms (pulmonary or cerebral edema) during treks above 2,500 m

For trekking, regulations now require going through an authorized guide and declaring your itinerary. Helicopter evacuations are frequent in high-altitude areas once symptoms of altitude sickness are not treated in time.

Why International Insurance is Non-Negotiable

Even in the city, the limits of the medical system make it essential to have the possibility of evacuation to a better-equipped neighboring country (India, Thailand, Singapore).

Good expatriate coverage should therefore include: comprehensive health protection, liability insurance, repatriation assistance, and coverage for personal belongings.

– coverage of medical expenses in private clinics, including hospitalization

– emergency medical evacuation, including helicopter rescue in the mountains

– medical repatriation to your home country or to a third country

– coverage for chronic conditions, follow-up care, possibly maternity

– direct payment (“cashless”) method with some hospitals to avoid having to advance large sums

International insurers like Cigna Global, Allianz, MSH International, NOW Health, SafetyWing, William Russell or specialized brokers (Pacific Prime, Alea, Expat Financial) offer suitable contracts, with coverage ceilings often in the millions of dollars.

It is essential to check the exclusions: some contracts do not cover trekking beyond a certain altitude (3,500–4,000 m) or require specific extensions. You must also read carefully what concerns pre-existing conditions and waiting periods.

Family and Schooling: A Real Asset, But at a Cost

The Kathmandu Valley offers a significant choice of international schools, suited to the educational plans of expatriate families, but fees can be very high compared to the local cost of living.

Local Education System: Limits and Complementarity

The national Nepali system starts at 6 years old (grade 1) and is organized into primary cycle (1–5), lower secondary (6–8), secondary (9–10) with the School Leaving Certificate exam, then grades 11–12. Quality remains generally below Western standards, especially outside the best institutions in the capital.

Many expatriate families therefore choose accredited international schools, particularly when children will continue their studies in other countries afterwards.

Main International Schools in the Kathmandu Valley

The capital and its periphery have several reference institutions:

– Lincoln School (Kathmandu, Rabi Bhawan / Kuleshwor) American school from kindergarten to high school, with a curriculum preparing for North American universities and Advanced Placement (AP) courses. Very international community, recognized accreditations.

– The British School Kathmandu (TBS) (Sanepa, Jhamsikhel, Lalitpur) Follows the English national curriculum, from Early Years to A-Levels, with IGCSE in secondary. Member of British Schools networks (FOBISIA, COBIS).

– Kathmandu International Study Centre (KISC) (Dhobighat / Thecho, Lalitpur) Christian international school from kindergarten to post-secondary (K–13), accredited by both American bodies and Cambridge International.

– French International School of Kathmandu (École Française Internationale de Katmandou, in Sanepa) Offers bilingual French-English education aligned with the French program.

– Ullens School (Khumaltar, Lalitpur) First school to offer the International Baccalaureate (IB) in Nepal, combining this program with the national curriculum.

Other schools have varying fee and quality levels: Rato Bangala School, Budhanilkantha School, institutions affiliated with the CBSE (Indian curriculum) or Cambridge, etc.

Fees can be significant. For example, an international primary school can charge from 240,000 to nearly 1,800,000 NPR per year. For a family of four with two children in this type of school, the “education” item can far exceed the rest of the monthly budget.

For preschool, the offer of nurseries and “Montessori” kindergartens is very wide. Check the language of instruction (often English), the seriousness of the program, and the quality of the premises.

Bank, Money, and Transfers: Daily Practice

Nepal is an economy largely based on cash, especially for foreigners. The currency is the Nepalese rupee (NPR). You cannot (or with great difficulty) reconvert NPR into foreign currency outside the country, hence the interest in limiting excessive conversions.

Withdrawals and Everyday Payments

ATMs are present in all major cities. Fees vary, but a withdrawal with a foreign card can cost about 400 NPR on the Nepali side, plus commissions from your home bank. Some international banks (e.g., Standard Chartered, in certain branches) have more favorable policies.

It is often advised to withdraw in increments of 10,000 NPR, or more if the ATM limit allows (some go up to 35,000 NPR), to limit fees. For large expenses (rent, school), it’s common to pay in cash.

Card payments remain limited to hotels, restaurants, and upscale shops. Nepal remains very “cash first,” and this is even more true once you leave central neighborhoods.

Opening a Bank Account: Possible, But Regulated

For a foreigner staying beyond a few weeks, opening a local account can be useful to receive a salary in NPR, pay fewer withdrawal fees, or manage regular transfers.

Regulations distinguish several cases:

– “classic” foreigners, holders of a work visa, business or student visa, who can open an account, often in foreign currency (USD, EUR…) or sometimes in NPR depending on the bank;

– Non-Resident Nepalis (NRN), who benefit from dedicated accounts (savings, term deposits, current accounts, foreign currency accounts), with certain tax advantages;

– tourists, more restricted, for whom banks may refuse to open an NPR account.

Major commercial banks (Nabil, Global IME, Standard Chartered, NIC Asia, NMB, etc.) now offer online account opening processes for NRNs, with video verification, but for a non-Nepali expatriate, a branch visit is almost always necessary, with:

– passport (and valid visa)

– sometimes proof of local address

– ID photos

– signature forms, etc.

For international transfers, services like Wise often allow for better exchange rates and more transparent fees than traditional bank transfers, which can carry significant margins on rates.

Sending and Receiving Money

In addition to international bank transfers, expatriates use:

– Western Union or MoneyGram (the latter generally being a bit cheaper)

– online transfer services like Wise, which offer an exchange rate close to the “mid-market rate” with an explicit commission

– cash deposits and withdrawals via local agent networks for internal transfers or from the diaspora

A particular point: Nepali citizens are not allowed, under normal circumstances, to freely transfer funds abroad in foreign currency. On the other hand, foreigners can in principle repatriate foreign currency, provided they have properly documented the origin of the converted funds.

Daily Life, Cultural Codes, and Integration

Beyond material aspects, settling in Nepal implies familiarizing yourself with a culture marked by religion, hierarchical respect, and specific sociability norms.

Basic Cultural Reference Points

Certain implicit rules greatly facilitate relations with locals:

– the traditional greeting is “Namaste”, with hands joined in front of the chest;

– you remove your shoes before entering houses and almost all sacred places;

– dress modestly, covering shoulders and knees, especially in villages and temples;

– the right hand is used for giving or receiving objects, eating (in traditional contexts); the left hand is considered impure;

– public displays of affection (kissing, hugging) are frowned upon;

– pointing your feet at someone or touching someone with your foot is insulting;

– you walk around temples and stupas clockwise;

– it’s preferable not to touch others’ heads, especially children’s, as it’s perceived as a sacred part of the body;

– ask for permission before taking people’s photos, especially in religious contexts.

Working with Nepali Colleagues

At work, you find this hierarchical structure and this taste for harmony:

– decisions often come from the top down, even if informal consultations exist;

– criticisms are formulated with caution, sometimes implicitly;

– meetings can drag on, and delays are not uncommon;

– tea breaks (chiya) punctuate the day;

– the standard week runs from Sunday to Friday, with only Saturday off.

Major festivals, like Dashain and Tihar, cause near-complete stops in activity for several days, even two weeks. Employees traditionally receive a “thirteenth month” bonus around Dashain.

Building a Network: Expatriate Community and Social Life

Kathmandu has a significant foreign community, among diplomats, development workers, NGO staff, company employees, and digital nomads. Integration is generally easy, thanks to:

Nepalis themselves are generally very welcoming. A handful of phrases in Nepali, a sincere interest in festivals, culinary traditions, or religious practices quickly opens doors. Social life is organized much around food, tea, ceremonies, weddings, neighborhood festivals.

Culture Shock and Adaptation

As in any culturally very different country, many expatriates go through several phases:

– euphoria of the first months (discovery, fascination, sense of adventure);

– frustration phase (bureaucracy, slowness, pollution, power cuts, cultural misunderstandings);

– adjustment period (learning basic language, creating a social circle, adopting routines);

– relative integration (you find your place, understand codes better, can anticipate dysfunctions).

Getting involved in local life (Nepali language classes, participation in festivals, volunteering, team sports) is often the best antidote to discouragement. You must accept that some Western norms (absolute punctuality, predictability, administrative formalism) will not be found as such in Nepal.

Security, Risks, and Quality of Life

Despite political tensions and a recent rise in crime, Nepal is still generally considered safe for foreigners. Violent assaults are rare, with petty crime (pickpocketing, scams) being the main threat.

Security indices classify the country as “medium risk”, with:

– moderate risk in transport and for pickpockets

– low risk of terrorism or serious assaults

– some instances of corruption or requests for bribes in certain procedures

The most serious risks for quality of life are often:

– air pollution, especially in Kathmandu during certain seasons;

– climate hazards (monsoon, landslides) if you travel a lot;

– quality of care outside major cities;

– fragility of infrastructure (power cuts, degraded roads).

In return, the presence of the mountains, the offer of trekking, hiking, yoga, and meditation, the low cost of sports activities, and the human warmth of the population significantly enhance the appeal of daily life.

In Summary: For Whom is Nepal a Good Expatriation Destination?

Moving to Nepal as an expatriate is not for everyone. The country is an excellent choice if:

– you appreciate very different cultural environments and are ready to downplay material comfort;

– you have a clear project (position in an NGO, international organization, flexible remote work, active retirement, etc.);

– you are prepared to manage a slow administrative system, an imperfect road network, and improvable healthcare infrastructure, while equipping yourself with good insurance;

– you seek a quality of life based on simplicity, nature, human relationships, more than a massive urban leisure offer.

For a family with young children, Nepal can be an extremely enriching experience, provided you anticipate:

– the high cost of international schools;

– the need to resort to healthcare abroad for certain complex medical problems;

– the impact of pollution in Kathmandu (with the option of residing in greener neighborhoods like Budhanilkantha or Bhaisepati, or combining with regular stays in Pokhara).

Finally, for a retiree with comfortable income and good international health insurance, settling in Nepal can offer a unique living environment: reduced living expenses, warm social environment, opportunities to engage in local projects, and the Himalayas as a daily horizon.

The key, in all cases, is to come for reconnaissance for a few weeks or months, in long-stay traveler mode, to test different neighborhoods, feel the climate in different seasons, meet expatriates already settled, and refine your project before taking the step towards long-term relocation.

Cyril Jarnias

Cyril Jarnias is an independent expert in international wealth management with over 20 years of experience. As an expatriate himself, he is dedicated to helping individuals and business leaders build, protect, and pass on their wealth with complete peace of mind.

On his website, cyriljarnias.com, he shares his expertise on international real estate, offshore company formation, and expatriation.

Thanks to his expertise, he offers sound advice to optimize his clients' wealth management. Cyril Jarnias is also recognized for his appearances in many prestigious media outlets such as BFM Business, les Français de l’étranger, Le Figaro, Les Echos, and Mieux vivre votre argent, where he shares his knowledge and know-how in wealth management.

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